Fintech Finance

JANUARY 22, 2025

Brite Payments , a leader in instant bank payments, has announced that George Parks Davie has been appointed VP Product. Davie also played an active role in shaping PSD2, which underpins open banking in Europe today, through the European Banking Associations Working Group on APIs under PSD2.

Product 98

Product Instant Payments Online and Mobile Banking Payments 98

Stax

APRIL 3, 2025

Like most business owners, your instincts tell you to hop on the bandwagon and launch an online store for your business. From different types of online payment gateways and key features to look for, to tips to help you choose the right payment solution for your business and implement it. This is expected to grow to 22.6%

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Clearly Payments

DECEMBER 11, 2024

These methods leverage digital wallets, mobile payments, bank transfers, and other innovative technologies to deliver more flexible options for consumers. Region-Specific Preferences : In Europe, 36% of online purchases are made through bank transfers, while Asia sees a dominance of digital wallets at 70% of transactions.

Alternative Payment Methods 59

Alternative Payment Methods Online and Mobile Banking BNPL Payments 59

Stax

NOVEMBER 14, 2024

They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. These are not banks, but rather governing bodies that set interchange rates, and arbitrate between acquiring and issuing banks. Acquiring Bank: The business’ (i.e., merchant’s) bank.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

Stax

MARCH 18, 2025

On top of that, 69% of Americans online in 2023 said they used digital payment methods to make a purchase. A typical payment processing procedure involves multiple parties, including the merchant, customer, payment processor, payment gateway, issuing bank, acquiring bank, and card networks. billion transactions and $9.76

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Finextra

JUNE 11, 2025

Indigenous Banking (Shroffs and Mahajans): Long before modern banks, India had a thriving indigenous banking system. These banks introduced formal ledger-based accounting and cheque payments. This expanded the reach of formal banking to rural areas. This introduced standardization and divisibility.

Financial Inclusion 52

Financial Inclusion Payment APIs and Integration Real Time Gross Settlement (RTGS) Funds Transfer 52

The Payments Association

JUNE 3, 2025

Central bank digital currencies (CBDCs) have rapidly evolved from theoretical concepts into live pilots and national deployments. With more than 130 jurisdictions now researching or developing CBDCsranging from early-stage exploration to live deploymentsglobal momentum is steadily building.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

Finextra

JULY 14, 2025

Banks turned to a powerful ally: artificial intelligence. AI didn’t just automate services—it began shaping intimate, context-aware journeys that feel less like banking and more like a personal concierge for your financial life. Banks around the world rolled out AI-powered personalization features in 2024. The result?

AI 71

AI Rules Online and Mobile Banking Non-Bank 71

The Payments Association

MARCH 19, 2025

As digital wallets reshape finance and big tech challenges traditional banks, who will control the future of money? The partnership signals a potential shift in power, where platforms like X aim to rival traditional banks in how money moves and who controls financial access.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

Fintech Finance

JUNE 18, 2025

UK SMEs must quickly adapt to modern payment solutions for SMEs as new research from DECTA reveals a major shift in consumer preferences. From faster checkouts to mobile wallets, today’s buyers demand seamless and flexible transactions—and small businesses can no longer afford to fall behind. trillion in turnover annually.

Research 52

Research Consumer Alternative Payment Methods Online and Mobile Banking 52

Finextra

JULY 5, 2025

Both power a substantial share of online commerce, yet they’ve taken different paths to the top. In other words, Adyen is the rare fintech operating at bank-like profit levels, while Stripe proved its business model can scale financially. Stripe launched in 2010 , targeting developers and small online businesses with easy-to-use APIs.

Product 52

Product Payment APIs and Integration Online and Mobile Banking Authorization 52

Stax

JANUARY 21, 2025

Research shows that Canada has the world’s highest credit card ownership rate, with 82.7% Beyond credit cards, Stax supports ACH, mobile payments, and online invoicing, providing flexibility for your customers. Online payments – Got an eCommerce site? of consumers owning at least one credit card.

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment APIs and Integration 88

EBizCharge

NOVEMBER 12, 2024

A merchant account is a business bank account that allows companies to accept payments, such as debit and credit card transactions, electronic funds transfers (EFTs), and Automated Clearing House (ACH) payments. Merchant account providers (MSPs) often offer tailored solutions based on the type of business and online transaction volume.

