Fintech News

JUNE 15, 2025

Virtual assets are defined as digital instruments used for exchange or investment, excluding securities, digital fiat currencies, and other financial instruments governed by civil or financial laws.

Regulations 76

Regulations Legal Framework Money Laundering Laws 76

The Fintech Times

DECEMBER 9, 2024

Googles pushback In response, Googlesspokesman Jose Castaneda , stated: This is a clear case of government overreach involving Google Pay peer-to-peer payments, which never raised risks and is no longer provided in the US, and we are challenging it in court.

Consumer Financial Protection Bureau (CFPB) 75

Consumer Financial Protection Bureau (CFPB) CFPB Regulations Legal 75

Finextra

OCTOBER 30, 2024

New trends in payments are emerging, with regulator-led innovations sparking 'coopetition' among governments, private companies, and big tech.

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ISO 20022 Regulations Innovation ISOs 69

The Fintech Times

MARCH 17, 2025

FinTech Australia , the industry advocacy body, is calling for the Australian government to intervene after finding that many smaller fintech firms are struggling to get off the ground. This is where government intervention can have the greatest impact.”

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Government Governance FinTech Financial Literacy 59

The Fintech Times

MARCH 3, 2025

The Payments Association , the trade group representing the payments sector, has launched its Payments Manifesto for 2025, urging the UK government to modernise the payment infrastructure to ensure consumer protection. This follows the publication of the governments National Payments Vision and Strategy (NPV&S) late last year.

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Fintech Finance

MARCH 12, 2025

The Payment Systems Regulator (PSR) will be abolished as the latest step in reducing the burdens on business. The Government will set out further steps to reduce red tape in the coming days. A strong economy is at the heart of the Governments plan to deliver security and renewal through the Plan for Change.

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Regulations Blocks Payments Government 52

Fintech News

JUNE 12, 2025

News Regulatory Body, New Regulations to Adhere to? What was once a fast-moving, lightly regulated ecosystem is now being reshaped under OJK’s supervision to resemble the formal financial sector. She opened with a simple but powerful reminder: stay close to your regulators. OJK’s framework isn’t just a cosmetic change.

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Compliance Travel Rule Risk Due Diligence 110

Fintech Finance

JANUARY 8, 2025

This milestone positions dLocal to offer regulated payment services in the UK, bolstering its commitment to global compliance and expanding its service offerings for UK-based merchants. The company has built strong partnerships with governments globally, ensuring that it operates securely and in full compliance with local laws.

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Payments Institute Regulatory Compliance Alternative Payment Methods Compliance 123

The Payments Association

DECEMBER 9, 2024

The upcoming changes in cryptocurrency regulation and its impact on payment services, focusing on the UK’s approach compared to the EU. The UK government and the FCA will further develop and implement these regulations through consultations and legal frameworks, aiming for a comprehensive rollout by 2026.

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Stablecoins Rules Consulting Regulations 88

The Payments Association

FEBRUARY 14, 2025

With regulatory scrutiny at an all-time high, payments firms must keep pace with evolving regulations to avoid financial penalties and reputational risks. In 2025, three priorities stand out: safeguarding customer funds, expanding open banking, and preparing for stablecoin regulation. The FCA sees industry collaboration as critical.

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Stablecoins Payment APIs and Integration Regulatory Compliance Compliance 88

Fintech Finance

MAY 20, 2025

As the Financial Conduct Authority (FCA) prepares to take over full responsibility for regulating UK payments, new research from Equals Money reveals that combating fraud and tackling widespread delays are top priorities for higher-risk players in the industry.

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Risk Finance Embedded Finance Security 96

Finextra

MAY 28, 2025

The FCA has published proposals for ensuring financial resilience in the face of upcoming regulations governing cryptoasset firms, with an added focus on stablecoins.

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Stablecoins Government Governance Regulations 80

The Fintech Times

MARCH 7, 2025

These challenges must be addressed if we’re to support the government in its mission to deliver economic growth and safeguard the UK’s reputation as a safe place to do business.

