Fintech Finance

MAY 1, 2025

Financial inclusion is not just about facilitating transactions; it is about providing the infrastructure, rules, and governance that enable individuals and businessesespecially women and underserved communitiesto participate fully in the digital economy.

Financial Inclusion 52

Financial Inclusion Instant Payments Cross-Border Payments Underserved 52

The Fintech Times

MARCH 25, 2025

Not a moment too soon A significant portion of the population remains underserved or unbanked despite Somalia’s financial sector seeing a lot of growth in recent years. This innovation brings speed and security to daily transactions, empowering businesses and individuals to embrace a cashless economy.

Instant Payments 59

Instant Payments Payments Settlement Central Bank 59

Fintech News

APRIL 24, 2025

From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. HashKey focuses on regulatory compliance, security, and innovation. bolttech Valuation: $2.1 BharatPe Valuation: $2.85

FinTech 133

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 133

Fintech News

OCTOBER 28, 2024

Finalists in the corporate categories were evaluated based on impact, sustainability, practicality, interoperability, and creativity, while individual submissions were assessed on contributions to the Singapore fintech sector. Four finalists were shortlisted in each category. Ripple, NETS, Syfe, and YouTrip returned as sponsors this year.

AI 105

AI FinTech Innovation Payment APIs and Integration 105

Fintech News

JUNE 16, 2025

Initially developed by the BIS Innovation Hub, Project Nexus aims to link domestic instant payment systems (IPS) through a single multilateral gateway, replacing the current patchwork of costly and complex bilateral connections. Eli Shoshani : Early participation allows banks to set themselves apart as leaders in innovation and efficiency.

Cross-Border Payments 67

Cross-Border Payments Cross-Border APACS ISO 20022 67

Fintech News

JANUARY 15, 2024

Looking ahead, the Monetary Authority of Singapore (MAS) has introduced the SGQR+, an innovative concept aimed at revamping Singapore’s QR payments infrastructure for the future. Building upon SGQR, SGQR+ represents the next generation of interoperable payments for merchants.,

Interoperability 114

Interoperability Cross-Border Payments Financial Inclusion 114

Finextra

JUNE 11, 2025

Early Electronic Initiatives (late 1980s/early 1990s): Limited electronic fund transfers began to emerge, mainly within banks or for specific corporate clients, but were not widely interoperable. This proved to be a pivotal move in fostering indigenous innovation. Unified Payments Interface (UPI) (2016): The game-changer.

Financial Inclusion 52

Financial Inclusion Payment APIs and Integration Real Time Gross Settlement (RTGS) Funds Transfer 52

Fintech Finance

AUGUST 1, 2024

The Interledger Foundation , an organization building and advocating for an open, interoperable payment network, today announced its work with the People’s Clearinghouse, a social sector tech platform that services community banks and credit unions in Mexico. and Mexican residents via community banks in rural areas.

Cross-Border Payments 98

Cross-Border Payments Community Banks Cross-Border Credit Union 98

Fintech Review

JULY 10, 2024

As a result, DeFi is gaining traction rapidly due to its ability to provide financial services to those who have been historically underserved by conventional banking systems. Interoperability with traditional financial systems presents another significant hurdle.

Finance 97

Finance Financial Inclusion Underserved Blockchain 97

Fintech News

SEPTEMBER 10, 2024

Their growing popularity has spurred continuous financial innovation, such as the rise of buy now, pay later (BNPL). In the region, several countries have introduced cross-border QR code payment linkage, creating a unique interoperable ecosystem within ASEAN. Digital inclusion may also help MSMEs achieve sustainability.

Cross-Border Payments 107

Cross-Border Payments Cross-Border APACS Interoperability 107

The Payments Association

MARCH 18, 2025

Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products. As more jurisdictions refine regulations and expand open finance frameworks, the focus will shift to interoperability, consumer trust, and cross-industry data integration.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

The Fintech Times

JANUARY 23, 2025

. “For instance, in Mexico, were working with local fintechs and other organisations including The Peoples Clearinghouse and The Mexican Association of Credit Unions of the Social Sector (AMUCSS) on an initiative that will introduce an interoperable, real-time payment pathway between the US and 140 rural community banks.

FinTech 64

FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

The Fintech Times

MAY 29, 2024

The Interledger Foundation , an organisation building and advocating for an open, interoperable payment network, is introducing a new initiative to fund fintechs that leverage its Interledger Protocol (ILP) to bring payment capabilities to emerging markets and underserved populations.

