PYMNTS

APRIL 8, 2020

Payment and data application programming interfaces ( API s) are changing that, however. This is where APIs change the ball game. With APIs, we are now able to plug ourselves into our customers’ business and work with them at the front line to develop solutions to enhance their processes and customer journeys.”.

API 99

API Payment APIs and Integration Cross-Border Facilitators 99

PYMNTS

JULY 6, 2020

Steady digitization in stale B2B payments and the open banking movement are two closely related and increasingly exuberant expressions of money’s digital makeover. Impacts expected from open banking on the laggard B2B payments space are hard to understate. And as for all the press they get, APIs have an awareness problem to overcome.

API 76

API B2B Payment APIs and Integration Legal Framework 76

PYMNTS

JANUARY 25, 2019

Rather, companies are often forced to take on the responsibility of building out integrations. million each on cloud-based apps last year, and businesses in tech-heavy industries like manufacturing pushing to become entirely cloud-based, managing and deploying these integrations has evolved into a mountainous task.

API 69

API Payment APIs and Integration Finance Facilitators 69

PYMNTS

JULY 3, 2020

Open banking is shaking up the financial industry and is poised to revolutionize the way banks share data with each other as well as with third-party app developers, FinTechs and payment providers. There are a multitude of benefits that open banking brings to B2B payments. Benefits Of Open Banking For B2B Payments. Both the U.K.

B2B 111

B2B Payment APIs and Integration API Payments 111

Fintech Finance

OCTOBER 15, 2024

The second most used instant payment method in the world, Brazil’s Pix will have a recurring transaction capability, Pix Automático (Automatic Pix in free translation), set to be launched by the Central Bank of Brazil next year, on June 16th. For merchants, this presents an opportunity to increase revenue and attract more clients.

Payment APIs and Integration 97

Payment APIs and Integration Payer Central Bank Instant Payments 97

Open Banking Excellence

JANUARY 9, 2024

The world of payments is undergoing major change Fast-paced technological progress is disrupting the market rapidly. This is leading to a golden age of choice for businesses, who now have access to the cost savings and customer-centric capabilities that a new wave of Open Banking-powered payment products can deliver.

Payment APIs and Integration 130

Payment APIs and Integration Payer Online and Mobile Banking Authentication 130

PYMNTS

NOVEMBER 7, 2017

Citi’s Treasury and Trade Solutions is bringing its accounts receivable (AR) Payer ID solution to more markets around the globe. 6) that Payer ID is now available in 44 countries, as Citi brings the B2B payments tool across North America and Western Europe. The financial institution (FI) announced news on Monday (Nov.

Payer 48

Payer Treasury Payment APIs and Integration Master Account 48

PYMNTS

FEBRUARY 6, 2020

APIs are changing how banks serve their corporate customers, helping them become more competitive. Europe’s open banking regulations have forced financial institutions (FIs) to use APIs to open their data to FinTechs, which has resulted in many new services for businesses. Faster payments rails] existed before.

Faster Payments 64

Faster Payments API Payment APIs and Integration B2B 64

The Payments Association

DECEMBER 13, 2024

A new era of faster, cheaper, and more efficient payments is here. Account-to-account (A2A) payments are transforming how businesses handle transactions, making them a top choice for industries like e-commerce, gaming, and beyond. What are A2A payments? What are A2A payments?

Transactions 88

Transactions Payment APIs and Integration Push-to-Card Payer 88

Stax

JULY 9, 2024

Physical wallets are phasing out, left behind in favor of digital wallets and other digital payment options. There’s no question that cashless payment systems and digital payment adoption have accelerated over the last few years. In 2019, 77% of US consumers were using at least one type of digital payment system.

Digital Payments 163

Digital Payments Online and Mobile Banking Contactless Payments Payments 163

PYMNTS

AUGUST 6, 2020

Also seen in this week’s roundup of the latest in open banking and bank-FinTech collaborations is an emerging use of application programming interfaces (APIs) to enhance payments via both new and legacy rails. ’s Faster Payments real-time payments system. Orum Launches Real-Time Service For FIs.

FinTech 110

FinTech Payment APIs and Integration ACH Online and Mobile Banking 110

PYMNTS

FEBRUARY 15, 2018

The conversation around B2B payments innovation and progress cannot be held without the banks. ” Fox spoke with PYMNTS for its latest B2B API Tracker, powered by FI.SPAN. ” That makes Latin America a prime target for payments innovation, particularly when it comes to APIs. . For instance, the U.K.’s

API 65

API Payment APIs and Integration NACHA Cross-Border 65

PYMNTS

JANUARY 14, 2020

Being able to handle accounts receivable (AR) and payable (AP) processes with minimal hassle or manual labor is bound to be high on business owners’ wish lists, after all, and integration-savvy banks can accommodate just that. Wells Fargo launched its open API (application programming interface) channel three years ago.

