Stax

MARCH 5, 2025

And how can you find a reliable payment processing solution for your business? To further shed light on payment processing, weve put together this guide outlining the benefits of online selling and how to implement digital payments properly. How Can Internet Card Payment Processing Help My Business?

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

PYMNTS

OCTOBER 30, 2020

Covering the cost of payments processing is an unavoidable expense, but many businesses can find themselves paying more than necessary. Doing so can help businesses process transactions at the lowest available price and enjoy more ROI from the gateways they have already integrated. Boosting ROI with automation.

Processing Costs 93

Processing Costs Process Payment Gateways Gateways 93

Clearly Payments

MARCH 4, 2025

For many small businesses, payment processing fees are a significant expense that eats into profits. Whether you run a retail store, an e-commerce business, or a service-based company, the costs of accepting credit and debit cards add up quickly. We’ve seen some merchants pay 10%.

Small Business 52

Small Business Process EMV Processors 52

Fintech Finance

JUNE 18, 2025

Sunbit has reported a 6% increase in customer approval rates after integrating Checkout.com ’s AI-powered payment acceptance technology. Through its relationship with Checkout.com, Sunbit noticed a 6% increase in payment acceptance rates and lowered the cost. This led to Sunbit qualifying for a favorable interchange fee program.

AI 52

AI Technology Payments CRM 52

EBizCharge

JUNE 30, 2025

That’s why the promise of free credit card processing for small businesses sounds so appealing. In this article, we’ll break down the mechanics behind free online credit card processing for small businesses, explain how these programs work, and explore the legal, financial, and customer service angles you should consider before jumping in.

Credit Cards 52

Credit Cards Small Business Process Credit Card Payment Processing 52

Fintech Finance

JANUARY 9, 2025

Adyen , the global financial technology platform of choice for leading businesses, announces the launch of Adyen Uplift. The AI-powered payment optimization suite will help businesses increase payment conversion, simplify fraud management, and reduce the cost of payments.

AI 98

AI Transactions Payment Solutions Payments 98

EBizCharge

JUNE 12, 2025

For Canadian businesses navigating the increasingly complex world of payment processing, having a reliable and efficient merchant account is essential. Unlike standard merchant accounts available globally, Canadian merchant accounts are tailored to meet the regulatory, banking, and processing requirements unique to Canada.

Process 52

Process Accounts Payment Gateways Gateways 52

EBizCharge

MAY 1, 2025

Every swipe or tap of a credit card comes with processing fees that can hinder a businesss profitability if not properly managed. This article will provide helpful strategies for merchants to offset these fees to minimize the costs of accepting credit card payments. These fees typically range from 1.5%

Credit Cards 52

Credit Cards Process Processors B2G 52

Fintech Finance

JANUARY 13, 2025

Overcoming the Limitations of Traditional Payment Systems AIsa identifies three key challenges that current payment networks face: Speed Gap: AI agents operate in milliseconds, while traditional payments take days to process. Cost Barrier: High fees (2.9% + $0.30 per transaction) make microtransactions unviable.

Payment Networks 98

Payment Networks Economy AI Microtransactions 98

Stax

MARCH 13, 2025

TL;DR Interchange fees make up the bulk of the processing fees merchants pay to accept cards. Keep card networks up and running Large, global infrastructures are required to process massive volumes of transactions safely and efficiently. Swipe fees fund these initiatives and cover the maintenance costs.

Debit Card 88

Debit Card Credit Cards Processors Processing Costs 88

Fintech News

NOVEMBER 5, 2024

The use of PBM is expected to keep payment processing costs consistent for GrabPay merchants and international payment apps within the Alipay+ ecosystem. Building a cross-border payment solution using blockchain technology to enable a seamless cross-border payment experience has been our mission since day one.”

Stablecoins 109

Stablecoins Cross-Border Payments Cross-Border Blockchain 109

Cardfellow

MAY 19, 2025

You are virtually guaranteeing that you will overpay for credit card processing if you’re comparing processors based on which ones are willing to provide a free terminal. The Economics of “Free” Credit card processing is a for-profit business, and the average basic machine costs a processor anywhere from $100 to $300.

Credit Cards 95

Credit Cards Processors Chip Cards EMV 95

The Fintech Times

FEBRUARY 14, 2024

As businesses adapt to the accelerating pace of technological change and new e-invoicing mandates, one aspect of financial management stands out – accounts payable (AP) automation. Easier monitoring: Automated systems maintain an audit trail for all transactions, facilitating process monitoring and compliance with audits.