Instant Payments 69

Instant Payments Cross-Border Payments Financial Inclusion Underserved 69

Finextra

JUNE 2, 2025

Fintech innovators could, for the first time, build services on top of bank infrastructure without being banks. Innovation quickened as data silos fell, and consumers benefited from personalized, convenient tools built on aggregated data. Unsurprisingly, this has led to an innovation Cambrian explosion in the DeFi space.

Finance 52

Finance Payment APIs and Integration API Regulations 52

Fintech Finance

APRIL 23, 2025

The approval of Pay10’s production environment enables secure, real-time connectivity to bank accounts, laying the foundation for future innovation in data-driven financial services across the region. We recognize the importance of setting a standard – operationally, technically, and in governance – for those who follow.

Finance 59

Finance Interoperability Central Bank Financial Inclusion 59

Fintech News

MAY 6, 2024

At the heart of this transformation lies the concept of Open Finance – a paradigm shift that transcends traditional banking boundaries to usher in an era of innovation, collaboration, and customer-centricity. The Rise of Open Finance in Asia Open Finance represents a fundamental departure from the siloed approach of traditional banking.

Compliance 111

Compliance Finance Payment APIs and Integration API 111

The Fintech Times

SEPTEMBER 19, 2024

It will provide localised digital banking services to everyone, including the underserved. Chatu Mongol Sonakul , advisor of the consortium and former governor, Bank of Thailand said, “I welcome the Bank of Thailand’s initiative to invite new market entrants to foster greater innovation and competition in the financial sector.

Financial Inclusion 59

Financial Inclusion Underserved Interoperability Multi-Currency 59

Finovate

MARCH 7, 2025

What happens when an ongoing revolution in payment innovation meets a regulatory regime determined to ensure secure and safe transactions for individual consumers, business entities, and even governments? Here is our look at fintech innovation around the world. Latin America and the Caribbean Digital credit innovator Maxxa raised $10.6

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

Fintech News

DECEMBER 20, 2023

Singapore also made strides in payment innovation, focusing on enhancing electronic payments and expanding cross-border capabilities. Singapore furthers payment innovation aspirations 2023 also saw Singapore advance its payment innovation ambitions, particularly in the realms of electronic payments and cross-border payment capabilities.

FinTech 107

FinTech Cross-Border CBDC Web 3.0 107

Fintech News

DECEMBER 10, 2023

In APAC, financial inclusion has emerged as a driving force behind digital innovation. Many nations within the region have recognised the transformative potential of extending financial services to underserved populations. The impact of CBDCs on payments, financial inclusion, and monetary policy remains an ongoing discussion.

Addressing 117

Addressing Fraud Prevention Financial Inclusion Payments 117

Faster Payments Council

MARCH 15, 2023

Whether we will see these services gain traction is tied to what many believe to be a major hurdle–interoperability. FedNow may not interoperate with RTP, and it doesn't seem to be a priority for either. 100B/yr US alone – sticky, underserved, corporate/gov't load (no consumer).

FPC 88

FPC ISO 20022 Cross-Border Payments Federal Reserve 88

Fintech News

OCTOBER 16, 2024

Building on its success in 2023, which attracted over 66,000 participants from 150 countries, SFF 2024 will feature a distinguished lineup of global central bankers, regulators, industry leaders, entrepreneurs, investors, innovators, and influencers. Fintech News Network readers will also get a 20% discount on their Delegate Passes.

FinTech 111

FinTech Cross-Border Payments AI Innovation 111

PYMNTS

NOVEMBER 23, 2020

He stated that the Figure Pay account will be interoperable with other accounts and payment methods (bypassing some of the vagaries of “closed” systems like MCX, now long-defunct). As Cagney noted, firms such as Figure leverage technology to reduce the cost of delivering new innovations to consumers. Looking Toward The Blockchain .

Financial Inclusion 86

Financial Inclusion Office of the Comptroller of the Currency Blockchain OCC 86

Fintech Finance

JUNE 3, 2025

It also empowers TerraPay to deepen its collaboration with local financial institutions and fintechs, offering them access to its robust, interoperable, and API-driven payment infrastructure. We remain committed to driving financial inclusion and innovation across the region, while enabling our partners to scale confidently across borders.

Cross-Border Payments 52

Cross-Border Payments Cross-Border APACS Financial Inclusion 52

Fintech News

DECEMBER 13, 2024

These initiatives aim to make transactions faster, cheaper, and more accessible, fostering innovation in Southeast Asias digital finance landscape. Furthermore, stablecoins enhance financial inclusion by providing an accessible entry point for the unbanked and underserved populations in Asia, effectively digitizing local currencies.

