The Finance Weekly

DECEMBER 12, 2021

Companies may use data to make better decisions, gain a better understanding of market trends and customers, create smarter products and services, improve corporate operations, and generate new revenue streams. But what does this mean for those tasked with evaluating the return on investment of a data strategy and business use cases?

Use Case 227

Use Case Privacy Assessments Returns 227

The Payments Association

NOVEMBER 20, 2024

Retaining customers and growing revenue is particularly tough for companies with commoditised products. Offering differentiated commercial terms and financial products can help these companies outmanoeuvre their competition and secure merchant loyalty.

Embedded Finance 88

Embedded Finance Use Case B2B Finance 88

The Payments Association

MARCH 6, 2025

Mastercard and Thought Machine, a cloud-native banking technology company, are advancing their partnership to deliver high-quality payments and core banking (critical back-end technology for product and account management and the customer ledger) capabilities to financial institutions looking to modernise their technology stack.

Visa 88

Visa Non-Bank Debit Card Payments 88

Fintech News

NOVEMBER 17, 2024

Banks throughout the world have accelerated down the road of technological advancement in the last decade. These cloud cores provide them with the freedom to launch new products and services in new markets quickly without having to build a financial infrastructure from the ground up.

SWIFT 111

SWIFT API Underserved Interoperability 111

NFCW

MARCH 6, 2025

Were continuing to see strong appetite for RAIN technology across various industries, as reflected by the 52.8bn tag chips shipped in the last 12 months,” Aileen Ryan, president and CEO of the industry association, says. The RAIN Alliance is working to support and accelerate the integration of RAIN technology into mobile devices.

CHIPS 70

CHIPS Use Case Continuity Compliance 70

Fintech Finance

DECEMBER 16, 2024

This will provide seamless access to new digital use cases, such as Mastercard Card-as-a-Service (CaaS) and Bank-as-a-Fintech (BaaF) propositions to Saudi Arabia. Our collaboration with Jeel will further enable us to curate an advanced suite of novel solutions that advance the wider ecosystem in Saudi Arabia and beyond.

Visa 98

Visa Non-Bank SWIFT Payments 98

Fintech News

APRIL 29, 2025

The company said Agent Pay introduces “agentic tokens,” which expand on its existing tokenisation technology used in contactless payments, card-on-file solutions, and digital credentials like Mastercard Payment Passkeys. said Jorn Lambert, Chief Product Officer at Mastercard.

Visa 83

Visa AI Credential Contactless Payments 83

Fintech Finance

NOVEMBER 21, 2024

This partnership is a testament to our belief that technology can be a powerful tool for development. Digital Asset Tokenisation System: Provides a robust production-grade platform for financial institutions, such as banks and investment firms, to tokenise real-world assets and manage them within a regulated environment.

Payment Networks 98

Payment Networks Digital Payments Digital Currency Innovation 98

The Payments Association

JUNE 29, 2025

As organisations grow, ID-Pal Once enables them to apply consistent, policy-aligned identity checks across regions, products, and channels, while maintaining full control over data access and verification logic. ID-Pal Once ensures that only genuine, verified identities are reused and, importantly, doesn’t use humans to access the data.

Verification 88

Verification Returns Checks Compliance 88

Fintech Finance

JUNE 11, 2025

Kotapay , a division of First International Bank & Trust (FIBT), today announced Raisin , the global savings and investment platform, as the first financial technology company to integrate with its new bank-direct banking as a service (BaaS) platform, known as Kavinu.

Payment APIs and Integration 96

Payment APIs and Integration FinTech Credit Union ACH Origination 96

Fintech News

APRIL 21, 2025

The network supports a range of use cases, including supplier payments, remittances, payroll, capital markets settlement, treasury operations, and onchain financial applications. said Nikhil Chandhok, Chief Product and Technology Officer at Circle.

Cross-Border Settlement 100

Cross-Border Settlement Cross-Border Settlement Payment Networks 100

Fintech Finance

JUNE 10, 2025

Recent action from The Clearing House to increase the transaction limit on real-time payments from $1 million to $10 million is fueling new use cases in business-to-business payments among Bank of America clients. Federal Reserve.

