Finextra

JULY 13, 2025

Fast settlement: Typical wire transfers take 3–5 days; stablecoins settle in minutes or less. By 2028, stablecoin-backed remittances in Asia could exceed $250 billion, unlocking financial resilience, real-time payments, and de-dollarization opportunities.

Stablecoins

Stax

JUNE 23, 2025

Lower transaction costs Compared to credit card processing or wire transfers, ACH transfers are typically more cost-effective. Using an API to process ACH payments allows you to minimize fees, especially for high-volume or recurring payments, such as payroll or vendor disbursements.

ACH

Finextra

JULY 23, 2025

The most successful payment platforms recognize this reality by offering flexible rail selection rather than forcing a one-size-fits-all approach. Businesses need the ability to choose between ACH, RTP, FedNow, or wire transfers based on their specific requirements for speed, cost, and certainty.

Real Time Payments

PYMNTS

NOVEMBER 16, 2020

Real-time payments continue to gain traction around the world. The country’s banking system is giving an upgrade to its instant payments system. Called PIX , the new payment rails have been in the works for some time and launched last week. Case in point: Brazil. Cash And Checks .

Real Time Payments

FICO

FEBRUARY 19, 2020

These schemes compete with each other and want to take business from wire transfer schemes such as FedWire and CHIPS. Users of wire transfer schemes can find them difficult to set up and expensive to use, but higher transaction values are important to them. How RealTime Payments Impact Financial Crime.

Real Time Payments

PYMNTS

DECEMBER 18, 2018

Amazon , Apple and Google are among the large tech companies that are throwing their support behind the creation of a real-time payments network in the U.S. to speed up payments. to speed up payments. The tech giants pointed to the fact that the Fed already plays the central role for checks and wire transfers.

Real Time Payments

Payment Savvy

FEBRUARY 24, 2023

Real-time payments have revolutionized how we make financial transactions, providing unparalleled speed, convenience, and security. With real-time payments, money can be transferred almost instantly from one person to another, anywhere in the world.

Real Time Payments

PYMNTS

APRIL 17, 2019

Corporations today receive payments through a variety of methods: They might take in funds through checks, traditional automated clearing house (ACH) or wire transfers. Some corporates may accept cash, credit cards or web payments. In other words, corporates have a mix of payments coming in through different channels.

Real Time Payments

Fintech Finance

SEPTEMBER 13, 2024

This comprehensive guideline provides essential insights and best practices for financial institutions (FIs) as they navigate the complex landscape of instant payments. With contributions from industry experts, the guideline aims to help FIs enhance their operational readiness for real-time payments, including RTP® and FedNow®.

Instant Payments

Trade Credit & Liquidity Management

APRIL 10, 2025

As a B2B vendor, implementing real-time payments can significantly enhance your business operations and financial health. Photo by Joshua Hoehne on Unsplash ) Core Networks for Real-Time B2B Transactions Here are the B2B real-time payment solutions currently available in the U.S.,

Real Time Payments

FICO

AUGUST 26, 2021

As it happens, there’s a lot more happening in the real-time payments arena than just PayPal, Venmo and Zelle. Let’s take a look at the current trends, with a focus on the US, and how banks can better arm themselves to fight fraud in this rapidly growing payments channel. in addressable payment volume.

Real Time Payments

Finextra

APRIL 30, 2025

Nachas Smarter Faster Payments conference in New Orleans highlighted the growing momentum behind real-time payments, emphasising their transformative potential across commercial and technological verticals.

Wire Transfer

PYMNTS

MARCH 29, 2018

Not with a bang, but with a whimper: That’s how Gene Neyer, chief strategy officer at Icon Solutions and this week’s Commander in Chief , says real-time payments technology will overtake the industry. Rome wasn’t built in a day, and neither will the new real-time payments empire come to fruition overnight.

Real Time Payments

PYMNTS

DECEMBER 23, 2020

The flexibility freelancers value often fails to manifest in their payments experiences, however. Wire transfers are a common method through which these workers receive cross-border payments and these payments can present numerous problems, even if they go smoothly.

Cross-Border Payments

PYMNTS

JULY 5, 2020

Due to the real-time factor, fraud can be mitigated, the release states. The service is also payment-agnostic, able to verify accounts for payments including wire transfers, automated clearing houses (ACH) and real-time payments.

Faster Payments

PYMNTS

SEPTEMBER 11, 2019

According to the new Simplifying Cross-Border Payments Playbook , there are five key criteria that an ideal cross-border payment solution should meet: speed, security, compliance, transparency and ubiquity. Currently, there are 57 real-time payments rails operating in more than 72 countries, with even more under construction.

Cross-Border Payments

PYMNTS

FEBRUARY 15, 2019

The alternative for institutional clients looking to send large sums, he noted, in the past, would have been a wire transfer that might have taken hours or even days. Moreover, that lag time, apart from being annoying, added to the opacity of the pricing, since currency exchange rates fluctuate.

Real Time Payments

PYMNTS

APRIL 29, 2019

It would instead have to turn to expensive wire transfers, credit cards — which can take days to settle — or account-to-account transfers, which also can take several days to process and incur fees if passed through intermediary banks. Privately-owned companies are also looking to solve the cross-border payments problem.

