Fintech Finance

MARCH 30, 2025

Bancomat, Bizum and MB WAY are the leading mobile payment solutions in their countries, with more than 2 billion payments in 2024 and a share of more than 65% of total instant payments in the four countries. This initiative aims to strengthen the innovative and trusted European payment infrastructure.

Instant Payments 59

Instant Payments Cross-Border Cross-Border Payments Payments 59

Fintech Finance

MARCH 30, 2025

Bancomat, Bizum and MB WAY are the leading mobile payment solutions in their countries, with more than 2 billion payments in 2024 and a share of more than 65% of total instant payments in the four countries. This initiative aims to strengthen the innovative and trusted European payment infrastructure.

Instant Payments 52

Instant Payments Cross-Border Cross-Border Payments Payments 52

The Payments Association

MAY 12, 2025

In sectors like iGaming, FX, and crypto, payment infrastructure plays a far bigger role than just moving money. Now, thanks to open banking and the EUs Instant Payments Regulation (IPR), regulated businesses are rethinking whats possible: real-time transactions, richer customer insight, and smoother experiences, all while staying compliant.

Regulations 88

Regulations Push-to-Card Instant Payments Non-Bank 88

The Fintech Times

NOVEMBER 5, 2024

Businesses can now use virtual cards for point-of-sale transactions using mobile phones. This additional feature has generated new use cases.” “We know all about the power of collaboration,” concluded Salim Secretary , head of payments schemes and partnerships at NatWest.

Visa 69

Visa Online and Mobile Banking End User Instant Payments 69

Trade Credit & Liquidity Management

JUNE 24, 2025

The bank is among the first to allow corporate clients to send payments up to the new $10 million limit, driving new business-to-business (B2B) use cases. As of July 2024, businesses made up about 80% of RTP transactions, but 95% of payments were received by consumers, indicating untapped potential for higher-value B2B payments.

Real Time Payments 52

Real Time Payments B2B RTP Volume 52

The Payments Association

MARCH 19, 2025

Ensure seamless payment integrations across multiple regions, supporting local schemes like SEPA, FedNow, FPS, and instant payments without complex workarounds. Deliver, or fail fast, fix, and move on!

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

Fintech Finance

JANUARY 22, 2025

In addition to his background in open banking, Davie brings with him extensive knowledge of the German market, having been instrumental in the development of Soforts A2A payments product, including its mobile interface, before the company was acquired by Klarna in 2014.

Product 98

Product Instant Payments Online and Mobile Banking Payments 98

Fintech News

JUNE 16, 2025

As the global demand for faster, more affordable, and increasingly transparent cross-border payments intensifies, Project Nexus is emerging as a foundational initiative to meet the G20’s ambitious roadmap. What is Project Nexus, and how does it address today’s cross-border payment challenges?

Cross-Border Payments 82

Cross-Border Payments Cross-Border APACS ISO 20022 82

Finextra

JULY 7, 2025

In a late 2024 cross-industry survey by SAS, banking and insurance executives reported the highest current usage of generative AI—60% in each sector are already using GenAI in some capacity, the top rate among industries. A global survey found that 98% of banking leaders either use generative AI now (60%) or plan to within two years (38%).

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

The Fintech Times

APRIL 27, 2025

Instant payments are becoming significantly more attractive for US banks finds RedCompass Labs , the payments experts, as it finds that 84 per cent of US banks say the new $10million Real-Time Payment (RTP) network limit and $500,000 FedNow cap are a good thing.

RTP 45

RTP FedNow Instant Payments Payee 45

Fintech Finance

FEBRUARY 20, 2025

The results reflect growing adoption of the FedNow Service and RTP Network and an expanding array of use cases in both consumer and business contexts. However, challenges such as interoperability and fraud must be addressed to fully unlock the potential of faster payments.

Faster Payments 102

Faster Payments Multifactor Authentication FedNow RTP 102

Clearly Payments

OCTOBER 31, 2024

Growth : In regions such as Southeast Asia and Latin America, bank transfer payments have grown by 20% annually due to increasing banking access. Faster Payments (U.K.), Popular Examples : Interac e-Transfer (Canada) , Zelle (U.S.), PayID (Australia), and UPI (India).

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

Fintech Finance

JUNE 25, 2025

Twenty years ago, the UK blazed a trail in developing real-time payments, and today UK banks can reignite that advantage, by accessing Mastercard’s latest account-to-account switching technologies to innovate, test and refine the next generation of payment services, all within a trusted and secure environment.