Real Time Payments 69

Real Time Payments RTP ISO 20022 Transaction Limits 69

The Fintech Times

SEPTEMBER 3, 2024

Business analytics enterprise, IBM , has unveiled new technologies designed to significantly scale processing capacity across IBM Z mainframe systems helping accelerate the use of traditional AI models and Large Language Models (LLMs).

Use Case 64

Use Case AI Innovation CHIPS 64

Finextra

JUNE 30, 2025

financial institutions show the vast majority are already using AI or plan to imminently. A PYMNTS report in 2024 found 72% of finance leaders at banks say their departments utilize AI technologies in some form. Use Cases and Impact U.S. banks are applying AI in a range of use cases. In summary, the U.S.

AI 69

AI Finance Fraud Detection Use Case 69

Bank Automation

JULY 7, 2025

Bank Chief Product Officer for Business Banking Shruti Patel is looking to streamline digital banking offerings for small and medium-sized businesses using human touch and technology. The bank is deploying AI for several use cases as SMBs are demanding AI-driven tools, Patel told Bank Automation News.

AI 59

AI Use Case Automation On-Demand 59

Fintech News

DECEMBER 9, 2024

Singapore, a nation long recognised for its financial acumen and technological advancement, is making a calculated gamble on the future of finance through tokenisation. GL1 is not merely a technological endeavour; it also addresses the crucial aspects of governance, risk management, and compliance.

Cryptocurrency 114

Cryptocurrency Cross-Border Consumer Protection Facilitators 114

The Fintech Times

FEBRUARY 3, 2025

Global financial technology platform Adyen has partnered with European open banking infrastructure provider Yapily to enhance its open banking services. In addition to these initial use cases, both companies also plan to explore further applications of open banking, such as creditworthiness assessments for lending decisions.

Payment APIs and Integration 64

Payment APIs and Integration Verification Use Case Settlement 64

The Payments Association

JUNE 16, 2025

Danny Russell Head of digital currency technology, Bank of England “The report on the experiment clearly highlights the challenges of supporting offline CBDC payments. A successful digital British pound hinges on a well-defined product, clear processes, and expert people to balance innovation with risk. Kristaps Zips UK CEO, payabl.

Settlement 88

Settlement CBDC Payment APIs and Integration Privacy 88

Open Banking Excellence

MARCH 15, 2024

A look at four of Australia’s Open Energy use cases While the world has taken Europe’s lead on Open Banking, Australia started with an economy-wide approach informed by the Consumer Data Right (CDR), which implemented economy-wide Open Data.

Use Case 147

Use Case Non-Bank Consumer Accreditation 147

Fintech News

APRIL 24, 2025

This powerful combination directly fueled our record growth, and our technology-driven operating model translated this into record profitability.” Singapore also saw the launch of eight new products in 2024, including innovations such as eSIMs and Instant Card Transfers.

Posting 98

Posting Financial Literacy On-Demand Use Case 98

The Payments Association

JANUARY 22, 2025

Airlines already have mobile boarding passes generated at check-in to expedite boarding, and some work has been done within the airline mobile application; United is a good example use case, eliminating a traditional ID requirement at check-in including baggage. Of course, leveraging this technology doesnt come without its challenges.

Security 88

Security Online and Mobile Banking Credential Verification 88

Stax

MARCH 6, 2025

Think Bluetooth technology but without manual device discovery and pairing. NFC technology can process payments through: Peer-to-peer mode. Use case: Customers can pay by tapping their smart devices into the vendors NFC-enabled POS. Read/write technology. NFC is a subset of RFID technology. Card emulation.

Contactless Payments 88

Contactless Payments Online and Mobile Banking Encryption CHIPS 88

Fintech News

FEBRUARY 10, 2025

The financial services industry has consistently led the way in embracing technological advancements, with Generative AI (GenAI) emerging as a transformative force in recent years. GenAI has contributed significantly to analysing vast datasets and enhancing customer interactions through chatbots and personalised services. What is Agentic AI?

AI 81

AI FinTech Fraud Detection Fraud Prevention 81

The Fintech Times

MARCH 7, 2025

To help organisations ensure they are not losing revenue and improving their efficiency, security and trust, The Centre for Financial, Innovation and Technology (CFIT) has published its blueprint for fighting economic crime through its Digital Company ID. This is crucial given that fraud is currently costing the UK economy 6.8billion. .”

