EBizCharge

MARCH 20, 2025

Consider payment processing costs and ensure the provider complies with industry standards like PCI Compliance. Reviewing each providers functionality, payment collection tools, payment security, costs, and customer support will enable your business to make the best decision. and ACH/eChecks for direct bank transfers.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

EBizCharge

JUNE 12, 2025

For Canadian businesses navigating the increasingly complex world of payment processing, having a reliable and efficient merchant account is essential. A Canadian merchant account is a type of business bank account specifically designed for companies operating in Canada that need to accept credit and debit card payments.

Process 52

Process Accounts Payment Gateways Gateways 52

Stax

AUGUST 29, 2024

The dominance of cashless commerce means only businesses that ensure the seamless processing of in-store and online credit and debit card payments will remain competitive. PSPs offer joint merchant accounts and flat-rate processing fees that make them ideal solutions for small businesses that only process payments occasionally.

Payment Service Provider (PSP) 88

Payment Service Provider (PSP) Service Provider Payment Gateways Online and Mobile Banking 88

The Fintech Times

JANUARY 23, 2025

We often explore how fintechs are changing the banking and payments landscapes, and sometimes look into how their solutions are supporting financial inclusion and helping people develop healthy financial habits. Sending cross-border payments, for example, often comes with heavy processing costs and conversion fees.

FinTech 64

FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

Stax

JANUARY 10, 2024

Basics of Credit Card Fees Credit card fees refer to a range of charges that are imposed by credit card issuers on cardholders and merchants for completing credit card payments, either online or in person. This enables them to lower credit card fees for customers who meet certain criteria, such as transaction volume or secure payment history.

Credit Cards 88

Credit Cards Processors Debit Card Processing Costs 88

Clearly Payments

AUGUST 14, 2024

North America Payment Processing Fees Merchants in the United States and Canada face some of the highest payment processing fees in the world, with average rates ranging between 2.3% Additionally, the use of alternative payment methods like mobile wallets (e.g., for credit cards and 0.2%

Process 104

Process Credit Cards Alternative Payment Methods Debit Card 104

EBizCharge

MARCH 12, 2024

With the boom in eCommerce, adopting ways of paying online is vital to healthy cash flow. Businesses that accept online payment methods can streamline the purchasing process for their customers and expand their reach to new audiences. What are the best ways to accept payments online?

Credit Cards 52

Credit Cards ACH Payment Gateways PCI DSS 52

Stax

DECEMBER 20, 2023

As a small business owner, it’s important to accept different payment methods like cash, credit card, and contactless or NFC mobile payments to ensure an easy shopping experience for your customers. However, the percentage markup rate does not give you a full picture of your processing costs.

Credit Cards 88

Credit Cards Small Business Processors Payment APIs and Integration 88

Payment Savvy

JULY 12, 2024

In the evolving world of small businesses, efficient payment processing is crucial. Online payments’ convenience and speed can boost customer satisfaction and streamline operations. However, the fees associated with payment processing can be a burden. Why Free Payment Processing?

Debit Card 52

Debit Card Online and Mobile Banking Zelle Payments 52

EBizCharge

MAY 5, 2025

Credit card processing fees are comprised of several fees, such as: Interchange fees: Interchange fees are paid to the card-issuing bank and typically consist of a percentage of the total transaction amount plus a small, fixed charge. to cover operating costs and any infrastructure or maintenance needs.

Credit Cards 52

Credit Cards Small Business Process ACH 52

Stax

MAY 23, 2025

Payment processing: Authorizing and settling transactions in real time. Payouts and reporting: Ensuring funds reach the merchants bank account and offering tools to track and manage transactions. Tools for scaling and insights As your platform grows, your payments volume can too. This can be done in two ways. EMV, NFC, etc).

ISVS 88

ISVS Best Practices Payment APIs and Integration Enrollments 88

Stax

MAY 7, 2024

With credit card transaction volume hitting over $9.5 billion in processing fees, which was a 16.7% Credit card merchant fees are split between multiple key players- merchants, credit card networks, banks, and processors. Payment gateway fees – Businesses need a payment gateway to process online card transactions.

Credit Cards 88

Credit Cards Process Processors Online and Mobile Banking 88

Stax

MARCH 14, 2024

During the 2020s, almost all businesses will have been looking at b2b payments processing solutions to meet changing consumer needs. Online and contactless adoption multiplied, and digital payments rose. Business to consumer (B2C), by comparison, relies on speedy payment processing to transact on the spot.