Visa 59

Visa Real Time Payments Payment APIs and Integration Instant Payments 59

Fintech Finance

FEBRUARY 12, 2025

Consumers are increasingly choosing to Pay by Bank because it eliminates the need for card details, reduces the risk of fraud and provides instant payment confirmation. By bypassing traditional card networks, customers and merchants can both avoid unnecessary fees, while enjoying instant payment confirmation.

Consumer 59

Consumer Acquirers Instant Payments Transactions 59

The Payments Association

JUNE 3, 2025

This enables rapid scaling of new payment use cases, without duplicating risk exposure. This means tokenisation isnt just about protecting data anymoreits also about giving consumers more visibility into how their payment credentials are used, and ensuring providers can demonstrate compliance at every step.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

The Fintech Times

JUNE 23, 2025

Ultimately, they aim to cover all use cases, including person-to-person and commercial payments both online and in-store, across the European markets of the participating solutions. The post European Payments Alliance Takes Step Towards Enabling Seamless Transactions Across the Continent appeared first on The Fintech Times.

Transactions 49

Transactions Cross-Border Payments Cross-Border Payments 49

NFCW

JUNE 26, 2025

The new agreement between EPI and EuroPA “aims at enabling European citizens to send and receive payments seamlessly across the continent, for the benefit of both consumers and merchants,” the partners say.

Cross-Border 63

Cross-Border Agreements Mobile Payments Online and Mobile Banking 63

Fintech Finance

MARCH 20, 2025

Tink also recently hit a new €100M peak in a single day for its payment initiation services (PIS) across Europe, marking a tipping point in demand for Pay by Bank. These landmark numbers show that 2025 will be a critical turning point for open banking solutions like Pay by Bank as use cases grow and expand into more markets.

Payment Service Provider (PSP) 59

Payment Service Provider (PSP) Payments On-Demand Instant Payments 59

Finextra

JUNE 18, 2025

nexo protocols have since been adopted by major players across Europe and beyond — not only for card payments but also supporting mobile and QR Code -based payments. They are now evolving to incorporate Instant Payments , and will likely move to integrate the Digital Euro in the future.

ISO 20022 52

ISO 20022 Transactions Payment APIs and Integration Cross-Border 52

The Payments Association

JANUARY 21, 2025

Generational trends show younger users leading the adoption of digital wallets and stored credit cards, while older demographics continue to prefer traditional methods like bank transfers and debit cards, underscoring the need for inclusive payment solutions.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech News

MAY 11, 2025

DBS Bank is also a participating bank in PayNow, Singapores consumer real-time payments service. PayNow is connected to the likes of Malaysias DuitNow and Indias Unified Payment Interface (UPI) system, enabling cross-border instant payments.

Cross-Border Payments 123

Cross-Border Payments Cross-Border APACS Distributed Ledger Technology (DLT) 123

M2P Fintech

APRIL 17, 2025

These APIs tailor the delivery of services to specific interfaces and use cases, ensuring consistent and personalized user experience. Here is a use case: A mobile banking app may use Experience APIs to show real-time transaction alerts, enable biometric login, or allow customers to apply for a new card.

API 52

API Payment APIs and Integration Non-Bank Fraud Detection 52

The Payments Association

FEBRUARY 26, 2025

Faster payments and faster fraud As new payment use cases and systems emerge, they naturally introduce new fraud risks. For instance, decreasing authorized push payment (APP) fraud is still a key priority for the UKs Payment Systems Regulator (PSR) in 2025.

Authentication 88

Authentication Risk Fraud Prevention Compliance 88

The Fintech Times

JUNE 18, 2025

Manual approvals for payments will become a thing of the past with Pix Automático, as the feature will reduce friction and improve customer retention throughout the payment journey. The evolution of Pix to support recurring payments, a key step for sectors like streaming and online platforms.

Credit Cards 49

Credit Cards Central Bank Payments Volume 49

The Paypers

JUNE 23, 2025

Free Headlines in your E-mail Every day we send out a free e-mail with the most important headlines of the last 24 hours.

Credit Cards 36

Credit Cards CBDC Payments Cross-Border 36

The Payments Association

JANUARY 15, 2025

Integrating Swift with the upgraded FPS would enable a unique reference to be embedded within each transaction, delivering end-to-end tracking across both cross-border (Swift) and domestic payment flows. Swift uses its Payment Pre-validation service to connect different Verification of Payee (VoP) schemes.

