Finextra

JUNE 11, 2025

for card details), and promotes robust fraud detection and resolution mechanisms. Future Vision: Increased use of AI and machine learning for real-time fraud detection and prevention. Enhanced Security and Resilience: Policy: RBI continually updates security guidelines, emphasizes tokenization (e.g.,

Financial Inclusion

Fintech Finance

JUNE 11, 2025

By passing through authentication data to the issuer, merchants in the U.S. With 3DS Flex, Worldpay is helping facilitate next-level collaboration between issuers and acquirers on the Visa network,” said Kirk Stuart, SVP and head of enablers, merchants and fintechs at Visa. Worldpay research shows more than half (55%) of U.S.

Authorization

The Fintech Times

JUNE 14, 2025

Cindy Turner, chief product officer at Worldpay “Fraud mitigation isn’t just an on or off switch; rather, it’s a balance that requires merchants to understand how security, authentication, authorisation, fraud detection and the impact on the shopping experience work in harmony with one another,” said Cindy Turner , chief product officer at Worldpay.

Mitigation

Stax

JUNE 8, 2025

The acquirer or your bank will send a request to the issuer (which is processed through the payment processing service provider). They share several common features: Encryption : Both encrypt transaction and cardholder data to help protect against fraud and ensure PCI compliance.

Payment Gateways

Stax

APRIL 8, 2025

Credit card issuer (or issuing bank) – These are financial institutions that issue credit cards to customers. Also known as card companies or card issuers (e.g., The exact fees you pay can vary depending on the type of card used, the card issuer, the credit card network, the type of transaction, and the pricing model (e.g.,

Credit Cards

The Payments Association

MAY 21, 2025

Organised crime groups target FIs and their customers, adapting attack methods across payment channels to bypass fraud detection systems, with authorised push payment fraud (APPF), account takeover (ATO) fraud, and AI-enabled deep fake scams. Static and inflexible fraud prevention solutions are no longer sufficient.

Fraud Prevention

Stax

DECEMBER 9, 2024

Strengthen Fraud Prevention Measures Implement robust fraud detection and prevention systems to minimize the occurrence of fraudulent transactions. Use address verification, CVV checks, and fraud scoring models to identify potentially fraudulent orders.

Credit Cards

Finextra

JULY 10, 2025

Overly Aggressive Fraud Filters Fraud detection systems designed to protect merchants can sometimes be too strict, resulting in legitimate transactions being flagged and declined. Gain a Clear Understanding of Decline Reasons Issuer decline codes are often vague.

Transactions

The Payments Association

JULY 23, 2025

Today, many issuers still auto-approve token requests with minimal risk assessment, a vestige of Visa and Mastercard’s early, binary risk logic. These systems must scale to millions of agent-led transactions, utilising advanced risk engines and providing real-time fraud detection.

Payment APIs and Integration

The Payments Association

DECEMBER 18, 2024

With advanced fraud management systems using AI and machine learning, issuers will proactively stop fraud before it happens, boosting consumer trust and confidence. Real-time fraud detection systems will enhance trust and security by identifying and mitigating risks instantly.

Cross-Border

The Fintech Times

NOVEMBER 21, 2024

albo , the Mexican digital bank, has joined forces with Paymentology , the global issuer processor, to strengthen its market position in the personal and business finance sectors, while simultaneously accelerating its growth. Furthermore, this is enhanced by additional fraud detection measures.

Business Payments

Finovate

JUNE 16, 2025

Control would be another benefit, as stablecoins could offer retailers full control over the payment rail and user data, and they could leverage stablecoins to enhance fraud detection efforts and improve analytics. This will reduce development cost and time, eliminate legal requirements, and reduce operational costs.

Stablecoins

The Payments Association

APRIL 8, 2025

A roundtable discussion among merchants addressing the evolving challenges of fraud in their operations across various sectors. It highlights the necessity of advanced fraud detection and greater industry collaboration. Improving regulations, using technology for detection, and fostering industry-wide cooperation.

Fraud Detection

Finextra

JUNE 14, 2025

The company leverages its network data and infrastructure to provide fraud detection tools, credit decisioning analytics, loyalty program services, consulting, and more. Importantly, Mastercard’s business model now encompasses more than moving money – it also sells a suite of complementary technology and analytics services.

Visa

The Payments Association

DECEMBER 2, 2024

MiCA’s primary aims were to impose stringent requirements on stablecoin issuers in order to protect consumers from potential risks associated with unregulated digital assets, promoting a safer environment for crypto transactions. PSPs were required to enhance their fraud detection and prevention systems to mitigate potential losses.

Regulations

Clearly Payments

NOVEMBER 18, 2024

Fraud Prevention Specialists Responsibilities: Monitor transactions for fraudulent activity and implement fraud prevention measures. Skills Required: Experience with fraud detection tools and an understanding of common fraud patterns. Assign each case a unique ID for tracking and resolution.

PCI DSS

The Fintech Times

JANUARY 20, 2025

protocol is designed to support issuers, acquirers, and merchants in reducing fraud and improving transaction approval rates. Smarter insights: Firms can gain access to detailed transaction data, recurring payment information, and token data for efficient fraud detection and accurate processing. ” EMV 3DS 2.3.1.1

EMV

EBizCharge

JANUARY 16, 2025

Fraud detection and risk assessment: MCCs assist fraud detection and risk assessment operations by flagging suspicious transactions. For example, if a credit card is suddenly used at a pawn shop after being consistently used at beauty shops, this can indicate fraud. MCCs help enforce these restrictions.

