Fintech Finance

JULY 8, 2025

Research on RS2 acquirer fee models shows that acquirers lose up to $3.65 Whether it’s routing a domestic transaction through a lower-cost regional processor or splitting cross-border payments across rails, RS2 ensures clients don’t just meet real-time expectations, they profit from them.” saving per transaction.

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Finextra

JUNE 12, 2025

Sponsored [New Whitepaper] PaaS, cloud and instant payments: Navigating the outsourcing question Share Related Company Payrails Channels /retail banking /payments Comments: (0) Sign in to comment Related news /payments Payrails raises $14.4m

Privacy 115

Privacy Research API Reconciliation 115

Fintech Finance

JUNE 18, 2024

Swift today published the findings of research that shows Small and Medium Enterprises (SMEs) in the European Union feel positive about the EU’s Instant Payments Regulation, with many expecting it to save them money, improve their cashflow, and increase their competitiveness. Research was conducted from 18-29 April 2024. [ii]

SWIFT 97

SWIFT Instant Payments Cross-Border Payments Cross-Border 97

Fintech Finance

OCTOBER 23, 2024

A new survey by the transaction data management specialist Intix , has revealed that European banks are struggling to meet the European Union’s upcoming deadlines for mandatory instant credit transfers. The research aimed to evaluate the state of instant payments across the European banking sector.

Instant Payments 105

Instant Payments ISO 20022 Regulations Fraud Detection 105

Fintech Finance

SEPTEMBER 10, 2024

New research from RedCompass Labs , a world leader in payments modernization, has revealed that over half (54%) of banks are planning to leverage generative artificial intelligence (AI) for the shift to instant payments and other payments modernization projects, while four in ten (42%) are actively considering the possibility.

Instant Payments 111

Instant Payments AI ISO 20022 Payments 111

The Fintech Times

FEBRUARY 5, 2024

The adoption of digital payments is rapidly developing markets to the point that the value of B2B payments are set to grow by 40 per cent by 2028, from $89trillion in 2024 according to research from Juniper Research , the market research firm. This was restricting digital access and innovation.

Cross-Border Payments 119

Cross-Border Payments Cross-Border ISO 20022 Research 119

Fintech Finance

SEPTEMBER 9, 2024

A new study from Juniper Research , the foremost experts in fintech & payment markets, has found the volume of global transactions via A2A (Account-to-Account) payments will rise from 60 billion in 2024 to 186 billion by 2029; an increase of 209%. per transaction.

Research 93

Research Transactions Consumer Instant Payments 93

Fintech Finance

JANUARY 22, 2025

In addition to his background in open banking, Davie brings with him extensive knowledge of the German market, having been instrumental in the development of Soforts A2A payments product, including its mobile interface, before the company was acquired by Klarna in 2014.

Product 98

Product Instant Payments Online and Mobile Banking Payments 98

Finextra

MAY 7, 2024

New research from RedCompass Labs, a world leader in payments modernization, has revealed that US banks are failing to meet demand for instant payments.

Instant Payments 104

Instant Payments Payments Research 104

Fintech Finance

SEPTEMBER 11, 2024

The Capgemini Research Institute’s World Payments Report 2025 , published today, reveals an industry set to be reimagined with account-to-account and instant payments. Since the inaugural World Payments Report in 2004, the payments industry has undergone a dramatic transformation over the past two decades.

Instant Payments 98

Instant Payments Accounts Innovation Non-Bank 98

The Fintech Times

APRIL 27, 2025

Instant payments are becoming significantly more attractive for US banks finds RedCompass Labs , the payments experts, as it finds that 84 per cent of US banks say the new $10million Real-Time Payment (RTP) network limit and $500,000 FedNow cap are a good thing. The report also reveals significant concerns around fraud.

RTP 45

RTP FedNow Instant Payments Payee 45

The Paypers

JUNE 16, 2025

It has pick-up locations in over 45 countries, with a strong presence in Australia, where it has now integrated Volt via payment infrastructure provider Optty. The initiative is a key move after the Australia Post-managed POLi, a popular instant payments system utilised by travel merchants in Australia, closed in 2023.

Instant Payments 36

Instant Payments Payment APIs and Integration Real Time Payments Payments 36

NFCW

JANUARY 16, 2024

The Swiss central bank’s researchers based their analysis on anonymized, transaction-level data for a large sample of point-of-sale debit card payments made in Switzerland between 2019 and 2021. “In Switzerland – the country we study – the tap-and-go limit was doubled from CHF40 to CHF80 in April 2020.

