The Fintech Times

APRIL 10, 2025

Artificial intelligence (AI) is helping organisations take their offerings to the next level, and reflecting on how it has done so over the last few years for itself, the US based financial institution, Bank of America has revealed that AI is now embedded across multiple business lines and areas including global technology, operations and training.

AI

Finextra

JUNE 11, 2025

Introduction of MICR Cheques (1980s): Magnetic Ink Character Recognition (MICR) technology was introduced for faster and more accurate processing of cheques, reducing manual intervention. Electronic Clearing Service (ECS) (1990s): Introduced for bulk, repetitive payments like salary disbursements and utility bill collections.

Financial Inclusion

Fintech Finance

NOVEMBER 13, 2024

By 2030, Mastercard aims to eliminate the need for manual card entry and one-time or static passwords by combining tokenization, introduced ten years ago to protect sensitive personal and payment data, with biometric authentication for secure, seamless checkout.

Visa

The Payments Association

JUNE 9, 2025

These position the UK payments sector for continued evolution in a rapidly changing global financial landscape. While the previous RTGS system served the UK market effectively for many years, it had become increasingly constrained by fast-moving developments in payment technology, shifting user expectations, and emerging cyber threats.

ISO 20022

My Payment Savvy

AUGUST 10, 2025

But how exactly should you protect that data? Two powerful technologies dominate secure payments: tokenization and encryption. Both promise to keep payment information safe, but they work in fundamentally different ways and serve different purposes in your security strategy.

Encryption

The Payments Association

DECEMBER 9, 2024

AI technologies are being integrated into core financial operations, particularly in the realm of payment services, where they promise to enhance security, stream stream transactions, and improve customer experiences. AI thrives on vast datasets, yet privacy regulations often limit the scope of data usage.

Privacy

Stax

AUGUST 10, 2025

In this article, we’ll go over the fundamentals of payment gateways and how you can select the right solution for your needs.  TL;DR Payment gateways securely capture and transmit customer payment data to processors, enabling businesses to accept various payment methods both online and in-store.

Payment Gateways

The Payments Association

MARCH 19, 2025

Transaction volumes are surging, payment methods are diversifying, and businesses are under pressure to adapt. Despite these advancements, many firms still rely on outdated payment systems and technologies that cant meet the market’s growing demands. Transactions are now settled in minutes instead of days.

Cross-Border

The Payments Association

MAY 16, 2025

In a global digital economy shaped by rapidly evolving consumer behaviour, diverse payment options, and increasing regulatory complexity, businesses face mounting pressure to deliver seamless, secure, and scalable payment experiences. This agility is especially valuable during peak sales periods or unexpected system outages.

Transactions

Fintech Finance

DECEMBER 9, 2024

New data released today from the Reserve Bank of Australia (RBA) , shows Australians continue to embrace the ease of mobile wallets when making payments. ABA CEO Anna Bligh said the data demonstrated that customers were continuing to switch to convenient digital banking channels. Ms Bligh said.

Digital Payments

Fintech Finance

MARCH 11, 2025

In fact, 63% of travelers are reluctant to store their payment details with travel companies due to concerns over fraud, data privacy, and unauthorized charges. A third of respondents said they do not trust travel companies to keep their payments data secure at all, fearing details would be lost during a data breach.

Payment Security

My Payment Savvy

AUGUST 10, 2025

Device Fingerprinting This technology creates unique profiles of devices used for transactions, tracking characteristics like browser type, screen resolution, installed plugins, and operating system. Also verify they use strong encryption standards like 2048-bit RSA keys and Transport Layer Security (TLS) for all data transmission.

Fraud Detection

Fintech Finance

NOVEMBER 8, 2024

Available to all TD customers, TouchBistro provides restaurateurs with everything they need to drive sales and streamline operations through their comprehensive suite of front of house, back of house, and guest engagement technology.

Payment Solutions

Clearly Payments

JULY 21, 2025

Instant Troubleshooting: Merchants can detect and resolve payment issues in real time, reducing downtime and lost revenue. Better Forecasting: Dynamic payment data supports accurate sales predictions and smarter inventory planning.

Merchant Payment Processing

Stax

MARCH 6, 2025

The system generates a one-time encrypted code for each transaction, preventing fraudsters from stealing payment data. This is why 90% of shoppers still prefer contactless payments post-pandemic. Think Bluetooth technology but without manual device discovery and pairing. Read/write technology. Card emulation.

Contactless Payments

EBizCharge

NOVEMBER 12, 2024

Thanks to the built-in fraud detection and secure encryption technologies that many merchant account providers offer, businesses can secure sensitive customer payment data, reduce the risk of chargebacks and fraud, and boost customer trust.

Accounts

Trade Credit & Liquidity Management

AUGUST 11, 2025

From a Press Release dated August 6, 2025, Minneapolis, Minnesota Deluxe (NYSE: DLX) , a leader in payments and business technology, has announced its acquisition of the CheckMatch platform from Kinexys by J.P.

Lockbox

Fintech Finance

DECEMBER 16, 2024

Guy Karsenti, Chief Technology Officer at Praxis Tech, said: “Achieving the ISO 27001 certification distinguishes Praxis Tech at the forefront of accredited Payment Orchestration Platforms in our stronghold industries and positions us as a leader for merchants seeking absolute confidence in their information security.

ISOs

Fintech Finance

DECEMBER 11, 2024

Volante Technologies , the global leader in Payments as a Service (PaaS), today announced the release of its fourth annual survey of mid-tier banks. ISO 20022 is a Strategic Priority: 62% of mid-tier bank clients already use or plan to adopt ISO 20022, reinforcing the standards importance for implementing enhanced data capabilities.

