The Payments Association

FEBRUARY 3, 2025

By integrating real-time data sharing, artificial intelligence, and advanced fraud detection tools, avoided.io Real-time fraud detection and prevention: Avoided.io leverages advanced fraud detection technology to identify suspicious transactions in real-time. Avoided.io

Fraud Prevention 100

Fraud Prevention Disputes Fraud Detection Card Network Rules 100

Stax

APRIL 8, 2025

Merchants can, however, negotiate with their payment processor to cut costs, tweak pricing, or secure better rates. Choosing a credit card processor that offers transparent pricing, strong customer support, and top-tier security is the key to lowering processing costs. of your payment processor.

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

Stax

MARCH 4, 2025

TL;DR Online payments rely on API or hosted gateways with encryption and fraud detection, while in-store transactions require POS hardware with EMV chip technology and NFC capabilities. The data is then submitted to a payment processor, which directs the payment to a credit card interchange. Need to integrate payments?

Credit Cards 88

Credit Cards Payment APIs and Integration Payment Gateways Gateways 88

Stax

MARCH 11, 2025

The payment gateway : this is a cloud-based payments software integrated with your website thats responsible for the secure transfer of your customers credit card information to your payment processor. If there are no issues, the bank will inform your payment processor that the transaction has been approved.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Fintech News

DECEMBER 4, 2024

Grab has migrated over 400 backend application services to AWS Graviton2 processors, achieving high performance while reducing costs and energy consumption. These models support innovations like tailored restaurant recommendations, loyalty rewards, and fraud prevention for its digital banks.

Fraud Detection 109

Fraud Detection Fraud Prevention AI Processors 109

Clearly Payments

MARCH 14, 2025

From the cardholder to the merchant, and all the way through the financial institutions and payment processors, each participant brings something essential to the table. Payment Processor Facilitates communication between acquiring and issuing banks. Payment Gateway Secures transaction data and transmits it to the payment processor.

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

Stax

MAY 13, 2025

Payment gateway – A secure system that transmits encrypted transaction data between your website or terminal and your processor. Beyond that, processors also support payment methods like ACH and Text to Pay that can give your customers the convenience they crave. These vary based on card type, transaction volume, and risk level.

Credit Cards 88

Credit Cards Payment APIs and Integration Processors Online and Mobile Banking 88

The Payments Association

JUNE 23, 2025

The analysis would encompass every aspect, including transaction patterns and processor performance, in order to offer proactive recommendations that are customised to the specific configuration of each merchant. Fraud detection is also encompassed by automation. AI is also employed to optimise fees.

Technology 88

Technology Payments Wire Transfer Processors 88

Stax

DECEMBER 9, 2024

Strengthen Fraud Prevention Measures Implement robust fraud detection and prevention systems to minimize the occurrence of fraudulent transactions. Use address verification, CVV checks, and fraud scoring models to identify potentially fraudulent orders. How Much are Credit Card Chargeback Fees?

Credit Cards 88

Credit Cards Process Disputes Card Issuer 88

VISTA InfoSec

JULY 19, 2024

As fraudsters are continuously finding new ways to strike, we’re continuously finding new ways to prevent them with controls such as encryption, multi-factor authentication, fraud detection software, etc. As soon as you tap the app icon, the PCB connects your phone processor to its memory and display and VOILÀ.

Cybersecurity 264

Cybersecurity Encryption Fraud Detection CHIPS 264

Stax

JANUARY 21, 2025

Instead of juggling through different types of payment processors and platforms, a payment gateway allows you to accept multiple payment methods at once. The payment gateway collects and encrypts sensitive customer payment details and then securely sends them to the payment processor. Qualified transactions have the lowest rate.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

The Payments Association

JUNE 11, 2025

The key to success lies in understanding transactional data by working closely with acquirers or payment processors. Consumer behaviour adds another layer of complexity to the fraud landscape. 45% of shoppers in the UK have admitted to return fraud or policy abuse, representing an estimated £22.8 CAGR from 2025 to 2030.

