Fintech Finance

JULY 17, 2025

Titanium Boost Business Mastercard launches as Receive partners with Titanium Payments to offer real-time revenue access for SMBs. This earned revenue access solution helps small businesses overcome settlement delays and grow without credit checks or interest. According to SCORE, a U.S.

Visa

Stax

NOVEMBER 14, 2024

And yet, accepting non-cash forms of payments is more or less required to operate a modern business, at least in the U.S. Credit, debit, and digital payments have far and away become the most popular payment method. Cash has dropped to less than 20% of all US payments in recent years.

Credit Cards

Finovate

DECEMBER 16, 2024

Capitalise, a business finance platform based in the U.K., The collaboration integrates Plaid’s open banking services with Capitalise’s Instant Offers to simplify and streamline small business funding. based business finance platform Capitalise has announced a strategic collaboration with fellow Finovate alum Plaid.

Small Business

My Payment Savvy

JUNE 16, 2025

Many businesses lose sales at the final hurdle – the payment process. Your payment gateway directly impacts your revenue, customer retention, and operational efficiency. Finding the right payment solution can become overwhelming fast. Smart research now prevents costly mistakes later.

Payment Gateways

The Fintech Times

JANUARY 23, 2025

We often explore how fintechs are changing the banking and payments landscapes, and sometimes look into how their solutions are supporting financial inclusion and helping people develop healthy financial habits. Sending cross-border payments, for example, often comes with heavy processing costs and conversion fees.

FinTech

Fintech Review

MAY 10, 2025

They hold deposits, extend loans, process payments, and connect financial markets. Many banks avoid lending to small businesses , younger borrowers, or those without formal employment. Control Over Payment Infrastructure Banks control much of the worlds payment infrastructure. Most payment systems are layered.

Central Bank

Finovate

NOVEMBER 14, 2024

Paychex launched Paychex Funding Solutions , expanding its offerings into small business lending to give SMBs quick access to funds via invoice factoring. Paychex Funding Solutions supports B2B companies by providing capital based on customer creditworthiness to help them cover payroll, vendor payments, and growth needs.

Product

Cardfellow

APRIL 5, 2025

With its minimal underwriting and fast setup, it lowered the barriers to entry for small businesses seeking credit card processing. Suddenly, business owners could download an app, sign up for an account, and accept credit cards within days or even hours.

Processors

M2P Fintech

MARCH 24, 2025

This includes employing machine learning algorithms to automate parts of the loan application and underwriting process, as well as using digital platforms to facilitate communication between borrowers, lenders, and other relevant parties. For instance, the increase in use of digital and automated processes is likely to continue.

Payment APIs and Integration

Finextra

JUNE 23, 2025

Toward inclusive finance at scale The next chapter for AdviceRobo lies not in building bigger models, but smarter infrastructure —systems that: Are multi-lingual and culturally contextual , Run efficiently even in data-constrained environments, And prioritize inclusion, from UX to underwriting. The ambition?

AI

Fintech News

MARCH 17, 2025

With digital banking, mobile payments, and fintech regulation at the forefront, this event connects 500+ financial leaders, policymakers, and innovators. With the countrys digital economy experiencing rapid growth, this summit will explore how fintech is revolutionising banking, payments, lending, and financial inclusion.

FinTech

M2P Fintech

APRIL 4, 2025

For small businesses, working capital is essential to keep operations running smoothly. Nearly 70% of Small and Medium-sized Enterprises (SMEs) face financial challenges in this area. SCF enhances business cash flow by facilitating convenient payment terms between buyers and suppliers.

Finance

Finovate

JUNE 16, 2025

The embedded lending experience helps financial institutions retain small business clients by offering fast, flexible funding without requiring third-party apps or extra accounts. Small businesses often face a frustrating gap between sending an invoice and getting paid. “While Fintech 1.0 “While Fintech 1.0

Small Business

Fintech Weekly

JUNE 17, 2025

Millions of small businesses across the world sell directly through platforms like TikTok, Instagram, and YouTube, and the line between content creation and commerce is gradually disappearing. No doubt, traditional underwriting models aren't built for creators. People don’t want to click away or fill in payment forms.

FinTech

The Fintech Times

MARCH 11, 2025

Partnerships Klarna , the AI powered global payments network and shopping assistant, has partnered with Blackhawk Network (BHN), a global branded payments provider, to expand Klarnas Gift Card Store in Germany, Italy and The Netherlands. Torres has over nine years of SBA experience, including lending and credit underwriting.

FinTech

Fintech Weekly

JULY 15, 2025

Anchit Singh is Chief Business Officer at Fundbox. Subscribe to FinTech Weekly's newsletter Read by executives at JP Morgan, Coinbase, Blackrock, Klarna and more The Subtle Complexity of Building Fintech for the Underserved For more than a decade, "small business empowerment" has been a rallying cry in fintech.

Small Business

PYMNTS

MARCH 10, 2020

The small business credit gap is a global issue, a problem that banks and FinTechs continue to hack away at, yet one that remains stubbornly persistent. In markets like Southeast Asia, high rates of credit-invisible, underbanked small businesses make filling the small business credit gap an even more difficult challenge.

Underwriting

PYMNTS

JUNE 26, 2020

The first half of 2020 has been rough on small businesses of all kinds, whether they had to close their doors due to public-health orders or had to relocate their staff to working from home virtually overnight. I’d say that the businesses certainly have been impacted by shelter-in-place restrictions and the economic slowdown,” he said.