Automation 103

Automation Process Duplicate Compliance 103

The Fintech Times

MARCH 13, 2025

In the final quarter of 2024, Aleph , the technology-driven solutions provider enabling the growth of global digital marketing, announced the acquisition of LocalPayment , a fast-growing payment service provider (PSP) in Latin America (LatAm), to bring together local payment capabilities with digital advertising solutions.

Cross-Border Payments 96

Cross-Border Payments Cross-Border Payment APIs and Integration Payment Service Provider (PSP) 96

Nanonets

NOVEMBER 14, 2024

ABBYY is a technology company making document processing software since 1989. Their product lineup includes FineReader PDF for OCR and PDF management, FlexiCapture for enterprise document capture, ABBYY Vantage for intelligent document processing, Timeline for process intelligence, and Mobile Capture for mobile document scanning.

Process 52

Process Automation Volume Verification 52

EBizCharge

MAY 5, 2025

As businesses navigate credit card processing fees, zero cost credit card processing has emerged as a valuable alternative. This option focuses on eliminating processing fees for the merchant by passing them onto customers, a practice thats steadily gaining traction. What are credit card processing fees?

Credit Cards 52

Credit Cards Small Business Process ACH 52

Evolve Payment

JULY 22, 2024

Evolve Payment understands these challenges and offers advanced payment processing solutions to our clients designed to accelerate cash inflows and optimize your financial operations. Although the processing fees may seem high, the benefits far outweigh the costs. Here’s why: 1.

Process 95

Process Credit Cards ACH Payments 95

Clearly Payments

AUGUST 14, 2024

In 2024, payment processing is more complex and competitive than ever. With the global economy’s increasing digitization, the demand for efficient, cost-effective payment processing solutions has surged. Merchants and corporations are always in search of low cost processing across all industries and regions.

Process 104

Process Credit Cards Alternative Payment Methods Debit Card 104

Fintech Finance

NOVEMBER 6, 2024

Accept Cash will utilise Smart Safe technology so that businesses can deposit into a smart safe and settle to their bank account the same day, creating the most convenient way to bank when bank branches are closing and the Post Office fight with the growing demand – helping to support healthy cash flows for the UK’s SME sector.

Payments 98

Payments On-Demand Settlement Bank Closure 98

Fintech Finance

JUNE 5, 2025

Trustly , the global leader in Pay by Bank, and Point & Pay , a leading payment processing provider for government agencies, today announced an integrated product partnership. Trustly’s process is backed by a patented split-token security process that is more secure than traditional methods of hand-keying account information.

Government Payments 59

Government Payments Governance Government CFPB 59

Stax

MAY 13, 2025

In this blog, we’ll explore how to approach credit card processing like an opportunity instead of just another expense. TL;DR Merchant services are more than a cost center; with the right provider, they can boost customer experience, streamline operations, and unlock growth opportunities.

Credit Cards 88

Credit Cards Payment APIs and Integration Processors Online and Mobile Banking 88

Stax

MAY 6, 2025

To give you some clarity, here’s a practical guide that answers the most common questions small business owners have about credit card processing. Learn More What is Credit Card Payment Processing? Credit card processing refers to the series of steps involved in facilitating transactions made using credit cards.

Credit Cards 88

Credit Cards Online and Mobile Banking Payment APIs and Integration Credit Card Payment Processing 88

Stax

MAY 23, 2025

Join the Payments-Led Growth Movement Sign up to keep up-to-date with the latest trends in payments, vertical SaaS, and technology from industry experts. Payment processing: Authorizing and settling transactions in real time. Subscription upgrades Unlock premium features tied to payment tools that drive more value for users.

ISVS 88

ISVS Best Practices Payment APIs and Integration Enrollments 88

Fintech Finance

JUNE 23, 2025

Silverflow , the new standard in payment processing , has partnered with Deutsche Bank to launch a new cloud-native payments platform across Europe. Since going live, the partnership has delivered a quantifiable impact. Looking ahead, Silverflow and Deutsche Bank will develop this integration.

Payment APIs and Integration 59

Payment APIs and Integration Acquirers Digital Payments Disputes 59

The Payments Association

FEBRUARY 27, 2025

Exactly.com , a UK-based international payment provider, recently showcased its full-stack payment solution at the Retail Technology Show, which took place at ExCel London from March 2-3, 2025. The in-house-built system is designed to accelerate e-commerce businesses’ revenue, lower acquisition costs, and prevent fraud.