Risk 88

Risk Fraud Prevention Fraud Detection Payment APIs and Integration 88

Stax

MAY 5, 2025

While some payment processors offer robust, clearly written guides, others may provide outdated or incomplete documentation. fraud triggers, insufficient funds). Fraud detection systems might not be active in the sandbox, leading to a false sense of security. Start first with a payment processor that can grow with you.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Multi-Currency 88

Clearly Payments

APRIL 17, 2025

In payments, it involves checking your internal recordssuch as your accounting or sales dataagainst records from other sources, like banks, payment processors , credit card companies, or financial institutions. Fraud Detection Discrepancies in records can be an early warning sign of fraud, theft, or unauthorized transactions.

Reconciliation 52

Reconciliation Payment Reconciliation Processors Payments 52

Stax

NOVEMBER 14, 2024

They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. Payment Processor: The credit card processing company handles the processing and batching of purchases made with credit, debit, or gift card payments. TL;DR There are several parties involved in credit card processing.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

Fintech Finance

APRIL 1, 2025

A new whitepaper by global payments processor and technology provider, RS2 , has revealed that a staggering 70% of banks’ IT budgets are consumed by maintaining outdated legacy systems.

Innovation 59

Innovation ISO 20022 Fraud Detection AI 59

Stax

DECEMBER 20, 2023

Set rate processing Subscription rate processing TL;DR Interchange fees are not collected by your payment processor or bank; they go directly to the card-issuing banks. It’s important to note that interchange fees are not collected by your payment processor or bank; they go directly to the card-issuing banks.

Credit Cards 167

Credit Cards Debit Card Processors Non-Bank 167

Stax

DECEMBER 12, 2024

These POS equipment collect payment information at physical locations and transmit them to payment processors. These capture, encrypt, and transmit the customers payment details from the eCommerce website to the payment processor. This encryption turns data into an unreadable format to prevent fraud and security breaches.

Small Business 88

Small Business Online and Mobile Banking Volume Checks 88

EBizCharge

NOVEMBER 27, 2024

It serves as an intermediary between a merchant and a payment processor, facilitating the transfer of funds during online transactions. This number helps payment processors and banks identify the merchant and track payments accurately. Data encryption: Data is encrypted and sent to the payment processor.

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

Fintech Review

MAY 6, 2025

Unlike legacy payment processors that patch systems through acquisitions, Checkout.com built its platform from the ground up, using modern, modular architecture. While many payment processors offer standardised solutions, Checkout.com prides itself on providing highly customised setups for enterprise clients.

Payment APIs and Integration 52

Payment APIs and Integration Payments Processors Alternative Payment Methods 52

The Fintech Times

JANUARY 20, 2025

To achieve this, a reliable payment processor is required to handle the entire card-issuing process. protocol is designed to support issuers, acquirers, and merchants in reducing fraud and improving transaction approval rates. This includes the initial integration with Visa , card ordering, and the final delivery.

EMV 59

EMV Payment APIs and Integration Authentication Processors 59

EBizCharge

JANUARY 16, 2025

Here are three top benefits of MCCs: Streamlined payment processing: MCCs enable payment processors to categorize transactions quickly, speeding up payment approvals from credit card companies. This helps credit card companies and payment processors understand what kind of goods or services are being sold.

Credit Cards 52

Credit Cards Processors PCI DSS Money Laundering 52

Fintech Review

FEBRUARY 5, 2025

RapidCents significantly reduces this risk by including in its low-fee payment processor over 70 machine-learning-based fraud-detection parameters. The technology, already in immersive heavy training, boosts chatbot functions or security protocols, fraud detection even marketing.

Merchant Payment Processing 52

Merchant Payment Processing AI Process Payment APIs and Integration 52

The Fintech Times

NOVEMBER 21, 2024

albo , the Mexican digital bank, has joined forces with Paymentology , the global issuer processor, to strengthen its market position in the personal and business finance sectors, while simultaneously accelerating its growth. Furthermore, this is enhanced by additional fraud detection measures.

Business Payments 59

Business Payments Payroll Fraud Detection Payments 59

EBizCharge

JANUARY 14, 2025

When a customer initiates a payment, the gateway securely transmits the information to the payment processor and the issuing bank for authorization. Fraud detection and prevention are critical features of a payment gateway. Thus, AI-powered fraud detection is on the rise. How much does a payment gateway cost?

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

PYMNTS

MAY 10, 2019

In a new PYMNTS interview, David Barnhardt, executive vice president of product at GIACT , which offers fraud detection and account validation tools, talks about an upcoming change by NACHA, national administrator of the ACH network, to make internet-initiated debit transactions (WEB debits) safer and more seamless.

