The Fintech Times

JUNE 18, 2025

This could help tackle increasingly common new forms of payment scams, including ‘spoofing fraud’, which happens when a fraudster pretends to be a customer’s payment service provider to gain trust and trick the user into carrying out financial actions.

IBAN 45

IBAN Rules Correspondent Bank Duplicate 45

The Payments Association

FEBRUARY 14, 2025

Some solutions, such as virtual IBAN accounts, can help merchants manage funds more effectively, but they are often better suited to higher-value transactions. For e-commerce to adopt it successfully, payment service providers (PSPs), industry bodies, and regulators must help merchants understand where open banking fits into their strategy.

Credit Cards 88

Credit Cards IBAN Transactions Use Case 88

The Payments Association

NOVEMBER 28, 2024

PSD3 implementation schedule (2023-2026): What does this mean for banks and payment service providers? Extended liability for payment institutions: With stricter fraud liability rules, banks, payment service providers, and electronic communication providers face greater accountability.

Authentication 88

Authentication Regulations IBAN Fraud Prevention 88

Fintech Finance

MARCH 11, 2025

The company now operates in over 100 countries and territories, processes more than €50 billion in payments annually, serves over 300 financial institutions worldwide, and supports more than 10 million end customers with virtual IBANs – reinforcing its role as a trusted leader in cross-border payments.

Cross-Border Payments 85

Cross-Border Payments Cross-Border Correspondent Multi-Currency 85

Fintech Finance

JUNE 23, 2025

It is designed to reduce fraud and payment errors by allowing a payer to verify whether the name of the intended payee matches the name held by the payee’s payment service provider (PSP) for the provided IBAN.

Regulatory Compliance 59

Regulatory Compliance Compliance Cross-Border Payments Cross-Border 59

Neopay

JUNE 26, 2025

The letter assesses the provisions set out in MiCA and PSD2 and advises NCAs under PSD2 to view the transfer of crypto assets as a payment service under PSD2 where they entail EMTs and are carried out by the entities on behalf of their clients.

Regulations 52

Regulations IBAN Payments Authorization 52

Fintech Finance

MARCH 10, 2025

The company now operates in over 100 countries and territories, processes more than €50 billion in payments annually, serves over 300 financial institutions worldwide, and supports more than 10 million end customers with virtual IBANs – reinforcing its role as a trusted leader in cross-border payments.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Correspondent Multi-Currency 59

Fintech Finance

MARCH 6, 2025

The company now operates in over 100 countries and territories, processes more than 50 billion in payments annually, serves over 300 financial institutions worldwide, and supports more than 10 million end customers with virtual IBANs reinforcing its role as a trusted leader in cross-border payments.

Cross-Border Payments 52

Cross-Border Payments Cross-Border Correspondent Multi-Currency 52

Fintech Finance

APRIL 13, 2025

The new EU regulation, implemented through the European Payments Council’s (EPC) Verification of Payee (VoP) scheme, mandates that financial institutions verify the payee’s name and account number (IBAN) before executing payments. To meet the VoP requirements, Paysera will deploy the iPiD Node solution within its infrastructure.

Verification 81

Verification Compliance Payee IBAN 81

Tearsheet

JANUARY 9, 2025

Virtual IBANs are gaining popularity as a solution, allowing automated bank transfer reconciliation and streamlining order processing by offering client-specific routing numbers. Consumer-embedded payments, now integrated into many popular apps, are one success story of these kinds of partnerships.

Embedded Payments 59

Embedded Payments B2C B2B Payment APIs and Integration 59

The Fintech Times

JANUARY 7, 2025

In this regard, over the years, CBI has developed several open banking and open finance services. Such innovation makes Name Check CBI unique as it enables a new way of conducting account holder checks to provide customers and businesses with greater assurance that payments are being sent to the intended payee.

Value Added Service 105

Value Added Service Finance Payee Cross-Border Payments 105

Fintech Finance

OCTOBER 9, 2024

and CBI joins their IBAN-Name Check expertise at the service of their respective communities in order to offer an interoperable solution to fight against fraud. The IBAN Name Check – VoP Service, is designed to ensure that IBAN codes are correctly matched with the names of beneficiaries before payments are processed.

