Mitigation, PCI DSS and Risk Assessment

PCI DSS 4.0

Cardfellow

APRIL 27, 2025

You can also check out the PCI at a glance infographic for a quick overview. For simplicity, I will just refer to PCI DSS standards as PCI for the rest of this article. What is PCI again? In the past, Ive written about how to achieve and maintain PCI compliance. Timeline PCI version 4.0

PCI DSS

PCI DSS Encryption Processors Credit Cards

Merchant Underwriting: What It Is, How It Works, and Why It’s Important

Stax

JANUARY 23, 2025

Key steps include application review, risk assessment, credit checks, and compliance verification. Merchant account underwriting is the evaluation process payment processors use to assess whether a business meets the criteria for accepting credit card payments. Reducing potential losses from high-risk merchants.

Underwriting

Underwriting PCI DSS Money Laundering Processors

Building the Backbone: Future-Proofing Fintech Infrastructure for the Next Decade

Finextra

JULY 7, 2025

AI and Edge Computing: How to Power Data-Driven Finance Artificial Intelligence (AI) is revolutionising fintech through real-time fraud detection, automated trading and risk assessment. Staying Ahead of Regulatory Risk As fintechs lean into AI, they must also navigate a complex and heavily regulated landscape.

FinTech

FinTech Payment APIs and Integration PCI DSS AI

PCI DSS Compliance for SaaS Businesses

VISTA InfoSec

NOVEMBER 12, 2024

PCI DSS is a set of requirements that is applied to every small and large organization that accepts, stores, processes, or transmits cardholder data. In particular, PCI DSS for SaaS companies is essential, as these platforms frequently handle sensitive customer information and must adhere to the latest security standards.

PCI DSS

PCI DSS Compliance Encryption Audit

PCI DSS Compliance for SaaS Businesses

VISTA InfoSec

NOVEMBER 12, 2024

PCI DSS is a set of requirements that is applied to every small and large organization that accepts, stores, processes, or transmits cardholder data. In particular, PCI DSS for SaaS companies is essential, as these platforms frequently handle sensitive customer information and must adhere to the latest security standards.

PCI DSS

PCI DSS Compliance Encryption Audit

PCI DSS Checklist: Secure Your Business

VISTA InfoSec

JULY 31, 2023

The PCI DSS Checklist is a crucial first step in securing your business. It’s a tool that helps businesses ensure they’re meeting all the requirements of the Payment Card Industry Data Security Standard (PCI DSS). To get started on your journey towards PCI DSS compliance, we recommend visiting the PCI DSS v4.0

PCI DSS

PCI DSS Security Encryption Risk Assessment

The role of artificial intelligence in enhancing AML and regulatory compliance in fintech

The Payments Association

MARCH 25, 2025

Sends leverages AI to mitigate risks, comply with FCA, PSD2, and PCI DSS, and enhance client experience with secure and innovative services. Strict compliance with FCA, PSD2, and PCI DSS protects consumers and combats financial crime, but implementation demands resources and adaptation.

Regulatory Compliance

Regulatory Compliance AML PCI DSS Compliance

Risk Management for Merchants in Payment Processing

Clearly Payments

JANUARY 8, 2024

Merchants must familiarize themselves with the diverse risks associated with payment processing, encompassing fraud, chargebacks, and cybersecurity threats. Conducting a thorough risk assessment tailored to the specific nature of the business is essential.

Risk Management

Risk Management Risk PCI DSS Process

SWIFT Security Controls:Best Practices for Financial Institutions

VISTA InfoSec

MAY 15, 2025

What is SWIFT CSP The SWIFT CSP, launched in 2016, is designed to mitigate cybersecurity risks and enhance the overall security of financial institutions. Adopt a Risk-Based Approach Conduct regular risk assessments to identify vulnerabilities and address them proactively. Cyber Incident Response Planning 7.2

SWIFT

SWIFT Security Best Practices PCI DSS

Understanding Risk Management Strategies as a PayFac

Stax

JANUARY 8, 2024

PayFacs need to equip themselves with an effective risk management strategy that helps them continuously monitor risks and employ appropriate risk responses if needed. So you must have risk avoidance, risk identification, and risk reduction strategies in place to combat fraudulent transactions.

