Finextra

JUNE 11, 2025

Immediate Payment Service (IMPS) (2010): NPCI launched IMPS, enabling instant 24x7 interbank fund transfers, a crucial step towards ubiquitous real-time payments. RuPay Cards (2012): NPCI launched Indias domestic card payment network, reducing reliance on international schemes and promoting domestic processing.

Financial Inclusion 52

Financial Inclusion Payment APIs and Integration Real Time Gross Settlement (RTGS) Funds Transfer 52

The Fintech Times

APRIL 27, 2025

Instant payments are becoming significantly more attractive for US banks finds RedCompass Labs , the payments experts, as it finds that 84 per cent of US banks say the new $10million Real-Time Payment (RTP) network limit and $500,000 FedNow cap are a good thing.

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The Payments Association

DECEMBER 18, 2024

Jeff Parker, CEO, says, “Digital payments will continue to grow rapidly, with mobile wallets expected to reach 4.8 Key trends will include the acceleration of cross-border, real-time and instant payments and the rise of cashless economies. Real-time payments (RTP) could reach $193.1

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Cross-Border AI Push-to-Card Real Time Payments 88

Finextra

JULY 11, 2025

Cobre’s new platform is changing the way payments work in Colombia by providing businesses with real-time B2B settlement through a secure and scalable infrastructure. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre. Please read our Privacy Policy.

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B2B Payment APIs and Integration Interoperability Payments 52

The Payments Association

MARCH 19, 2025

Innovation comes from tech, but to develop truly innovative products, we need to invest in research and development (R&D), he tells Payments Review. While the future of payments is closely tied to AI, Remi points out that only large companies can fully leverage this technology.

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Digital Payments Finance Online and Mobile Banking Payments 88

Finovate

MARCH 7, 2025

Neal: While still in its early stages, the European Payments Initiative (EPI) is playing a crucial role in reshaping the EU payment landscape. By competing with global giants, EPI is pushing Europe toward a more integrated, efficient, and competitive payment system. If its familiar and it works, why change right?

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Payments Push-to-Card Online and Mobile Banking P2P 52

The Paypers

JUNE 26, 2025

The app enables instant wallet-to-wallet transactions by scanning a QR code, minimising the need for cards, payment terminals, or outdated checkout flows. The Paypers provides a wide range of news and analysis products aimed at keeping the ecommerce, fintech, and payment professionals informed about latest developments in the industry.

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Compliance Security AML Verification 36

Finextra

JULY 23, 2025

Headlines trumpet the arrival of instant payments, real-time rails, and millisecond processing times as if velocity were the sole measure of progress. Tackling the True Challenge: Operational Readiness Real-time payments demand comprehensive operational transformation.

Real Time Payments 59

Real Time Payments Fraud Detection ACH Instant Payments 59

Payments Dive

JULY 11, 2025

The shift will allow banks around the world to communicate, share data and operate by the same rules for cross-border payments, said Elias Ghanem, the global head of consulting firm Capgemini’s Research Institute for Financial Services. The change has a host of implications for international commerce, he explained during an interview.

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ISOs ISO 20022 FedWire Federal Reserve 218

The Paypers

JUNE 25, 2025

Mastercard’s payment technology allows developers to safely test and refine new features and capabilities within a trusted and secure environment, without affecting critical infrastructure. Later in 2025, Mastercard intends to provide access to its A2A instant payments technology via a sandbox.

Visa 59

Visa ISO 20022 Payment APIs and Integration Payments 59

Payments Next

OCTOBER 29, 2024

By Douglas Hall, Publisher, PaymentsNEXT Discover’s 2024 Payments State of the Union highlights risks and opportunities In today’s fast-paced digital economy, slow The post Unlocking Growth Amid Payment Delays and Fraud Risks first appeared on Payments NEXT.

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Risk Payments Economy Posting 88

Payments Dive

JULY 22, 2025

By Lynne Marek • July 15, 2024 Lynne Marek/Payments Dive FedNow ‘could lower fees’ in future, analyst reports The Federal Reserve instant payments system may cut fees after it attracts more financial institutions, or in the face of competition, a Wolfe Research analyst said, citing a FedNow official.

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Payments Dive

JULY 7, 2025

By Patrick Cooley • July 24, 2024 Lynne Marek/Payments Dive FedNow ‘could lower fees’ in future, analyst reports The Federal Reserve instant payments system may cut fees after it attracts more financial institutions, or in the face of competition, a Wolfe Research analyst said, citing a FedNow official.