Nacha Rules 71

Nacha Rules NACHA Rules Account Validation 71

The Fintech Times

JUNE 1, 2024

To find out how efforts of pitting AI against AI are taking shape, and how this could evolve in the future, we take a look at some of the latest anti-fraud approaches utilising AI. Kate Frankish, chief business development officer and anti-fraud lead at Pay.UK This would equate to over £112million worth of fraud detected annually.

SWIFT 124

SWIFT AI Fraud Detection Fraud Prevention 124

Clearly Payments

NOVEMBER 18, 2024

Chargebacks can arise from various reasons, including fraud, dissatisfaction with the product or service, or technical errors during payment processing. Key Impacts of Poor Chargeback Management: Financial loss: Businesses not only lose revenue but may also incur fees from payment processors.

PCI DSS 59

PCI DSS Address Verification System (AVS) Disputes Card Network Rules 59

The Payments Association

MARCH 14, 2025

Understanding your MCC code is essential because it directly affects: 1) Payment processing fees Businesses categorised under high-risk MCCs typically pay higher transaction fees due to increased fraud exposure and chargeback rates. Payment processors impose these fees to mitigate potential financial losses from disputed transactions.

Risk 88

Risk Disputes Processors Fraud Detection 88

VISTA InfoSec

OCTOBER 21, 2024

As fraudsters are continuously finding new ways to strike, we’re continuously finding new ways to prevent them with controls such as encryption, multi-factor authentication, fraud detection software, etc. As soon as you tap the app icon, the PCB connects your phone processor to its memory and display and VOILÀ.

Cybersecurity 189

Cybersecurity Encryption Fraud Detection CHIPS 189

Clearly Payments

OCTOBER 7, 2024

This shift has placed immense pressure on payment processors to innovate and scale their digital offerings, ensuring they can handle the increased volume of transactions while maintaining security and user experience. billion to fraud in 2021, a 70% increase compared to 2020. Global spending on fraud prevention solutions reached $10.4

Cross-Border 105

Cross-Border Processors Contactless Payments Multi-Currency 105

The Paypers

MARCH 22, 2023

Credit card processor Zeta has partnered with fraud prevention company Featurespace to deliver a credit card processing and fraud detection solution for US-based issuers.

Fraud Detection 36

Fraud Detection Credit Cards Issuers Card Issuer 36

Clearly Payments

MAY 22, 2025

Whether you’re a business owner trying to make sense of your statement, a startup exploring payment options, or just tired of pretending to understand what your processor is telling youthis glossary is for you. Processor The company that handles the technical side of the transaction. No buzzwords. Verified by Visa).

Online and Mobile Banking 52

Online and Mobile Banking Debit Card Processors ACH 52

EBizCharge

MARCH 18, 2025

A secure payment processing provider for Sage 100 will also give merchants access to fraud detection and prevention tools, 3D Secure, chargeback management, and more. By protectin g payments in Sage 100, your company can reduce the risk of data breaches and fraud, ensuring a secure experience for all parties involved.

Credit Cards 52

Credit Cards Process Security Data Breach 52

The Fintech Times

DECEMBER 9, 2024

For instance, AI will redefine fintech by enhancing personalised customer experiences, improving fraud detection and credit scoring, automating operations, and fostering financial inclusion through cost-effective digital banking solutions. ” Finally, looking ahead to 2025, what can we expect from Aevi?

Payment APIs and Integration 102

Payment APIs and Integration Online and Mobile Banking Financial Inclusion AI 102

PayHawk

JULY 26, 2023

Widely recognized and trusted brand PayPal is one of the most well-known and trusted payment processors in the world. This makes it a good option for small businesses that may not have the resources to invest in a more complex payment processor. The post Pros of Using PayPal as a Payment Processor appeared first on GoPayhawk.

Processors 52

Processors PayPal Small Business Payments 52

Clearly Payments

SEPTEMBER 13, 2024

A Payment Orchestrator is a service that enables businesses to manage and optimize their payment processing by connecting to multiple payment providers and processors through a single platform. For these businesses, a single payment processor may provide all the functionality they need without the additional cost or complexity.

Payment APIs and Integration 104

Payment APIs and Integration Multi-Currency Payments Gateways 104