B2B 88

B2B Process B2C Credit Cards 88

EBizCharge

NOVEMBER 12, 2024

A merchant application is a formal document a business owner must complete and submit to a merchant account provider to be able to accept and process customer credit and debit cards and electronic payments. Bank statements: Last month’s statements to verify business cash flow.

Online and Mobile Banking 52

Online and Mobile Banking Processors Debit Card Volume 52

Stax

APRIL 18, 2024

TL;DR Credit card processing is a complex process that involves several parties in addition to the merchant and consumer – and quite a few steps more than a simple swipe, tap, or dip. Typically, the merchant’s payment processing software will build the credit card processing rates into their fee. Card Network (e.g.,

Credit Cards 88

Credit Cards Process Online and Mobile Banking Processors 88

Segpay

MARCH 10, 2025

In the rapidly evolving world of online gaming, having a reliable and secure payment gateway is crucial for both gamers and gaming businesses. Understanding the Basics of Gaming Payment Gateways A gaming payment gateway is a technology that facilitates online transactions between players and gaming platforms.

Payment Gateways 40

Payment Gateways Gateways Payment Solutions Payment APIs and Integration 40

Nanonets

NOVEMBER 23, 2024

While its free mobile app and API integration make it flexible for many users, its limitations, such as a 15-page processing cap and strict API rate limits, can hinder large scale document processing.  Bank statement conversion: Turns PDFs into CSVs for quick import into Xero.

Multi-Currency 52

Multi-Currency API Automation Online and Mobile Banking 52

CB Insights

DECEMBER 7, 2017

Originating, processing, and underwriting a home loan with a large bank lender still requires faxes and snail mail and take almost as long as it did 20 years. Non-bank lenders are becoming much bigger players in mortgages. In 2011, three banks accounted for half of new mortgage loans, according to the Washington Post.

Non-Bank 69

Non-Bank Online and Mobile Banking Origination Underwriting 69

EBizCharge

MAY 20, 2024

Payment portals NetSuite’s payment portal enables businesses to offer a self-service experience where clients can view their billing history, update payment information, and make payments online. What are the benefits of NetSuite payment processing? What support options are available for NetSuite payment processing?

Process 52

Process PCI DSS Processors Payment APIs and Integration 52

Stax

NOVEMBER 11, 2024

in payment volume growth in Q4 2021. Or mobile wallet payment solutions like Google Pay and Apple Pay. ACH payments are more straightforward than how credit card processing works, both on the consumer-facing and business end. The Federal Trade Commission offers straightforward advice: “don’t give out your bank account number.”

ACH 88

ACH Checks Identity Theft Payments 88

Payment Savvy

JULY 3, 2024

When a customer uses their debit card to make a purchase, the funds are directly withdrawn from their checking account, as opposed to credit card transactions where the funds are borrowed from the issuing bank. Card-Not-Present Transactions Online Debit Card Transactions : Transactions conducted via online platforms.

Debit Card 52

Debit Card Process PCI DSS Processors 52

EBizCharge

MAY 14, 2024

Invoice distribution: Invoices can then be issued to customers through online portals, email, or other preferred delivery methods without any manual process. Payment processing: Once a customer makes a payment – through credit cards, online portals, or bank transfers – the system processes and records the payments.

Automation 52

Automation Payment APIs and Integration Best Practices Online and Mobile Banking 52

Nanonets

MARCH 20, 2023

Automated accounts payable software can efficiently manage large volumes of financial transactions between a company and its suppliers, while also automating ancillary activities such as approvals and payments. According to Goldman Sachs , the use of accounts payable automation software also results in 33% reduction in processing costs.

Accounts 52

Accounts Payment APIs and Integration Multi-Currency Automation 52

Nanonets

APRIL 16, 2023

Get Started Defining AP Automation Accounts payable automation is a set of tools that are used to streamline the AP process, remove manual input, and provide better insight into financial data. The technology is a specific SaaS that helps to manage large volumes of invoices and transactions between a business and its vendors.

Automation 52

Automation AI Accounts Reconciliation 52

EBizCharge

FEBRUARY 19, 2025

Thankfully, merchants can sync reliable payment gateways into popular accounting or enterprise resource planning (ERP) systems like NetSuite to accelerate and improve online purchases while enhancing customer trust and security. Do you need support for high transaction volumes, digital wallets, or international payments?

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52