Contactless Payments 123

Contactless Payments Research Consumer Central Bank 123

Fintech Finance

AUGUST 2, 2024

ComplyTek introduces an advanced transaction screening solution for instant payments , designed to ensure compliance and mitigate fraud within the critical 10-second processing window. Are you ready for the instant payments regulation? For more information, visit ComplyTek’s transaction screening page.

Instant Payments 94

Instant Payments Transactions Payment APIs and Integration Compliance 94

Payments Dive

AUGUST 5, 2024

The Federal Reserve instant payments system may cut fees after it attracts more financial institutions, or in the face of competition, a Wolfe Research analyst said, citing a FedNow official.

FedNow 158

FedNow Federal Reserve Instant Payments Research 158

Finextra

JUNE 18, 2025

Sign in Sign up News Latest news Company updates Long reads TV Research Events All Conferences Webinars Popular Community Community latest Latest expert opinions Groups Search members Jobs APIs Sign in Sign up News Back News Latest news Company updates Long reads TV Research Events Back Events All Conferences Webinars Popular Community Back Community (..)

Stablecoins 64

Stablecoins Embedded Finance Instant Payments Privacy 64

Finextra

JUNE 23, 2025

Takis Georgakopoulos, COO, Fiserv, says: “With our scale, reach, and technology leadership, Fiserv is uniquely positioned to advance stablecoin-powered payments and help democratize access to blockchain financial services.

Stablecoins 75

Stablecoins Interoperability Multi-Currency Privacy 75

Fintech Finance

MARCH 10, 2025

Recent Datos Insights research indicates that 91% of surveyed financial institutions (FIs) are making significant or moderate investments in payment modernization. However, many still rely on legacy AML compliance systems built for fewer payment rails, most of which are not aligned with real-time settlement workflows. .”

Real Time Payments 98

Real Time Payments Faster Payments Transactions Money Laundering 98

PYMNTS

NOVEMBER 18, 2020

When consumers are offered the option of receiving instant payment, they tend to accept it gladly. Research shows that 90 percent of consumers think getting paid faster is better than getting paid more slowly. 18) to combine their efforts and help make instant payments the industry standard.

Instant Payments 87

Instant Payments Treasury Visa Payments 87

PYMNTS

JANUARY 26, 2021

Payments choice ultimately became a determinant of businesses’ survival as well as consumers’ engagement in 2020, and the majority of consumers and microbusinesses now want access to instant payment options.

Instant Payments 76

Instant Payments Payments Consumer Volume 76

Finextra

JUNE 11, 2025

Say founders Henri Stern and Asta Li: "Joining Stripe will accelerate our work to shape this future and provide powerful new capabilities to Stripe and Privy customers alike. Together, we can change how value moves through the Internet."

Payment APIs and Integration 69

Payment APIs and Integration Multi-Currency Privacy API 69

PYMNTS

OCTOBER 16, 2020

It was a busy week for commerce and payments, as consumers are harnessing connected devices for digital-first shopping and firms are looking to harness tools to speed up business-to-business (B2B) disbursements and payments. Fifth Third Bank: Business Cash Flow Pains Are Driving Instant Payments Uptake.

Instant Payments 95

Instant Payments Card Issuer Online and Mobile Banking Federal Reserve 95

PYMNTS

AUGUST 7, 2020

Federal Reserve Board members this week shed some light on the timing and mechanics of FedNow — an always-on, fully interoperable interbank-settlement service that will give rise to instant payments in the United States. Lael Brainard said the coronavirus crisis has heightened the need for instant payments.

Fed 75

Fed Instant Payments FedNow Interbank Settlement 75

The Fintech Times

APRIL 30, 2024

Research from Juniper Research , the fintech market researchers, has found that due to open banking and the rise of account-to-account (A2A) payments, the instant payments market will grow by 161 per cent. Open banking’s popularity has skyrocketed as it is making transactions simpler for all parties.

Research 75

Research Transactions Instant Payments P2P 75

Finextra

JUNE 27, 2025

1153 Report Share Channels /artificial intelligence /payments Comments: (0) Sign in to comment Pratiksha Pathak Head of Payments Services RedCompass Labs Member since 23 Apr 2020 Location London Followers 1 Following 0 Opinions 2 Follow Unfollow Will Europe's Love for Cash Survive Instant Payments?