Compliance 96

Compliance Financial Crimes Crime Governance 96

Fintech Finance

FEBRUARY 6, 2025

On top of that, Monites iFrame offers unmatched customization, making it adaptable to a diverse range of use cases and customer needs. two rock solid industry-proven technologies to enable developers to embed an entire AP/AR solution into their web products, with hundreds of features, in a couple of hours.

Payment APIs and Integration 94

Payment APIs and Integration Embedded Finance B2B Use Case 94

The Fintech Times

JUNE 18, 2025

Consumers and small businesses generally feel they get more value from fintechs than traditional banks, according to the findings from a recent survey by the Financial Technology Association , the DC-based trade association representing fintech industry leaders.

Small Business 45

Small Business Consumer FinTech Online and Mobile Banking 45

The Payments Association

JUNE 3, 2025

Once a system for masking sensitive data, tokenisation has evolved into a foundational technology for enabling secure, interoperable, and scalable digital payments. This foundational technology is reshaping how identity, consent, and value are managed in the digital economy, from safeguarding transactions to enabling new economic models.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

The Payments Association

JUNE 16, 2025

Key findings from the survey In a recent survey (The Harmony Gap Report from FIS & Oxford Economics) of 1,000 senior business and technology leaders from large organisations in the U.S., Financial technology investment priorities To address these challenges, organisations are prioritising investments in financial technology.

Embedded Finance 88

Embedded Finance AI Cybersecurity Addressing 88

Fintech Finance

JUNE 11, 2024

Licensed as an Electronic Money Institute by the Financial Conduct Authority in the UK, its programmable, embedded e-wallet solution covers platform payment needs, from pay-in to payout, including currency conversion solutions and AI-driven fraud prevention technology.

Multi-Currency 98

Multi-Currency Product Fraud Prevention Payments 98

Neopay

JUNE 26, 2025

The legislation is a key lever to support the expansion of open banking beyond payments to a more general open finance model, giving consumers the power to share their data more widely across new use cases in energy, telecoms, transport and retail sectors.

Finance 52

Finance Use Case Assessments Governance 52

The Fintech Times

NOVEMBER 5, 2024

” The app will use Mastercard’s virtual card and tokenisation technology – replacing a cardholder’s sensitive data with a unique card number. Businesses can now use virtual cards for point-of-sale transactions using mobile phones. This additional feature has generated new use cases.”

Visa 69

Visa Online and Mobile Banking End User Instant Payments 69

Finextra

JULY 7, 2025

In a late 2024 cross-industry survey by SAS, banking and insurance executives reported the highest current usage of generative AI—60% in each sector are already using GenAI in some capacity, the top rate among industries. A global survey found that 98% of banking leaders either use generative AI now (60%) or plan to within two years (38%).

AI 64

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 64

Fintech News

JANUARY 21, 2025

A new report by Twimbit, a Singapore-based research and advisory firm, highlights the state of open finance in Southeast Asia, exploring the different factors such as regional integration, technological innovation, evolving business models, and API monetization that are fueling the growth of the sector.

Payment APIs and Integration 107

Payment APIs and Integration Finance Cross-Border API 107

The Fintech Times

MAY 10, 2025

All of these emerging technologies promise significant potential, as Rio-Tinto explains, but also present new risks. “These technologies are unlocking new possibilities across the financial services industry. “As with any emerging technology, governance remains essential.

AI 91

AI Blockchain Online and Mobile Banking Privacy 91

Finextra

JUNE 19, 2025

Joining the FinextraTV studio at Temenos Community Forum 2025, Barb Morgan, Chief Product & Technology Officer, Temenos and Christine Huberty, Deputy Chief Information Officer, BIL discuss the unique and collaborative process behind co-designing a Gen AI Co-Pilot.

AI 52

AI Use Case Innovation Process 52

The Payments Association

MARCH 27, 2025

Multibanking, (which is access to best of breed financial services among use cases and locations) can empower corporates to take full advantage of this opportunity. Branded products, once seen as the ultimate driver of customer loyalty and revenue, are no longer enough.

Embedded Finance 88

Embedded Finance Finance Non-Bank On-Demand 88

The Payments Association

MARCH 19, 2025

The financial world is moving toward real-time payments, embedded finance, open banking, AI, robot process automation (RPA), and global interoperabilitybut outdated technology is slowing banks down, creating higher security risks, compliance challenges, and operational inefficiencies.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88