Accounts 52

Accounts Online and Mobile Banking MSPS Debit Card 52

Finextra

JULY 3, 2025

That means actual funds reside in their account inside your system, not just a link to their card or bank. It simply facilitates transactions by linking to your customers existing financial instruments, like bank accounts or credit/debit cards. Digital wallets, meanwhile, appeal to digitally active, banked customers.

eWallet 52

eWallet Payment APIs and Integration PCI DSS Online and Mobile Banking 52

The Payments Association

JUNE 16, 2025

The research examines how digital transformation and shifting customer expectations are transforming payment strategy into a key differentiator in customer experience and business growth. 51% of merchants report frequent usage of both cards and mobile wallets, showing digital parity between traditional and emerging in-store payment methods.

Innovation 88

Innovation Cross-Border Fraud Prevention Payments 88

Stax

JANUARY 28, 2025

Completing online payments via manual card entry can be time-consuming and off-putting for customers. Research shows that 55% of customers will abandon their cart if they have to re-enter checkout information like credit card details, negatively affecting your business conversion rate. Learn More What is Click to Pay?

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

Finovate

JULY 11, 2025

The wallet supports recurring, one-click and on-file payment solutions and, in 2024, was responsible for the largest share of the volume transacted online through a digital wallet in the country. This is according to research from Payments and Commerce Market Intelligence (PCMI). billion by 2030.

Innovation 64

Innovation Cross-Border Online and Mobile Banking Payments 64

My Payment Savvy

JUNE 16, 2025

Smart research now prevents costly mistakes later. A payment gateway processes credit card payments for both online and in-person transactions. It collects payment data, secures sensitive information, and connects all parties needed to move money from your customer’s bank to yours. This decision is returned instantly.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

The Payments Association

JULY 11, 2025

The strategic adoption of AI, IoT, mobile, and biometric tech to future-proof payments and retail operations. Focus should shift to converged commerce, blending in-store, online, and mobile channels, while nabling seamless integration with third-party software. What’s next? trillion globally by 2027.

Point-of-Sale (POS) 88

Point-of-Sale (POS) Payment APIs and Integration Online and Mobile Banking Compliance 88

Finextra

JULY 2, 2025

Whether they are shopping online or in a store, they want the payment process to be smooth. Mobile-Friendly Payments Many users shop on their phones. Mobile-optimized payment pages and features like tap-to-pay improve the experience. Open banking is also changing how we pay. Customers today are used to digital tools.

Online and Mobile Banking 52

Online and Mobile Banking AI Authorization Fraud Detection 52

Fintech News

JUNE 11, 2025

At the centre of this threat is Grey Nickel , a sophisticated cybercriminal group using deepfakes, synthetic identities, and AI-powered attack tools to breach banks, crypto exchanges, and digital payment platforms. “These aren’t opportunistic attacks—they’re existential threats to digital banking,” he continued.

Crime 69

Crime Deepfake AI APACS 69

EBizCharge

JANUARY 14, 2025

Finding the right payment gateway for your business in 2025 is a critical step toward ensuring seamless online transactions, boosting customer satisfaction, and securing your revenue streams. When a customer initiates a payment, the gateway securely transmits the information to the payment processor and the issuing bank for authorization.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

The Fintech Times

JANUARY 23, 2025

We often explore how fintechs are changing the banking and payments landscapes, and sometimes look into how their solutions are supporting financial inclusion and helping people develop healthy financial habits.

FinTech 64

FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

The Fintech Times

DECEMBER 9, 2024

This incident disrupted operations across airlines, banks, and media outlets, resulting in billions in losses for major corporations. The Bank of England has emphasised the need for payment firms to enhance their operational resilience, mandating improvements by March 2025 to better handle disruptions like cyber-attacks or system failures.

Payment APIs and Integration 102

Payment APIs and Integration Online and Mobile Banking AI Financial Inclusion 102

The Fintech Times

FEBRUARY 19, 2025

Global payment juggernaut, Mastercard is expanding its presence in the UAE’s flexible payment and lending ecosystem as it partners with the shopping, payments and banking fintech, Tamara to launch a new virtual card. This demand stems from the country’s thriving e-commerce sector and rise in digital payment solutions.