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Compliance Financial Crimes Crime Government 96

Fintech Finance

JANUARY 16, 2025

The Payment Systems Regulator (PSR) has today set out commitments for the next two years following the mid-term review of its five-year Strategy. This review reflects extensive engagement with stakeholders, trends in payments both at home and abroad, the Governments growth mission, and the impact of the National Payments Vision (NPV).

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Innovation Regulations Government Governance 96

The Paypers

MAY 2, 2025

The UK government has decided to move forward with draft legislation that will bring cryptocurrency firms under formal financial regulation.

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Regulations Cryptocurrency Government Governance 45

The Fintech Times

NOVEMBER 27, 2024

While the FCA still warns that consumers who invest in cryptoassets ‘should be prepared’ to lose all of their money, due to the continuing volatility and lack of regulation surrounding the industry, consumers appear undeterred. In fact, the FCA noted a rise in the average value of crypto held by people from £1,595 to £1,842.

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Regulations Stablecoins Risk Consulting 112

Fintech News

JUNE 8, 2025

The announcement follows the authority’s 30 May response to feedback on its consultation paper on the Proposed Regulatory Approach, Regulations, Notices and Guidelines for DTSPs under the Financial Services and Markets Act 2022. Without a license, these service providers will have to cease their regulated operations.

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Service Provider Rules Money Laundering Authorization 114

The Payments Association

JUNE 3, 2025

In December 2024, HMT announced the appointment of a Financial Inclusion Committee, tasked with advising the government on developing the first-ever National Financial Inclusion Strategy. The Governments decision to develop the Strategy reflects the growing number of financially vulnerable consumers in the UK. million in 2022.

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Financial Inclusion Financial Literacy Treasury Government 88

The Payments Association

JANUARY 22, 2025

Unsurprisingly, this proposal aligns the loosely adopted Payments Services Regulations 2017 (PSRs) and E-Money Regulations 2011 (EMRs) regime with the CASS regime. CP24/20 outlined the proposed interim and end-state rules in September 2024, and interested parties will have provided their feedback accordingly.

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Assessments Reconciliation Audit Rules 88

The Payments Association

NOVEMBER 28, 2024

The government aims to simultaneously boost the economy and drive innovation in payments, via the National Payments Vision and Strategy, which has been shaped by views and inputs of over 100 financial institutions. PSD3 builds on PSD2 by clarifying regulations, expanding bank liability, and introducing stricter IT and risk standards.

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Authentication Regulations IBAN Rules 88

The Payments Association

NOVEMBER 12, 2024

Martin’s unique understanding of fintech also led to his appointment by the UK Government to become a founding member of the FinTech Delivery Panel, a body established to enhance the UK’s position as a global leader in the future of financial services.

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Cross-Border Disputes Legal Laws 88

Axway

JUNE 16, 2025

The European Commission is refining its approach to the Financial Data Access Regulation (FiDA), a key initiative to extend the open data framework established by the Payment Services Directive ( PSD2 ). A recent non-paper dated May 16, 2025, outlines …

Regulations 52

Regulations Payments Government Governance 52

Fintech News

DECEMBER 16, 2024

RLUSD is fully backed by US dollar deposits, government bonds, and cash equivalents, aiming to ensure stability and reliability. moves toward clearer regulations, we expect to see greater adoption of stablecoins like RLUSD, which offer real utility and are backed by years of trust and expertise in the industry.” As the U.S.

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Stablecoins Cross-Border Payments Federal Reserve Cross-Border 104

The Payments Association

MARCH 19, 2025

With the rise of digital assets, real-time payment methods, and evolving regulations, the pace of change has never been faster. Some governments embrace them, others restrict them, and many are still figuring out how to regulate them. The payments industry is undergoing a profound transformation.

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Cross-Border Reconciliation Compliance Payments 88

Fintech News

APRIL 3, 2025

What started as a consumer-friendly alternative to traditional credit is becoming a more concrete financing solution in the digital payments ecosystem, particularly in emerging markets like BNPL regulation in Asia. Regulators are stepping in to impose stricter consumer protection measures, aiming to curb overspending and prevent debt traps.