ISO 20022

Fintech Finance

MARCH 4, 2025

Whether passengers purchase tickets at a traditional ticket counter, on-platform, or directly from mobile revenue protection officers, NMI’s secure payment technology ensures a familiar, frictionless experience across the rail networks.

Payment Solutions

EBizCharge

MARCH 18, 2025

PCI-compliant Sage 100 payment software providers must maintain strict security standards and enforce various measures, such as advanced encryption and tokenization, to safeguard sensitive payment data. By adhering to these standards, businesses can reduce data breach risks and maintain regulatory compliance.

Credit Cards

Stax

MARCH 5, 2025

The payment processor is a financial institution that handles transactions between the two banks. Meanwhile, a payment gateway is the technology that authorizes and processes payments between a buyer and seller by securely transmitting payment data. In fact, not doing so could lead to serious fines.

Credit Card Payment Processing

Fintech Finance

OCTOBER 30, 2024

Adyen , the global financial technology platform of choice for leading businesses, has officially enabled Tap to Pay on iPhone in five new regions: Sweden, Austria, Czech Republic, Ireland and Romania. Tap to Pay on iPhone uses the built-in features of iPhone to keep business and customer data private and secure.

Contactless Payments

Fintech News

JULY 21, 2025

Platforms like Juspay , an enterprise payment solutions provider, empower fintechs and merchants to operate with agility across the region, adapting to local nuances while maintaining centralised global control. What is Payment Orchestration? It represents a shift from passive payment processing to active control.

Cross-Border Payments

Finextra

JUNE 9, 2025

To extract more value from ISO 20022 data banks will need to consolidate Alongside all of this, FedWire ISO 20022 implementation deadline is looming large in the minds of U.S Yet while some are still grappling with compliance, others are now exploring how the new messaging format can be leveraged to better monetize payments data.

ISO 20022

VISTA InfoSec

MARCH 13, 2025

This marks the severity of the data breaches exploited due to the soaring technology, and compliance negligence. According to IBM’s annual Cost of a Data Breach Report 2024 , the average cost of a data breach in Australia is estimated at AUD $4.26 In the first quarter of 2024 alone, there were around 1.8

PCI DSS

EBizCharge

APRIL 7, 2025

Microsoft is shifting its focus primarily to cloud-based solutions like Microsoft Dynamics 365 Business Central (BC), aligning with broader industry trends that prioritize cloud technologies for their flexibility, scalability, and enhanced security features. There are also potential compatibility issues with newer operating systems.

Assessments

Finextra

JUNE 14, 2025

In an era where digital payments are surging and new technologies like artificial intelligence are redefining commerce, Mastercard’s role has never been more crucial. The company often talks about its strategy as “multi-rail” – meaning it wants to enable payment flows over cards, bank accounts, real-time payment networks, and more.

Visa

My Payment Savvy

JUNE 16, 2025

A payment gateway processes credit card payments for both online and in-person transactions. It collects payment data, secures sensitive information, and connects all parties needed to move money from your customer’s bank to yours. Incompatible technology creates headaches, delays, and costly workarounds.

Payment Gateways

EBizCharge

JANUARY 14, 2025

This article will break down the essentials of payment gateways, highlight key factors to consider, and explore emerging trends, empowering you to make an informed decision that supports your business goals. What is a payment gateway? This trend increases speed during checkout and offers a seamless shopping experience.

Payment Gateways

Fintech Finance

MARCH 25, 2025

ACI Worldwide (NASDAQ:ACIW), an original innovator in global payments technology, and leadingU.K.convenience retailer Co-op have announced an extension of their strategic technology partnership. As a strategic technology partner, ACI has supported Co-op with the launch of several innovative payment initiatives in recent years.

Technology

Stax

MARCH 11, 2025

You will have to integrate the service into your checkout page so your customers can have the option when making payments. Cryptocurrencies Cryptocurrencies like Bitcoin, Ethereum, and Tether use decentralized blockchain technology and cryptography to ensure fast and secure transactions.

Online Payment Processing

The Payments Association

MAY 28, 2025

Whats even more remarkable is how this technology is now revolutionising the notoriously problematic e-commerce sector. Merchants no longer need to handle or store sensitive payment data, dramatically reducing both their compliance burden and vulnerability to breaches. This architecture creates an improved security paradigm.

Credential

Fintech Finance

JUNE 16, 2025

Wollette , the British technology company redefining commerce, payments, and consumer engagement, today announces WollettePay – a bold new way to pay. WollettePay is the first payment system to deliver a truly seamless account-to-account (A2A) experience. No cards Merchants avoid card fees and reduce fraud.

Payment APIs and Integration

Finextra

JUNE 18, 2025

To reduce the impact of first-party fraud, cryptographic device binding technology is able to link each customer’s account to a specific device and app, creating a unique digital signature for every transaction. The financial technology sector often offers higher pay. It expresses the views and opinions of the author.

Issuers

Stax

MAY 23, 2025

In this blog, well walk you through what ISV payment integration is, why it matters, and how to do it rightso you can turn your platform into a powerful growth engine for both you and your customers. From seamless API integrations to flexible revenue-sharing models, Stax Connect empowers ISVs to launch, scale, and monetize embedded payments.

ISVS

Fintech Finance

NOVEMBER 6, 2024

NatWest has partnered with Capco , the global management and technology consultancy, to ensure a smooth transition for its systems and clients as the financial industry moves to adopt ISO 20022 for payments and reporting.

ISO 20022