Finextra

JULY 24, 2025

Focus on compliance, security, and risk management Payments are sensitive. So, you must choose a provider who offers speed, affordability, interoperability, and transparency. That’s what your customers expect. That’s why you must meet regulatory requirements and protect your customers from fraud.

Digital Payments

Fintech Finance

APRIL 1, 2025

The research also explores the pitfalls of traditional “patch and upgrade” approaches, which leave banks with fragmented, siloed platforms incapable of providing the seamless, data-driven services that today’s customers expect.

ISO 20022

Finextra

JULY 29, 2025

From Years to Days: Accelerating Financial Innovation Traditional approaches to building cross-border financial services require companies to establish relationships with dozens of payment providers, navigate complex regulatory requirements across multiple countries, and build sophisticated currency and risk management systems.

Payment APIs and Integration

The Fintech Times

DECEMBER 9, 2024

“Implementing comprehensive risk management strategies and diversifying technological dependencies are essential steps to mitigate the impact of unforeseen incidents, thereby maintaining the stability and reliability of payment systems. Where do you see it driving innovation? At Money20/20 in Las Vegas, leaders from J.P.

Payment APIs and Integration

Finextra

JUNE 30, 2025

On the risk and operations side, common uses include fraud detection, anti-money-laundering pattern detection, credit risk scoring and trading optimization. finance leaders cite fraud and risk management as areas in which they use AI. banks face challenges in AI adoption, such as regulatory compliance and risk management.

AI

The Payments Association

JUNE 16, 2025

The research examines how digital transformation and shifting customer expectations are transforming payment strategy into a key differentiator in customer experience and business growth.

Innovation

Finextra

JUNE 25, 2025

Possible solutions include creating "white lists" for certain types of operations, raising limits without checks, or implementing real-time risk management systems.

FinTech

Finextra

JULY 21, 2025

Documentation and change management become critical during modernization to satisfy regulatory requirements for system understanding and control procedures. Operational Risk Management Financial institutions require comprehensive testing strategies that validate not just functionality but also performance under stress conditions.

Payment APIs and Integration

The Fintech Times

MARCH 19, 2025

.” Fraud risks rise as limits increase Ryta Zasiekina, founder of payments firm CONCRYT While the potential for greater convenience is clear, Ryta Zasiekina, founder of payments company Concryt, warns that higher contactless limits could make fraud prevention more challenging.

Contactless Payments

Finovate

MARCH 7, 2025

Research by Juniper reveals that 60% of all ecommerce transactions will happen via local payment methods by 2028. Research that weve commissioned actually estimates that the industry will reach an astonishing $10.6 If its familiar and it works, why change right? trillion in value by 2028 (from $5.75 trillion today).

Payments

Finextra

JUNE 12, 2025

Is the industry ready to look beyond the compliance aspects of VOP and focus on the benefits in terms of fraud prevention, user experience, and risk management? How are regions outside SEPA preparing, and will Europe’s lead drive global convergence—or divergence? Speakers Anuradha Raman Product Owner, Pay.UK

Payee

Finextra

JUNE 19, 2025

Youll also need locally-based staff, including compliance, IT, risk management, finance and treasury, customer support, and other key operational teams. Step 2: Full application The documents required vary based on the licence. In every case, qualifying shareholders must go through a fit and proper test.

Payments

Finextra

JULY 23, 2025

The challenge lies in balancing the drive for innovation with the need for robust risk management and transparency. Staying informed is crucial for industry leaders seeking to implement these technologies responsibly.

AI

Finextra

JULY 28, 2025

JUMO’s leading expertise in asset allocation and credit risk management makes them a key partner for Orange Money Group in Africa. Orange Money Group customers will be eligible to securely request credit through their mobile devices, without needing a bank account or collateral.

Financial Inclusion

The Fintech Times

JULY 15, 2025

The board oversees Fairer Finance’s transparency, research and independence as a consumer-focused ratings and advocacy group. Known for leading Paycor’s $4.1bilion sale to Paychex, Villar brings enterprise SaaS expertise to the AI-powered risk platform.

FinTech

Fintech News

JULY 29, 2025

The bank aims to adopt AI-powered tools for customer service, sales intelligence, risk management, and compliance, while also offering staff training through workshops and certifications. The partnership will also support Alibaba Group’s global operations.

AI

Finextra

JUNE 6, 2025

Afterpay is using big data and AI to ensure a smooth user experience and improved risk management. Among other things, Sezzle is using machine learning for customer risk assessment and to offer tailored financing options.