Credit Cards

Finovate

JUNE 30, 2025

Circle officially launches its IPO Stablecoin issuer and infrastructure company Circle announced the launch of its IPO in May. These investments will be essential as Circle competes with traditional payment networks, other stablecoin issuers such as Tether, and new stablecoins that come online.

FinTech

The Payments Association

JULY 18, 2025

Growing dependence on third-party cloud, fraud detection, and payment platform providers raises systemic risk as firms are responsible for ensuring those vendors meet resilience standards. Following the removal of EU-wide caps after Brexit, issuers raised IFs from 0.2% to 1.15% (debit) and 0.3% 0.6%) during Stage 2 development.

Regulations

Finextra

JULY 29, 2025

FIS to integrate with Circle for USDC payments Global banking technology vendor FIS has teamed with stablecoin issuer Circle to give financial institutions the ability to transact in USDC. The Money Movement Hub enables financial institutions to connect to multiple payment networks, encompassing a range of payment types, in one place.

Payment APIs and Integration

Clearly Payments

MAY 22, 2025

Issuer (Issuing Bank) The issuing bank is the bank that gave the customer their credit or debit card. Fraud Detection Tools and systems to detect suspicious activity. Gateway A service that connects your website to payment networks. Processor The company that handles the technical side of the transaction.

Online and Mobile Banking

The Fintech Times

JULY 10, 2025

Paymentology, a global issuer processor, has appointed Julie Sutton as head of growth for Europe. The collaboration allows commercetools customers to integrate Worldline’s payment solutions, including fraud detection, local methods and real-time monitoring.

FinTech

Fintech Review

MAY 4, 2025

Jumio One of the longest-standing providers of ID verification and AML compliance tools, covering document checks, liveness detection, and transaction monitoring. Veriff Specialises in advanced video-based identity verification with high fraud detection rates and rapid onboarding speeds.

Payment APIs and Integration

Stax

OCTOBER 14, 2024

Fraud detection tools are also valuable, as they help minimize the risk of fraudulent transactions and safeguard your business and customers against data breaches. and $0.50), plus a percentage of each purchase (between 1% and 3%) on top of the interchange fees charged by the card issuers.

Processors

Finextra

JUNE 23, 2025

Generative AI (GenAI) is emerging within this dynamic environment as a technology that can significantly improve efficiency, fraud detection, and customer engagement. In response to this growing threat, fraud detection tools increasingly incorporate GenAI capabilities to strengthen their defences.

AI

FICO

APRIL 3, 2018

While adoption of the EMV payment standard in the US (as embodied in chip cards and panic at the checkout ) has been slow, fraudsters’ gravitation to card not present (CNP) fraud has been anything but. Two and a half years after the liability shift from issuers to merchants (i.e.,

Fraud Detection

The Payments Association

FEBRUARY 27, 2025

Our solution integrates real-time alerts from Ethoca and Verifi, allowing businesses to detect and prevent fraud before it escalates into costly chargebacks. Key features Real-time fraud alerts: Receive instant notifications when issuers flag suspicious transactions, enabling proactive fraud prevention.

Fraud Detection

FICO

JULY 24, 2018

This is the fourth in my series on five keys to using AI and machine learning in fraud detection. In fraud detection, a model will benefit from the experience gained by ingesting millions or billions of examples, consisting of both legitimate and fraudulent transactions.

Fraud Detection

Fintech Finance

OCTOBER 28, 2024

Worldpay ® and Capital One have joined forces in a new collaboration to optimize payment fraud decisioning and enhance payment security and efficiency with a data sharing agreement. Strengthened fraud controls can have the unwanted consequence of increasing the rate of false positive declines.

Authorization

The Paypers

MARCH 22, 2023

Credit card processor Zeta has partnered with fraud prevention company Featurespace to deliver a credit card processing and fraud detection solution for US-based issuers.

Fraud Detection

FICO

MARCH 11, 2021

Delivering leading AI-driven fraud prevention to a new business model. Conductor, the leading payments and banking-as-a-service platform in Latin America, has increased fraud detection by 25 percent and reduced overall payments fraud by 18 percent.

Fraud Detection

FICO

JULY 2, 2018

When consumers get a call, text, email or in-app messages from their card issuer asking them to validate a transaction, or informing them of fraud on their card, they may not even suspect that behind this bit of excellent customer service are a brilliant set of algorithms, such as neural networks. Follow me on Twitter @FraudBird.

Fraud Detection

PYMNTS

NOVEMBER 12, 2019

PULSE , the debit/ATM network that operates as a Discover Financial Services company, said in a press release that it has adopted the FICO Falcon Platform to bring new fraud detection services to its network of more than 4,100 debit issuers. Among the features is real-time scoring. percent in 2017 to 6.7 billion transactions.

Fraud Detection

Payments Source

MAY 6, 2019

The investment money’s flowing into fintech that’s flexible and broad enough to build a bridge between issuers and merchants. For PayU’s investment wing, that’s a $500 million blanket covering cross-border commerce, open tools and markets in dire need of a digital revolution.

Issuers

FICO

JULY 3, 2018

When consumers get a call, text, email or in-app messagea from their card issuer asking them to validate a transaction, or informing them of fraud on their card, they may not even suspect that behind this bit of excellent customer service are a brilliant set of algorithms. Watch for that post, and follow me on Twitter @FraudBird.

Fraud Detection

The Paypers

OCTOBER 18, 2022

Global Processing Services (GPS), a global payments technology platform and provider of adaptive behavioural analytics for fraud detection and risk management company, Featurespace , have partnered to create a market issuer processing fraud mitigation solution.

Fraud Detection