Stablecoins 107

Stablecoins Cross-Border Cross-Border Payments Caps 107

Faster Payments Council

SEPTEMBER 12, 2022

They will discuss how the recently published white paper on "Faster Payments and Financial Inclusion" illustrates the pain points and barriers to financial inclusion, actions, and solutions to expand, requirements of the underserved, action and solutions for issues, and considerations for faster payment stakeholders.

FPC 88

FPC Federal Reserve Cross-Border Payments Faster Payments 88

Fintech Finance

MARCH 27, 2024

Since then, the company has remained steadfast in its commitment towards financial inclusion and has spearheaded multiple initiatives for its WLA network including deployment of Cash Recycling Machines (CRMs), supporting Interoperable Cash Deposits (ICD). Currently, it is the only WLA operator to offer cash deposit facility.

ATM 52

ATM Financial Inclusion Payments Value Added Service 52

The Fintech Times

FEBRUARY 8, 2024

Anabel Perez , CEO of NovoPayment In the highly fragmented Latin American financial ecosystem, the opportunity for interoperable financial infrastructure solutions is obvious. The latter continues to see rapid innovation, and consumers want the power of choice in their day-to-day financial lives.

Product 69

Product Payment APIs and Integration Small Business Due Diligence 69

PYMNTS

OCTOBER 1, 2018

The innovation touted 10 years ago, that has garnered billions of dollars of venture capital (VC) funding, hasn’t turned out to be the “internet of money” as advertised. In those pieces, I acknowledged bitcoin as an interesting, even fascinating, innovation. Innovation By Any Other Name. It isn’t because it won’t.

Bitcoin 85

Bitcoin Blockchain Cryptocurrency Innovation 85

The Fintech Times

MARCH 5, 2024

Yabx has been on this journey to build this credit infrastructure ground up and enable financial access for the underserved. These achievements have impressive real-world implications with individuals in underserved regions. Our hypothesis is that this gap exists due to the lack of credit infrastructure.

Financial Literacy 64

Financial Literacy Financial Inclusion Underserved FinTech 64

The Fintech Times

AUGUST 28, 2024

Bank Indonesia , the country’s central bank, requires digital payment services to use standardised QR codes, ensuring all banks and e-wallets are interoperable. Around half of the country’s population still do not have a bank account, or are underserved by financial services institutions.

FinTech 69

FinTech Economy Authorization Underserved 69

The Fintech Times

JULY 9, 2024

As part of this collaboration, NOW Money will issue Mastercard payment cards to its customers, aligning with its mission to offer inclusive financial solutions to underserved communities and improve the financial wellbeing of its users across the GCC.

ISO 20022 59

ISO 20022 FinTech ISOs Payroll 59

The Fintech Times

JUNE 25, 2024

The fintech industry is known for its innovative, agile reputation, and yet it still faces a significant diversity problem that threatens to halt its growth and stop that innovation moving. In our particular field of cryptocurrency exchange, competition is rife, but so is the scope for innovative products and services.

Product 59

Product Payment APIs and Integration Innovation Interoperability 59

Finovate

JULY 12, 2024

“A robust payment infrastructure is a catalyst for innovation and scalable growth,” Group COO of Affin Bank Berhad Encik Risham Akashah Bin Kamaruzaman said. The technology will enable Affin Bank to process 20%+ more transactions, and enable interoperability among PayNet, RENTAS, and SWIFT using ISO 20022 standards.

ISO 20022 45

ISO 20022 PCI DSS Payments Online and Mobile Banking 45

The Fintech Times

FEBRUARY 19, 2024

Barriers to entry persist Saxon Bartop, head of innovation, Partior Saxon Bartop , head of innovation, Partior, the global unified ledger market infrastructure for clearing and settlement, notes which barriers are proving bothersome for firms and how they can be overcome. BIS Aurum) and interoperability solutions (e.g,

Cross-Border Payments 69

Cross-Border Payments Cross-Border Stablecoins Multi-Currency 69

Stax

APRIL 18, 2024

Yet, challenges arise when integrating them with existing systems due to compatibility, data migration, and interoperability issues. For SaaS, finding underserved or emerging niche markets and customizing offerings is key to expanding their customer base. As the software ecosystem continues to evolve, users demand all-in-one solutions.

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

Fintech Finance

JULY 7, 2025

With this license, Pay10 will deliver mobile-first interoperable infrastructure designed to integrate with Bahrain’s domestic payment rails, ensuring compliance, speed, and reliability across every transaction and directly contributing to the Kingdom’s broader vision for financial inclusion and diversified economic growth.

Central Bank 52

Central Bank Payment Solutions Regulations Security 52