Small Business

PYMNTS

MARCH 23, 2020

But after years of finding SMBs too unprofitable to finance, lenders have to play catch-up to develop better underwriting processes for greater accuracy and efficiency. This presents a gap in the market and an opportunity for FinTechs to fill it with automated underwriting technologies, like an automated small business credit score.

Underwriting

Stax

DECEMBER 20, 2023

Offering payment processing services is a move that makes sense for a lot of SaaS companies, particularly if your software helps your customers run their business. For example, if you have a project management app, then you can add payment features that allow people to use your software to take payments from their clients.

Underwriting

PYMNTS

APRIL 3, 2019

The threat of a small business cyberattack has introduced a conundrum for the rising InsurTech market. billion valuation by the end of the decade, with small businesses a rising customer demographic. The demand for cyber insurance is on the rise, with the sector expected to reach a $7.5 Rapid Expansion.

Small Business

PYMNTS

DECEMBER 7, 2020

Despite a surge in sales, small businesses selling online can struggle to manage working capital, particularly as many rely on third-party marketplaces like Amazon that don't facilitate instant access to revenues. But most people forget that we're still talking about small businesses with a limited number of resources.".

Finance

PYMNTS

OCTOBER 3, 2019

Though fraud technology has evolved to combat the monster of payments fraud, there is a growth threat for banks that innovators are also paying attention to as financial institutions (FIs) increase their appetite for such tools. Identity spoofing, meanwhile, has increased 20 percent.

Small Business

PYMNTS

JUNE 26, 2020

Small business lending emerged as a common theme in this week’s B2B venture capital roundup, and it’s no surprise, considering the role small and medium-sized businesses (SMBs) play in supporting their local economies. Utility account aggregation company Urjanet secured $14.65 Aye Finance. Pipe Technologies.

B2B

PYMNTS

JANUARY 25, 2019

Equipment finance company CapX Partners has announced an integration of Moody’s Analytics technology to strengthen its underwriting and risk mitigation capabilities. CapX noted that Moody’s Analytics’ tool addresses the pain point of lack of access to historical data on small businesses seeking financing.

Underwriting

PYMNTS

OCTOBER 19, 2020

Although the COVID era continues to have an outsized impact on small businesses, frontline lending experts say SMBs have recently begun to catch a break when it comes to getting loans through FinTechs and other non-bank lenders. And the cost of underwriting a large borrower vs. a small SME was virtually the same.”.

AI

Fintech News

AUGUST 20, 2024

After providing basic information, clients receive an instant quote and can complete their transaction through a payment link, with e-policies delivered by email. The insurance offered, known as SUMO, covers property, liability, business interruption, and employee-related risks, with options for customisation. .”

Underwriting

PYMNTS

JANUARY 27, 2021

Digital payment and banking technology provider i2c on Wednesday (Jan. The company wanted to solve the problem of banks not underwriting corporate cards for small businesses. Archa, based in Australia, wanted to address a gap in the country’s corporate card market, the release stated.

Product

PYMNTS

APRIL 8, 2020

Small businesses overwhelmed U.S. It was a shaky start for the initiative that was designed to ease the pain of the coronavirus pandemic, with small businesses expressing frustration at the “ nightmare ” process of attempting to access a portion of the $349 billion available under the legislation. billion in applications.

FinTech

PYMNTS

FEBRUARY 15, 2018

For community banks serving small- to mid-sized businesses (SMBs), training an eye on credit cards can translate into additional revenue streams and tap into an unmet need for those SMBs. Kearney found 26 percent of small business cardholders have community banking relationships in place. There’s a lot of runway here.

Community Banks

PYMNTS

SEPTEMBER 18, 2020

Online platforms have done much to transform payments — especially in terms of transparency, speed and distribution — across any number of verticals from ride-hailing to food delivery. Or accountants did not do much accounting. Rabkin Lewis noted that artists get to keep ownership of their masters.

Digital Payments

PYMNTS

NOVEMBER 28, 2018

B2B payments is all too often a waiting game, one that can be damaging to the survival of a small business (SMB). With checks still so heavily in play, small businesses must not only wait to receive a check, but banks often enact a holding period that forces a company to wait even longer to see the funds they’ve been paid.

B2B

PYMNTS

MAY 22, 2019

Moody’s Corporation is partnering with the Foundation for Small Business Development (FFSBD) to connect small businesses with cash flow forecasting solutions and other financial resources. “Effective cash flow management is essential for every small business in the U.S.,”

Small Business

PYMNTS

AUGUST 12, 2020

As service providers in the business of disasters and disruptions, insurance companies have had a front-row seat to the ways the pandemic has affected their small business policyholders. Business owners still need an accelerated payouts process; however, now more than ever as cash flow remains tight.

Small Business

PYMNTS

JULY 3, 2018

The pullback of banks from the small business lending space left a gap filled by alternative lenders who are exploring new ways to connect entrepreneurs with capital, a journey that includes innovation and a bit of experimentation. They never ask what your business is worth.”

Underwriting

PYMNTS

APRIL 2, 2018

Quarles, the Federal Reserve’s vice chairman for supervision, recently spoke at the HOPE Global Forums Annual Meeting to reflect on the changes endured by the nation’s small business lending market, according to reports on Friday (March 30) in JD Supra. Business owners can receive funds in a couple of days or even hours.”.

Small Business

PYMNTS

AUGUST 24, 2018

There are ways, however, that traditional financial institutions (FIs) still beat out alternative players, especially when it comes to the relationship between small business (SMB) owners and financial service providers. “It’s cool for us, because we have a better choice of who we get to work with in terms of customers.

Small Business