IBAN 105

IBAN Interoperability Payee Verification 105

PYMNTS

DECEMBER 29, 2020

In an interview with PYMNTS, Lilia Metodieva, managing director at Monneo , said virtual international bank account numbers (IBANs) can help firms gain scale internationally, and customize payments to serve the needs of their end customers. That is where digital banking and the virtual IBANs come in,” she said. to name just a few.

Facilitators 115

Facilitators IBAN Accounts Cross-Border 115

Fintech Finance

SEPTEMBER 24, 2024

The collaboration aims to share best practices in the Open Finance and Verification of Payee landscape, with the final goal of enhancing payment service providers’ value-added offerings and overall financial market efficiency.

Payee 98

Payee Verification IBAN Cross-Border 98

Fintech Finance

OCTOBER 1, 2024

Its partnership with Token.io, which powers Ecommpay’s open banking payment solutions in the UK and Europe, has been extended to include local settlement IBANs for the Netherlands, Spain, France and Ireland. Todd Clyde, CEO at Token.io, commented: “We are excited to enhance Ecommpay’s Open Banking Advanced solution with Token.io

IBAN 98

IBAN Financial Inclusion Settlement Payments 98

PYMNTS

FEBRUARY 15, 2017

Saxo Payments is looking to ease friction in cross-border payments through the launch of an IBAN service, the company said this week. “It eliminates the need to set up banking relationships in multiple currencies and countries, thereby enabling FX and payments businesses to offer a more tailored service to their customers.”

IBAN 40

IBAN Global Payments Cross-Border Cross-Border Payments 40

Fintech Finance

JULY 23, 2024

This service is now available in all countries where FINOM provides local IBAN accounts through its own Electronic Money Institution (EMI) license. This new feature complements FINOM’s existing SEPA Direct Debit Core offering, providing a more comprehensive suite of payment options for businesses of all sizes.

B2B 98

B2B IBAN Authorization Payments 98

Fintech Finance

SEPTEMBER 5, 2024

Users only need to link their bank account to the Satispay app with an IBAN in order to send or receive money, no card networks or other intermediaries are involved. Satispay’s strength lies in its simplicity and transparency.

Payment Solutions 97

Payment Solutions Online and Mobile Banking Consumer IBAN 97

Finextra

APRIL 1, 2025

Deus X Pay, a regulated virtual asset service provider, is providing an end-to-end solution for how businesses transact globally with the introduction of Virtual International Bank Account Numbers (vIBANs) in US Dollars (USD) and Euros (EUR).

IBAN 52

IBAN Regulations Service Provider Transactions 52

The Fintech Times

OCTOBER 2, 2024

As a result of the partnership, firms in the sector will be able to utilise the Ecommpay open banking payment solution and local settlement IBANs in the four new European countries. This latest product enhancement eliminates the risk of IBAN discrimination and facilitates faster acceptance of funds through SEPA Instant.

IBAN 59

IBAN Financial Inclusion Settlement End User 59

Open Banking Excellence

NOVEMBER 14, 2023

Competition : PSD2 sought to level the playing field between traditional banks and emerging non-bank Payment Service Providers (PSPs). The new rules will enhance the fight against payment fraud by facilitating the exchange of fraud-related information among payment service providers.

Non-Bank 130

Non-Bank Rules Authentication Regulations 130

The Fintech Times

MARCH 7, 2024

Financial institutions and payment service providers can now gain indirect access to local EURO and GBP payment schemes through Banking Circle ‘s streamlined integration process. These accounts are formatted according to local regulations, including the branch code obtained from regulators or a Pay.UK

IBAN 59

IBAN Central Bank Settlement ACH 59

Fintech Finance

APRIL 28, 2025

Qonto , the leading European business finance solution for SMEs and freelancers, and Mollie , one of Europe’s fastest-growing financial service providers, today announced a two-way strategic partnership to enhance integrated financial services for businesses across Europe.

IBAN 75

IBAN Payments Direct Deposit Payment Reconciliation 75

Fintech Finance

MARCH 5, 2024

Banking Circle ’s latest enhancement to its Agency Banking solution provides Financial Institutions (FI’s) and Payment Service Providers (PSP’s) with a faster and cheaper access point to local payment schemes to expand into further markets. member, such as Banking Circle.

