The Fintech Times

JANUARY 31, 2025

Many fintechs and financial institutions often make big claims that they can enhance support to the previously underserved, positively impact the environment, or improve peoples lives in many other ways. But often, firms fall short of these claims.

FinTech 64

FinTech Audit Financial Inclusion Advisors 64

The Fintech Times

JULY 17, 2025

According to the World Bank , the number of adults without access to financial services has dropped from 2.5 While this is a great success, there is still a lot that can be done to further make official financial services more accessible, especially in developing economies. billion in 2011 to 1.4 billion in 2021.

FinTech 45

FinTech Online and Mobile Banking Underserved Non-Bank 45

Finextra

JUNE 2, 2025

Location Joburg Followers 5 Opinions 22 Follow Unfollow Open Banking has moved from regulatory idea to industry reality, driving transformation by enabling secure, permissioned data sharing between financial institutions and third-party fintechs. Crucially, Open Banking was just the opening act. Open Finance says: why not?

Finance 52

Finance Payment APIs and Integration API Regulations 52

M2P Fintech

MARCH 24, 2025

Borrowers can now apply for loans, track progress, and make payments through digital platforms and mobile apps, eliminating the need for physical branches and banking hours. This accessibility benefits those in remote areas or with busy schedules, ensuring financial services are within everyone’s reach. billion by 2032.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Underwriting 52

The Fintech Times

JANUARY 21, 2025

EAZY Financial Services ‘EazyPay’, a Bahraini financial institution specialising in point-of-sale (POS) and online payment gateway acquiring services, has teamed up with Tarabut , the MENA region’s regulated open banking platform. Most recently, he served as chief operating officer at Bankable.

FinTech 59

FinTech Payment APIs and Integration Multi-Currency Online and Mobile Banking 59

The Fintech Times

JUNE 12, 2025

Launched in 2019, LoanTube is a UK-based digital credit marketplace that connects underserved borrowers with FCA-regulated lenders, offering real-rate comparisons and transparent eligibility decisions in real time. We’re not a lender, but we help connect consumers, especially non-prime ones, with a wide variety of FCA-regulated lenders.

Non-Bank 45

Non-Bank Underserved Regulations FinTech 45

The Fintech Times

JULY 3, 2025

Fair Finance , a non-profit social business tackling financial exclusion, has teamed up with Vanquis , a specialist finance provider for financially underserved customers, to launch a new decline referral scheme. If adopted more widely, it could help lay the foundations for a fairer and more accessible financial system.”

Assessments 59

Assessments Finance Financial Inclusion Underserved 59

The Fintech Times

JULY 9, 2025

LoanTube will match small and medium enterprises (SMEs) with a diverse panel of more than 50 finance providers, including major high-street banks such as Barclays , Lloyds , NatWest and Santander. SMEs can also work with tech-driven lenders, such as iwoca , Funding Circle and YouLend.

Underserved 64

Underserved Fraud Detection Small Business Financial Inclusion 64

Finextra

JUNE 23, 2025

Across my years in banking, I’ve seen these patterns up close. From how fintechs are answering SME challenges and why credit risk models need a reset , to the role of non-dilutive funding and what founders should expect from lenders in 2025 , the message has been consistent. In early 2025, banks reported a slight rise in SME lending.

Small Business 52

Small Business Non-Bank AI Push-to-Card 52

The Fintech Times

APRIL 9, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. Banking-as-a-Service (BaaS) describes the concept that enables non-bank platforms to access banking capabilities traditionally only offered by licensed banks.

Financial Inclusion 121

Financial Inclusion Underserved Non-Bank Embedded Finance 121

Fintech News

APRIL 3, 2024

The report, titled “Her Fintech Edge: Market Insights for Inclusive Growth”, explores the representation of women within fintech portfolios and the factors influencing, and examines the performance of women customers compared to overall portfolios, considering loyalty, customer lifetime value (CLV), and default rates.

Financial Inclusion 130

Financial Inclusion FinTech Financial Literacy Non-Bank 130

FICO

OCTOBER 25, 2016

Unfortunately, an estimated 3 billion people worldwide fall outside the credit mainstream – they either don’t have a bank account or they have so little data at the credit bureau that lenders may skip over them, or classify them as very high risk. The post New Ways to Score Risk Can Improve Financial Inclusion appeared first on FICO.

Financial Inclusion 104

Financial Inclusion Risk Underserved Non-Bank 104

The Fintech Times

MAY 9, 2024

Paymentology , the global issuer-processor, has joined forces with Diamond Trust Bank , a tier-one East African commercial bank, in a move hoping to help drive financial inclusion in Kenya through the embedding of financial services, and deployment of Cards-as-a-Service (CaaS).