BNPL

The Paypers

JUNE 9, 2025

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Acquirers

Finextra

JUNE 23, 2025

The technical promise of these new rails will need to be met with robust risk management. For embedded finance, that means a fintech app in one country could integrate a stablecoin issued in another country as easily as integrating an API – creating a web of interconnected financial services across borders.

Embedded Finance

The Payments Association

JUNE 16, 2025

Industry Voices “This research set out to understand what it would take to make peer-to-peer offline payments work – securely, privately and at scale. Fraud Risk – Managing Double Spending Without Real-Time Reconciliation Offline mode breaks real-time ledger visibility, increasing the risk of double spending.

Settlement

Fi911

AUGUST 8, 2025

McKinsey research shows that banks implementing personalization strategies see revenue increases of 10-15% (McKinsey & Company, 2021). Operational Benefits Beyond Revenue Personalization improves risk management. The numbers tell a compelling story. This reduces false positives while catching genuine fraud attempts.

Credit Union

The Payments Association

JULY 15, 2025

Geographically, the research spans six continents, with robust representation from the UK’s financial centres (London, Edinburgh, Manchester) and meaningful participation from the United States (4%), Ireland (2.7%), and major European markets including Germany, Netherlands, and France.

Financial Crimes

Finextra

JULY 23, 2025

This requires investment in predictive analytics, machine learning models, and sophisticated risk management systems that can make accurate decisions in milliseconds. Real-time payments generate continuous data streams rather than neat end-of-day batches, requiring new approaches to financial reporting and account management.

Real Time Payments

Finextra

JUNE 2, 2025

This composability risk has been likened to a house of cards: great when it works, but one weak link (say a stablecoin depegging or a smart contract exploit) can affect many layered applications. Both worlds have had to learn that open innovation must be accompanied by robust risk management.

Finance

Finextra

JULY 22, 2025

Conclusion: Align Your Settlement Strategy with Your Business Goals Ultimately, the way you settle cryptocurrency and stablecoin payments can significantly impact your business’s operational efficiency and financial risk management.

Settlement

Finextra

JULY 28, 2025

This research article aims to systematically investigate the multifaceted drivers behind this AI investment-to-value gap in banking. Deloittes research (2023) highlights this challenge, noting that fewer than 15% of AI pilots successfully transition to full-scale production.

AI

Finextra

JULY 22, 2025

Rooted in cognitive science and robotics, agentic systems evolved from early research prototypes into adaptive, autonomous problem-solvers. With capabilities like autonomous strategy selection, self-directed risk management, and real-time market adaptation, Agentic AI has the potential to transform how institutions engage with FX markets.

Automation

Finextra

JULY 8, 2025

As global institutions seek new pathways for efficiency and risk management, understanding CIPS will be essential for anyone engaged in international trade and finance. Looking Ahead CIPS is more than a payment system—it is a strategic lever for RMB internationalization and a blueprint for the future of cross-border finance.

Global Payments

Fintech News

JULY 14, 2025

Financial services firms globally are accelerating their adoption of cloud technologies, focusing on long-term agility, resilience, and innovation rather than cost-cutting, according to new research by the London Stock Exchange Group (LSEG). Return on investment is increasingly viewed through a strategic lens.

APACS

The Paypers

JUNE 26, 2025

For a reliable and cost-effective compliance solution, QwikPay chose iDenfy to support its end-to-end onboarding and risk management processes due to its combination of global identity coverage, AI-driven biometric verification, and continuous AML screening, combined with startup-friendly pricing.

Compliance

The Paypers

JUNE 9, 2025

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Verification

The Paypers

JUNE 10, 2025

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Cross-Border

Finextra

JULY 8, 2025

This partnership combines Okoora’s strong currency management skills with DashDevs’ fintech development knowledge to make international transactions easier. Together, they offer fintechs a faster, smarter path to launching globally scalable products with built-in currency risk protection.

Cross-Border Payments

Finextra

JUNE 10, 2025

The all-important action is to join the wallet-work for customer value, automation and risk management 3.0 Make banks central in the creation of a global Trust Infrastructure (together with Trust over IP, EU and the Open Wallet Foundation) If you were to explain Mobey’s relevance today to a new banking innovator, what would you say?

AI

FloQast

FEBRUARY 19, 2025

Thats why FloQasts recent market research into the areas of risk and compliance struck a chord with me. This survey dug into the why behind organizational views around risk and compliance, and in many ways, validated my own experience.

Advisors

The Paypers

JUNE 10, 2025

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Credit Cards

The Paypers

JUNE 8, 2025

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Payments Institute