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PCI DSS 4.0

Cardfellow

You can also check out the PCI at a glance infographic for a quick overview. For simplicity, I will just refer to PCI DSS standards as PCI for the rest of this article. What is PCI again? In the past, Ive written about how to achieve and maintain PCI compliance. Timeline PCI version 4.0

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A Merchant’s Guide to Payment Compliance in 2025

Clearly Payments

These rules come from multiple sources, including card networks, regulators, and your payment processor. In 2024, over 25,000 merchants were placed on the MATCH list, limiting their ability to work with most payment processors. What merchants need to know in 2025: PCI DSS version 4.0 of total transactions.

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What to Know About Tokenization

Basis Theory

How tokenization applies to being PCI compliant and meeting the 12 PCI DSS requirements. Additionally, they don’t want to be locked into a specific payment processor. They opt for a tokenization platform to process payments with many payment processors. Return to Top Why use a tokenization platform?

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Bridging innovation and experience: The future of card processing in the UK

The Payments Association

Traditional processors tend to offer proven scale but lack modern flexibility, while newer cloud-native platforms promise innovation but often lack the deep operational expertise required for complex portfolio migrations and management. This scale is supported by more than 500 APIs and a team of 2,400 experts.

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How modern payments processing has changed: In conversation with BPC

The Payments Association

These newcomers introduced more consumer-centric payment solutions, forcing traditional banks and processors to adapt and innovate to stay competitive. “In Allowing consumers to manage their card parameters through mobile apps represented a significant shift that traditional payment processors had to adapt to.

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What is a BIN in Payment Processing

Clearly Payments

For payment processors and financial institutions, however, understanding BINs is essential for smooth transaction processing, security, and even risk management. Payment processors use this data to authenticate the card details, ensuring that the card being used matches the card type, issuer, and other key characteristics tied to the BIN.

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Merchant Underwriting: What It Is, How It Works, and Why It’s Important

Stax

The merchant underwriting process is a critical step that payment processors and financial institutions use to assess the risk associated with onboarding new businesses. Merchant account underwriting is the evaluation process payment processors use to assess whether a business meets the criteria for accepting credit card payments.