Fintech Finance

OCTOBER 21, 2024

Real-time payments are forecast to generate $285.8 ACI Worldwide’s second Real-Time Payments: Economic Impact and Financial Inclusion report leverages data from 40 countries and reveals—for the first time—an empirical link between real-time payments and financial inclusion.

Real Time Payments 98

Real Time Payments Financial Inclusion Instant Payments Accounts 98

PYMNTS

OCTOBER 15, 2020

There may be some tailwind, he said, as recent research has shown that the coronavirus can live for weeks on banknotes and other surfaces. Against that backdrop of moving away from paper payments, and toward ubiquitous real-time payments, TCH’s Waterhouse said there’s probably not a use case “that’s going to tip the scale here.”

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

Fintech News

MAY 20, 2024

FICO, a global analytics software firm, has revealed findings from its latest consumer fraud research , highlighting concerns among Singaporeans regarding real-time payment scams. Identity theft remains a prominent worry, with 25% of respondents citing it as their top financial crime concern.

Identity Theft 106

Identity Theft Real Time Payments Scams Consumer 106

Payment Savvy

FEBRUARY 24, 2023

Real-time payments have revolutionized how we make financial transactions, providing unparalleled speed, convenience, and security. With real-time payments, money can be transferred almost instantly from one person to another, anywhere in the world.

Real Time Payments 98

Real Time Payments Payments Risk Cash Management 98

PYMNTS

OCTOBER 10, 2019

With real-time payments spreading throughout the world (perhaps more slowly than expected, but still spreading), the characteristics of pull payments mean they are likely to play only a marginal role. One of the many questions around real-time payments is what forms they will take as the pace of deployments heat up.

Real Time Payments 80

Real Time Payments Push-to-Card Payments Debit Card 80

PYMNTS

OCTOBER 25, 2016

24) the addition of a real-time payment option called TransferGo NOW. The new service will enable customers to have almost instant purchasing power, with the real-time settlement taking TransferGo’s delivery time down to 30 minutes or less.

Real Time Payments 70

Real Time Payments Payments Faster Payments On-Demand 70

PYMNTS

MAY 6, 2019

Faster, faster, faster — that’s the motto driving so much of payments innovation today. Real-time payments offers promise for both small and medium-sized businesses (SMBs) and consumers. The goal of quicker payments does not apply only to Asia, even though the PYMNTS interview focused on that continent.

Real Time Payments 80

Real Time Payments Credit Cards Cross-Border Payments Cross-Border 80

The Payments Association

APRIL 23, 2025

Instant transfers are a response to customer expectations for speed, security and reliability in financial transactions, and by the end of the year, demand for credit transfers via instant payment solutions is expected to rise from 19% to 40%, according to SBS Software research. It isnt just consumers who are set to benefit.

Real Time Payments 88

Real Time Payments Innovation Instant Payments Payments 88

PYMNTS

NOVEMBER 20, 2018

Real-time payments: It’s one of those changes that everyone seems to agree on, but could still use some push. New PYMNTS research painted a detailed picture of how the market is seemingly ready for such transactions. New PYMNTS research painted a detailed picture of how the market is seemingly ready for such transactions.

Real Time Payments 70

Real Time Payments FPC Faster Payments Payments 70

PYMNTS

JANUARY 17, 2020

When The Clearing House launched its Real-Time Payments (RTP) network in 2017, the service was bound to rewrite some rules, and it has. This mostly tracks to fears over the cost and complexity of integration more than any perceived downside to real-time payments. There’s More to RTP Than Fast Money.

Real Time Payments 61

Real Time Payments RTP Payments Wire 61

Fintech Finance

JANUARY 20, 2025

A positive payment experience makes 82% of global online sports-bettors stay to continue wagering with sportsbooks, according to new research released today by leading payments platform Paysafe (NYSE: PSFE). The interviews were conducted online by Sapio Research in November 2024 using an email invitation and an online survey.

Security 98

Security Alternative Payment Methods Payments On-Demand 98

Finextra

JUNE 25, 2025

As an example, Mastercard says the sandbox will enable banks and fintechs to implement a “5-leg credit transfer” with confirmation of funds, meaning that a consumer can make a retail real-time payment with the merchant getting instant confirmation of payment.

Instant Payments 59

Instant Payments Visa Real Time Payments Payments 59

Payments Dive

MARCH 9, 2023

The real-time payments system due later this year could have particular appeal to unbanked and underbanked Americans, Fed researchers say.

