Finovate

JULY 2, 2025

This reduces the money multiplier effect and may even weaken bank balance sheets over time. Use cases also differ between stablecoins and tokenized deposits. While stablecoins are best known for their use in cross-border payments, programmable payments, and in DeFi.

Stablecoins 52

Stablecoins FDIC Blockchain Treasury 52

Fintech Finance

JUNE 2, 2025

Visa A2A also benefits businesses, as near real-time settlement through Pay.UKs Faster Payment System gives them greater visibility over payments and makes cash flow management simpler. Visa A2A for e-commerce will offer a secure, hassle-free way to pay directly through bank accounts.

Consumer Protection 59

Consumer Protection Consumer Participant Innovation 59

The Payments Association

FEBRUARY 27, 2025

Comprehensive reporting and analytics: Real-time dashboards provide actionable insights into transaction patterns, fraud trends, and dispute outcomes. continuously monitors transactions using data from Ethoca and Verifi to identify potential fraud. How it works Avoided.io Why avoided.io is unique Avoided.io

Fraud Detection 88

Fraud Detection Fraud Prevention Disputes Near Real-Time 88

PYMNTS

JANUARY 28, 2021

With more emerging use cases and an increasingly accepting regulatory landscape, cryptocurrencies are gaining traction in new areas of the market, and corporate treasurers want in. Evolving Use Cases. Digital assets are no longer a futuristic pipe dream in modern economy.

Treasury 84

Treasury Cross-Border Cross-Border Payments Interoperability 84

Fintech Finance

SEPTEMBER 30, 2024

The core integration allows for transaction-level, near real-time reconciliation, safeguarding the financial institution from clients spending funds they have not yet reconciled. Financial institutions are using the platform to serve a wide range of business entities and fintechs across a robust set of payment types.

Embedded Payments 96

Embedded Payments Payment APIs and Integration Instant Payments Non-Bank 96

PYMNTS

DECEMBER 3, 2020

While Mastercard originally launched Mastercard Send with consumers in mind, Hernandez said the company quickly expanded the product to include small-business debit cards — and it’s been growing Mastercard Send use cases ever since.

Treasury 89

Treasury Visa Digital Payments Debit Card 89

The Fintech Times

MARCH 18, 2025

Partnerships Fintech Jack Henry has extended its collaboration with Mastercard to offer Mastercard Move, Mastercards portfolio of money transfer solutions, through Jack Henry Rapid Transfers, a cloud-native service that enables near-real time money movement.

FinTech 59

FinTech Payment APIs and Integration Non-Bank APACS 59

Finextra

JUNE 9, 2025

Nacha’s Smarter Faster Payments conference highlighted the progress that is now being made to expand use-cases and benefits. TCH went live with this change in February, enabling real-time payments up to the value of $10 million. The use of real-time and near real-time payment rails is also expanding.

ISO 20022 52

ISO 20022 ISOs FedNow TCH 52

FICO

OCTOBER 28, 2016

The opportunity for enterprises to leverage cloud based analytics is especially compelling in the area of real-time and near-real-time communications. In recent years, FICO has been democratising analytics and enabling organisations of all sizes to harness the power of analytics-based decisioning.

Online and Mobile Banking 82

Online and Mobile Banking Accreditation Near Real-Time Regulatory Compliance 82

The Paypers

JUNE 17, 2025

The arrangement will allow OpenPayd to enable its clients to convert between fiat currencies and USDC, with the goal of reducing settlement friction and enabling near real-time fund transfers.

Stablecoins 36

Stablecoins Payment Networks Cross-Border Payment APIs and Integration 36

The Fintech Times

JUNE 14, 2024

Visa Direct, a VisaNet processing capability that enables near real-time funds delivery directly to financial accounts using card credentials, became available to Colombian merchants through a single integration to Nuvei’s full-stack modular payments technology platform.

Near Real-Time 59

Near Real-Time Alternative Payment Methods Payments Cross-Border 59

Wharton Fintech

JANUARY 18, 2024

In embedded finance, we focus on three use cases: payment for platforms, embedding money movement into core products (global treasury), and enabling startups to build global or domestic banking products. Currently, our proprietary network processes over 94% of transactions over $100 billion, with less than 6% still going through Swift.

