The Fintech Times

FEBRUARY 24, 2025

New data from Revolut hints towards the beginning of a power shift as women investors saw significantly better returns than men in 2024. Were also seeing better returns for women investors, who tend to be more risk-averse and deliberate in their choices, setting them up well for longer-term investment decisions.”

Returns 75

Returns Accounts Volume FinTech 75

The Payments Association

JANUARY 13, 2025

Increased reporting obligations: Monthly safeguarding returns to the FCA will be mandatory, providing the regulator with granular oversight of firms’ safeguarding practices. For firms to navigate these challenges effectively, strategic investments in technology, compliance expertise, and stakeholder engagement will be crucial.

Compliance 88

Compliance Audit Legal Reconciliation 88

The Fintech Times

JUNE 3, 2025

Biometric security has long been viewed as one of the most secure ways of authenticating someones identity but in an age of rapidly developing AI which can create lifelike spoofs, the reliability of fingerprint and facial recognition technology is being called into question. Cue palm scanning technology.

Technology 49

Technology Database Verification Government 49

The Payments Association

OCTOBER 28, 2024

While banks and payment providers are making strides in fraud detection and prevention, the report stresses the need for more robust collaboration with technology and telecom sectors. Investment in consumer education, combined with continued innovation in fraud detection technologies, will be essential in mitigating these growing risks.

Scams 88

Scams Push-to-Card Fraud Detection Online and Mobile Banking 88

Fintech News

FEBRUARY 4, 2025

Policy abuse includes taking advantage of return policies, falsely claiming refunds, or manipulating promotional benefits. A significant 62% of businesses are using AI-driven fraud prevention technologies to enhance security. These synthetic identities are then used to deceive retailers, making fraudulent transactions harder to detect.

Fraud Prevention 108

Fraud Prevention Phishing Authentication Disputes 108

The Payments Association

JUNE 29, 2025

The new reusable identity verification solution enables the secure reuse of verified identities for trusted customers, allowing returning users to complete verification up to five times faster, equivalent to an 80% time savings in an already seamless verification flow.

Verification 88

Verification Returns Checks Compliance 88

Fintech Finance

APRIL 8, 2025

With Stripe’s checkout optimization tools, its Payment Elements system intelligently surfaces each user’s preferred payment method, while Link offers a fast one-click checkout experience for returning customers. This ensures a frictionless payment flow that complements the fast-paced nature of coffee consumption.

Cross-Border Payments 80

Cross-Border Payments Cross-Border Credit Cards Compliance 80

The Payments Association

NOVEMBER 18, 2024

Banks must invest in modern, flexible technology and potentially partner with fintechs to remain competitive and retain their merchant relationships. Banks should continue to address barriers such as consumer expectations and the need for technology expertise to maintain their competitive edge. What’s next?

FinTech 88

FinTech Online and Mobile Banking Acquirers Fraud Prevention 88

Fintech News

MARCH 26, 2025

Inspired by how technology could revolutionise banking, Piyush secured a substantial investment from the DBS board to spearhead a digital transformation that would redefine the institution. One of them saw DBS rapidly embrace cutting-edge technology, embed artificial intelligence into its operations, and push aggressively into mobile banking.

Online and Mobile Banking 115

Online and Mobile Banking AI Non-Bank Authorization 115

The Fintech Times

JANUARY 30, 2025

PAY360 , the UK-based event dedicated to the global payments ecosystem, is preparing to return in 2025 at ExCeL London in March. Technological innovations: Exploring blockchain, real-time payments, and artificial intelligence applications.

Returns 64

Returns Embedded Finance Fraud Prevention Payments 64

Fintech News

MARCH 6, 2025

Explore the latest technologies while connecting with industry leaders and join conversations that drive the future of innovation. The 2025 event in Singapore is the fourth flagship gathering, focusing on how technology is transforming the insurance industry. ATxEnterprise opens the door to the advancements shaping tomorrow.

FinTech 109

FinTech NFTs AI Blockchain 109

Fintech Finance

JANUARY 20, 2025

Trustly , the global leader in Pay by Bank, has announced the next generation of its groundbreaking payment technology, Pay N Play. Trustlys technology has been embraced by some of the worlds largest gaming operators, including Bet365, Flutter, William Hill, Betway, LeoVegas, Betsson, Kindred, and Entain.

Addressing 96

Addressing Origination Innovation Returns 96

The Payments Association

NOVEMBER 12, 2024

The reality is that building an effective transaction monitoring system requires a profound understanding of regulatory compliance, technological integration, and operational functionality. Don’t assume that your chief technology officer knows everything you know,” he advises. have 10-14 years.

