Innovative Payments Association

MARCH 24, 2025

Senate Focus: Budget Talks and Nominations The Senate returns from its longest work period in 15 years and turns its attention to reconciliation strategy and sub-Cabinet nominations. These orders touch on government efficiency, DEI, trade, and immigration. Despite this, the GOP remains relatively unified around the president’s agenda.

Returns 40

Returns Reconciliation SWIFT Treasury 40

Fi911

APRIL 15, 2025

Even if the billing model complies with regulations, customers who feel blindsided by charges are less likely to return in the future. Loss of Trust A lack of transparency can erode customer trust. Conduct routine audits of your billing practices to ensure compliance. A strong customer service experience can help diffuse frustration.

FTC 59

FTC Federal Trade Commission Best Practices Legal 59

The Payments Association

JULY 18, 2025

The measures include a requirement for firms to undertake daily internal and external reconciliations, maintain a resolution pack to assist administrators in the event of insolvency, submit a new monthly safeguarding return, and undergo an annual safeguarding audit. Firms should act swiftly to meet the new standards.

Regulations 88

Regulations Payment APIs and Integration Payments Legal 88

The Fintech Times

NOVEMBER 16, 2024

With the FCA at the helm, we need swift agreement on sustainable commercial models to reignite innovation and cement the UK’s status as a global leader. High-margin sectors like fintech, AI, and data infrastructure offer substantial returns, and the UK is well-positioned in these fields.

Returns 64

Returns Innovation Risk Government 64

Finovate

JULY 2, 2025

It is important to note that stablecoins are backed one-to-one by off-balance-sheet returns, such as fiat cash or Treasuries. By enabling real-time, programmable payments on blockchain networks, they help move the financial system away from slow, batch-based legacy systems like ACH or SWIFT.

Stablecoins 52

Stablecoins FDIC Blockchain Treasury 52

The Fintech Times

JULY 12, 2025

Special administration is similar to an ordinary administration, but the special administrators have an additional objective of returning customer funds as soon as reasonably practicable. But tough market conditions saw the offer swiftly cut to $72.5million – a move that ultimately led to the deal’s downfall.

SWIFT 45

SWIFT Cryptocurrency Returns FinTech 45

The Fintech Times

FEBRUARY 13, 2025

Money20/20 , the global fintech show, is gearing up to return to Asia from 22 to 24 April 2025, with plans to spotlight cross-border payments. Payment giants like Mastercard , American Express , TerraPay , Swift , Discover Global Network , Wise , Fiserv , Nium , EBANX , Thunes , and Unlimit will also speak on stage.

Cross-Border Payments 72

Cross-Border Payments Cross-Border APACS Payments 72

The Fintech Times

FEBRUARY 26, 2025

In the statement, Bybit said: “This collaboration not only facilitated a swift response but also set a precedent for future cooperation between the crypto industry and regulatory bodies. ” Support from the industry In the wake of the attack, the crypto industry rallied to support the crypto platform.

Breach 88

Breach Cryptocurrency Security Addressing 88

The Fintech Times

JANUARY 21, 2025

This new service provides users with a way to earn passive income by holding mainstream tokens, offering base annual percentage returns as well as the opportunity to receive additional rewards.

FinTech 59

FinTech Payment APIs and Integration Multi-Currency Online and Mobile Banking 59

The Fintech Times

DECEMBER 6, 2024

A changing landscape for venture and IPOs Nik Talreja, co-founder and CEO of Sydecar The improving environment is also having an impact on venture funding and IPOs, says Nik Talreja, co-founder and CEO of Sydecar, a venture capital deal execution platform, who anticipates a gradual easing of the factors limiting liquidity and returns in fintech.

FinTech 72

FinTech Embedded Payments Compliance Money Laundering 72

Finextra

JUNE 18, 2025

Banks leveraging public datasets (GST returns, UPI trails, supply chain ratings) can craft risk-weighted bundles from virtual accounts to cash sweep automations that were once reserved for large corporates. In return, banks anchor their offerings to client momentum and sector health, not just credit lines.

Transactions 52

Transactions Payment APIs and Integration Cross-Border Risk 52

Payments Dive

JULY 21, 2025

While he stressed that the digital assets will likely never fully displace rails such as the Automated Clearing House and Swift, the passage of the Genius Act – which provides a federal regulatory framework for stablecoins – means that companies like Amex will take a close look at cryptocurrencies and how to use them, he said. “Are

Stablecoins 179

Stablecoins FedNow SWIFT ACH 179

Fintech Weekly

JUNE 15, 2025

M&A often means giving up that control, but in return you get speed, scale, resources, and faster liquidity. But today’s most effective CFOs aren't scorekeepers—they're mission control. Roy Hefer, CFO of TravelPerk and a veteran of two IPOs, represents this evolution in real time. From the very beginning, FinTech has.

