Fintech Review

AUGUST 27, 2024

However, one of the significant challenges it faces is interoperability between different blockchain networks. Cross-chain interoperability aims to address this issue, enabling seamless communication and transactions across various blockchain platforms. Interoperability is vital for several reasons.

Interoperability 105

Interoperability Blockchain Facilitators Innovation 105

Fintech Finance

JUNE 3, 2025

At its core, Onafriq is providing digital interoperability across mobile wallets, bank accounts, cards, and offline payment channels – bringing Africa closer to a seamless and integrated financial future. I’m incredibly proud of what we’ve achieved and even more excited about the road ahead.”

Interoperability 72

Interoperability Cross-Border Cross-Border Payments Use Case 72

Fintech Finance

APRIL 24, 2025

More than two-fifths (43%) plan to use AI for payments modernization, while 40% are focused on specific use cases such as fraud prevention, customer service, and automation. AI is central to payments strategies – Over six in ten (62%) banks view AI as a key part of their payments strategies.

Transaction Limits 84

Transaction Limits RTP FedNow Instant Payments 84

The Payments Association

JUNE 3, 2025

As Nilixa Devlukia, CEO at Payments Solved, observes, these projects illustrate the benefits of shared infrastructure, adding that technical standards are beneficial to building interoperable CBDCs that function seamlessly across borders and jurisdictions.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

PYMNTS

SEPTEMBER 24, 2019

“With a lot of technology and technical innovation,” said Cohen, “people are always looking at it from a particular point of view, and that lens and those glasses – rose-colored or otherwise – are coming from a very specific individual with priorities and use cases in mind.”. Toward an Interoperable ID System.

Interoperability 72

Interoperability AML Money Laundering Innovation 72

The Fintech Times

MARCH 7, 2025

Promote standards for interoperability : CFIT should work with industry to establish standards that ensure interoperability, accountability and secure adoption of Digital Company ID.

Compliance 96

Compliance Financial Crimes Crime Government 96

The Fintech Times

MARCH 6, 2025

But theyre not perfect for every use case and moving money between traditional currencies and stablecoins is still challenging. With our embedded wallet, were making stablecoin, crypto and fiat payment rails interoperable, to give our customers true payments flexibility. Why stablecoins?

Stablecoins 59

Stablecoins Payment APIs and Integration FedWire Multi-Currency 59

Open Banking Excellence

JULY 1, 2024

With the UK government continuing to support the UK’s broader fintech environment and promote open banking innovation, Open Banking in a Box will champion the UK’s world-leading open banking standards and make the case for greater cross-border interoperability that will benefit UK PLC and support financial inclusion globally.

Use Case 130

Use Case Cross-Border Regulations Best Practices 130

The Payments Association

JANUARY 22, 2025

Airlines already have mobile boarding passes generated at check-in to expedite boarding, and some work has been done within the airline mobile application; United is a good example use case, eliminating a traditional ID requirement at check-in including baggage. Security does allow passengers to opt out of any biometric identification.

Security 88

Security Online and Mobile Banking Credential Verification 88

Fintech News

NOVEMBER 6, 2024

He also discussed Project Guardian , which explores asset tokenisation use cases across various assets, demonstrating clear economic benefits. On asset tokenisation, Chia detailed MAS’ three-layer approach, focusing on token standards, high-quality settlement assets like stablecoins, and interoperable infrastructure.

FinTech 109

FinTech Interoperability Cross-Border Payments Stablecoins 109

Fintech Finance

MARCH 30, 2025

EuroPA enables interoperability between Bancomat, Bizum and MB WAY, connecting more than 50 million users and 186 financial institutions from Italy, Portugal, Spain and Andorra. From today, the banks that are part of the local solutions will start to adhere to the interconnection gradually.

Instant Payments 59

Instant Payments Cross-Border Cross-Border Payments Payments 59

Fintech News

NOVEMBER 17, 2024

Popular use cases include: Specialised calculations: Oradian’s specialised calculations allow institutions to set product-specific rules, such as automatically applying late fees when accounts exceed a set threshold, which streamlines adaptation to new market conditions without manual recalculations.

SWIFT 113

SWIFT API Underserved Interoperability 113

Fintech Finance

MAY 2, 2025

As demand for real time, global payments grow, Rain is seeing strong momentum from partners looking to issue and use onchain cards and settle in stablecoins. Rain’s technology stack allows for card transactions on the Visa network to be interoperable with stablecoins across multiple blockchains.

