Finextra

JUNE 11, 2025

Immediate Payment Service (IMPS) (2010): NPCI launched IMPS, enabling instant 24x7 interbank fund transfers, a crucial step towards ubiquitous real-time payments. RuPay Cards (2012): NPCI launched Indias domestic card payment network, reducing reliance on international schemes and promoting domestic processing.

Financial Inclusion

The Payments Association

FEBRUARY 17, 2025

As digital payment technologies evolve, they are revolutionising how transactions occur and breaking down barriers that have long excluded billions from the financial ecosystem. With the rise of real-time payment settlement networks, cross-border transactions are becoming instant, cost-effective, and more transparent.

Innovation

The Payments Association

MARCH 19, 2025

Legacy systems are increasingly unreliable, expensive to maintain, and resistant to modern payment innovations. Enhance cross-border payments by integrating an always-on solution directly and locally with regional and global payment networks, ensuring compliance with constantly evolving regulatory standards.

Payment APIs and Integration

The Payments Association

DECEMBER 18, 2024

.” Merusha Naidu, global head of partnerships , says, “Global cashless payment volumes are projected to increase by more than 80% between 2020 and 2025, from about 1 trillion transactions to almost 1.9 Real-time payments (RTP) could reach $193.1 billion within the multi-rail payments ecosystem by 2030.

Cross-Border

EBizCharge

JANUARY 14, 2025

Data encryption is crucial for a payment gateway since it converts sensitive information, like credit card details, into a secure format to prevent unauthorized access during online payments. Fraud detection and prevention are critical features of a payment gateway. Thus, AI-powered fraud detection is on the rise.

Payment Gateways

Finextra

JUNE 25, 2025

As an example, Mastercard says the sandbox will enable banks and fintechs to implement a “5-leg credit transfer” with confirmation of funds, meaning that a consumer can make a retail real-time payment with the merchant getting instant confirmation of payment.

Instant Payments

The Payments Association

MAY 21, 2025

Financial institutions (FIs) grapple with complex, interconnected fraud and financial crime challenges. Real-time payment channels and transactions facilitate seamless economic activity and enhanced customer experiences, but also bring real-time threats. The results are clear.

Fraud Prevention

Clearly Payments

DECEMBER 19, 2024

Common types include card-not-present fraud, phishing attacks, and identity theft. What It Means for You: Work with a payment processor that prioritizes security. Look for features like tokenization, PCI compliance, and AI-powered fraud detection to protect your business and customers.

BNPL

Fintech News

APRIL 24, 2025

billion Nium is a global payments platform that makes cross-border money transfers easier for businesses and financial institutions. Using real-time payment technology, Nium helps companies speed up international transactions, simplify operations, and scale. billion UPI-based payment platform BillDesk 1.59

FinTech

Finextra

JUNE 14, 2025

The company often talks about its strategy as “multi-rail” – meaning it wants to enable payment flows over cards, bank accounts, real-time payment networks, and more. Importantly, Mastercard’s business model now encompasses more than moving money – it also sells a suite of complementary technology and analytics services.

Visa

Fintech Finance

FEBRUARY 24, 2025

In the GCC in particular, the pace of e-commerce growth is surpassing that of the US and major European economies , fueled by a rapidly evolving digital payments ecosystem.

Fraud Detection

The Payments Association

APRIL 28, 2025

The industry's biggest opportunities The PAY360 2025 survey highlights AI as the clear leading opportunity within the payments sector, identified by 19% of respondents. Cross-border payments remain the second most significant opportunity, cited by 11% of industry professionals.

Cross-Border Payments

Finextra

JULY 21, 2025

Open banking mandates, real-time payment requirements, and evolving data privacy regulations require architectures built for adaptability, not just stability. Evolving Customer Expectations Digital-first customers expect instant account opening, real-time payment processing, and personalized financial insights.

Payment APIs and Integration

EBizCharge

MARCH 7, 2025

Opt for a PCI-compliant gateway with encryption, tokenization, and fraud detection tools to protect customer data and prevent chargebacks. Additionally, your gateway should support multiple payment methods, including credit/debit cards, ACH, digital wallets, and BNPL options, ensuring a frictionless payment experience for customers.

Payment Gateways

M2P Fintech

APRIL 17, 2025

Initially, APIs were point-to-point connectors to enable simple integrations; with rapid innovations, they have now matured into a foundational layer supporting a wide range of use casesfrom customer onboarding and loan origination to card issuance and fraud detection. These APIs are then made available to businesses for a fee.

API

EBizCharge

APRIL 24, 2025

Improved cash flow: A Salesforce-integrated payment system accelerates payment collections thanks to features like automated billing, instant payment processing, and recurring payment capabilities that can significantly reduce days sales outstanding (DSO) , improve cash flow, accelerate revenue recognition, and enhance financial predictability.

Payment Gateways

EBizCharge

NOVEMBER 27, 2024

Transaction settlement: After a payment is authorized, the merchant account facilitates the settlement process. Fraud detection and security tools: Merchant accounts often include tools and standards to prevent fraud and enhance security, including Payment Card Industry Data Security Standards (PCI-DSS).

Accounts

Fintech News

JULY 23, 2025

Why SaaS Matters Now: The Pressure to Modernise The adoption gap is especially significant given APAC’s leadership in payment innovation. With the growth of real-time payment systems, the panel highlighted the increasing importance of fraud prevention. Regulation gave banks the budget and the urgency,” he said.