API 52

API Payment APIs and Integration Cross-Border Payments Payments 52

PYMNTS

JANUARY 16, 2020

AP solutions are placing greater emphasis on easing the pain of accepting payments for their users’ suppliers, while AR technologies are looking at how to help their supplier customers support the needs of their own business customers. Wells, HSBC Eye APIs’ AR/AP Opportunity. But there is another area of convergence for AR and AP.

API 56

API Automation Payment APIs and Integration Small Business 56

PYMNTS

JUNE 24, 2019

In B2B payments, corporates’ continued use of paper checks confounds FinTech firms working to give businesses more affordable, faster and more efficient payment options. Yet, for many business payers, the reason for using checks can be quite straightforward: It’s simply the way payments have always been made.

ACH 74

ACH Payment APIs and Integration Business Payments Checks 74

PYMNTS

SEPTEMBER 23, 2020

In the journey to improve the payments experience, sometimes the best user experience (UX) is an unnoticeable one. Key to achieving this goal is data integration, yet in markets where open banking frameworks aren't as advanced as jurisdictions like the U.K., A Better Payments Experience. Making Payments Invisible.

Non-Bank 126

Non-Bank Payment APIs and Integration Debit Card Push-to-Card 126

PYMNTS

OCTOBER 24, 2016

But late last week, Visa announced that it will be rolling out Visa B2B Connect, a platform for banks to make payments and settle funds across borders using Chain Core, the blockchain infrastructure developed by Chain. Real-time payments, however, enable a company to wait as long as they want to without forcing the supplier to get paid late.

Blockchain 77

Blockchain B2B Real Time Payments Payer 77

PYMNTS

SEPTEMBER 14, 2017

The enterprise has been a bit skeptical about mobile payments. One exception may be in the T&E space, in which FinTechs are introducing ways for employees to make B2B payments and integrate transaction data into expense management systems, a reflection of the mobile nature of the traveling employee.

B2B 55

B2B Payment APIs and Integration Due Diligence Payer 55

PYMNTS

MARCH 26, 2020

Growing awareness of the cash flow pain caused by late B2B payments has led to increased calls to incentivize, and in some cases even mandate that larger corporates accelerate their invoice payment processes when working with small suppliers. But solving AP friction isn’t only about accelerating invoice payments.

B2B 72

B2B Accounts Payer Payment APIs and Integration 72

PYMNTS

NOVEMBER 13, 2020

As real-time payments make their way to ubiquity in markets around the globe, more small- to medium-sized businesses ( SMBs ) are exploring how instant transactions may be able to add value to their own operations. API integrations can make it easier than ever for third-party FinTech solutions to enhance their own payment capabilities.

Real Time Payments 75

Real Time Payments Electronic Funds Transfer (EFT) ISO 20022 Payment APIs and Integration 75

PYMNTS

SEPTEMBER 26, 2018

The tool lets corporate customers segregate balances within their physical accounts into virtual ones, which can offer enhanced receivables, payments and liquidity management. The solution is compatible with existing Citi accounts receivable solutions, including Citi Payer ID Accounts for automated reconciliation.

Accounts 75

Accounts Payment APIs and Integration Liquidity Management Treasury 75

The Fintech Times

AUGUST 8, 2024

Australian Payments Plus (AP+) and the Australian Banking Association (ABA) have completed the design of the new Confirmation of Payee (CoP) service which will enable people paying to an account with a name, BSB and Account number to confirm the account name of the payee before the payment is made.

Payee 59

Payee SWIFT Scams Payment APIs and Integration 59

Fintech Finance

MARCH 19, 2024

Swift today announced it has been selected to build a service that will reduce the risk of misdirected payments and increase defences against payment fraud, providing Australians with more confidence when sending money. This is done by comparing the payee’s name entered by the payer with the name associated with the payee’s account.

Payee 59

Payee SWIFT Payment APIs and Integration Cross-Border Payments 59

Stax

MARCH 14, 2024

During the 2020s, almost all businesses will have been looking at b2b payments processing solutions to meet changing consumer needs. Online and contactless adoption multiplied, and digital payments rose. consumers using two or more types of digital payment methods increased by 8%. Learn More What are B2B Payments?

B2B 88

B2B Process B2C Credit Cards 88

The Fintech Times

OCTOBER 17, 2024

The Central Bank of Brazil is set to launch a recurring transaction capability to Pix, the country’s instant payment method, in partnership with global tech firm EBANX. EBANX is taking the lead for the new launch and is preparing to integrate global merchants with the new feature.