Credit Cards 59

Credit Cards Stablecoins Settlement Interoperability 59

Open Banking Excellence

MAY 2, 2024

Interoperability and international expansion A key strategic outcome from all our activities in this space is to drive the creation of business models which are scalable outside of Georgia. Now we are calling on startups from outside Georgia to use the sandbox to develop their own projects in a safe and secure environment.

Interoperability 147

Interoperability Payment APIs and Integration Central Bank Cross-Border 147

Fintech Finance

MARCH 30, 2025

EuroPA enables interoperability between Bancomat, Bizum and MB WAY, connecting more than 50 million users and 186 financial institutions from Italy, Portugal, Spain and Andorra. From today, the banks that are part of the local solutions will start to adhere to the interconnection gradually.

Instant Payments 52

Instant Payments Cross-Border Cross-Border Payments Payments 52

PYMNTS

OCTOBER 15, 2020

Against that backdrop of moving away from paper payments, and toward ubiquitous real-time payments, TCH’s Waterhouse said there’s probably not a use case “that’s going to tip the scale here.” But he pointed to a use case that might be a bit under the radar. Interoperability In Focus .

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

Fintech News

DECEMBER 9, 2024

The trials have explored use cases ranging from foreign exchange (FX) to debt capital markets, providing valuable insights into the practical implementation and challenges of tokenisation. GL1 is not merely a technological endeavour; it also addresses the crucial aspects of governance, risk management, and compliance.

Cryptocurrency 117

Cryptocurrency Cross-Border Consumer Protection Facilitators 117

The Payments Association

MARCH 19, 2025

By addressing focused use cases, banks can reduce risk, improve ROI, and incrementally build toward a fully modernised, scalable banking, cards, loans and payments infrastructure.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

Fintech Finance

AUGUST 20, 2024

TerraPay , a global money movement company, announced a collaboration with 5 of the leading wallet operators to establish the “Wallet Interoperability Council”, aiming to leverage TerraPay’s technology to facilitate interconnection and interoperability in cross-border transactions.

Cross-Border Payments 52

Cross-Border Payments Cross-Border Interoperability Payments 52

The Fintech Times

APRIL 17, 2024

In tandem, Quant also contributes its proficiency in enabling programmability and interoperability across various monetary forms, supplying the orchestration and API layer through its Overledger platform. This strategic choice highlights their complementary methods in achieving interoperability as well as seamless integration.

Payment APIs and Integration 137

Payment APIs and Integration Blockchain Finance Digital Payments 137

The Fintech Times

MAY 12, 2025

However, the main difference is that the Lewes Pound has now lost its use case. As national payment infrastructures become more interoperable and networked on a regional, and soon global, scale, stablecoins may start to lose their perceived ‘indisputable’ advantages in the cross-border sector. Stablecoins have not.

Stablecoins 45

Stablecoins Interoperability Cross-Border Cross-Border Payments 45

Fintech Finance

MARCH 26, 2024

Interoperability is critical to Swift’s strategy for instant and frictionless transactions. The second phase of sandbox testing went further, exploring more complex use cases, using Swift’s solution to connect and orchestrate transactions across simulated digital trade and tokenised asset and FX networks, alongside CBDCs for payments.

Cross-Border 52

Cross-Border Use Case SWIFT CBDC 52

Fintech Finance

APRIL 7, 2025

As instant payments adoption continues to grow, financial institutions, fintechs, and payment service providers face challenges in managing account information, ensuring interoperability, and mitigating fraud risks. ” The report looks at various directory models, highlighting their benefits and real-world use cases.

Instant Payments 98

Instant Payments Faster Payments FPC Interoperability 98

Fintech News

APRIL 7, 2024

The stablecoin aims to improve the customer experience in payments and represents a significant use case in emerging markets for stablecoin disbursements. This move is also monumental for the XRP Ledger community, driving more use cases, liquidity and opportunities for developers and users.”

Stablecoins 122

Stablecoins Use Case Blockchain Regulatory Compliance 122

Fintech News

MAY 11, 2025

This technology-driven approach enables Thunes to support a wide variety of use cases including gig economy payouts, e-wallet interoperability, and financial inclusion efforts. Thunes has been featured in the FXC Intelligence Cross-Border Payments 100 list for all seven years.