Risk Management

Risk Management Risk Money Laundering Mitigation

AI Merchant Payment Processing: The Battle for a Secure Processor

Segpay

JANUARY 30, 2025

High-risk classified businesses should partner with a PSP that understands high-risk business from a regulatory and a processing perspective. High-Risk Classification: A Core Concern Regulators and card schemes classify businesses based on perceived risk, assessing the likelihood of chargebacks, fraud, and other liabilities.

Merchant Payment Processing

Merchant Payment Processing Processors AI Process

Everything You Need to Know about Merchant Management System

M2P Fintech

DECEMBER 17, 2024

A risk assessment follows, evaluating the merchants profile through credit checks and performance analysis, leading to application approval or rejection based on these findings. Risk Management Advanced fraud detection tools monitor transactions in real time to identify potential fraud.

Fraud Detection

Fraud Detection PCI DSS Disputes Risk Assessment

How Does Merchant Underwriting Work?

EBizCharge

NOVEMBER 12, 2024

Risk assessment: After gathering the necessary information, a risk assessment is conducted to evaluate a business’s risk profile. Underwriters analyze factors such as transaction volumes and potential risks to determine the likelihood of financial instability or fraud.

Underwriting

Underwriting ISOs Risk Assessment Assessments

5 Must-Have Features for Loan Origination System

M2P Fintech

NOVEMBER 7, 2024

Regulatory Compliance: Helps lenders stay compliant with regulations such as GDPR, PCI DSS, and other financial industry standards, reducing the risk of legal penalties. Accurate risk assessment : Understanding different loan products allows for better evaluation of borrower profiles, facilitating appropriate lending limits.

Origination

Origination PCI DSS API Underwriting

Best Online Gaming Payment Gateway: Secure Payment Solutions for Gamers

Segpay

MARCH 10, 2025

Security & Fraud Prevention Given the high-risk nature of online gaming, security is non-negotiable. Look for a gateway that includes PCI compliance, fraud detection tools, chargeback mitigation strategies, and AI-driven risk analysis to protect transactions and user data.

Payment Gateways

Payment Gateways Gateways Payment Solutions Payment APIs and Integration

What is Accounts Receivable Management?

EBizCharge

APRIL 26, 2024

This helps to reduce the average collection period and minimize the risk of late or delinquent payments. Conduct credit risk assessments: Credit risk assessments involve analyzing factors such as the client’s financial stability, payment history, and credit score.

Accounts

Accounts Best Practices Disputes Procedures

SWIFT Security Controls:Best Practices for Financial Institutions

VISTA InfoSec

JUNE 4, 2025

The SWIFT CSP, launched in 2016, is designed to mitigate cybersecurity risks and enhance the overall security of financial institutions. Adopt a Risk-Based Approach Conduct regular risk assessments to identify vulnerabilities and address them proactively. Plan for Incident Response and Information Sharing 7.1

SWIFT

SWIFT Security Best Practices PCI DSS

Payments Space

PCI DSS 4.0

Merchant Underwriting: What It Is, How It Works, and Why It’s Important

Trending Sources

Building the Backbone: Future-Proofing Fintech Infrastructure for the Next Decade

PCI DSS Compliance for SaaS Businesses

PCI DSS Compliance for SaaS Businesses

PCI DSS Checklist: Secure Your Business

The role of artificial intelligence in enhancing AML and regulatory compliance in fintech

Risk Management for Merchants in Payment Processing

SWIFT Security Controls:Best Practices for Financial Institutions

Understanding Risk Management Strategies as a PayFac

AI Merchant Payment Processing: The Battle for a Secure Processor

Everything You Need to Know about Merchant Management System

How Does Merchant Underwriting Work?

5 Must-Have Features for Loan Origination System

Best Online Gaming Payment Gateway: Secure Payment Solutions for Gamers

What is Accounts Receivable Management?

SWIFT Security Controls:Best Practices for Financial Institutions

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