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Laws FedNow Privacy Federal Reserve 78

Tom Groenfeldt

APRIL 16, 2025

Subscribe To Newsletters The Clearing House Sees Growth In Its Real-Time Payments (RTP) By Tom Groenfeldt Follow Author Share Save Comment Innovation Enterprise Tech The Clearing House Sees Growth In Its Real-Time Payments (RTP) By Tom Groenfeldt , Contributor. All Rights Reserved. Even so, the U.S

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Real Time Payments RTP Advisors Payments 130

PYMNTS

SEPTEMBER 29, 2020

New payment rails are once again in the spotlight as real-time payments and cryptocurrency emerge as the top focuses for innovators. In this week’s look at payment rails innovation, the European Union begins paving the way for greater crypto adoption, while Mastercard expands its own crypto accelerator initiative.

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Instant Payments B2B Innovation ISO 20022 129

Fintech Finance

OCTOBER 21, 2024

Real-time payments are forecast to generate $285.8 ACI Worldwide’s second Real-Time Payments: Economic Impact and Financial Inclusion report leverages data from 40 countries and reveals—for the first time—an empirical link between real-time payments and financial inclusion.

Real Time Payments 98

Real Time Payments Financial Inclusion Instant Payments Accounts 98

Fintech Finance

OCTOBER 23, 2024

A new survey by the transaction data management specialist Intix , has revealed that European banks are struggling to meet the European Union’s upcoming deadlines for mandatory instant credit transfers. The research aimed to evaluate the state of instant payments across the European banking sector.

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Instant Payments ISO 20022 Regulations Fraud Detection 105

PYMNTS

OCTOBER 15, 2020

There may be some tailwind, he said, as recent research has shown that the coronavirus can live for weeks on banknotes and other surfaces. Against that backdrop of moving away from paper payments, and toward ubiquitous real-time payments, TCH’s Waterhouse said there’s probably not a use case “that’s going to tip the scale here.”

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

The Payments Association

APRIL 23, 2025

SEPA Instant promises faster, 24/7 payments across Europe, but with few banks ready, urgent investment is needed to meet rising demand and regulatory deadlines. Instant payments have emerged as awidely adopted benchmark over recent years, capable of reshaping customer expectations and business operations across various sectors.

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Real Time Payments Innovation Instant Payments Payments 88

PYMNTS

MAY 6, 2019

Faster, faster, faster — that’s the motto driving so much of payments innovation today. Real-time payments offers promise for both small and medium-sized businesses (SMBs) and consumers. The goal of quicker payments does not apply only to Asia, even though the PYMNTS interview focused on that continent.

Real Time Payments 80

Real Time Payments Credit Cards Cross-Border Payments Cross-Border 80

The Fintech Times

OCTOBER 23, 2024

Real-time payments could generate $285.8billion of additional global GDP growth and create over 167 million new bank account holders by 2028, according to a new report published by global paytech firm ACI Worldwide. By 2028, 167.2

Real Time Payments 59

Real Time Payments Financial Inclusion Instant Payments Economy 59

PYMNTS

MAY 22, 2020

If you want to know how consumers feel about faster payments, talk to the millions of Americans who still have not received stimulus money as of mid- to late-May. Congressional Research Service projects that the pandemic could reduce global trade by anywhere from 13 percent to 32 percent,” according to the May Faster Payments Tracker.

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Faster Payments Real Time Payments Cross-Border Payments 137

PYMNTS

AUGUST 7, 2020

For the Federal Reserve, real-time payments will take time — three or four years’ time, to be specific. Lael Brainard said the coronavirus crisis has heightened the need for instant payments. That approach, she said, would be similar to the one that underpins ACH payments. A Liquidity Boost? .

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Fed Instant Payments FedNow Interbank Settlement 75

Neopay

OCTOBER 23, 2024

Real-time payments are forecast to generate $285.8 The report leverages data from 40 countries and reveals for the first time an empirical link between real-time payments and financial inclusion. Across all 40 countries in the study, real-time payments boosted GDP by a total of $164.0

Real Time Payments 52

Real Time Payments Financial Inclusion Payments Economy 52

PYMNTS

OCTOBER 16, 2020

It was a busy week for commerce and payments, as consumers are harnessing connected devices for digital-first shopping and firms are looking to harness tools to speed up business-to-business (B2B) disbursements and payments. Mastercard: Why It’s Time For Card Issuers To Up Their Digital Game.