Cross-Border 130

Cross-Border Cross-Border Payments Payment APIs and Integration Cryptocurrency 130

Fintech Finance

JUNE 3, 2024

Visa Direct is a VisaNet processing capability that allows safe, convenient, near real-time funds delivery directly to financial accounts using card credentials. With Visa Direct, Nuvei merchants are able to provide instant payout capabilities to their customers, with transactions routed and processed in near real-time.

Near Real-Time 52

Near Real-Time Credential Cross-Border P2P 52

PYMNTS

MAY 14, 2020

Looking at the natural progression of 5G adoption across a variety of use cases for enterprises and individuals, he noted some parallels in what has come before. Now more than ever, he said, it is “absolutely clear how essential” converged communications platforms have become for businesses and consumers alike.

Consumer 52

Consumer Use Case Near Real-Time On-Demand 52

CB Insights

JANUARY 16, 2019

For example, Telsa cars have powerful onboard computers which allow for low-latency data processing (in near real-time) collected by the vehicle’s dozens of peripheral sensors. This provides the vehicle with the ability to make timely, autonomous driving decisions. Get the full 59-page report.

CHIPS 57

CHIPS Near Real-Time Use Case On-Demand 57

PYMNTS

JUNE 5, 2018

Pigg said this is the approach that must be taken — a calculated one, based first on understanding the tech and, second, on applying it to specific problems and use cases where it can deliver results that are better than what organizations are achieving today. Use Cases For Blockchain. and global clients.

Blockchain 61

Blockchain Cross-Border Cross-Border Payments Use Case 61

PYMNTS

SEPTEMBER 18, 2019

. “As a result of the increasing digitization of banking services globally, we see a growing demand to further reduce friction regarding traditional borders, and today’s technology puts us in a strong position to do that,” said Wells Fargo’s Head of Innovation Group Lisa Frazier in a statement.

Distributed Ledger Technology (DLT) 49

Distributed Ledger Technology (DLT) Stablecoins Cross-Border Cross-Border Payments 49

PYMNTS

NOVEMBER 29, 2016

They’ll use the EdgeVerve Blockchain Framework for Financial Services product, reports added. The banks will use blockchain to trade invoices, purchase orders, invoice financing processes and other trade finance transactions in near real-time, the banks noted.

Blockchain 44

Blockchain Near Real-Time NOV Finance 44

PYMNTS

MAY 28, 2019

Armed with these capabilities, robots can be precisely controlled dynamically in near real time, and be connected to people and machines locally and globally.”. Meanwhile, 5G deployments are gaining steam as merchants and others explore new use cases for the technology.

Near Real-Time 69

Near Real-Time Wires Wire Technology 69

The Fintech Times

OCTOBER 11, 2024

“This collaboration marks a significant milestone in our exploration of the potential of blockchain technology and will ultimately help enable us to broaden our banking services and expand the market with new financial solutions.” Visa’s vision is to enable interoperability across different blockchains for banks utilising the VTAP platform.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Near Real-Time Participant 52

Fintech Finance

JANUARY 30, 2024

Businesses can also access near-real-time payment information, enabling them to reconcile financial information across systems with greater efficiency which enables faster, more informed decision-making. The post Nuvei launches ERP integration with Microsoft Dynamics 365 appeared first on Fintech Finance.

Near Real-Time 52

Near Real-Time B2B ACH Automation 52

PYMNTS

JULY 24, 2018

MoneyGram is the first cross-border use case for Visa Direct,” Frew told Webster. All of those transactions will happen in near real time, he explained. One of the reasons we are so excited to partner with MoneyGram is because they are so passionate about innovating this space forward.”.

P2P 89

P2P Cross-Border B2C Push-to-Card 89

PYMNTS

SEPTEMBER 19, 2019

When it comes to banking use cases for the company’s technology, Northeast Credit Union (NECU) upgraded its HappyOrNot member satisfaction terminals at 20 branch locations. They are also intended to share their wait times, the level of employee professionalism and any loan rates, among other data, in near real time.

Near Real-Time 43

Near Real-Time Credit Union Use Case Assessments 43

Fintech Finance

DECEMBER 12, 2023

Gavin McMillan, RevoluGROUP CEO, said , “Our alliance with Visa goes beyond being merely a partnership; it is a commitment to continue providing secure, innovative, and nearly real-time payment solutions to our customers and private label partners.

P2P 52

P2P Near Real-Time Facilitators Payments 52

CB Insights

AUGUST 8, 2017

Internet of Things (IoT) startups are proliferating to tackle certain industrial use cases. Propeller ‘s platform automatically processes photos from drones into maps, models, and data, available online in near-real time. We have listed them in descending order of disclosed funding. Industrial IoT Webinar.