Innovation 52

Innovation IBAN Payment APIs and Integration Cross-Border Payments 52

PYMNTS

APRIL 21, 2020

As Verdon told Webster, embracing platforms such as the one offered by Railsbank — which enables companies to issue unique international bank account numbers (IBANs), receive and send money and issue and manage cards — means that banking becomes a service rather than a series or suite of separate products.

Online and Mobile Banking 92

Online and Mobile Banking IBAN Non-Bank Credit Union 92

The Fintech Times

OCTOBER 31, 2024

It requires that all payment service providers within the bloc offer 24/7 instant payments starting January 2025. In addition, account name and IBAN account number checks will be mandatory from October 2025 for Eurozone payment service providers.

Mitigation 59

Mitigation Risk Global Payments Deepfake 59

The Fintech Times

FEBRUARY 28, 2024

Payment service providers such as banks, which provide standard credit transfers in euro, will be required to offer the service of sending and receiving instant payments in euro. The regulation takes into consideration particularities of non-euro area entities. This requirement will apply to regular transfers too.

Instant Payments 69

Instant Payments Regulations Non-Bank Payments 69

Fintech Finance

JUNE 5, 2024

This includes assisting payment service providers (PSPs) in complying with the upcoming Verification of Payee regulation that will be instated by October 2025. iPiD provides an all-in-one node capable of responding to and requesting IBAN verification with thousands of PSPs across Europe.

Payee 52

Payee Verification Cross-Border IBAN 52

Neopay

NOVEMBER 27, 2023

Under the planned rules, payment service providers, such as banks, which provide standard credit transfers in euro, will also be required to offer the service of sending and receiving instant payments in euro at no extra charge.

Instant Payments 52

Instant Payments Non-Bank IBAN Stablecoins 52

PYMNTS

MARCH 21, 2017

API technology can provide these treasury solutions on a case-by-case basis, Rahal continued, whether it’s to automate electronic payments or provide IBAN services. But as the use of APIs increases in the financial services space, so does the volume of the debate over data privacy.

Treasury 75

Treasury API Treasury Management IBAN 75

PYMNTS

MAY 24, 2016

Among them is B2B Pay, which provides free International Bank Account Numbers (IBAN) for companies exporting into Europe. B2B Pay also facilitates the collection of payments across 34 nations on the continent, reports said, for costs up to 80 percent cheaper than traditional service providers offer.

B2B 56

B2B Cross-Border Cross-Border Payments IBAN 56

The Paypers

JANUARY 19, 2022

UK-based Monneo , a virtual IBAN and corporate account provider has partnered with a global money transfer services provider to expand its local banking network.

IBAN 31

IBAN Service Provider Accounts 31

PYMNTS

MAY 3, 2019

Indeed, FinTech and alternative financial service providers have stepped in to try to combat those points of friction, wielding technologies like blockchain and IBAN solutions to find ways around the friction of correspondent banking.

Global Payments 60

Global Payments Cross-Border Payments Cross-Border Small Business 60

Fintech Finance

APRIL 9, 2024

With the delivery of Verification of Payee, the Company will support payment service providers (PSPs) in offering IBAN/name matching services to their customers for their SEPA transactions. EBA CLEARING’s Verification of Payee will be aligned with the respective scheme of the European Payments Council.

Payee 52

Payee Verification Instant Payments Regulatory Compliance 52

Finovate

OCTOBER 4, 2024

Latin America and the Caribbean Binance secured Virtual Asset Service Provider (VASP) license to operate in Argentina. Canadian open banking innovator Salt Edge partnered with Eastern European financial services provider Erste Group. Georgian payment service provider UniPAY teamed up with TransferGo to bring U.K.

Innovation 64

Innovation AI Payment APIs and Integration Online and Mobile Banking 64

Finovate

MARCH 22, 2024

Most recently, the Sweden-based company announced a partnership with German modern mobility sharing services provider Deutsche Bahn. N26 Crypto will be available to all eligible customers in France, or at least with a French or a German IBAN.

Embedded Finance 64

Embedded Finance Finance Payment APIs and Integration IBAN 64

The Fintech Times

MAY 23, 2024

In collaboration with ClearBank, Privat 3 Money introduces a multi-currency account, supporting transactions in EUR, USD, CHD, and CAD, all under a single IBAN. Partnerships Privat 3 Money (P3 ) is enhancing its established partnership with ClearBank, a cloud-based clearing bank.

FinTech 59

FinTech Instant Payments Multi-Currency IBAN 59