Instant Payments 95

Instant Payments Card Issuer Online and Mobile Banking Federal Reserve 95

Fintech Finance

DECEMBER 13, 2023

Faster Payments Council (FPC), a membership organization devoted to advancing safe, easy-to-use faster payments in the United States, today published the Real-Time Payment Application Program Interfaces (APIs) report in its Faster Payments Knowledge Center. The post U.S.

Real Time Payments 52

Real Time Payments Faster Payments API FPC 52

Faster Payments Council

AUGUST 23, 2024

It's time to confront the harsh reality—innovation alone doesn't drive broad adoption. However, a recent survey by FPC and Finzly reveals a stark reality: two-thirds of financial institutions lack the capability to 'send' instant payments. Does this signal a crucial gap in capitalizing on opportunities?

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FPC ISO 20022 Federal Reserve Instant Payments 128

The Fintech Times

MAY 1, 2024

ACI Worldwide , the payments system company, and GlobalData , the data and analytics firm have worked together on a new report revealing which real-time payments markets across the world are the most successful. The report is aptly timed as global real-time payments growth has reached sustainable levels with 266.2

Real Time Payments 59

Real Time Payments APACS Cross-Border Cross-Border Payments 59

PYMNTS

JANUARY 23, 2020

Payments made with cash and checks are dropping in volume — the use of cash alone declined 40 percent over the past five years in Canada. Instant payments started 2020 on a high note, however, with the adoption of real-time payments and other speedy disbursement methods increasing over the past few years.

Instant Payments 56

Instant Payments Real Time Payments Online and Mobile Banking Payments 56

FICO

AUGUST 26, 2021

As it happens, there’s a lot more happening in the real-time payments arena than just PayPal, Venmo and Zelle. Let’s take a look at the current trends, with a focus on the US, and how banks can better arm themselves to fight fraud in this rapidly growing payments channel. in addressable payment volume.

Real Time Payments 52

Real Time Payments Zelle Federal Reserve Wire Transfer 52

Fintech Finance

APRIL 30, 2024

Global real-time payments growth has reached sustainable levels with 266.2 billion real-time payments transactions recorded in 2023—a year-over-year (YoY) growth of 42.2%—according billion real-time transactions are forecast by 2028, representing a 2023-2028 compound annual growth rate (CAGR) of 16.7%.

Real Time Payments 52

Real Time Payments Use Case Transactions Cross-Border 52

Fintech Finance

APRIL 24, 2024

Brite Payments, a leader in instant bank payments, today announced the launch of Brite Instant Payments in Germany. The fast-growing Swedish fintech enables instant account-to-account (A2A) payments and payouts , leveraging Europe’s open banking infrastructure.

Instant Payments 59

Instant Payments Payments Reconciliation Real Time Payments 59

The Fintech Times

MAY 7, 2024

Across much of the world, instant payments have quickly become the norm. In fact, less than a third of US banks are signed up to either RTP or FedNow , meaning the vast majority cannot offer instant payments as a service; new research from RedCompass Labs , the payments modernisation company, has revealed.

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Instant Payments FedNow RTP Zelle 59

The Fintech Times

OCTOBER 24, 2024

As much as two in three European banks may not be prepared to meet the EU’s instant payment deadline, a new survey by the transaction data management firm, Intix , has revealed. The post 25% of European Banks Aren’t Ready to Comply With EU Instant Payment Deadlines, Intix Reveals appeared first on The Fintech Times.

Instant Payments 59

Instant Payments ISO 20022 Fraud Detection ISOs 59

Fintech Finance

OCTOBER 15, 2024

The collaboration aims to leverage Token.io’s industry-leading open banking connectivity and infrastructure to enhance Santander’s customer experiences and develop cutting-edge, real-time payment propositions. Partners with Santander to Steer Future of Open Banking Payments appeared first on FF News | Fintech Finance.

Real Time Payments 98

Real Time Payments Instant Payments Payments Credit Cards 98

Fintech Finance

MARCH 18, 2024

ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, instant payments technology, has revealed striking new data proving instant payments will boost the financial prospects of young adults in the EU. According to the latest data, the volume of instant payments in the EU is expected to rise from 7.6

Instant Payments 52

Instant Payments Financial Inclusion Finance Payments 52

PYMNTS

JANUARY 3, 2020

Rarely do consumers and businesses agree on anything as much as they have on instant. Now, legacy FIs and a host of other players are scrambling to get a piece of the instant money action. Inspecting the “up-and-to-the-right” growth curve of instant payments , it’s no shock how many players want in. Making Money Fast.

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Instant Payments Payments Ubiquitous Push-to-Card 60