Blockchain 78

Blockchain Payment APIs and Integration FinTech Finance 78

The Fintech Times

JUNE 1, 2024

Swift , the global financial messaging service, is set to launch two pilots of its own which will test the practical application of AI to enhance fraud detection in payments. ” The post How are Financial Firms Like Visa, Swift, Pay.UK That’s an incredibly exciting prospect, but one that will require strong collaboration.

SWIFT 124

SWIFT AI Fraud Detection Fraud Prevention 124

PYMNTS

AUGUST 1, 2019

Payments messaging firm SWIFT has released its first set of guidelines for financial institutions using the ISO 20022 payments messaging standard to complete cross-border transactions. The first guidelines apply to FI to FI Customer Credit Transfer, FI to FI Institution Credit Transfer, FI to FI Payment Status Report, and Payment Return.

ISO 20022 76

ISO 20022 ISOs SWIFT Cross-Border 76

Finovate

APRIL 30, 2024

International banking technology company Veritran announced a collaboration with financial messaging services company Swift. As part of the collaboration, Veritran has joined the Swift Partner Programme. Swift GPI Tracker enables users to check the status of cross-border payments.

Cross-Border Payments 59

Cross-Border Payments Cross-Border SWIFT Payment APIs and Integration 59

PYMNTS

MARCH 1, 2019

Cybersecurity returned to the top of the B2B startup investment list as three companies in the enterprise security realm landed nearly half of the $246 million in B2B venture capital this week. But Software-as-a-Service emerged as a hot spot, too, with the largest investment round of the week going to a B2B eCommerce SaaS provider.

Returns 75

Returns B2B Security Payment APIs and Integration 75

PYMNTS

JUNE 29, 2017

With a brother in the restaurant industry, Swift Sensors co-founder Sam Cece, a former CEO of multiple enterprise software companies, knew the challenges and frustrations as well as anyone. Almgren said establishments typically see a return on investment for the Swift Sensors system in under six months.

SWIFT 77

SWIFT Regulations Assessments Continuity 77

The Finance Weekly

NOVEMBER 27, 2023

Return on Equity The Return on Equity KPI indicates how effectively you generate profits from the investments made by shareholders in your business. Calculation: Net income divided by shareholder equity equals return on equity. Calculation: (current assets – inventories) ÷ current liabilities = quick ratio 7.

Assessments 130

Assessments Returns Accounts Automation 130

The Finance Weekly

NOVEMBER 20, 2023

They consider factors like return on investment, risk, cash flow projections, and strategic goals to find the most efficient way to distribute financial resources among projects, business units, or investments. FP&A leaders experience , significant advantages when they embrace AI. From improved accuracy to gaining a competitive edge.

AI 130

AI Finance SWIFT Risk 130

Fintech News

APRIL 11, 2024

These bespoke settings allow them to host clients and prospects in a more intimate and productive environment, thereby maximizing return on investment. Finally, sponsors get plenty of opportunities for impactful interactions and connections, notably through tailored spaces designed for pre-scheduled meetings and targeted gatherings.

Returns 122

Returns Financial Inclusion SWIFT Cybersecurity 122

PYMNTS

AUGUST 11, 2017

And in that context, PayPal’s just-announced acquisition of Swift Financial, as it moves to expand the purview of its PayPal Working Capital program, strikes a distinct chord. PayPal, now with Swift Financial in their quiver, says it wants to offer more SMBs that fighting chance. It was then that Lightman said she found her calling. “I

SWIFT 47

SWIFT PayPal Acquirers Federal Reserve 47

PYMNTS

OCTOBER 11, 2020

Paynetics is a regulated e-money institution, licensed across the European Union and a principal member of Mastercard, Visa, SWIFT, and SEPA,” the FinTech states in the announcement. and European markets.”.

Acquirers 105

Acquirers eWallet IBAN SWIFT 105

PYMNTS

SEPTEMBER 4, 2020

Returns at the more than 100 banks supervised by the ECB dropped to 5 percent last year, down from 6 percent in 2018, behind most of their Asian and U.S. The reason is not hard to understand. and Asian rivals. Regulators say consolidation in the banking sector would lower costs, improving efficiency and boost profits.

Cross-Border Payments 75

Cross-Border Payments Cross-Border Correspondent Bank SWIFT 75

PYMNTS

JANUARY 26, 2021

Advanced learning technologies, such as artificial intelligence (AI), can enhance loyalty programs and help quick-service restaurants (QSRs) keep customers engaged and returning for more.

