The Fintech Times

JANUARY 7, 2025

Consumers in the Philippines are demanding so much from online technologies, that research from Digido , the Filipino online lender, has found the digital lending market could reach $1billion in the second half of 2025. Digido revealed that in terms of market structure, non-bank digital lenders are expected to make up 55.2

Non-Bank 64

Non-Bank Online and Mobile Banking Underserved On-Demand 64

Finovate

MARCH 7, 2025

As a proliferation of payment options promises to streamline banking and commerce, regulators, fintechs, and financial services companies are looking for ways to make sure that the challenges to these new payment optionsfrom technical complexity to new forms of fraud and financial crimeare met. And thats a really positive development.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

CB Insights

OCTOBER 10, 2018

Traditional banking products, including checking, credit, and savings accounts, are under threat from a new crop of digital-first startups. Many of these startups are launching products without a bank charter and targeting a very specific customer base. DOWNLOAD THE 61-PAGE consumer banking REPORT. savings accounts.

Online and Mobile Banking 78

Online and Mobile Banking Debit Card Credit Cards Non-Bank 78

PYMNTS

JANUARY 22, 2020

Grab , Razer , AirAsia , Axiata and CIMB join other companies that are considering applying for digital banking licenses in Malaysia, sources told Reuters on Wednesday (Jan. Some are in discussions with consultants for guidance as they ponder a move into digital banking, according to the sources, who are familiar with the matter.

eWallet 54

eWallet Online and Mobile Banking Void Non-Bank 54

Neopay

FEBRUARY 26, 2024

New research from Economist Impact supported by Temenos finds that European banks are fighting back against competition from platform players, neobanks and payment providers. European banks are also migrating core banking systems to public cloud and SaaS in greater numbers than their counterparts in other regions.

Online and Mobile Banking 52

Online and Mobile Banking Non-Bank Underserved AI 52

Fintech News

SEPTEMBER 4, 2024

However, recent stringent regulations imposed by the Reserve Bank of India (RBI) have significantly impacted the sector, leading many fintech companies to reassess their BNPL strategies. Similarly, Slice, originally a BNPL firm, has transitioned to offering prepaid credit cards and is now merging with North East Small Finance Bank.

BNPL 102

BNPL Online and Mobile Banking Credit Limit Credit Cards 102

Fintech News

OCTOBER 28, 2024

It enables financial institutions, especially those without core banking systems or with systems lacking API integration, to manage bulk transactions. Integrated with bank accounts and digital wallets in Pakistan, Hakeem provides customers with easy disbursement options. ThitsaWorks Pte.

AI 106

AI FinTech Innovation Payment APIs and Integration 106

FICO

SEPTEMBER 28, 2017

These “credit invisibles” don’t have credit cards, bank accounts or credit history — so how can a lender assess their risk? The EFL score uses psychometrics and behavioral data to measure a person’s credit risk based on an applicant’s answers to a series of interactive questions and exercises administered via an online assessment.

Credit Risk 74

Credit Risk Assessments Online and Mobile Banking Risk 74

Fintech News

JANUARY 21, 2025

Embedded finance refers to the integration of financial services directly into non-financial platforms, eliminating traditional barriers to transactions and enhancing user convenience. enhances accessibility through vouchers and discounts spanning services like food delivery and online shopping. Similarly, DBS PayLah!

Stablecoins 109

Stablecoins FinTech Embedded Finance Financial Inclusion 109

Fintech News

APRIL 10, 2025

From bustling megacities to remote villages, digital finance is breaking down barriers, giving millions access to banking, credit, and investment opportunities for the first time. It claims to run on a tech platform for mutual fund distribution, with an instant online registration process.

FinTech 106

FinTech Payment APIs and Integration Online and Mobile Banking AI 106

Fintech News

MARCH 26, 2024

The World Bank flagged in October 2023 that the region’s burgeoning economies would decelerate to 4.5% 1 SafeGold (India) SafeGold operates a digital gold platform, allowing customers to buy, sell, gift, and redeem gold online. 2 Alami Sharia (Indonesia) Alami Sharia specialises in Sharia-compliant peer-to-peer lending.