Addressing 90

Addressing ISO 20022 ISOs Payment APIs and Integration 90

Finextra

JULY 4, 2024

At EBAday 2024, Marianne Demarchi, Chief Executive Europe, Middle East & Africa, Swift, focused on the incoming Instant Payments Regulation and Swift's recently released research on SMEs and cross border payments.

Interoperability 59

Interoperability Instant Payments Cross-Border Payments Cross-Border 59

Finextra

JUNE 10, 2025

" Sponsored [On-Demand Webinar] PaaS, Cloud and Instant Payments in the Spotlight: Overcoming Outsourcing Challenges Share 3 Related Company Navro Channels /regulation & compliance /payments /wholesale banking Comments: (0) Sign in to comment Finextra Promoted [Webinar] Can You Have It All?

Acquirers 64

Acquirers Payment APIs and Integration FinTech Cross-Border Payments 64

The Fintech Times

SEPTEMBER 12, 2024

As every bank across Europe is currently readying its infrastructure to comply with the new Single Euro Payments Area (SEPA) Instant Payment Regulations, and as US and Canada-based banks look to meet the growing demand for instant payments, new research reveals that generative artificial intelligence (AI) is set to play a key role.

Instant Payments 69

Instant Payments AI Payments Cross-Border Payments 69

Fintech Finance

MARCH 10, 2025

Recent Datos Insights research indicates that 91% of surveyed financial institutions (FIs) are making significant or moderate investments in payment modernization. However, many still rely on legacy AML compliance systems built for fewer payment rails, most of which are not aligned with real-time settlement workflows. .”

Real Time Payments 75

Real Time Payments Faster Payments Transactions Money Laundering 75

Fintech Finance

APRIL 24, 2024

Brite Payments, a leader in instant bank payments, today announced the launch of Brite Instant Payments in Germany. The fast-growing Swedish fintech enables instant account-to-account (A2A) payments and payouts , leveraging Europe’s open banking infrastructure.

Instant Payments 59

Instant Payments Payments Reconciliation Real Time Payments 59

The Fintech Times

FEBRUARY 3, 2025

per cent of transactions in 2024, with fraudsters increasingly leveraging artificial intelligence tools to target financial institutions, according to new research from AuthenticID, an identity verification provider. Identity fraud rates reached 2.1

Deepfake 81

Deepfake Account Takeovers Identity Theft Scams 81

PYMNTS

AUGUST 8, 2019

That’s why companies from rideshare services to ticket platforms are moving to innovate their payments experience as a way to differentiate themselves from their competitors. Many are utilizing new technologies and rethinking their payment processes to cater to the growing need for instant pay.

Instant Payments 75

Instant Payments Payments Economy On-Demand 75

PYMNTS

JANUARY 3, 2020

Rarely do consumers and businesses agree on anything as much as they have on instant. Now, legacy FIs and a host of other players are scrambling to get a piece of the instant money action. Inspecting the “up-and-to-the-right” growth curve of instant payments , it’s no shock how many players want in. Making Money Fast.

Instant Payments 60

Instant Payments Payments Ubiquitous Push-to-Card 60

Fintech Finance

MAY 30, 2024

Instant payments are surging in popularity worldwide and are set to become the norm in the next couple of years. The rise of instant payments Recent data from Juniper Research shows that the instant payments market is set to grow by 161% from $22 trillion in 2024. Being available on payabl.’s

Instant Payments 59

Instant Payments Payment APIs and Integration Payments API 59

PYMNTS

JANUARY 23, 2020

Payments made with cash and checks are dropping in volume — the use of cash alone declined 40 percent over the past five years in Canada. Instant payments started 2020 on a high note, however, with the adoption of real-time payments and other speedy disbursement methods increasing over the past few years.

Instant Payments 56

Instant Payments Real Time Payments Online and Mobile Banking Payments 56

The Fintech Times

OCTOBER 24, 2024

As much as two in three European banks may not be prepared to meet the EU’s instant payment deadline, a new survey by the transaction data management firm, Intix , has revealed. The post 25% of European Banks Aren’t Ready to Comply With EU Instant Payment Deadlines, Intix Reveals appeared first on The Fintech Times.

Instant Payments 59

Instant Payments ISO 20022 Fraud Detection ISOs 59

Finextra

SEPTEMBER 24, 2024

New research from RedCompass Labs, a world leader in payments modernization, has revealed that over half (54%) of banks are planning to leverage generative artificial intelligence (AI) for the shift to instant payments and other payments modernization projects, while four in ten (42%) are actively considering the possibility.

Instant Payments 52

Instant Payments Payments AI Research 52