Finextra

JUNE 24, 2025

These solutions are already widely adopted and focus on enabling technical interoperability between existing mobile wallets, offering fast and integrated payment experiences within their local banking ecosystems. Wero, in contrast, offers a unified architecture, designed for full interoperability and scale across Europe.

Agreements

Fintech Finance

JULY 24, 2025

“With this launch, we’re proud to offer a payment solution that reflects Europe’s commitment to privacy, security, and user empowerment,” said Jens Bader , CEO of The Payments Group.

Mobile Payments

Finextra

JUNE 11, 2025

Early Electronic Initiatives (late 1980s/early 1990s): Limited electronic fund transfers began to emerge, mainly within banks or for specific corporate clients, but were not widely interoperable. Its simplicity, interoperability, and low cost made it an instant success. Please read our Privacy Policy.

Financial Inclusion

Finextra

JULY 30, 2025

The Fedwire migration now aligns the US with this global movement and enables full interoperability with international systems and standards. Please read our Privacy Policy. Many cross-border payment networks, including SWIFT CBPR+, are also actively migrating. We use cookies to help us to deliver our services.

ISO 20022

Finextra

AUGUST 7, 2025

Lack of interoperability across borders creates bottlenecks This lack of connectivity causes delays, compliance risks, and limited access. Adopt interoperable systems that speak a global language You must choose a solution that supports ISO 20022 and connects to national clearing systems. Please read our Privacy Policy.

Payment APIs and Integration

The Payments Association

JULY 18, 2025

A model in which multiple wallet providers coexist, provided they can interoperate smoothly. Nevertheless, achieving full interoperability is a complex task. Even the most privacy-preserving or sovereign wallet will struggle if it fails to match the usability of global competitors.

Payments

Finextra

JULY 24, 2025

So, you must choose a provider who offers speed, affordability, interoperability, and transparency. You also need strong audit trails, user verification, and data privacy controls. Prioritize seamless integration and interoperability You need systems that talk to each other. Please read our Privacy Policy.

Digital Payments

The Payments Association

MARCH 19, 2025

The rapid adoption of digital wallets has introduced a complex web of regulatory considerations, ranging from data privacy and cybersecurity to anti-money laundering (AML) compliance and cross-border transaction governance. The question is not if but how severe and far-reaching these new rules will be.

Digital Payments

The Fintech Times

NOVEMBER 6, 2024

Ant International is also working with StraitsX to enable the efficiency and interoperability of payments made via PBM through the Whale platform, Ant International’s treasury management solution. “Based on our biometrics study, close to seven in 10 Singapore consumers see this as a secure way to pay. .

Product

Finextra

AUGUST 11, 2025

This means that we anticipate the strategy will include clear positions on how the UK’s instant payment architecture should be developed to: – Adopt the ISO 20022 data standard to support richer, structured data within the payment message, while increasing interoperability with other payments infrastructures in the UK and other countries.

ISO 20022

NFCW

MARCH 27, 2025

” The specification decision clarifies which measures Apple must implement to allow effective interoperability between Apples iOS operating system and connected devices by other manufacturers in relation to a total of nine iOS connectivity features.

Interoperability

Finextra

JULY 11, 2025

As a long-time advocate of financial digitalization in Colombia, Cobre will accelerate the adoption of the new interoperable real-time payment system for businesses under the Bre-B framework, transforming the way money moves across the country. Please read our Privacy Policy. We use cookies to help us to deliver our services.

B2B

Finextra

JUNE 11, 2025

Mobile-First Infrastructure: Inclusion, Innovation, and Interoperability The smartphone has become the central node of financial inclusion and fintech innovation. Please read our Privacy Policy. The mobile wallet is now the financial identity layer of the internet.” We use cookies to help us to deliver our services.

Consumer

Fintech Finance

JULY 24, 2025

” Users also benefit from Bluecode’s growing interoperability with European and international payment ecosystems, which ensures broad acceptance both within and beyond Europe. The post The Payments Group Partners With Bluecode to Deliver Pan-European Mobile Payment Prepaid Solution appeared first on FF News | Fintech Finance.

Mobile Payments

Finextra

JUNE 26, 2025

Focus on security, interoperability, and transparency A powerful solution ensures your customers can send money anytime, anywhere, and in any way they want. Please read our Privacy Policy. But it also ensures every transaction is secure, compliant, and transparent. We use cookies to help us to deliver our services.

PCI DSS

Finextra

JUNE 18, 2025

Interoperability across multiple domestic and international card schemes without cobadging constraints. It supports: Interoperability across multiple payment types and acceptance environments — including in-store, e-commerce, SoftPOS, cards, mobile, and QR codes. Please read our Privacy Policy. no mandatory cobadging).

ISO 20022

Finextra

JUNE 14, 2025

Its infrastructure, built for interoperability and scale, now handles everything from business-to-business (B2B) payments to person-to-person (P2P) transfers across different currencies. Please read our Privacy Policy. What’s changed in recent years is the breadth of that network and the products riding on it.

Visa

Stax

JANUARY 28, 2025

Interoperability with your existing software tools and apps: the payment processing platform must be interoperable with your existing software tools, like CRM (Customer Relationship Management), inventory management, POS (Point of Sale), and accounting software.

Payment APIs and Integration

Finextra

JULY 16, 2025

The pressure to solve real challenges — such as low banking penetration, financial exclusion, limited access to credit cards, lack of interoperability, and acceptance barriers for traditional (and international) payment methods — planted the seeds for fintech and digital banks. Please read our Privacy Policy.