Financial Inclusion 104

Financial Inclusion Embedded Finance Payment APIs and Integration Non-Bank 104

PYMNTS

SEPTEMBER 15, 2016

In an effort to bridge what is increasingly being known as the “inclusion gap” for minorities, Visa is finding promise in supporting products for financial inclusion in the credit union and community bank portfolio. To hurdle the financial gap that exists for these underserved populations in North America.

Financial Inclusion 76

Financial Inclusion Credit Union Underserved Non-Bank 76

PYMNTS

NOVEMBER 23, 2020

Blockchain and a bank charter might do much to boost financial inclusion. Figure Pay, he said, is not built on traditional banking structures but “is a blockchain rail and a digital wallet that we think is infinitely more cost-efficient.”.

Financial Inclusion 86

Financial Inclusion Office of the Comptroller of the Currency Blockchain OCC 86

Fintech News

FEBRUARY 14, 2024

million (THB 844 million) in Thai Credit Bank Public Company Limited to boost small business financing in the country with a particular focus on women-owned or led firms. The investment, a part of the Thai Credit Bank’s Initial Public Offering (IPO), marks IFC’s first foray into the Thai banking sector as a cornerstone investor.

Financial Inclusion 116

Financial Inclusion Non-Bank Underserved Finance 116

Fintech News

JUNE 9, 2024

Partnerships with leading financial institutions, including Credit Saison, Bank Sampoerna, and Superbank, have further supported its growth. JULO also recently expanded its offerings by launching non-credit products such as insurance and continues to build on these new services.

Financial Inclusion 119

Financial Inclusion Underserved Non-Bank Returns 119

The Fintech Times

OCTOBER 30, 2024

HSBC UK recently became the first major bank to enable international customers to leverage their international credit history to apply for a UK mortgage application. While this represents a significant step forward, should financial inclusivity have moved further ahead by now? Then we’ll make real progress.”

Financial Inclusion 59

Financial Inclusion Embedded Finance Non-Bank Consumer 59

FICO

MARCH 25, 2020

Home Credit , a global non-bank consumer lender, has successfully reduced its credit risk while maintaining loan volumes and keeping approval rates steady by incorporating the FICO® Score X Data to optimize its loan process in China. For its achievement, Home Credit was awarded the 2019 FICO® Decisions Award for Financial Inclusion.

Risk 97

Risk Point-of-Sale (POS) Financial Inclusion Risk Assessment 97

Fintech Finance

SEPTEMBER 24, 2024

Bank Alfalah, one of Pakistan’s largest commercial banks has already invested in Qist Bazaar, leading the seed round. ” Strategic Backing from Industry Leaders Qist Bazaar has benefitted from an early equity partnership with Bank Alfalah, which led their seed round. billion in assets under management (AUM).

BNPL 104

BNPL Underserved Non-Bank Finance 104

Finovate

AUGUST 9, 2024

“With their global expertise and reach within the financial inclusion space, they will be instrumental in further expanding GCash’s social impact, especially to the underserved. This week, Bloomberg reported that the company may pursue a Philippine digital banking license , as well.

Electronic Funds Transfer (EFT) 106

Electronic Funds Transfer (EFT) Cross-Border Payments Financial Inclusion Cross-Border 106

Fintech Review

DECEMBER 31, 2024

They encourage innovation, attract investment, and increase financial inclusion. The Central Bank of Kenya introduced regulations enabling mobile money systems like M-Pesa to thrive. This regulatory flexibility allowed non-banking institutions to offer financial services.

FinTech 111

FinTech Regulations Best Practices Central Bank 111

Fintech News

OCTOBER 28, 2024

These awards highlight companies and individuals whose fintech initiatives have contributed to advancing financial technology, promoting financial inclusion, and improving service delivery. Integrated with bank accounts and digital wallets in Pakistan, Hakeem provides customers with easy disbursement options.

AI 110

AI FinTech Innovation Payment APIs and Integration 110

Finextra

OCTOBER 17, 2024

Fingular, a Singapore-based global neobank, is getting ready to rapidly launch an innovative digital lending business in Bangladesh through a strategic partnership with a local licensed Non-Banking Financial Institution, with disruptive long-term goals in accelerating financial inclusion in one of the most financially underserved country around the (..)

Financial Inclusion 52

Financial Inclusion Underserved Non-Bank Innovation 52

Fintech News

MAY 20, 2024

The event will explore cybersecurity careers within the banking, finance, and fintech sectors, particularly in response to the increasing frequency of cyber attacks. The session will be moderated by Urs Bolt, a Fintech and Banking Expert.