Payment APIs and Integration 52

Payment APIs and Integration Payer Central Bank Instant Payments 52

PYMNTS

MAY 30, 2018

New technology and innovations are pushing the payments industry forward, making transactions speedier and safer than they were before. Inside the new Smarter Payments Tracker , PYMNTS explores the latest interoperability developments that are helping banks and FinTechs open up new lines of communication and speak a common language.

Payment APIs and Integration 52

Payment APIs and Integration ISO 20022 Interoperability NACHA 52

PYMNTS

JANUARY 30, 2019

Payments messaging company SWIFT said it will test gpi Link, “a gateway to interlink eCommerce and trading platforms with the SWIFT gpi payment service.”. The proof of concept is designed to “bring the benefits of gpi payments’ speed, ubiquity and certainty to distributed ledger technology (DLT)-enabled trade.”

SWIFT 60

SWIFT Distributed Ledger Technology (DLT) Payment APIs and Integration Message Standards 60

Fintech Finance

FEBRUARY 5, 2025

Numeral , a Mambu company, a leading payment technology provider for financial institutions, today announces the launch of its fully managed Verification of Payee (VOP) solution, empowering financial institutions to comply with the European Unions VOP regulation by the October 9, 2025 deadline.

Payee 59

Payee Verification Compliance Payment APIs and Integration 59

PYMNTS

JUNE 12, 2019

It’s another story in the financial services community, of course, where banks and FinTech firms have accelerated their embrace of the application program interface (API) to open up data and unlock new product development opportunities for end users — from individual consumers to multinational corporates.

Overlay Service 54

Overlay Service Payment APIs and Integration Payer B2B 54

PYMNTS

APRIL 22, 2020

With more B2B payment technology providers turning their attention to the electronic invoice, the document has become a keystone that connects accounts payable (AP) and accounts receivable (AR) portals. Billtrust Broadens AP Integrations. TransferMate Eases Payments On Invoices. Tradewind Eases Buyer-Supplier Cash Flow.

Payment APIs and Integration 56

Payment APIs and Integration Payer B2B Automation 56

PYMNTS

APRIL 12, 2019

Investors backed a range of B2B FinTechs this week operating in areas including accounting, cross-border payments, virtual cards, expense management, cybersecurity and more. Buckzy Payments. In total, more than $68 million in venture capital was announced — but that’s not counting the $130 million round for one U.K.

B2B 55

B2B Cross-Border Payments Global Payments Cross-Border 55

Fintech Finance

APRIL 4, 2024

iPiD , a leading payment validation solutions provider, today announced the publication of a pivotal whitepaper, “Verification of Payee: The Race to Compliance,” authored by CEO Damien Dugauquier.

Payee 40

Payee Service Provider Verification Compliance 40

PYMNTS

SEPTEMBER 12, 2017

Extending payment terms to corporate buyers is painful. Not only does it impose a cash flow burden on the supplier, but, in some cases, those 30- or even 60-day payment terms aren’t enough for the customer, resulting in late payments. Buyers, meanwhile, are able to enjoy extended payment terms.

Payment APIs and Integration 46

Payment APIs and Integration B2B Due Diligence Payments 46

PYMNTS

APRIL 1, 2020

Also targeting supply chain volatility is PayCargo , a company that facilitates payments between payers like forwarders to vendors like airlines. In the U.K., Nav Creates SBA Loan Calculator. In an effort to help SMBs understand their eligibility for an SBA loan, Nav has announced its CARES Act SBA Loan Calculator.

B2B 67

B2B Product FinTech Payer 67

PYMNTS

JULY 23, 2019

Vendor risk is becoming an increasingly integral part of the supply chain management process, according to analysts. Earlier this year, SAP Ariba struck a partnership with American Express to strengthen its payment services.

Risk 47

Risk Risk Mitigation Payment APIs and Integration Database 47

Fintech Finance

JANUARY 18, 2024

Fragmented, slow and inefficient payment processes have long been a challenge within the healthcare ecosystem. As a result, healthcare providers are often faced with significant payment delays, triggering cash flow challenges and increased borrowing costs.

Visa 52

Visa B2B Innovation Payment APIs and Integration 52

PYMNTS

JANUARY 30, 2019

Payments messaging company SWIFT said it will test gpi Link, “a gateway to interlink ecommerce and trading platforms with the SWIFT gpi payment service.”. The proof of concept is designed to “bring the benefits of gpi payments’ speed, ubiquity and certainty to distributed ledger technology (DLT)-enabled trade.”

SWIFT 46

SWIFT Distributed Ledger Technology (DLT) Payment APIs and Integration Message Standards 46