Visa 75

Visa Online and Mobile Banking Payments Payment Solutions 75

The Paypers

JUNE 19, 2025

For businesses, enza will facilitate the acceptance of Mastercard payments across in-store, online, and in-app channels. billion mobile wallets globally. Fintechs will be able to configure pre-paid or post-paid accounts, as well as issue physical or virtual Mastercard cards.

Visa 36

Visa FinTech Financial Inclusion Embedded Payments 36

Finextra

JUNE 15, 2025

If an online gaming service goes down 10 minutes before the start of a horse race that is a catastrophic event. If an online gaming service goes down 10 minutes before the start of a horse race that is a catastrophic event. Reliance, security and speed are keys. No body wins in the ensuring chaos so best not try.

Technology 52

Technology Security Online and Mobile Banking Wire Transfer 52

Finextra

JUNE 18, 2025

For example, contactless acceptance and PIN Online have been supported in nexo protocols since the beginning, whereas some countries took over 10 years to roll them out. nexo protocols have since been adopted by major players across Europe and beyond — not only for card payments but also supporting mobile and QR Code -based payments.

ISO 20022 52

ISO 20022 Transactions Payment APIs and Integration Cross-Border 52

The Fintech Times

JULY 15, 2025

The board oversees Fairer Finance’s transparency, research and independence as a consumer-focused ratings and advocacy group. DBS Bank is expanding its private banking presence in the Middle East and Africa with the addition of Loic Voide as head of private banking for the region.

FinTech 59

FinTech Void Online and Mobile Banking Push-to-Card 59

Payments Dive

JUNE 12, 2025

Social media, online commerce, mobile text messaging and other digital platforms have allowed scammers to innovate in targeting consumers. Impostor scams represented the largest area of fraud, followed by scams related to online shopping, per the FTC. You can unsubscribe at anytime. Please select at least one newsletter.

Law Enforcement 88

Law Enforcement Scams Payments Zelle 88

Finovate

MARCH 7, 2025

As a proliferation of payment options promises to streamline banking and commerce, regulators, fintechs, and financial services companies are looking for ways to make sure that the challenges to these new payment optionsfrom technical complexity to new forms of fraud and financial crimeare met. And thats a really positive development.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

Finovate

MARCH 31, 2025

According to a study conducted in partnership with Murphy Research, 78% of B2B buyers indicated a need to customize or control aspects of their purchasing experience. In a statement, the company noted that these options work across all purchasing channels, whether online, in-store, or via sales teams.

B2B 59

B2B Reconciliation Online and Mobile Banking Small Business 59

The Paypers

JUNE 19, 2025

Furthermore, Tap allows entrepreneurs to unify their online and in-person sales channels. Also, the Mollie platform facilitates a range of other financial services, including online payments, digital invoices, payment links, and business financing. The Tap terminal is available from EUR 45.

Payments 36

Payments Online and Mobile Banking CBDC Digital Currency 36

Finovate

NOVEMBER 6, 2024

Consumers will benefit from earning rewards for transactions via Crypto.com’s Crypto.com Pay ; merchants will benefit from being able to manage payments and services via both mobile and tablet devices. Also this week, Crypto.com announced that it would expand its offering to include banking services, credit cards, and stock trading.

Blockchain 64

Blockchain Cryptocurrency SWIFT Payments 64

The Fintech Times

APRIL 17, 2025

As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms. Instead of a comprehensive dashboard of banking tools, they prefer services that are accessible when needed.

Embedded Finance 53

Embedded Finance Finance Online and Mobile Banking Embedded Payments 53

Finextra

JUNE 18, 2025

Home News Security Bank of England accused of 'blundering' to security disaster as hundreds of laptops go missing Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Meanwhile, 109 mobile phones went missing worth an estimated £1737.

Security 69

Security Online and Mobile Banking Privacy Research 69

Fintech Finance

MARCH 13, 2025

” Recent research commissioned by Ecommpay revealed that just half of online retailers offer customers checkout in their local currency, potentially limiting conversion rates. The checkout should also be accessible and user-friendly for all, including those with disabilities and those using mobile or desktop devices.”

Online and Mobile Banking 59

Online and Mobile Banking Risk Mitigation Regulatory Compliance Mitigation 59