PYMNTS

SEPTEMBER 21, 2016

Take merchant acquirers who wish to expedite the posting of funds on the same day to a merchant’s bank account. Same Day ACH can give a boost to them, as well as to prepaid cards that can be loaded faster, with the assurance of having good funds behind them.

Faster Payments 76

Faster Payments Same Day ACH ACH ACH Network 76

PYMNTS

MARCH 28, 2017

In its latest white paper, INTERAC outlines the principles as follows: Principle #1: Good funds is the better model. Principle #3: Data abstraction means privacy and security for all. Two that go hand in hand are ubiquity and good funds. On the other side of the same coin is the availability of good funds.

Faster Payments 52

Faster Payments Payments Payment APIs and Integration Near Real-Time 52

PYMNTS

SEPTEMBER 17, 2018

PayPal and Amazon enable users to attach Visa- and Mastercard -branded payment methods to their accounts and to use them as the funding source when transacting on sites where their buttons are accepted, eliminating the need to enter card credentials on sites they may not know. Ubiquity can also be redefined by certainty.

Rules 78

Rules Zelle Payments PayPal 78

PYMNTS

JANUARY 3, 2020

Take a core business function – payments, for example – and then make it lightning-fast, less expensive and secure. As Ingo Money CEO Drew Edwards told PYMNTS , “There are enough rails in place today to provide ubiquity, choice and instant access to good funds for consumers. Making Money Fast. Want to make a CFO smile?

Instant Payments 60

Instant Payments Payments Ubiquitous Push-to-Card 60

PYMNTS

JANUARY 10, 2019

“The beauty of the virtual card is that it’s the only payment modality today that solves the four biggest challenges in [the] payment process: speed, good funds, reconciliation [and] fraud risk,” explained Blair Jeffery, chief operating officer at payments processing company Noventis.

Reconciliation 61

Reconciliation B2B ACH Addressing 61

Finovate

JUNE 14, 2024

million fund for SME-based fintechs You don’t have to be Sahl to feel as if good funding fortunes are coming your way. billion) fund dedicated to small and medium-sized businesses in the fintech sector. HSBC Egypt to launch $31.5 HSBC Egypt will launch a new $31.5 million (EGP 1.5

Online and Mobile Banking 59

Online and Mobile Banking Central Bank Gateways Processors 59

PYMNTS

APRIL 27, 2016

This was done to simulate a fraudster’s tactic of stealing most parts of an identity but changing components for misdirection (thus allowing them to have goods, funds or services delivered to themselves rather than to the legitimate consumer).

Verification 46

Verification Addressing Authentication Participant 46

PYMNTS

MARCH 18, 2019

Somewhat ironically, these are some of the same players who now use the card rails to push payments in real time between senders and receivers on their respective platforms – Square Cash App, Venmo and Apple Pay Cash – and pretty cheaply, and very securely, across the debit card rails.

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

PYMNTS

JANUARY 21, 2019

In other words, innovators – as innovators are wont to do – are using new tech and their own creativity to bridge the regulated, secure legacy systems in place today with new ways to create value in a dynamic, digital and on-demand world. Visa and Ingo Money announced something similar for SMB merchants several months back.

Faster Payments 77

Faster Payments Same Day ACH Fed Real Time Payments 77

PYMNTS

APRIL 29, 2019

PayPal created certainty by getting sellers paid while making sure buyers got their stuff, while keeping buyers’ bank accounts and payment credentials secure and private. In the B2B payments world, the uncertainty over when good funds will post to a supplier’s account has kept innovation at an impasse.

Online and Mobile Banking 64

Online and Mobile Banking Consumer PayPal Non-Bank 64

PYMNTS

OCTOBER 8, 2019

Payments people love to talk about rails — whose rails are the fastest, cheapest, most secure, most accepted, most compliant. There are enough rails in place today to provide ubiquity and choice and instant access to good funds for consumers,” Edwards noted. “We Consumers, not so much.

Instant Payments 49

Instant Payments Push-to-Card Payments Settlement 49

PYMNTS

JULY 16, 2018

Consumers spend time waiting for a customer service agent to answer their questions, to be seen by their doctors and in security lines at the airport. Businesses wait to be paid by their buyers — not knowing when the money will actually be received, if it is good funds and sometimes how much they’ll get. consumers spent waiting.

On-Demand 43

On-Demand Settlement Consumer Real Time Payments 43

PYMNTS

OCTOBER 1, 2018

It was a good funding round for Stripe – which snapped up $245 million in a new round of venture funding. The latest infusion of funds valued Stripe at $20 billion. Luckily Stripe, the Secret Service and eBay gave us plenty of leaves to read. Stripe’s Big Valuation – And Plotted Next Endeavours.

ATM 43

ATM Wire Wires On-Demand 43

PYMNTS

SEPTEMBER 17, 2019

And for good reason, Ingo Money CEO Drew Edwards noted in a recent conversation with Karen Webster and Ingo Executive Vice President and Chief Product Officer Lisa McFarland — instant payments present a world of interesting possibilities for creating better consumer experiences across a wide range of uses.

Instant Payments 70

Instant Payments FedNow Push-to-Card Payments 70