Fintech News

OCTOBER 28, 2024

These awards highlight companies and individuals whose fintech initiatives have contributed to advancing financial technology, promoting financial inclusion, and improving service delivery. RCBC also launched RCBC Barangayan (village/community) Banking, blending human touch with digital finance to reach underserved communities.

AI 108

AI FinTech Innovation Payment APIs and Integration 108

Fintech News

DECEMBER 10, 2023

Tackling this challenge requires a multifaceted approach focusing on data accuracy, technology integration, fraud prevention, and balancing customer experience with regulatory compliance. In APAC, financial inclusion has emerged as a driving force behind digital innovation.

Addressing 120

Addressing Fraud Prevention Financial Inclusion Payments 120

Fintech Review

JULY 16, 2024

Loan applications become more efficient, as lenders can quickly and accurately assess an applicant’s financial health through direct access to banking data. It also promotes financial inclusion. Fintech firms can develop services for underserved populations, such as individuals without access to traditional banking services.

Innovation 98

Innovation Consumer API Financial Inclusion 98

M2P Fintech

MARCH 24, 2025

Smart Contracts: Self-executing agreements streamline loan distribution, repayment, and compliance, cutting costs and speeding up transactions. Identity Verification: Provides a secure digital identity, simplifying verification and enhancing regulatory compliance.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Compliance 52

The Fintech Times

JUNE 25, 2024

By launching the Mama Money Card (costing R100 with R25 monthly fees), Access Bank, Paymentology , and Mama Money demonstrate their commitment to using tech for good that empowers underserved communities through access to critical financial services.

Bank Card 65

Bank Card Finance Cross-Border Regulatory Compliance 65

The Fintech Times

JULY 19, 2024

For fintech’s consider the ones that align best with your company’s mission, like financial inclusion. Social “Financial inclusion: Ensuring that fintech services are accessible and affordable to diverse populations is a significant challenge. Many underserved communities lack access to traditional banking services.

FinTech 106

FinTech Privacy Financial Inclusion Regulations 106

The Fintech Times

JUNE 11, 2024

It helps bring people out of poverty, for example, by creating more access to trade finance, lowering the cost of cross-border payments, reducing fraud and providing those first steps towards savings, wealth creation and financial management. “With this type of societal change, the industry can champion more financial inclusion.

FinTech 120

FinTech Innovation Finance Cross-Border Payments 120

Fintech News

JULY 23, 2024

The company utilizes data analytics and machine learning (ML) algorithms to conduct comprehensive credit assessments of SMEs, considering financial metrics, transactional dynamics, performance monitoring, and industry risks. Beyond traditional banking, the bank is committed to social and environmental impact through the DBS Foundation.

FinTech 133

FinTech Online and Mobile Banking Multi-Currency Non-Bank 133

FICO

JANUARY 4, 2018

Explained author Campbell Scott , “The scoring methodology was developed by EFL Global and marketed by FICO as part of our FICO Financial Inclusion Initiative , designed to open up credit markets around the world to a larger number of unbanked and underserved consumers. Read the full post.

Risk 58

Risk Posting Credit Risk Regulatory Compliance 58

Fintech Finance

MARCH 22, 2024

Remittances play a key role in strengthening financial inclusion in the region, boosting economies, and alleviating poverty –often serving as an essential source of income for people in low- and middle-income communities. A financial exclusion gap also still exists affecting underserved or unbanked communities.

Visa 52

Visa Cross-Border Cross-Border Payments Financial Inclusion 52

Finextra

JUNE 2, 2025

Even financial inclusion got a boost – lenders began using alternative data via open banking to underwrite those with thin credit files, and mobile apps brought services to those who were previously underserved. Crucially, Open Banking was just the opening act.

Finance 52

Finance Payment APIs and Integration API Regulations 52

Fintech Review

NOVEMBER 6, 2024

Financial inclusion remains a global priority. Fintech companies are now focusing on these underserved populations, aiming to break down financial barriers with innovative digital solutions. For many, mobile money serves as the first step towards formal financial inclusion.

Financial Inclusion 111

Financial Inclusion FinTech Online and Mobile Banking Cross-Border Payments 111

Fintech Review

NOVEMBER 12, 2024

By joining forces, they can combine their strengths to improve financial services and reach underserved populations. Regulatory pressures also encourage these partnerships. Governments and regulatory bodies aim to increase financial inclusion and make services accessible to all.

FinTech 105

FinTech Financial Inclusion Regulatory Compliance Compliance 105

Fintech News

JANUARY 22, 2025

Jessica echoed these sentiments, adding that the true potential of open banking lies in its ability to create a more inclusive financial ecosystem. Open banking could drive significant advancements in financial inclusion across underserved markets.

Cross-Border 120

Cross-Border Payment APIs and Integration AI Financial Inclusion 120

Open Banking Excellence

JANUARY 29, 2025

While the UKs Open Banking regulations were introduced as a way to boost competition, other countries have been focused on use cases that will actually drive adoptionwhether that is through digital payments or improving financial inclusion and making it easier for the underserved and micro SMEs to access credit.

API 130

API Payment APIs and Integration Innovation Cross-Border 130

Fintech News

OCTOBER 27, 2024

Many countries that were previously underserved or had underdeveloped payment infrastructures are now emerging as key players in the global economy. Source: PayerMax PayerMax focuses on regulatory compliance in the cross-border payment arena, constantly enhancing payment security.

Cross-Border Payments 117

Cross-Border Payments Cross-Border Fraud Prevention Value Added Service 117

Fintech Review

JANUARY 14, 2025

They provide streamlined, technology-driven financial services. One of the growing trends, neobanks target underserved segments, including small businesses and freelancers. Businesses gain access to financial tools without building infrastructure from scratch. Together, they create sustainable pathways to financial inclusion.

Embedded Finance 59

Embedded Finance FinTech Payment APIs and Integration Financial Inclusion 59

M2P Fintech

APRIL 29, 2025

Microfinance institutions (MFIs) play a crucial role in driving financial inclusion by providing a suite of financial services tailored specifically for the underserved and unbanked populations in remote and rural areas. Here’s how Finflux by M2P helped them overcome these hurdles.

Technology 52

Technology Assessments Risk Assessment Compliance 52