Fintech Finance

FEBRUARY 24, 2025

The payment method is fully integrated into the established payment processes in e-commerce. They also benefit from an attractive pricing model, real-time payments and international reach. So far, payments between private individuals (P2P) are possible via Wero.

Acquirers

Finextra

JUNE 14, 2025

Mastercard has deliberately evolved “beyond the card” to support a much wider range of payment types and use cases. Its infrastructure, built for interoperability and scale, now handles everything from business-to-business (B2B) payments to person-to-person (P2P) transfers across different currencies.

Visa

Finovate

MARCH 7, 2025

By fostering strong relationships with merchants, PSPs, and issuing banks, EPI is now in a great position to effect significant change and shape the future of digital payments across Europe. Part of this was the launch of the real-time payment system Wero last summer.

Payments

Fintech News

JUNE 5, 2025

BPCs SmartVista is a digital payments platform that enables banks, fintechs, and governments to manage a range of services including card issuing, digital banking, and real-time payments. NBCs efforts have significantly bolstered the efficiency, inclusivity, and security of Cambodias payment systems.

Payment APIs and Integration

Finextra

JULY 13, 2025

By 2028, stablecoin-backed remittances in Asia could exceed $250 billion, unlocking financial resilience, real-time payments, and de-dollarization opportunities. Platforms like Remitano and Paxful facilitate P2P transfers in USDT, with recipients exchanging them locally at more favorable rates than banks offer.

Stablecoins

Fintech News

APRIL 24, 2025

billion Nium is a global payments platform that makes cross-border money transfers easier for businesses and financial institutions. Using real-time payment technology, Nium helps companies speed up international transactions, simplify operations, and scale. Nium Valuation: $1.4 Coda Valuation: $2.5

FinTech

Cardfellow

JUNE 16, 2025

FedNow is a real-time payment system created by the US Federal Reserve that went live in the summer of 2023. Its purpose is to enable instant money transfers between banks and other financial institutions, but there are person-to-person (P2P) elements as well. What is FedNow? Credit cards also have better dispute options.

FedNow

Payments Dive

JULY 16, 2025

But those institutions face a difficult choice when deciding whether or not to join the P2P payment platform, said Richard Crone, CEO and founder of Crone Consulting. Customers want access to real-time payment networks like Zelle, but the network charges relatively high rates, he said.

Zelle

Finextra

JULY 31, 2025

Real-time payment infrastructure Your customers don’t want to wait for minutes for the payment processing. They expect instant payments with zero friction. Let’s start with P2P and P2M, the new neobanking trends. If you can’t support real-time P2P and P2M payments, you risk losing them.

Payment APIs and Integration

PYMNTS

NOVEMBER 27, 2020

Consumers have meanwhile transitioned even more toward payment solutions that allow them to send or receive money in real time, with P2P apps like Zelle and Venmo reporting jumps in user activity during the first half of 2020. Payment frictions and P2P’s impact. Driving faster payments forward.

Real Time Payments

PYMNTS

NOVEMBER 6, 2020

COVID-19 has shifted consumers away from card-based payments experiences, while P2P has accelerated a change enabling merchants to own the payments experience itself, Debbie Guerra , executive vice president of merchant and payments intelligence solutions at ACI , told PYMNTS in a recent interview.

Real Time Payments

Payments Source

JANUARY 21, 2021

Many financial institutions have made initial moves into real-time payments via P2P services, and the use cases will jump over time, says Fiserv's Matt Wilcox.

Real Time Payments

PYMNTS

NOVEMBER 3, 2020

“Financial institutions (FIs) and other financial services providers are looking to help meet the need for speed by leveraging various faster payment rails that support an array of payment methods,” according to PYMNTS’ latest Real-Time Payments Report done in collaboration with The Clearing House.

Real Time Payments

PYMNTS

NOVEMBER 25, 2020

The tipping point toward real-time payments’ ubiquity might be closer than many observers think, Mark Ranta , payments practice lead at FinTech Alacriti , told PYMNTS in a recent interview. And beyond TCH and RTP, the Federal Reserve’s FedNow real-time payments solution looms.

Real Time Payments

Fintech Finance

SEPTEMBER 27, 2024

NPCI International Payments Limited (NIPL) has entered into a strategic partnership with the Ministry of Digital Transformation (MDT) of Trinidad and Tobago to develop a real-time payments platform similar to India’s ‘Unified Payments Interface’ (UPI).

Real Time Payments

PYMNTS

JANUARY 22, 2021

"Our strategic partnerships have enabled MoneyGram to create the world's leading network, and this expansion is another milestone on our journey to lead the evolution of digital P2P payments," Alex Holmes, MoneyGram chairman and CEO, said in a press release on Friday (Jan. using Visa Direct. MoneyGram is in favor of a proposal by U.S.

P2P

PYMNTS

MARCH 10, 2020

Will this be the year that real-time payments — and, especially, peer-to-peer (P2P) — reach critical mass in the United States? The data points to a confluence of events, as Wilcox told PYMNTS: a readiness on the part of consumers to embrace real-time payments, and an increasing readiness of FIs to serve them. “I

P2P

PYMNTS

OCTOBER 10, 2019

With real-time payments spreading throughout the world (perhaps more slowly than expected, but still spreading), the characteristics of pull payments mean they are likely to play only a marginal role. One of the many questions around real-time payments is what forms they will take as the pace of deployments heat up.