Near Real-Time 70

Near Real-Time Automation On-Demand Processors 70

PYMNTS

NOVEMBER 8, 2017

“Interest in real-time payments platforms is growing at an ever-faster pace,” reflected FIS’ chief operating officer for banking and payments, Anthony Jabbour, in a statement. This scheme supports near real-time transactions and, like Denmark’s, operates 24/7. B2B’s Role In Faster Payments.

Real Time Payments 40

Real Time Payments B2B Innovation Faster Payments 40

PYMNTS

DECEMBER 15, 2017

The card network is hoping that’s the case, as it rolls out the first use case stemming from its recently launched global prepaid money management platform. Those physical and virtual prepaid products can be used to pay online and at stores, anywhere Mastercard is accepted.

Visa 53

Visa P2P Use Case Issuers 53

PYMNTS

MARCH 13, 2019

Now, with the adoption of smartphones and other mobile devices, along with the spread of low-cost cloud computing , the time is right, in his view, for billing that better reflects actual consumer or business use of a product or service, rather than providing relative estimates on pricing. Auto Insurance Use Case.

Digital Payments 62

Digital Payments B2C B2B Payments 62

Finextra

JUNE 23, 2025

The GENIUS Act’s impact on embedded finance is that it makes all these use cases far more feasible at scale. Stablecoins can settle payments in near real-time, at any time of day or night. There are no business hours on the blockchain.

Embedded Finance 52

Embedded Finance Stablecoins Finance Payment APIs and Integration 52

Payment Savvy

MAY 16, 2023

Instant ACH transfers are a modern innovation in digital payments, allowing for near-real-time movement of funds between bank accounts. Unlike traditional ACH transfers, which can take several days to process, instant ACH transfers significantly reduce the waiting time, making funds available to recipients within minutes.

ACH 94

ACH Same Day ACH Direct Deposit Consumer Financial Protection Bureau (CFPB) 94

PYMNTS

NOVEMBER 29, 2018

MovieCoin aims to deploy blockchain, smart contract and cryptocurrency technologies in a wide range of use cases, all geared toward the global movies and entertainment market — one that Grand View Research recently estimated to be worth nearly $1.15 trillion by 2025.

Cryptocurrency 54

Cryptocurrency Audit Blockchain B2B 54

PYMNTS

JULY 10, 2019

As Canada continues on its path toward near real-time payments by 2020, the country is looking at other markets’ experiences — which increasingly include applications for corporate transactions. Faster Payments.

B2B 62

B2B Payment APIs and Integration Faster Payments Reconciliation 62

Fintech Finance

DECEMBER 14, 2023

Yet today, legacy core banking systems work in batch environments, while modern fintech use cases and user journeys require near real time responses.

Embedded Finance 52

Embedded Finance Issuers Near Real-Time Processors 52

PYMNTS

OCTOBER 1, 2018

Bitcoin’s use cases — enabling criminal activities and fueling speculation — helped it build critical mass as a processing platform for distributed ledger tech (DLT). It’s why bitcoin and blockchain are inextricably used — and often conflated. Innovation By Any Other Name. It’s a curious position to take.

Bitcoin 85

Bitcoin Blockchain Cryptocurrency Innovation 85

BitPay

APRIL 25, 2023

Crypto payroll solutions are especially beneficial when paying employees overseas, as cross-border payments using traditional banking methods can be costly and inefficient. Making cross-border payments in crypto allows for near real-time settlement while reducing transaction costs.

Stablecoins 52

Stablecoins Cross-Border Cross-Border Payments Payroll 52

Fintech Finance

JANUARY 10, 2024

Payouts has many use cases such as business-to-business (B2B) account payables, gig economy wages, insurance claims, tax refunds, sales commissions, tips, contractor payouts, and more. In addition, businesses can be delayed waiting for bank approvals and integration resources. enabled by Visa Direct.”

Payment APIs and Integration 52

Payment APIs and Integration Security Tax Refunds Push-to-Card 52

PYMNTS

AUGUST 14, 2019

As Canada continues on its path toward near real-time payments by 2020, the country is looking at other markets’ experiences — which increasingly include applications for corporate transactions.

Faster Payments 40

Faster Payments Near Real-Time Payments Industry Trends 40