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BNPL Regulations Accreditation Consumer Protection 113

Fintech Finance

NOVEMBER 21, 2024

This partnership is set to empower African communities, governments, and businesses, and represents a significant step toward realising the shared goal of financial inclusion and economic advancement across Africa, with blockchain and decentralised finance at the forefront of this transformation.

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Payment Networks Digital Payments Digital Currency Innovation 98

Finovate

JANUARY 21, 2025

. “At LeapXpert, we’re seeing greater and greater demand for our platform, driven in part by the three-year crackdown by global regulators on off-channel communications,” LeapXpert Founder and CEO Dima Gutzeit said. “This is now expanding beyond regulated enterprises into non-regulated sectors, as the DOJ in the U.S.

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Security Government Governance AI 64

The Payments Association

JANUARY 16, 2025

Clear Junction , a global leader in cross-border payments for regulated financial institutions, has revealed a significant gap in the preparedness of payment industry leaders to navigate the complexities of the Markets in Crypto-Assets Regulation (MiCA) regulation, which is now in effect across the EU.

Compliance 88

Compliance Cross-Border Payments Cross-Border Stablecoins 88

Finovate

APRIL 3, 2025

Unlike regions such as the UK and EU, where open banking is well-established and governed by clear regulatory frameworks such as PSD2, the US market remains in flux. .” Plaids decision to hold off on an IPO may also be a strategic move given the evolving state of open banking in the US.

Consumer Financial Protection Bureau (CFPB) 141

Consumer Financial Protection Bureau (CFPB) CFPB Rules Consumer 141

The Payments Association

DECEMBER 18, 2024

As the UK payments industry begins implementing the National Payments Vision (NPV), the role of regulators in fostering innovation is increasingly pivotal. Regulators do not generally drive innovationbusinesses do, he explains. The regulators collaborative mindset extends beyond the payments industry itself, highlights Moore.

Innovation 88

Innovation Payments Financial Crimes Regulations 88

The Payments Association

MARCH 18, 2025

As more jurisdictions refine regulations and expand open finance frameworks, the focus will shift to interoperability, consumer trust, and cross-industry data integration. But these opportunities are accompanied by mounting risks around data governance, security, and regulatory fragmentation. What’s next?

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Fintech Finance

DECEMBER 12, 2024

The new solution supports payment service providers (PSPs) in offering Verification of Payee services to their customers that fulfill the requirements of the Instant Payments Regulation (IPR) and of the VOP Scheme developed by the European Payments Council (EPC).

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Payee Verification IBAN End User 98

The Paypers

MAY 2, 2025

The UK government has decided to move forward with draft legislation that will bring cryptocurrency firms under formal financial regulation.

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Regulations Cryptocurrency Government Governance 36

The Payments Association

MAY 3, 2025

It highlights how innovation, regulation, AI, and risk management are shaping the future of payments and impacting business models. Firms must build resilience, align with evolving regulations, and invest in practical innovation to stay competitive in a volatile landscape. Why is it important?

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

The Payments Association

DECEMBER 11, 2024

Key areas of concern There are at least three major areas where there should be food for thought for the FCA and, in fact, HM Treasury, reflecting on the messages from the National Payments Vision and the governments commitment to supporting growth. The government invited the FCA to consult on the safeguarding regime in 2023.

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Treasury Consulting Payments Consumer Protection 88

Finextra

JUNE 10, 2025

Home News Regulation Payments fintech Navro acquires first US licence Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Integrating New Channels In A New World Of Payments Welcome to Finextra.

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Acquirers Payment APIs and Integration FinTech Cross-Border Payments 64

Finextra

FEBRUARY 5, 2025

Australia's banks are urging the government to swiftly pass legislation that will ensure the counry's payments regulatory framework remains fit-for-purpose as digital payments continue to skyrocket.

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Regulations SWIFT Government Governance 105