Fintech Finance

JULY 15, 2025

Highnote , the unified platform for embedded finance and modern card issuance, today announced the launch of Instant Payments, a new capability that enables businesses to deliver near real-time payouts from Highnote-issued cards to eligible external debit and prepaid cards.

Instant Payments 52

Instant Payments Product Payment APIs and Integration Near Real-Time 52

Finextra

JUNE 11, 2025

These banks introduced formal ledger-based accounting and cheque payments. Cheque System: The cheque emerged as a formal payment instrument, requiring physical movement and manual clearing processes. Cheque System: The cheque emerged as a formal payment instrument, requiring physical movement and manual clearing processes.

Financial Inclusion 52

Financial Inclusion Real Time Gross Settlement (RTGS) Payment APIs and Integration Funds Transfer 52

Fintech News

JUNE 5, 2025

The outdated infrastructure, not only slows down innovation, but also has increased maintenance costs, often hard to scale due to local one time customisations, and hence inflexible when it comes to integrating new digital services of their own or from third party providers.

Payment APIs and Integration 125

Payment APIs and Integration APACS Financial Inclusion Push-to-Card 125

Finextra

JUNE 26, 2025

And if your customers don’t feel safe while making payments, they won’t return. In this guide, you’ll understand what digital payment security is and what these regulations mean, how they impact your payment operations, and what you need to do to meet them. It keeps your customers’ card details safe and your systems strong.

PCI DSS 52

PCI DSS AML Process Payment APIs and Integration 52

Fintech Finance

FEBRUARY 27, 2025

Orum , which transforms payment technology for businesses by revolutionizing payment speed, certainty, and payment rail orchestration, has announced it will now offer U.S. customers real-time1 fund transfers to and from bank accounts via debit card with its Deliver API solution, powered by Visa Direct.

Faster Payments 64

Faster Payments Payment APIs and Integration Debit Card Push-to-Card 64

Fintech News

APRIL 24, 2025

From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. billion payments Coda 2.5 billion payments, gamification Airwallex 5.5 billion insurtech Matrixport 1.05

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 138

Finovate

JANUARY 14, 2025

Texas-based digital banking solutions provider Alkami Technology is bringing Push Provisioning to NASA Federal Credit Union (NASA FCU). “I truly believe that our card management suite is one of the best,” NASA FCU digital banking manager Liam Petraska said.

Credit Union 64

Credit Union Push-to-Card Technology Payment APIs and Integration 64

Finextra

JULY 7, 2025

Banking was singled out as leading all industries in GenAI integration, with the most use cases deployed per organization (on average). In the UK, NatWest’s AI assistant, “Cora,” handled 11.2 million customer conversations in 2024, roughly equal to all interactions handled by the bank’s call centers and branches. At the same time, a J.D.

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

Finextra

JUNE 13, 2025

What if loyalty can be tied to the payment? Closed-loop payments make that possible. That means no extra cards and no extra friction for your customers. There are multiple reasons why a closed-loop payment solution is a powerful tool to drive loyalty. Closed-loop payments do exactly that.

Payment APIs and Integration 52

Payment APIs and Integration Payments Push-to-Card Authorization 52

The Fintech Times

DECEMBER 9, 2024

As 2024 draws to a close, it’s been an eventful year for the payments industry, marked by rapid innovation, unexpected challenges, and evolving consumer expectations. Experts at Aevi , the in-person payment orchestration firm, share their key takeaways, lessons learned, and perspectives on the trends shaping the future of paytech.

Payment APIs and Integration 102

Payment APIs and Integration Online and Mobile Banking Financial Inclusion Push-to-Card 102

Finovate

APRIL 10, 2025

Fiserv has acquired Australia-based PayFac Pinch Payments to strengthen its digital payments offerings and expand its merchant reach across the Asia Pacific region. Payments innovator Fiserv has acquired Australia-based payment facilitator (PayFac) Pinch Payments for an undisclosed amount.

Acquirers 59

Acquirers ISVS Payment APIs and Integration ISOs 59

Fintech Finance

JUNE 20, 2025

The DTCPay Mastercard partnership marks a major step forward in global payments, offering users a fast, secure, and seamless way to transfer money internationally. dtcpay , a leading digital payments solutions provider, is excited to announce its strategic collaboration with Mastercard Move.

Visa 52

Visa Cross-Border Payment APIs and Integration Cross-Border Payments 52

Finextra

JULY 20, 2025

This deep dive explores how PayPal is modernizing every layer of its offerings, from consumer wallets and checkout flows to merchant tools and Venmo’s social payments, all while leveraging its massive two-sided network. Along the way, we’ll highlight the key metrics and financial goals linked to each initiative.