FedNow 154

FedNow Fed Real Time Payments Research 154

PYMNTS

DECEMBER 5, 2018

New York-based Signature Bank is rolling out a digital payments platform powered by blockchain that enables real-time payments for corporate customers. 4) the launch of its payments platform, Signet, to provide digital payment services for corporate customers. Shay in a statement.

Real Time Payments 63

Real Time Payments Blockchain FDIC Payments 63

The Fintech Times

OCTOBER 23, 2024

Real-time payments could generate $285.8billion of additional global GDP growth and create over 167 million new bank account holders by 2028, according to a new report published by global paytech firm ACI Worldwide.

Real Time Payments 59

Real Time Payments Financial Inclusion Instant Payments Economy 59

Payments Source

JUNE 12, 2017

should worry about falling behind as other countries have already invested in real-time payment (RTP) systems, according to new research from Mercator Advisory Group.

Real Time Payments 60

Real Time Payments RTP Payments Research 60

PYMNTS

MAY 22, 2020

If you want to know how consumers feel about faster payments, talk to the millions of Americans who still have not received stimulus money as of mid- to late-May. Congressional Research Service projects that the pandemic could reduce global trade by anywhere from 13 percent to 32 percent,” according to the May Faster Payments Tracker.

Faster Payments 137

Faster Payments Real Time Payments Cross-Border Payments 137

Neopay

OCTOBER 23, 2024

Real-time payments are forecast to generate $285.8 The report leverages data from 40 countries and reveals for the first time an empirical link between real-time payments and financial inclusion. Across all 40 countries in the study, real-time payments boosted GDP by a total of $164.0

Real Time Payments 52

Real Time Payments Financial Inclusion Payments Economy 52

PYMNTS

JUNE 27, 2018

As banks continue on their paths to implementing The Clearing House’s Real-Time Payments (RTP) rail, financial services firm FIS wants to ease friction of the adoption process. FIS and The Clearing House have already been working together to promote the adoption of real-time payment clearing and settlement for the U.S.

Real Time Payments 49

Real Time Payments Automation RTP Credit Union 49

PYMNTS

SEPTEMBER 29, 2020

New payment rails are once again in the spotlight as real-time payments and cryptocurrency emerge as the top focuses for innovators. In this week’s look at payment rails innovation, the European Union begins paving the way for greater crypto adoption, while Mastercard expands its own crypto accelerator initiative.

Instant Payments 129

Instant Payments B2B Innovation ISO 20022 129

FICO

AUGUST 26, 2021

As it happens, there’s a lot more happening in the real-time payments arena than just PayPal, Venmo and Zelle. Let’s take a look at the current trends, with a focus on the US, and how banks can better arm themselves to fight fraud in this rapidly growing payments channel. in addressable payment volume.

Real Time Payments 52

Real Time Payments Zelle Federal Reserve Wire Transfer 52

PYMNTS

JANUARY 14, 2020

The Clearing House launched Real-Time Payments (RTP) two years ago, enabling financial institutions in the U.S. for the first time to send and receive payments instantaneously, 24/7 year-round. Yet, the question remained as to whether Real-Time Payments would resonate with businesses as a transformational system.

Real Time Payments 53

Real Time Payments RTP Payments Reconciliation 53

The Paypers

JUNE 20, 2025

Mastercard mentioned that the collaboration is shaping a key real-time payments ecosystem, enabling Thai people to have more choice on how to pay and get paid. With the new deal, Mastercard will closely work with National ITMX to optimise and build on the service to enable further development.

Visa 61

Visa RTP CBDC Real Time Payments 61

The Fintech Times

MAY 1, 2024

ACI Worldwide , the payments system company, and GlobalData , the data and analytics firm have worked together on a new report revealing which real-time payments markets across the world are the most successful. The report is aptly timed as global real-time payments growth has reached sustainable levels with 266.2

Real Time Payments 59

Real Time Payments APACS Cross-Border Cross-Border Payments 59

Fintech Finance

FEBRUARY 20, 2025

With this expansion, Members of Thunes Direct Global Network can now provide their customers with real-time payout services into Taiwan in both New Taiwan Dollars (TWD) and United States Dollars (USD). This solution supports all major banks in Taiwan and enables real-time payments to both individual and business bank accounts.