FinTech 104

FinTech APACS Payment APIs and Integration Multi-Currency 104

PYMNTS

APRIL 28, 2017

“The deals with the credit card networks appear to provide less pressure than expected on the non-existence of the feared profit erosion,” noted James Cakmak, analyst at Monness, Crespi, Hardt & Co. Moreover, Schulman noted, One Touch has so far made a lot of headway against the sort of blessing/curse nature of mobile for merchants.

PayPal 65

PayPal Online and Mobile Banking Issuers Mobile Payments 65

PYMNTS

NOVEMBER 11, 2019

He noted the example of the Asia Pacific region, where consumers buy from more than 30 million stores, compared to only one million in North America, where relatively more commerce takes place online. Floyd noted that this is especially true where there is poor banking infrastructure in place, or where there are high and complex banking fees.

Online and Mobile Banking 40

Online and Mobile Banking Non-Bank Point-of-Sale (POS) Payments 40

CB Insights

OCTOBER 10, 2017

How Level Money designed itself specifically for a mobile-first experience. Acorns’ rock-bottom customer acquisition costs as driven by non-viral referral. Daily bill payments from Check’s mobile app reached over $1M in daily volume in just one year. bank accounts. Let’s dig in. Source: Andrew Chen.

Finance 78

Finance Online and Mobile Banking Product Checks 78

Nanonets

FEBRUARY 7, 2024

Quickbooks Online QuickBooks Online tends to be the “go-to” name in AP automation across a wide field of BILL competitors, mostly by virtue of its size and overall brand penetration across a range of finance and accounting functions. This tier allows up to ten users. 4 ERP Integrations 4 4.5 4 User Experience 4.5

Payment APIs and Integration 52

Payment APIs and Integration Automation Online and Mobile Banking Accounts 52

CB Insights

AUGUST 1, 2017

Industries like education and healthcare are considered difficult and underserved due to the long-term return on investment, capital-intensive start-up costs, regulatory uncertainty, and perceived early-stage risk. Consumer: Forge is a social network for the online gaming community. ” – Chamath Palihapitiya.

Participant 34

Participant Online and Mobile Banking Acquirers On-Demand 34

CB Insights

JUNE 17, 2020

In the wake of the outbreak, everything from doctors appointments to schooling to workouts went online. As more people have worked, learned, banked, exercised, relaxed, and even sought medical care from home during Covid-19, they have gotten a crash course in just how much can be accomplished at home. Online courses & content.

Posting 101

Posting Technology Online and Mobile Banking On-Demand 101

PYMNTS

NOVEMBER 18, 2019

Smart, too, because instead of trying to be the bank, Google is leveraging the brand name, banking infrastructure and reputation for trust and stability of two banks, one of which is among the world’s largest global financial institutions, to acquire new users for that product and for Google Pay.

Credential 70

Credential Credit Union PayPal Online and Mobile Banking 70

CB Insights

AUGUST 20, 2017

However, there are many startups in the CB Insights database who are targeting underserved populations, providing healthcare, financial, or energy services tailored to these consumers’ specific needs. Endless mobile. Better World Books collects and sells books online to fund book donation and literacy projects around the world.

Underserved 60

Underserved Online and Mobile Banking Cross-Border Non-Bank 60

CB Insights

OCTOBER 31, 2019

Commercial Banking: How JP Morgan’s chatbot saves the company 360,000 hours a year. Customer journey: Using chat to get people from online to brick-and-mortar. At the most rudimentary end of the spectrum, there are the bots that banks use to prompt callers through a phone tree, telling them to say “yes,” “no,” “check my balance,” etc.

Bots 78

Bots Legal Online and Mobile Banking Research 78

PYMNTS

MARCH 7, 2016

CAN WE MAKE THE OFFLINE WORLD AS EFFICIENT AS THE ONLINE WORLD? The ability for busy people to shop 24/7/365 via a mobile device trumps the serendipity that everyone says is one of the great benefits of shopping in a physical store. So what would physical retail look like if it were run like the best online etailers ?

Online and Mobile Banking 46

Online and Mobile Banking Payments Same Day ACH Financial Inclusion 46