Product 52

Product PayPal Payment APIs and Integration P2P 52

Fintech Finance

FEBRUARY 20, 2025

Runa Assure was purpose-built for instant payout methods, including gift cards, prepaid, and push-to-card, and now protects over two million unique recipients every month. Unlike other fraud and security models that focus on payment acceptance, weve designed a fraud and security engine specifically to protect payouts.

PCI DSS 86

PCI DSS Security Payment APIs and Integration MFA 86

Finextra

JUNE 19, 2025

Home Announcements Payments Axis Bank introduces NFC-enabled smartwatch External This content is provided by an external author without editing by Finextra. Axis Bank introduces NFC-enabled smartwatch In a strategic leap into wearable fintech, Axis smartwatch payments just became more seamless.

Payment APIs and Integration 59

Payment APIs and Integration Contactless Payments Push-to-Card Visa 59

Finextra

JULY 14, 2025

From instant payments to investment tracking, these platforms combine cutting-edge technology with user-friendly designs to meet the needs of businesses and individuals alike. Instant Digital Card Creation Need a card for online purchases? Let’s explore the features driving this transformation.

Mobile Banking 59

Mobile Banking Online and Mobile Banking Payment APIs and Integration Push-to-Card 59

Stax

NOVEMBER 13, 2024

Understanding ACH credit payments means understanding the way in which different types of ACH payments are processed in the US banking system. ACH credit payments differ from ACH debit payments and both are distinct from credit and debit card payments. Learn More What are ACH Credit Payments?

ACH 88

ACH ACH Network Payer Payee 88

Finextra

JUNE 21, 2025

Born as a small merchant processor in the late 1990s, Shift4 has rapidly evolved into a global “ commerce technology ” player powering payments for over 200,000 businesses today. base, the company is positioning itself as a serious challenger to payment incumbents worldwide.

Payment APIs and Integration 52

Payment APIs and Integration Point-of-Sale (POS) Origination Authorization 52

Finextra

JUNE 2, 2025

In practice, this means banks expose certain data (like account balances or transaction history) through open APIs, but only when you, the customer, give consent. The result was an explosion of fintech apps offering budgeting, lending, payments, and investment services that leverage multiple banks’ data.

Finance 52

Finance Payment APIs and Integration API Regulations 52

The Fintech Times

MARCH 12, 2025

The UK governments decision to scrap the Payment Systems Regulator (PSR) and merge its functions into the Financial Conduct Authority (FCA) has divided opinion across the financial sector. The PSR had outlived its usefulness Tony Craddock, director general, The Payments Association Some see it as a long-overdue correction.

FinTech 59

FinTech Payment APIs and Integration Fraud Prevention Push-to-Card 59

Finextra

JUNE 6, 2025

However, as the industry flourishes, so inevitably do the risks ranging from fraud to late payments. Affirm has introduced dynamic payment schedules in the US, while Riverty in Germany uses AI-driven tools to predict user behavior and optimize repayment plans.

BNPL 52

BNPL Technology Payment APIs and Integration Blockchain 52

Finextra

JUNE 23, 2025

policymakers have sketched out the first federal framework for payment stablecoins. It classifies payment stablecoin issuers as regulated financial institutions, pulling them firmly under anti-money laundering and consumer protection rules. The GENIUS Act changes that virtually overnight. By passing this law, U.S.

Embedded Finance 52

Embedded Finance Stablecoins Finance Payment APIs and Integration 52

Fintech News

NOVEMBER 12, 2024

To address this, stakeholders including NETS Group and Liquid Group are working on interoperable QR payment solutions that are designed to simplify processes for merchants, Chia said. On the international front, cross-border payments have presented a different set of challenges.

FinTech 111

FinTech Cross-Border Payments Cross-Border Payment APIs and Integration 111

Finextra

JULY 14, 2025

No longer satisfied with being simply digital and inspired by interactions with Chat GPT, customers began demanding something deeper— experiences that understand them. No longer satisfied with being simply digital and inspired by interactions with Chat GPT, customers began demanding something deeper— experiences that understand them. The result?

AI 71

AI Rules Online and Mobile Banking Non-Bank 71

The Payments Association

JULY 18, 2025

Payments regulation roadmap: Q3 2025 18 July 2025 by Payments Intelligence Introduction Regulatory developments continue apace in the payments industry, ushering in a period of intensified complexity and strategic significance. Tackling this with tactical fixes only deepens the challenge.