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Compliance 88

The Payments Association

JUNE 9, 2025

While the previous RTGS system served the UK market effectively for many years, it had become increasingly constrained by fast-moving developments in payment technology, shifting user expectations, and emerging cyber threats. These position the UK payments sector for continued evolution in a rapidly changing global financial landscape.

ISO 20022 88

ISO 20022 Payment APIs and Integration ISOs Interoperability 88

Fintech Finance

NOVEMBER 22, 2024

This growth surge is fueled by a wave of new partnerships and a rising number of merchants embracing Trustly’s innovative payment technology to meet the demand for faster, more secure transactions. We believe our Open Banking technology can help businesses lower translation fees, speed up payments, and help reduce fraud.

Transactions 98

Transactions Innovation On-Demand Instant Payments 98

The Fintech Times

NOVEMBER 6, 2024

Singapore FinTech Festival returned for its ninth annual edition, bringing together policy, finance and technology communities at the Singapore EXPO. “Crypto.com Pay is a secure and scalable technology, offering our customers yet another innovative way to interact with cryptocurrency – as the future of payments.”

Product 101

Product Cross-Border FinTech Cross-Border Payments 101

The Payments Association

JULY 11, 2025

Payments leaders face a critical technology decision as traditional point-of-sale (POS) systems give way to cloud-native, AI-powered payment platforms that fundamentally reshape customer interactions and operational efficiency. What’s next? Gone are the days of standalone dedicated payment terminals."

Point-of-Sale (POS) 88

Point-of-Sale (POS) Payment APIs and Integration Online and Mobile Banking Compliance 88

Fintech Finance

DECEMBER 11, 2024

The partnership has delivered remarkable operational improvements, cutting SoF verification from weeks to an average of 4 days, with 65% of reports returned within 48 hours. Our partnership with Birchall Blackburn Law demonstrates the powerful potential of technology to streamline complex financial processes.

Laws 98

Laws Transactions FinTech Legal 98

Fintech Finance

JUNE 5, 2025

Point & Pay is utilizing Trustly’s Pay by Bank tools for enabling single sign-on with banks to deliver a next-generation approach to paying government obligations, reducing the occurrence of returned checks – a first in the electronic government payment platform space.

Government Payments 59

Government Payments Governance Government CFPB 59

Fintech Finance

JULY 8, 2025

Key features include: Quick onboarding: Verification and collection of KYC data takes place at the first point of contact, not only at the point of payment Seamless return user experience: Returning users can identify with biometric technology and are recognized with the help of cookies Works even without cookies: If cookies are unavailable, the user (..)

Digital Payments 52

Digital Payments Verification Compliance Value Added Service 52

Finovate

JANUARY 15, 2025

Union Credit most recently demoed its technology at FinovateFall 2024. MeridianLink’s loan origination technology offers features such as single sign-on, smart cross-sell, and flexible account opening. Nicolaas Vlok is CEO.

Credit Union 104

Credit Union Origination API Finance 104

Finovate

JULY 23, 2025

Quavo Fraud & Disputes most recently demonstrated its technology at FinovateSpring 2025 in San Diego. ” Quavo’s technology empowers financial institutions—from large banks to credit unions—to better manage the consumer transaction dispute process. Headquartered in Wilmington, Delaware, Quavo has recovered more than $1.4

Disputes 52

Disputes Credit Union Automation On-Demand 52

Finovate

NOVEMBER 18, 2024

Qover, an insurtech based in Brussels, Belgium, has partnered with Mastercard to provide return shipping cost protection when retailers do not offer free returns. Qover’s platform makes return protection both easy and accessible. Qover made its Finovate debut at FinovateEurope 2018 in London.

Visa 111

Visa Returns Automation Credit Cards 111

Fintech Finance

APRIL 17, 2025

MoneyGram customers in the United States can now use Plaid’s technology to help authenticate their bank accounts, enabling fast and secure funding for both domestic and cross-border payments. Among financial technology users, over 85% prefer pay-by-bank options for their ease, speed and added security. More than 75% of U.S.

Global Payments 85

Global Payments Cross-Border Payments Cross-Border Credit Union 85

The Fintech Times

MARCH 14, 2025

This technology, known as ‘Card-Present over Internet’ (CPoI), saw payment executives from around the world come to Wales to witness the first payment using it. Worse still, 41 per cent of affected customers never return to the retailer. Tap and pin has been the most popular method of payment for the last decade.