SWIFT 88

SWIFT ISO 20022 Cross-Border Cross-Border Payments 88

The Fintech Times

MAY 3, 2025

The capability initially enables cross-border payments for fintechs and SMBs, B2B and B2C transfers, funding operating accounts and subsidiary payments back to parent companies. This launch marks just the beginning of Cross River’s commitment to powering borderless finance.

International Payments 69

International Payments Cross-Border Cross-Border Payments Same Day ACH 69

Finextra

JULY 9, 2025

Jack McDonald, SVP, stablecoins, Ripple, says: “Ripple USD addresses a critical gap in the market as a stablecoin developed for enterprise-grade financial use cases, designed to meet the rigorous standards of leading financial institutions.

Stablecoins 75

Stablecoins Cross-Border Payments Cross-Border Privacy 75

The Payments Association

JULY 18, 2025

It offers practical, high-level analysis of what’s live, what’s coming into force, and what’s under active consultation, covering fraud liability, stablecoin oversight, instant payments, digital operational resilience, and future developments such as the digital pound and digital euro.

Regulations 88

Regulations Payment APIs and Integration Payments Legal 88

Fintech Finance

JUNE 2, 2025

Safer e-commerce With an operational technology platform ready to process bills and subscriptions, Visa plans to expand Visa A2A, including e-commerce payments in the UK with a phased approach. Visa A2A for e-commerce will offer a secure, hassle-free way to pay directly through bank accounts.

Consumer Protection 59

Consumer Protection Consumer Participant Innovation 59

Finextra

JULY 23, 2025

Headlines trumpet the arrival of instant payments, real-time rails, and millisecond processing times as if velocity were the sole measure of progress. Yet this singular focus on speed misses a fundamental truth: enterprises dont just want faster payments—they want smarter, more reliable, and more strategic payment systems.

Real Time Payments 59

Real Time Payments Fraud Detection ACH Instant Payments 59

Payments Dive

JULY 17, 2025

Mastercard already allows for some purchases using stablecoins, but it’s also aiming to expand those use cases, partly by partnering with other companies operating in that arena. They argued that delving into the stablecoin world will increase Mastercard’s revenue more than it will undercut it. By Lynne Marek • Aug.

Stablecoins 78

Stablecoins Visa FedNow Cross-Border 78

The Paypers

JUNE 26, 2025

Subscribe now Keywords: AML , digital onboarding , fraud management , identity verification , partnership Categories: Fraud & Financial Crime Companies: iDenfy Countries: Australia ::: add a comment This article is part of category Fraud & Financial Crime ::: more iDenfy | Discover all the Company news on iDenfy and other articles related to iDenfy (..)

Compliance 36

Compliance Security AML Verification 36

The Paypers

JUNE 27, 2025

Subscribe now Keywords: partnership , debit card , prepaid card , payments , money transfer Categories: Payments & Commerce Companies: Visa Countries: United States ::: add a comment This article is part of category Payments & Commerce ::: more Visa | Discover all the Company news on Visa and other articles related to Visa in The Paypers News, Reports, (..)

Debit Card 36

Debit Card Payment APIs and Integration BSA Stablecoins 36

Fintech Finance

JUNE 16, 2025

This roll-out is a great milestone on EPI’s journey to make a single and unified payment solution available to all Europeans a reality, with Luxembourg being the flagship of European cross-border needs (with an international workforce representing nearly 50% of the overall one, according to STATEC).

Digital Payments 52

Digital Payments Cross-Border Payments Payment Solutions 52

The Paypers

JUNE 25, 2025

Mastercard’s payment technology allows developers to safely test and refine new features and capabilities within a trusted and secure environment, without affecting critical infrastructure. Later in 2025, Mastercard intends to provide access to its A2A instant payments technology via a sandbox.

Visa 59

Visa ISO 20022 Payment APIs and Integration Payments 59

The Paypers

JUNE 27, 2025

Subscribe now Keywords: partnership , payments , online payments , ecommerce Categories: Payments & Commerce Companies: Affirm , Xsolla Countries: United States ::: add a comment This article is part of category Payments & Commerce ::: more Affirm | Xsolla | Discover all the Company news on Affirm and other articles related to Affirm in The Paypers (..)

Payments 36

Payments Stablecoins Cross-Border Database 36