Regulations 88

Regulations Payment APIs and Integration Payments Legal 88

Finovate

JANUARY 24, 2025

The regulatory landscape for fintechs and financial services companies operating in the European Union is expected to undergo significant changes this year, with new standards, guidelines, and rules governing payments, data privacy, digital assets, and more. One early issue will be compliance with the Instant Payments Regulation (IPR).

Regulations 72

Regulations FinTech BNPL Cross-Border 72

PYMNTS

JANUARY 18, 2021

There have also been shifts in how customers pay for goods and services, with s ocial distancing policies making contactless transactions essential and pushing consumers toward payment methods such as bank transfers and digital wallets. Each company’s risk management approach must therefore be tailored to its specific business needs.

API 127

API Treasury Best Practices Risk 127

PYMNTS

NOVEMBER 23, 2020

In an announcement of completion of the deal, Visa said it will accelerate the global payments and credit card company’s “network of networks” strategy. Terms of the deal were not disclosed.

Payment APIs and Integration 133

Payment APIs and Integration Push-to-Card FinTech Cross-Border 133

PYMNTS

OCTOBER 5, 2020

The great digital shift is upending B2B payments , pushing them away from the age-old reliance paper checks toward digital options. The walls are coming down between accounts receivables and payables between buyers and suppliers in a $120 trillion global commercials payments market. Beyond The Safety Factor .

B2B 137

B2B Payment APIs and Integration Payments Push-to-Card 137

PYMNTS

SEPTEMBER 18, 2020

It may have taken some time, but faster and real-time payments demand continues to grow in the corporate and B2B payments context. This week's look at payment rail innovation is all about speed, both for legacy rails and new ones. EVO Payments Wields Visa Rails for Merchants. SWIFT to Launch New Real-Time Rails.

Innovation 116

Innovation Payment APIs and Integration SWIFT Real Time Payments 116

Fintech News

OCTOBER 10, 2024

Banks push for digitalization According to the report, large banks are at the forefront of the sector’s digital transformation. This has been accompanied by a growing focus on strengthening API (application programming interface) infrastructure to enable collaboration with fintech startups.

Payment APIs and Integration 124

Payment APIs and Integration Innovation Push-to-Card API 124

PYMNTS

OCTOBER 16, 2020

It’s been three years since The Clearing House rolled out its Real-Time Payments (RTP) network, but Mark Ranta, payments practice lead at Alacriti, tells PYMNTS that 2021 will be the year FIs migrate to the technology in record numbers. Making Real-Time Payments A Reality. Consider a typical credit card purchase.

Real Time Payments 126

Real Time Payments Payment APIs and Integration RTP Payments 126

Fintech Finance

OCTOBER 15, 2024

A pioneer in open banking, Neonomics unveils an innovative new product suite launched as Nello, with the goal to bring open banking to the next level through AI-driven solutions and seamless payments. Nello AI will be available as a white-label integration for financial institutions and others to easily integrate.

AI 98

AI Payment APIs and Integration End User Push-to-Card 98

Open Banking Excellence

MARCH 5, 2024

JROC will also help focus attention on the economics of Open Banking by introducing the idea of premium APIs, he says. One area where the industry is already seeing innovation is with Variable Recurring Payments (VRP) and the upcoming commercial pilot for low risk use cases for financial services, utilities and government payments.

Innovation 147

Innovation Payment APIs and Integration Push-to-Card Use Case 147

The Payments Association

DECEMBER 13, 2024

A new era of faster, cheaper, and more efficient payments is here. Account-to-account (A2A) payments are transforming how businesses handle transactions, making them a top choice for industries like e-commerce, gaming, and beyond. What are A2A payments? What are A2A payments?

Transactions 88

Transactions Payment APIs and Integration Push-to-Card Payer 88

PYMNTS

OCTOBER 27, 2020

With YellowPepper, companies can access application programming interfaces (APIs) to allow issuers, processors and governments to easily access numerous payment rails and let multiple payment flows through one single connection, according to the release.

Acquirers 119

Acquirers Payment APIs and Integration Issuers Processors 119

PYMNTS

FEBRUARY 19, 2019

FinTech still exists as a fragmented market, where businesses striving to offer payment services to end users pick and choose among providers, integrate with those providers, and must often navigate across complex technological and regulatory hurdles as they expand into new markets. The Silo Approach. The process is a complicated one.

eWallet 77

eWallet Global Payments FinTech Payment APIs and Integration 77