Payment Solutions 88

Payment Solutions Technology Payments Non-Bank 88

The Payments Association

JUNE 16, 2025

A survey of 125 UK retail merchants exploring how payment innovation, customer behaviour, and emerging technologies are shaping retail competitiveness. It shows that forward-thinking merchants using diverse, strategic payment solutions gain clear advantages in cost control, fraud prevention, and customer experience.

Innovation 88

Innovation Cross-Border Fraud Prevention Payments 88

Stax

MARCH 14, 2024

During the 2020s, almost all businesses will have been looking at b2b payments processing solutions to meet changing consumer needs. Business to business payments, therefore, refer to the payment processes and activities between two businesses. Many B2B payments still rely on manual processes, leading to inefficiencies and human error.

B2B 88

B2B Process B2C Credit Cards 88

Bank Automation

OCTOBER 18, 2024

KeyBank’s cloud migration costs contributed to increased computer processing spend despite total noninterest expense slightly declining in the third quarter. The $187 billion bank’s total noninterest expense, which includes computer processing, fell 1.4% year over year to $1.1 billion, according to the bank’s Oct.

Process 59

Process Processing Costs Automation Posting 59

EBizCharge

JUNE 26, 2025

Restaurant owners operate on thin margins, and credit card processing fees can quietly eat into profits. In response, many are looking at surcharging as a way to offset those costs. This fee is to cover the cost of credit card processing, which is 2% to 4% per transaction. What is a Restaurant Credit Card Surcharge?

Best Practices 52

Best Practices Credit Cards Legal Card Network Rules 52

Stax

JUNE 23, 2025

If you take a lot of ACH payments, then leveraging an ACH API can streamline your processes and ensure you’re able to take payments in an efficient and secure manner. Join the Payments-Led Growth Movement Sign up to keep up-to-date with the latest trends in payments, vertical SaaS, and technology from industry experts.

ACH 88

ACH API Payment APIs and Integration ACH Network 88

PYMNTS

SEPTEMBER 18, 2017

Manual processes are expensive for small businesses, in both time and money. There is evidence, though, that businesses are beginning to understand the need to automate key processes of the enterprise, such as SMB accounting. Overall, though, Sage said there is a general reduction in costs as digitization increases. Canada, U.K.

Processing Costs 45

Processing Costs Economy Process Small Business 45

Cardfellow

MAY 19, 2025

Leasing processing equipment is a big money maker, and processors with questionable business practices will ride the gravy train to the end of the tracks. Benefits of a Lease (According to Processors that Lease Equipment) The term beneficial lease is an oxymoron when referring to processing equipment.

Credit Cards 69

Credit Cards Processors Agreements ISOs 69

The Fintech Times

JUNE 24, 2025

Through adding core banking, treasury functions and acquiring under one roof, Deutsche Bank has differentiated its offering, attracting inquiries from competitors’ clients seeking a one-stop, technology-driven payments solution.

Payment APIs and Integration 45

Payment APIs and Integration Disputes Reconciliation Treasury 45

Stax

APRIL 10, 2025

You will need POS terminals to accept and process in-person card payments. Your payment processing company will also charge processing fees on each transaction which can negatively impact your earnings unless the expense is passed onto customers.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Stax

DECEMBER 20, 2023

Visa interchange fees Mastercard interchange fees Discover interchange fees American Express interchange (OptBlue) What is the total cost of accepting credit cards? Set rate processing Subscription rate processing TL;DR Interchange fees are not collected by your payment processor or bank; they go directly to the card-issuing banks.

Credit Cards 167

Credit Cards Debit Card Processors Non-Bank 167

EBizCharge

APRIL 24, 2025

EBizCharge was nominated in the Technology Solution category for Best Payments Solution, FinTech Solution, and Financial Management Solution. More than 250 professionals worldwide participated in the judging process to select this years Stevie Award winners.

Payment Solutions 75

Payment Solutions Fraud Prevention CRM Payment Gateways 75

EBizCharge

JUNE 25, 2025

If your business accepts credit cards, you’ve likely wondered whether you can pass processing fees on to your customers. Doing so violates network agreements and can result in penalties or loss of processing privileges. We impose a surcharge on credit cards that is not greater than our cost of acceptance.”

Compliance 52

Compliance Credit Cards Card Network Rules Rules 52