SWIFT 106

SWIFT AI Assessments Research 106

PYMNTS

JULY 29, 2020

That could leave millions of small businesses without a lifeline for their next tax returns. He said the lack of deductions would make his PPP loan “a little kick in the gut after you had a swift pat on the back.” That provision is not in the current Republican draft for the next proposal. which only has 15 employees.

Treasury 86

Treasury IRS Laws Small Business 86

Fintech News

APRIL 17, 2024

The AI manages and rebalances investment portfolios automatically to target higher predicted returns matched to the user’s chosen risk level. The platform says it prioritises risk management before chasing returns, ensuring that the investment strategy aligns with the investor’s risk appetite.

Advisors 128

Advisors Online and Mobile Banking Risk Returns 128

Clearly Payments

JANUARY 25, 2024

The demand for swift and touchless transactions has propelled online purchases to new heights, while the rise of contactless tap-and-pay options and “Buy Now, Pay Later” (BNPL) schemes is offering consumers enticing flexibility. Driving this surge are several factors contributing to the convenience and accessibility of digital shopping.

Process 105

Process Online and Mobile Banking Electronic Funds Transfer (EFT) Digital Currency 105

PYMNTS

SEPTEMBER 17, 2018

The fraudulent SWIFT messages sent from Bangladesh Bank’s computer systems included the (fake) names and (real) account numbers of the specific accounts that had been created in May 2015,” said the U.S. That theft failed, however, and the money was returned by the recipient banks.

SWIFT 63

SWIFT Bitcoin Database Payments 63

The Fintech Times

MARCH 4, 2024

It is capable of managing a range of tasks from multilingual customer service to managing refunds and returns, and fostering healthy financial habits. Available in the Klarna app, the assistant is designed to enhance the shopping and payments experience for Klarna’s 150 million consumers worldwide.

AI 69

AI Consumer Returns Payment Networks 69

PYMNTS

JANUARY 12, 2021

Separately, in a virtual roundtable discussion with Karen Webster, Vincent Caldeira , chief technologist, FSI, APAC at Red Hat , and Mick Fennell , head of payments at Temenos , said modernizing those functions, in part through PaaS can result in significant returns on investment.

Payment APIs and Integration 104

Payment APIs and Integration Payments B2B Money Laundering 104

The Payments Association

MAY 16, 2025

Front-Loaded Risk Mitigation SWIFT advocates pre-transaction screening to prevent post-settlement disputes. Certain frameworks mandate fund returns under dispute, while others leave it discretionary. Bilateral regulatory efforts push for unified interpretations of finality across jurisdictions.

ISO 20022 88

ISO 20022 Cross-Border Cross-Border Payments Settlement 88

PYMNTS

JANUARY 26, 2021

I think [Insight’s investment] speaks about their confidence in us, and our ability to be a big factor when we speak about [returning to] the new normal,” Mashiyev said. “We According to the CEO of Toronto-based software firm iLobby , what started out as efforts to simply stay open have recently turned into planning to reopen.

Posting 116

Posting Automation Best Practices Procedures 116

PYMNTS

APRIL 8, 2020

The time available to fix SWIFT messages is two days; the time to fix real-time gross settlement (RTGS) payments is the daily cutoff; to fix faster payments is two hours; and instant payments a scant two minutes. Add it all up, said Kilcoyne and Brandli, and the industry spends 21 billion euros ($22.9

Real Time Gross Settlement (RTGS) 72

Real Time Gross Settlement (RTGS) ISO 20022 Cross-Border Cross-Border Payments 72

The Finance Weekly

JANUARY 10, 2022

If finance collaborates with marketing, for example, they should be aware of everything from the return on investment of advertising campaigns to the cost and outcome of trade shows. Then, schedule regular check-ins with your business partners to learn about their spending patterns, as well as their business strategy and outcomes.

Finance 130

Finance Best Practices Process Returns 130

The Fintech Times

JULY 19, 2024

. “FIS’ new solution, coupled with our scale and industry expertise, will be transformative in securities lending, and by unlocking financial technology to the world we will be helping these financial institutions to reduce costs, minimise risks, and enhance returns.”

Automation 59

Automation Finance Security SWIFT 59

Finovate

MAY 16, 2024

With over two decades of expertise, Intelygenz specializes in enhancing operational efficiency and elevating customer engagement, thereby delivering measurable returns on investment. Implementing Human Experience-Centric AI Solutions At the heart of technological advancements lies the need to enhance human interactions.

AI 72

AI FinTech SWIFT Fraud Detection 72