Cross-Border Payments 121

Cross-Border Payments Cross-Border APACS Distributed Ledger Technology (DLT) 121

Fintech News

MARCH 25, 2024

Swift’s CBDC sandbox is aimed at testing the interlinking solutions for CBDCs, focusing on more sophisticated use cases like digital trade, tokenised assets, FX networks, and payment systems.

CBDC 109

CBDC SWIFT Interoperability Settlement 109

Fintech Finance

OCTOBER 8, 2024

Its hybrid architecture (Layer 1 public, Layer 2 private) uses Proof of Stake (PoS) for public consensus, and Proof of Authority (PoA) for private consensus , ensuring fast, secure transactions. The blockchain is perfect for diverse businesses and use cases, from small startups to large enterprises.

Global Payments 124

Global Payments Blockchain TPS Interoperability 124

PYMNTS

AUGUST 21, 2020

And there’ll be quite a bit of tinkering with the technology (especially the infrastructure) and the use cases to get there. Interoperability Is Key. To get there, interoperability is key, said Cunha. Digital dollars are a maybe – but if so, not for a while. No Race To Rollout .

CBDC 107

CBDC Fed Federal Reserve ISO 20022 107

Fintech Review

SEPTEMBER 11, 2024

The Web3 Foundation , in partnership with Scytale Digital , has led the seed funding round for Hyperbridge , a groundbreaking protocol poised to transform blockchain interoperability. Unlike existing point-to-point bridge models, Hyperbridge introduces a hub model that scales verifiable interoperability across all chains.

Interoperability 52

Interoperability Blockchain Authentication Security 52

The Fintech Times

APRIL 12, 2025

To address this, Deloitte is working with Google Cloud and ServiceNow to advance Agent2Agent (A2A) Google Cloud’s new open standard for agent interoperability, which enables successful communication between agents across platforms and services.

AI 51

AI Interoperability Legal Consulting 51

Finovate

MAY 22, 2025

. “The launch of CPN represents a leap forward for global payments infrastructure toward an architecture where interoperability, compliance, speed, and cost-efficiency are emphasized,” said Circle VP of Product Management Sunil Sharma. “We are just getting started.

Payment Networks 52

Payment Networks Cross-Border Payments Cross-Border Stablecoins 52

Fintech News

MAY 27, 2024

Trialed Digital Tenge use cases include wholesale cross-border CBDC transactions with the Hong Kong Monetary Authority, CBDC vouchers for school meals, smart contracts designed to safeguard public funds allocated for road construction, and Digital Tenge stablecoins on the Binance cryptocurrency exchange.

CBDC 131

CBDC Transactions Payment APIs and Integration Cross-Border 131

PYMNTS

DECEMBER 18, 2017

“If I send you a message, there is all kinds of interoperability happening in the background that is moving the data from one network to another and one platform to another. What it should be focused on instead is how to make payments systems interoperable. Integrations Vs. Interoperability. Smoothing Out the Process.

Interoperability 47

Interoperability Payments Payee Bitcoin 47

Fintech News

DECEMBER 11, 2023

G+D’s non-DLT-based CBDC system, Filia, was used in the direct model, demonstrating its interoperability and can be integrated into both traditional account-based environments and DLT solutions. Meanwhile, the the direct model is where central banks manage wallets and settlements within a centralised CBDC system.

CBDC 113

CBDC Distributed Ledger Technology (DLT) Cross-Border Central Bank 113

Fintech Finance

SEPTEMBER 13, 2024

These key distinctions provide the foundation for institutions to modernize their payment operations and enhance their ability to receive instant payments with the speed and certainty that today’s environment demands.

Instant Payments 131

Instant Payments Faster Payments FPC Real Time Payments 131

Finovate

FEBRUARY 5, 2025

. “Account pre-validation and domestic verification solutions are extremely valuable for their intended use cases, but aren’t required to achieve VOP compliance,” Numeral Head of Product Marketing Matthieu Blandineau said.

Payee 59

Payee Verification API Payer 59

The Fintech Times

MAY 30, 2025

In light of this, this May we are looking to spotlight blockchains use cases and where the tech is going next. Accessibility problem Mike Sparshott, fintech specialist at servers.com AI has a simple use case that many users understand: it automatically generates things. You cant experience blockchain in the same way.

Blockchain 45

Blockchain AI Use Case Cryptocurrency 45