APACS

Finextra

JULY 7, 2025

AI and Edge Computing: How to Power Data-Driven Finance Artificial Intelligence (AI) is revolutionising fintech through real-time fraud detection, automated trading and risk assessment. Real-time payments, algorithmic trading and AI-powered services require networks that operate in milliseconds.

FinTech

The Payments Association

JUNE 16, 2025

Meanwhile, fraud techniques have continued to evolve at pace. In the past five years, the UK has seen a sharp increase in the sophistication of APP fraud, driven by innovations such as deepfake technology, real-time payment abuse, and social engineering.

Scams

The Fintech Times

APRIL 27, 2025

Instant payments are becoming significantly more attractive for US banks finds RedCompass Labs , the payments experts, as it finds that 84 per cent of US banks say the new $10million Real-Time Payment (RTP) network limit and $500,000 FedNow cap are a good thing.

RTP

Finovate

DECEMBER 11, 2024

Banks are rethinking their regtech strategies, while new regtechs are leveraging tools such as large language models and GenAI to meet demand for automated compliance tools and fraud detection solutions. Direct, bank-to-bank payments are popular with merchants because of the lower fees and faster settlement times.

FinTech

Finextra

JULY 23, 2025

Tackling the True Challenge: Operational Readiness Real-time payments demand comprehensive operational transformation. When money moves instantly, everything else must keep pace: fraud detection, customer support, reconciliation, and dispute resolution. Real-time fraud detection is also particularly complex.

Real Time Payments

The Payments Association

JULY 18, 2025

In the UK, the implementation of landmark fraud prevention laws and the expansion of the cryptoasset regulatory perimeter mark a decisive shift towards greater accountability. Inadequate liquidity planning to support real-time settlement may lead to processing failures or financial penalties.

Regulations

EBizCharge

APRIL 22, 2025

This centralization enables a 360-degree view of each account, making it easier for teams to manage relationships, track payment history, and deliver personalized service. Real-time payment tracking Salesforce payment integrations allow you to monitor the status of transactions in real-time.

Payment APIs and Integration

EBizCharge

MAY 27, 2025

EBizCharges suite of features includes real-time payment data to monitor customer journeys, fraud detection tools to identify and prevent suspicious activity, and customizable reports to support strategic goals. It also offers chargeback management capabilities to track, analyze, and reduce disputes.

PCI DSS

Clearly Payments

MAY 22, 2025

Fraud Detection Tools and systems to detect suspicious activity. real-time payments system developed by the Federal Reserve for instant transfers between banks. system for transferring funds between banks, used for payroll, bill payments, and more. 3D Secure An added layer of authentication (e.g.,

Online and Mobile Banking

The Paypers

JUNE 25, 2025

For example, the sandbox will allow banks and fintechs to implement a ‘5-leg credit transfer’ with confirmation of funds; therefore, a consumer can make a retail real-time payment, with the merchant receiving immediate confirmation of the payment.

Visa

Fintech Review

MAY 4, 2025

Jumio One of the longest-standing providers of ID verification and AML compliance tools, covering document checks, liveness detection, and transaction monitoring. Veriff Specialises in advanced video-based identity verification with high fraud detection rates and rapid onboarding speeds.

Payment APIs and Integration

The Fintech Times

JULY 15, 2025

Open finance has seen strong adoption, and Pix is arguably the most successful real-time payment system in the world, both in terms of scale and impact. billion API calls in June 2023 — more than four times the UK in the same period. Brazil’s Central Bank registered 4.8

Automation

Fraud.net

DECEMBER 26, 2024

Explore how machine learning fraud detection reduces false positives, improves accuracy, and adapts to emerging fraud trends.

Fraud Detection

Bank Automation

DECEMBER 19, 2024

People First Federal Credit Union has joined the Federal Reserves real time payments network, FedNow, as a receiver and aims to expand its capabilities to include send functions to improve customer experience in 2025.

FedNow

Tom Groenfeldt

MARCH 5, 2019

Real-time payments aren't just faster, they make demands on bank infrastructure and fraud detection.

Real Time Payments

Fintech News

SEPTEMBER 29, 2024

Payment giant Visa is set to acquire Featurespace, a company specialising in artificial intelligence (AI) technology for real-time payments fraud protection. Founded in 2008 at Cambridge University, Featurespace has developed AI-driven algorithms that can detect complex fraud patterns in transaction data.

Fraud Detection

PYMNTS

FEBRUARY 19, 2020

With speed being the most obvious value proposition of real-time payments capabilities, it’s not difficult to imagine that corporate payers would be eager to embrace faster payments functionality in their accounts payable (AP) departments. Tackling Barriers, Both Real and Perceived.

Real Time Payments

PYMNTS

OCTOBER 21, 2016

Banks may not like it, but the demand is here for faster payments — from businesses, consumers and regulators alike. While they’re apprehensive about the technology, financial institutions are facing pressure to adopt real-time payments capabilities to meet that demand and to comply with new regulations.

Real Time Payments

FICO

FEBRUARY 19, 2020

To compete against them, real-time payment schemes need to offer higher value transactions coupled with ease of use and lower costs. Operators of real-time payment schemes need to make sure that their drive for market share doesn’t lead to fraud concerns being overridden by competitive instincts.

Real Time Payments