Payment APIs and Integration

The Fintech Times

FEBRUARY 28, 2025

The use of AI in fintech has sparked concerns about data privacy and the misuse of sensitive financial information. “Another big challenge is related to data security and privacy. . “While AI presents immense opportunities for the fintech industry, it also raises significant challenges and limitations.

AI

Finextra

JUNE 2, 2025

Developers globally are composing new financial products at a frenetic pace, precisely because the protocols are open and interoperable. Open Banking achieved interoperability by establishing common API standards (for example, the UK’s Open Banking Implementation Entity set standard formats for data and secure connections).

Finance

Finextra

JULY 27, 2025

Critical Eanblers Interoperability Standards: Global alignment on token schemas and messaging extensions via ISO 20022 working groups or BIS led CBDC Alliances is critical. Governance & Privacy: Balance transparency for audit with privacy for corporate data, leveraging zero knowledge proofs or selective disclosure.

CBDC

The Payments Association

MARCH 18, 2025

As more jurisdictions refine regulations and expand open finance frameworks, the focus will shift to interoperability, consumer trust, and cross-industry data integration. But open data also amplifies risks around privacy, consent, and data securityissues that payments firms must address as customer trust becomes a core competitive asset.

Finance

Payments Dive

JULY 17, 2025

By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. Scaling stablecoins will fundamentally be about utility to consumers and businesses, and interoperability between the existing financial system” and stablecoins, Lambert said. You can unsubscribe at anytime. You can unsubscribe at anytime.

Stablecoins

The Payments Association

AUGUST 8, 2025

However, the next frontier is real-time global interoperability. By 2030, we expect a convergence of national RTP systems into interoperable networks that transcend borders, driven by ISO 20022 messaging standards, blockchain rails, and global regulatory collaboration. to under 1%.

Cross-Border

Fintech Weekly

JUNE 8, 2025

Alternatively, if you’re building your own API, it’s easy to miss important cybersecurity steps while focusing on efficiency and interoperability. Many APIs come from third-party developers, so they may contain vulnerabilities. These missteps can lead to catastrophic consequences when people’s finances are at stake.

API

The Paypers

JUNE 17, 2025

The addition of stablecoin on- and off-ramps is expected to expand the platform’s interoperability between fiat and digital currencies. Privacy Policy Cookie Statement Terms and Conditions The company’s platform supports embedded financial services, including account provisioning, FX, and domestic and cross-border payments.

Stablecoins

Finextra

JUNE 23, 2025

That means JP Morgan’s digital dollars can potentially interoperate with the broader crypto ecosystem – from decentralised finance platforms to other banks’ token networks – without needing a special private ledger or bespoke infrastructure. One big technical underpinning is interoperability. Please read our Privacy Policy.

Embedded Finance

Finextra

JUNE 30, 2025

The rails we lay today - whether they’re open, interoperable and secure or fragmented and proprietary - will determine not just how fast value moves tomorrow, but how fairly it’s distributed and who gets to participate in the next wave of financial innovation. Please read our Privacy Policy.

Stablecoins

Finextra

JUNE 8, 2025

Those who can embed trust, programmability, and interoperability into their stablecoins - while still playing nicely with capital markets - will shape the global liquidity layer of tomorrow. Please read our Privacy Policy. With MiCA rolling out in Europe and PayPal’s PYUSD launching in the U.S.,

Stablecoins

Finextra

JUNE 30, 2025

They will need to co-exist with existing clearing and settlement processes and infrastructures, and this means interoperability is crucial. Why interoperability is a key priority In addition to existing systems, it will be crucial to ensure interoperability between DLT networks themselves. Please read our Privacy Policy.

Digital Currency

Finextra

JUNE 10, 2025

Now – when all corporate and private customers (and their AI-agents) will be able to exchange verified data with EUDI-interoperable wallets - the next paradigm change for banking - will happen. Please read our Privacy Policy. What role do you think Mobey plays in shaping the (future of) financial services?

AI

The Payments Association

JULY 18, 2025

UK and EU divergence on scope and legal frameworks may introduce cross-border compliance and interoperability challenges. Start API and interoperability pilots, building on the existing Open Banking technical infrastructure. transaction history, savings, pensions). transaction history, savings, pensions).

Regulations

Finextra

JULY 31, 2025

Rubail Birwadker, global head, growth products and strategic partnerships, Visa, says: “We believe that when stablecoins are trusted, scalable and interoperable, they can fundamentally transform how money moves around the world.” Please read our Privacy Policy. We use cookies to help us to deliver our services.

Stablecoins

The Fintech Times

JULY 25, 2025

With this launch, we’re proud to offer a payment solution that reflects Europe’s commitment to privacy, security, and user empowerment,” said Jens Bader , CEO of The Payments Group.

Risk

Finextra

JULY 8, 2025

Technology and Interoperability CIPS adopts the ISO20022 standard and provides a standard message interface, supporting both API and GUI operations. Please read our Privacy Policy. Importantly, legacy models remain compatible, offering flexibility as the ecosystem transitions. We use cookies to help us to deliver our services.

Global Payments

Finextra

JULY 29, 2025

Using stablecoin infrastructure from Paxos and Circle, Fiservs token, FIUSD, is being pitched as a bank-friendly coin, offering clients an efficient and interoperable digital asset service for their banking and payment flows. Please read our Privacy Policy. We use cookies to help us to deliver our services.

Payment APIs and Integration