Stax

MARCH 11, 2025

This article will show all you need to know about online credit card processing and how you can select the best payment services provider for your needs. Some payment gateways use tokenization to secure sensitive customer details.

Online Payment Processing

Stax

MARCH 5, 2025

To accept online payments, you need a payment processor and payment gateway. The payment processor is a financial institution that handles transactions between the two banks. How Can Internet Card Payment Processing Help My Business? Together, these three parties facilitate the online payments process.

Credit Card Payment Processing

Clearly Payments

MARCH 14, 2025

It occurs in a matter of seconds but consists of multiple stages, from authorization to settlement. credit card payments surpassed $10.6 Payment Processor Facilitates communication between acquiring and issuing banks. Payment Gateway Secures transaction data and transmits it to the payment processor.

Credit Cards

EBizCharge

FEBRUARY 26, 2025

Understanding credit card processing in NetSuite NetSuite credit card payment processing allows businesses to securely process customer payments by integrating with payment gateways and merchant accounts, enabling seamless transactions for online, in-store, and invoice-based sales.

Credit Cards

EBizCharge

NOVEMBER 27, 2024

They provide a secure platform for processing transactions, ensuring the consumer’s payment information and the merchant’s funds are protected. This account is typically integrated with a payment gateway, which is responsible for the safe transmission of transaction data. How do payment gateways work?

Accounts

Stax

JANUARY 22, 2024

In this article, we’ll dive into the intricacies of two types of players in the eCommerce ecosystem: payment gateways and payment facilitators. The high-level difference is when and how to deploy them as part of the payment process. What is a Payment Gateway? This is the payment gateway.

Payment Gateways

Clearly Payments

JUNE 7, 2024

Any modern payment gateway has a robust set of APIs (Application Programming Interfaces), along with clear documentation. These APIs allow mobile apps, websites, software platforms, and other devices to seamlessly call the payment gateway to conduct transactions and retrieve or send data. What is a Payment Gateway API?

Payment Gateways

EBizCharge

JUNE 6, 2025

In this article, you’ll learn what high-risk merchant accounts for the firearms industry entail, the common challenges GunBroker users face, and why EBizCharge is the most optimal payment gateway for these users. GunBroker merchants must have a reliable payment gateway. What is GunBroker?

Payment Gateways

Segpay

FEBRUARY 24, 2025

There seems to be a lot of misunderstanding about the differences between a Payment Gateway, a Payment Processor and a Payment Service Provider (PSP). In the fast-paced world of e-commerce, web merchants navigate a complex landscape of payment solutions. What is a Payment Gateway?

Payment Gateways

Stax

SEPTEMBER 17, 2024

TL;DR PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. There are 12 requirements under PCI DSS, divided into six major categories. Each requirement plays a critical role in building a secure environment for payment processing. What is PCI Compliance?

Credit Cards

Stax

AUGUST 29, 2024

The payment gateway connection will be responsible for transmitting your customer’s payment information between your own customer-facing platforms and your PSP and other relevant financial institutions. Basically, the difference between payment gateways and PSPs is the extent of tasks they complete.

Payment Service Provider (PSP)

Clearly Payments

SEPTEMBER 13, 2024

A Payment Orchestrator is a service that enables businesses to manage and optimize their payment processing by connecting to multiple payment providers and processors through a single platform. They also ensure compliance with industry standards like PCI DSS.

Payment APIs and Integration

Stax

MARCH 6, 2024

Integrate with Payment Gateway: The payment gateway transfers payment information and funds between the customer’s account, bank, and the business’s account. This may come with the billing software platform , or a gateway provider may need to be sought separately.

Best Practices

Stax

APRIL 30, 2024

Key Players in Merchant Processing While payment processors play a key role in transferring information among financial entities, there are other players required to complete the entire transaction. These include merchant account providers, payment gateways, credit card networks, and issuing banks.

Process

M2P Fintech

DECEMBER 17, 2024

It encompasses various functionalities, including payment setup, transaction management, settlement & payout management, and customer support integration, all aimed at improving operational efficiency. Settlement & Payout Management Settlement and payout management are integral components of an MMS.

Fraud Detection

Clearly Payments

APRIL 3, 2024

The Definition of Payment Processing Payment processing is the sequence of actions that occur behind the scenes to facilitate the transfer of funds from a customer to a merchant in exchange for goods or services. At its core, it involves the authorization, capture, and settlement of transactions. Visa, Mastercard).

Process

Payment Savvy

JULY 3, 2024

Once the card is swiped, tapped, or details entered, the merchant’s POS system or payment gateway captures the transaction details. The transaction is completed if approved, and the funds are held for settlement. PCI DSS Compliance This is the cornerstone of debit card security.

Debit Card

Stax

APRIL 11, 2024

Robust security measures: Any PMS worth its salt needs to have standard security features like encryption, fraud detection and compliance with industry standards, including the PCI DSS. Payment gateways securely process online payments, acting as a bridge between your website and the payment processor.

Payments

Stax

DECEMBER 20, 2023

They were required to pay an $18M settlement, but losses are estimated to top $200M. You also need to ensure you have a payment gateway if you’re accepting online payments. Q: What’s the cheapest way to take card payments? One of the most famous data breaches happened to Target in 2013.

Credit Cards

EBizCharge

AUGUST 12, 2024

Put simply, merchant acquirers focus on merchant relationships and transaction settlement, while card issuers focus on cardholder accounts, and payment processors ensure smooth data transmission between all parties involved. If approved, the merchant completes the sale.

Credit Cards

Stax

MAY 7, 2024

The transactional procedures are the authorization, clearing, and settlement processes of the funds being transferred. To complete payment processing, credit card companies have to charge processing fees. Payment gateway fees – Businesses need a payment gateway to process online card transactions.

Credit Cards

EBizCharge

JUNE 6, 2024

Select a payment gateway and processor. Selecting a payment gateway for Microsoft Dynamics 365 is a decisive step toward efficient D365 credit card processing. Look to payment gateways that offer services such as encryption and tokenization for an extra layer of security.

Credit Cards

EBizCharge

NOVEMBER 21, 2024

A payment effective date refers to the specific date when a transaction is considered complete, and funds are officially transferred or settled between parties. In credit card settlements, the effective date is the day the processed funds are credited to the merchant’s account.

Procedures

Ikajo

NOVEMBER 2, 2023

The role of Payment Service Providers A Payment Service Provider (PSP) is a type of payment processing company that specializes in providing a wide range of payment-related services and solutions to businesses. However, it’s also possible for payment processing companies to provide similar extended services.

Process

PayHawk

APRIL 18, 2023

Dual Message System A payment processing system that sends two separate messages for each transaction, one for authorization and one for clearing and settlement. P Payment Card A card that can be used to make electronic payments, such as a credit or debit card.

Process

Clearly Payments

DECEMBER 5, 2023

Key functions of a payment processor include: Transaction Authorization: Payment processors verify the legitimacy of transactions by checking the availability of funds in the payer’s account or ensuring the credit line is sufficient.

Processors

EBizCharge

MAY 13, 2024

By replacing manual data entry and paper-based processes with automated systems, businesses achieve faster processing times and reduced account settlement cycles. Integrate with an ERP system To automate collections, businesses should integrate their Enterprise Resource Planning (ERP) system with various payment gateways.

Automation