Interoperability

PYMNTS

JANUARY 6, 2021

The discussion took place as Diaz looked back at the 15 months that have passed since Banxico launched Cobro Digital (CoDi), the national digital payments platform that uses QR codes and NFC to enable users to transact with mobile devices.

Central Bank

PYMNTS

NOVEMBER 27, 2020

One-third of B2B payments are processed electronically, but accounting professionals are still pushing to expand that share. The push for real-time payments is often stymied by challenges to its implementation, however. Upgrading legacy systems to accommodate real-time payments can also be costly.

API

Fintech Finance

AUGUST 1, 2024

Nium, the global leader in real-time cross-border payments, has announced the expansion of its local funding and collection capabilities to more than 40 countries and 15 currencies, with more to come. The move makes Nium one of the only providers to offer a network this wide.

Cross-Border

PYMNTS

MARCH 12, 2020

Faster payments are only one example of the effects of a world moving toward real-time everything, with growing customer demands driving change in the way banks and businesses operate themselves. As such, the consequences of real-time payments aren’t solely impacting consumers’ peer-to-peer ( P2P ) transaction activity.

RTP

PYMNTS

OCTOBER 25, 2016

Software created by the two companies will allow businesses and their banks to transfer cash using Visa’s technology, rather than using other methods, such as a check or wire transfer.

Cross-Border Payments

PYMNTS

OCTOBER 1, 2020

He noted that AeroPay has partnered with Safe Harbor Private Banking , a division of its partner Colorado Credit Union , to provide a digital bank-to-bank payment option for larger cannabis firms. AeroPay recently said it had closed a seed funding round for an undisclosed amount led by Continental Investors.

B2B

PYMNTS

MARCH 23, 2020

These workers will likely still expect fast payments regardless of the markets in which their employers are based. Facilitating cross-border payments can be problematic for businesses and their partner banks, especially as real-time payment platforms become more popular.

Cross-Border Payments

PYMNTS

MARCH 11, 2020

It’s the Feds versus the Free Marketeers, and the feud between them is over whose real-time payments (RTP) rails will rule them all. National high-speed payment rails open to the public for nominal usage fees (or for free) could … no, will have far-reaching economic and lifestyle impacts. It’s a question of when.

Faster Payments

PYMNTS

OCTOBER 24, 2016

One of the biggest areas facing skepticism with blockchain technology and B2B payments is the idea that corporates don’t need real-time payments, as would be provided by Visa B2B Connect. Real-time payments, however, enable a company to wait as long as they want to without forcing the supplier to get paid late.

Blockchain

Payment Savvy

MAY 16, 2023

Instant ACH Transfer Alternatives RTP Network The RTP (Real-Time Payments) Network, launched by The Clearing House, is an alternative option for those seeking instant money transfers.

ACH

PYMNTS

SEPTEMBER 26, 2019

This month’s Deep Dive explores how push payments speed transactions, as well as the benefits and potential challenges of their use in real-time payment systems. Common forms of pull payments include debit cards and paper checks. Real-Time Payment Schemes. When ‘Pull’ is Not Fast Enough.

Payer

Nanonets

SEPTEMBER 1, 2023

The US Federal Reserve's new payment rail FedNow can shake up the landscape, offering significant time and cost savings. In this blog post, we delve into how FedNow could impact businesses and their vendor payment practices. However, these modern payment options require trade-offs between speed and costs.

FedNow

PYMNTS

JUNE 25, 2018

A new report from Aite Group suggests financial service providers aren’t quite sure how real-time payments will play out in the corporate arena. With regards to cost, Aite found that 10 percent of banks plan to charge the same as they do for wire transfers when it comes to real-time B2B payments.

Real Time Payments

Stax

MARCH 14, 2024

Consumers are increasingly gravitating towards quick and convenient payment methods such as contactless payments and mobile wallets when transacting with businesses. Industry data shows that the B2B payments landscape is rather diverse. TLDR B2B payments are payment transactions that occur between two businesses.

B2B

Fintech Finance

JANUARY 9, 2025

As a cloud-based, API-first solution, Payments4 was built for the requirements of modern treasury with a scalable platform that adapts to evolving business demands, from managing domestic wire transfers to navigating complex cross-border payments. Reduce repetitive work and ensure accuracy with recurring payment templates.

Treasury

The Fintech Times

AUGUST 4, 2024

Real-time cross-border payments provider, Nium is expanding its local funding and collection capabilities enabling its customers greater access to a range of local currencies through wires and local payment rails. The announcement has seen Nium expand its capabilities to more than 40 countries and 15 currencies.

Cross-Border

PYMNTS

APRIL 25, 2019

While the Federal Reserve deliberates on whether it will create its own real-time payment (RTP) system, The Clearing House (TCH) is working to head off the competition by making a stronger case for its RTP being the best path to real-time payment ubiquity in the U.S. Arou nd the Faster Payments World.

Real Time Payments

PYMNTS

DECEMBER 18, 2019

Innovation in the payments arena has provided more rails upon which to move money. In B2B payments, though, legacy tools continue to lead. Local and global ACH transfers are used by 29 percent (the same portion of businesses that write checks to make international payments), while 17 percent use prepaid debit cards.

B2B

PYMNTS

DECEMBER 18, 2020

It's not about how to do payments better. Rangachari noted that the world is changing rapidly, with real-time payment systems being launched across the globe and corporates wanting to plug into online marketplaces to sell goods and services.

Economy