Real Time Payments

PYMNTS

SEPTEMBER 24, 2019

Person-to-person (P2P) payments providers are also trying to accelerate their services. PayPal recently announced that it would enable users of its Venmo P2P app to instantly transfer funds to bank accounts over The Clearing House’s Real-Time Payments rail.

P2P

PYMNTS

FEBRUARY 1, 2021

To get a sense of the present state — and future — of instant payments, look to Italy. It has pulled ahead of its EU neighbors in developing real-time payments technology and in recruiting banks to adopt it. These days that “stable and efficient growth” has a lot to do with real-time payments.

Real Time Payments

The Payments Association

APRIL 23, 2025

Regarding the first point, these legacy issues are the banks’ major roadblocks, as their systems are unable to withstand the speed, volume, and security required for real-time payments. Integrating instant payments with existing systems can be challenging.

Real Time Payments

Payments Source

FEBRUARY 25, 2021

Early Warning's person-to-person payment network predicts that faster settlement through The Clearing House's Real Time Payments will enhance its appeal.

Zelle

PYMNTS

AUGUST 12, 2019

It’s also not why the Fed decided to enter the real-time payments fray. The Real-Time Payday Reality. Banks have to believe that the use cases built on top of the new set of rails will be compelling enough – and unique and immediate enough – to monetize, not cannibalize, existing payments flows.

Real Time Payments

FICO

JANUARY 31, 2018

This year and next sees many regions adopting real-time payment schemes, adding to existing schemes in countries such as the UK, Switzerland and Japan. There’s SEPA CT Inst in the EU, the Clearing House Faster Payments Scheme in the USA and the New Payments Platform in Australia. What Is a Real-Time Payment Scheme?

Real Time Payments

PYMNTS

SEPTEMBER 19, 2019

The company has enhanced its Banking-as-a-service (BaaS) products by allowing third parties to have access to payment rails. Another institution , Avidia Bank, is also embracing real-time payments in collaboration with FinTechs.

Real Time Payments

PYMNTS

JULY 24, 2019

While commercial real-time payments became available in the U.S. Last month, payment company PayFi and The Clearing House (TCH) partnered to bring real-time payment technologies to community banks. Benefits of Real-Time Payments. back in 2017, they haven’t yet hit ubiquity.

Real Time Payments

PYMNTS

JANUARY 23, 2020

MUFG Union Bank is now offering business customers real-time payments on The Clearing House (TCH) RTP network, MUFG announced on Thursday (Jan. The RTP network provides instantaneous payments that allow customers the convenience of using funds right away. The RTP network is the first payments framework created in the U.S.

Real Time Payments

PYMNTS

NOVEMBER 25, 2020

Financial services providers have looked to solve these frictions using real-time payment tools, and their efforts are being realized as businesses and consumers alike grow more comfortable with new banking technologies. PYMNTS’ data revealed that many consumers are now seeking real-time access to their funds, with 35.2

Payroll

PYMNTS

SEPTEMBER 19, 2018

Financial service providers in Hong Kong are readying to facilitate real-time payments for both corporate and non-corporate customers as the market’s Faster Payment System (FPS) comes into effect. 17) said the Faster Payment System will launch Sept. Reports in Marketing Interactive on Tuesday (Sept.

Real Time Payments

PYMNTS

JULY 31, 2018

A recent survey of 20 of the nation’s top-60 banks found that there’s a lack of consensus among banks when it comes to managing and charging businesses for real-time payments. Around The Faster Payments World. In Europe, faster payment services are seeing increased adoption. Can The U.K.’s

Real Time Payments

FICO

AUGUST 26, 2021

It’s a question FICO’s fraud head honcho, TJ Horan, pondered back in 2016 , when the nascent real-time person-to-person (P2P) payments service Zelle was relaunched by a small consortium of banks (see below). As it happens, there’s a lot more happening in the real-time payments arena than just PayPal, Venmo and Zelle.

Real Time Payments

PYMNTS

MARCH 15, 2019

In today’s digital payments ecosystem, businesses, banks and consumers alike want access to their money as fast as possible. While person-to-person (P2P) payment solutions and real-time payment platforms are making the quick exchange of funds possible, fraudsters also see an opening to exploit these systems’ vulnerabilities.

P2P

PYMNTS

JUNE 18, 2019

Is it prime time for real time, especially for B2B? The rise of Zelle , and any number of peer-to-peer (P2P) payment options, has increasingly brought consumers on board with the need for speed in payments — where settlement is marked by seconds and minutes, not hours or days. Where We Stand In The US.

RTP

PYMNTS

NOVEMBER 26, 2019

Real-time payments, real-time risk. As consumers embrace real-time transactions, financial institutions (FIs) must recalibrate their fraud-fighting strategies. Cross-communication, in real time, can minimize losses. In fact, Srinivasan added, the parameters of risk itself are changing.

Real Time Payments

PYMNTS

JUNE 6, 2018

In the first service offered by Mastercard after integrating Vocalink last year, and with an eye on real-time payments, Mastercard Send is launching in the United Kingdom. based bank accounts and receive payments by the same means.

Real Time Payments

PYMNTS

JANUARY 21, 2021

They can eliminate the pain points in business-to-consumer (B2C) transactions by keeping consumers from waiting to receive their funds, while businesses are witnessing the advantages of using real-time payments when transacting with each other. Around The Real-Time Payments World.

Real Time Payments

PYMNTS

JULY 15, 2019

Avidia Bank is embracing real-time payments as part of its push to promote collaboration with FinTechs, the financial institution announced Friday (July 12). The APIs in particular enable FinTechs to customize financial services offerings to their corporate partners, the bank said. “We

Real Time Payments