Finance 59

Finance Payments Blocks Mitigation 59

Finovate

JUNE 5, 2025

made its Finovate debut at FinovateSpring 2015 and returned to the Finovate stage two years later for FinovateEurope in London. Supported by open banking and real-time payment infrastructure, Token.io’s technology makes the service available to anyone with a UK or European bank account. “Our investment in Token.io

Online and Mobile Banking 52

Online and Mobile Banking Irrevocability API Payment Solutions 52

Fintech Finance

DECEMBER 19, 2024

In Brazil, global companies offering instalments as a payment solution experience an average weekly revenue growth of 40%, as revealed by internal data from EBANX , a global technology platform specialising in payment services for rising markets.

Alternative Payment Methods 98

Alternative Payment Methods Payments Transactions Payment Solutions 98

Finextra

JULY 2, 2025

0 02 July 2025 Be the first to comment Ruchi Rathor Founder Payomatix Technologies Location Noida Followers 6 Opinions 27 Follow Unfollow Today, customers expect fast, easy, and secure payments. Secure systems, clear return policies, and trust symbols can help. If it’s quick, easy, and safe, they are more likely to return.

Online and Mobile Banking 52

Online and Mobile Banking AI Authorization Fraud Detection 52

Finextra

JUNE 26, 2025

And if your customers don’t feel safe while making payments, they won’t return. But the right technology simplifies it. Let technology handle the complexity so you can focus on growth. Yes, trust is everything. You know this already. That’s where PCI DSS, PSDS2, and AML come in. It expresses the views and opinions of the author.

PCI DSS 52

PCI DSS AML Process Payment APIs and Integration 52

The Fintech Times

APRIL 9, 2025

Zhang Jiangxiang , general manager of Luckin Coffee Singapore, commented: Our global strategy is anchored in technology and innovation. With Stripes checkout optimisation tools, its Payment Elements system surfaces each users preferred payment method, while Link offers a fast one-click checkout experience for returning customers.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Credit Cards Payments 59

Fintech Finance

JANUARY 31, 2025

Taxpayers are increasingly using Pay by Bank technology to send money to His Majesty’s Revenue and Customs (HMRC). Pay by Bank uses financial technology to allow you to make secure account to account payments between banks. HMRC has produced a step-by-step guide to check what customers need to do to file their first tax return.

Assessments 89

Assessments Returns Authorization API 89

Fintech News

MARCH 24, 2025

In response to these threats, 66% of businesses are considering partnering with a technology or payments provider that offers a chargeback liability guarantee to mitigate risks. Refund fraud occurs when a fraudster becomes well-acquainted with a businesss policies and take advantage of things like returns, refunds or promotions.

Phishing 52

Phishing Scams Payments Online and Mobile Banking 52

The Fintech Times

JANUARY 23, 2025

. “Sustainable finance is one of the first topics of conversation in most financing deals today making digital solutions that automate processes and provide real-time ESG data essential, not only in supporting risk and return decisions and compliance, but in enhancing long-term financial performance and sustainability.

FinTech 64

FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

Clearly Payments

FEBRUARY 27, 2025

Projected) The data illustrates the rapid acceleration of online shopping, with a strong upward trajectory expected to continue as technology and consumer preferences evolve. The table below highlights the steady increase in ecommerce sales over the past six years: Year Global eCommerce Sales (Trillions USD) 2020 $4.2

BNPL 59

BNPL Payments Small Business PayPal 59

Finextra

JULY 7, 2025

According to a 2024 banking technology report, chatbots/virtual assistants and personalized marketing are now seen as the AI use cases with the greatest future value in banking (cited by 87% and 83% of surveyed banks, respectively), alongside back-office automation (74%). Analysts project exponential growth in AI spending by banks (e.g.,

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

The Payments Association

JANUARY 13, 2025

Fraudsters frequently lure victims with promises of high returns on fake investment opportunities, often promoted via social media or fraudulent advertisements. This hesitation poses challenges for innovation and the broader adoption of digital payment technologies.

Scams 88

Scams Romance Scams Phishing Volume 88

The Payments Association

JUNE 11, 2025

Navigating evolving regulatory requirements, leveraging advanced detection technologies, and implementing scalable strategies for managing merchant risk have become critical capabilities. Technology is evolving—But not a silver bullet AI-powered defences are advancing rapidly, from intent-based detection to behavioural biometrics.

Risk 88

Risk Fraud Prevention Fraud Detection Payment APIs and Integration 88