FinTech 136

FinTech Embedded Finance BNPL On-Demand 136

Fintech News

JULY 23, 2024

The list, produced by CNBC in collaboration with market research firm Statista, highlights the world’s top 250 fintech companies across eight market categories: payments, wealthtech, business process solutions, neobanking, alternative finance, financial planning, digital assets and banking solutions. billion (US$4.4

FinTech 134

FinTech Online and Mobile Banking Multi-Currency Non-Bank 134

Fintech News

JANUARY 21, 2025

This evolution is reshaping the financial services landscape, creating cohesive digital experiences that cater to modern user expectations. Embedded finance refers to the integration of financial services directly into non-financial platforms, eliminating traditional barriers to transactions and enhancing user convenience.

Stablecoins 111

Stablecoins FinTech Embedded Finance Financial Inclusion 111

The Fintech Times

NOVEMBER 13, 2024

A new financial service company bringing gamified wealth-building tools to low and middle-income earners has officially launched in Zambia. DigMo , which is licensed by the Bank of Zambia to operate a wallet, plans to support underserved users by providing access to engaging products with incentives.

Accounts 59

Accounts Financial Inclusion Underserved Participant 59

PYMNTS

JANUARY 14, 2019

Paysafe Group has hired Mastercard’s Walt Macnee as an independent, non-executive director. Macnee currently serves as vice chairman of Mastercard where he has led multiple global growth initiatives, with a focus on financial inclusion for the billions of people around the world without access to basic financial services.

Visa 54

Visa Financial Inclusion Underserved Non-Bank 54

FICO

SEPTEMBER 28, 2017

These “credit invisibles” don’t have credit cards, bank accounts or credit history — so how can a lender assess their risk? Our partnership with EFL is intended to deliver a unique product to FICO’s clients by helping them reach the estimated 3 billion people around the world who are unscorable and underserved by financial institutions.

Credit Risk 74

Credit Risk Assessments Online and Mobile Banking Risk 74

The Fintech Times

JULY 19, 2024

For fintech’s consider the ones that align best with your company’s mission, like financial inclusion. Social “Financial inclusion: Ensuring that fintech services are accessible and affordable to diverse populations is a significant challenge. Many underserved communities lack access to traditional banking services.

FinTech 105

FinTech Privacy Financial Inclusion Regulations 105

FICO

APRIL 27, 2017

The scoring methodology was developed by EFL Global and marketed by FICO as part of our FICO Financial Inclusion Initiative , designed to open up credit markets around the world to a larger number of unbanked and underserved consumers. As part of this, we will look at the data hierarchy.

Credit Risk 66

Credit Risk Assessments Risk Financial Inclusion 66

PYMNTS

NOVEMBER 29, 2017

According to WiseWage, which is owned by non-profit Reinvestment Partners and — similar to SOLE Financial — focuses on servicing underbanked employees, the decision to collaborate with SOLE is an effort “to move from advocacy to action in the financial inclusion space.”. Everybody wins.”.

Payroll 44

Payroll Financial Literacy Financial Inclusion Direct Deposit 44

Fintech News

MARCH 26, 2024

In the sixth annual compendium of 500 burgeoning companies across the Asia Pacific (APAC) by the Financial Times and Statista , technology enterprises constitute nearly a third of the 2024 roster, with 8% of the APAC’s fastest-growing entities being fintech companies.

FinTech 105

FinTech APACS Payment APIs and Integration Multi-Currency 105

Fintech News

FEBRUARY 10, 2025

They rely heavily on credit history and repayment patterns, which do not always reflect a borrowers current financial standing. AI incorporates non-traditional data sources to develop a more nuanced understanding of financial behaviour. AI also enhances risk management for financial institutions.

AI 86

AI Assessments Mitigation Regulations 86

Fintech News

APRIL 10, 2025

From bustling megacities to remote villages, digital finance is breaking down barriers, giving millions access to banking, credit, and investment opportunities for the first time. million Samrat Investments , also known as Samrat Financial Banking, offers what it says is the world’s first customisable personal savings platform.

FinTech 115

FinTech Payment APIs and Integration Online and Mobile Banking AI 115

The Payments Association

NOVEMBER 20, 2024

Why embedded finance matters Embedded finance integrates financial services into non-financial platforms, offering the potential for seamless user experiences and promoting financial inclusion through contextual data. Deloitte, “ Driving Inclusion via Embedded Finance ”, 2024.

Embedded Finance 88

Embedded Finance Use Case B2B Finance 88