Cross-Border Payments 69

Cross-Border Payments Cross-Border Real Time Payments On-Demand 69

PYMNTS

FEBRUARY 15, 2019

This is a huge slap in the face for Ripple,’’ said Tom Shaughnessy, principal at Delphi Digital , a crypto research boutique in New York. Ripple’s target market is cross-border payments and remittances, and, now, JPMorgan’s effort is a direct threat.’’.

Real Time Payments 73

Real Time Payments Blockchain Bitcoin Stablecoins 73

Fintech Finance

DECEMBER 13, 2023

Faster Payments Council (FPC), a membership organization devoted to advancing safe, easy-to-use faster payments in the United States, today published the Real-Time Payment Application Program Interfaces (APIs) report in its Faster Payments Knowledge Center. The post U.S.

Real Time Payments 52

Real Time Payments Faster Payments API FPC 52

Fintech Finance

DECEMBER 13, 2023

The Central Bank of Colombia, Banco de la República , today announced it is partnering with ACI Worldwide (NASDAQ: ACIW), the global leader in mission-critical, real-time payments software , to build a new domestic real-time payments ecosystem as part of a nationwide banking transformation project.

Real Time Payments 52

Real Time Payments Central Bank Financial Inclusion Payments 52

Fintech Finance

APRIL 30, 2024

Global real-time payments growth has reached sustainable levels with 266.2 billion real-time payments transactions recorded in 2023—a year-over-year (YoY) growth of 42.2%—according billion real-time transactions are forecast by 2028, representing a 2023-2028 compound annual growth rate (CAGR) of 16.7%.

Real Time Payments 52

Real Time Payments Use Case Transactions Cross-Border 52

The Paypers

OCTOBER 4, 2022

Poland-based BaaS provider Vodeno has commissioned a survey which revealed that more that two thirds of European SMEs plan to adopt real-time payment processing in 2023.

Real Time Payments 41

Real Time Payments Research Payments Process 41

The Paypers

SEPTEMBER 8, 2023

ACI Worldwide has released its ACI Speedpay Pulse report, research that delves into consumer billing, payment trends, and payment experiences across different generations.

Real Time Payments 65

Real Time Payments Payments Trends Payments Research 65

Finextra

JUNE 18, 2025

Sign in Sign up News Latest news Company updates Long reads TV Research Events All Conferences Webinars Popular Community Community latest Latest expert opinions Groups Search members Jobs APIs Sign in Sign up News Back News Latest news Company updates Long reads TV Research Events Back Events All Conferences Webinars Popular Community Back Community (..)

Security 69

Security Online and Mobile Banking Privacy Research 69

PYMNTS

APRIL 2, 2019

When The Clearing House (TCH) unveiled the Real-Time Payments (RTP) system in 2017, it propelled swifter payments and brought about the next generation of fund transfers. It wasn’t the first to roll out such a system, but it was the first “major payments upgrade” in the U.S. RTP in the Bill Payments Realm.

Real Time Payments 49

Real Time Payments RTP Payer Irrevocability 49

Fintech News

JANUARY 21, 2025

Southeast Asia is on the brink of a rapid expansion in open banking, with financial institutions leveraging open banking to enhance customer experiences, and fintech companies utilizing application programming interfaces (APIs) to revolutionising payments, lending, and more.

Payment APIs and Integration 107

Payment APIs and Integration Finance Cross-Border API 107

Finextra

JUNE 9, 2025

has reached a real-time tipping point Community Your feed Latest expert opinions Groups Join the Community 23,263 Expert opinions 43,814 Total members 393 New members (last 30 days) 186 New opinions (last 30 days) 29,062 Total comments Join Sign in Why the U.S. The use of real-time and near real-time payment rails is also expanding.

ISO 20022 52

ISO 20022 ISOs FedNow TCH 52

The Payments Association

DECEMBER 18, 2024

This shift will be vital for the continued growth of digital payments and a more secure, seamless user experience.” For payments companies, this signals the urgent need to prepare for Q-Daywhen quantum computers could render current cryptographic protections obsolete. Real-time payments (RTP) could reach $193.1

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Finextra

JUNE 14, 2025

The company often talks about its strategy as “multi-rail” – meaning it wants to enable payment flows over cards, bank accounts, real-time payment networks, and more. Recently conducted in-depth research on Africa - surprised by the strength of the VISA system there. Cards are just one rail now.

Visa 52

Visa Gateways AI Value Added Service 52