Trade Credit & Liquidity Management

JUNE 12, 2025

From a Press Release dated June 9, 2025, Fort Lee, NJ Cross River Bank has launched its Request for Payment (RfP) solution, a new feature designed to enable secure, real-time inbound payments via the RTP® (Real-Time Payments) network.

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Request for Payment RFP Same Day ACH RTP 52

Payments Source

OCTOBER 19, 2016

The fact that the number of cybersecurity incidents affecting companies is rising at an alarming rate year over year hardly raises eyebrows anymore. It’s a notion as commonplace as putting pumpkin spice in everything the minute fall arrives.

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Same Day ACH ACH Risk Cybersecurity 63

PYMNTS

MAY 7, 2018

With Same-Day ACH now a reality in the U.S., In its analysis of the Same-Day ACH rollout, NACHA found no evidence that it led to an increase in fraud attempts or successful breaches. But Peace noted that tools like those offered by ACH Alert are just part of the fraud detection puzzle.

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PYMNTS

SEPTEMBER 9, 2016

With the Same Day ACH rollout coming in just two weeks and other faster payments initiatives taking off, financial institutions are taking significant steps to ensure the transition to a faster processing environment, including improving their payment security platforms to keep fraudsters at bay. The Mountain View, Calif.-based

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FICO

MARCH 27, 2017

Today could be that day. Are banks truly ready for same-day ACH? Between the Same Day ACH initiative launch on September 23, 2016 and December 31, 2016, there were more than 13 million same-day ACH transactions. Remember the ApplePay authentication fiasco ?). How to fight back.

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The Fintech Times

MAY 3, 2025

Cross Rivers solution offers businesses a range of payment pathwaysfrom SWIFT for secure, standardised cross-border transactions to local bank rails optimised for domestic B2B and B2C transfers. This ensures businesses and consumers benefit from faster processing times so consumers receive their money when and where they need it.

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International Payments Cross-Border Cross-Border Payments Same Day ACH 69

PYMNTS

AUGUST 3, 2016

Same Day ACH has been a focus for banks since it was proposed in early 2014. will be able to accept Same Day payments, with the option to originate them. Beyond fraud, fees have also been a focus of banks and consumers, as many financial institutions are considering charging extra for advanced Same Day features.

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PYMNTS

SEPTEMBER 21, 2016

In just a matter of days, the payments industry will see a significant — and ubiquitous — change in the way payments are sent and received. Same Day ACH will create a new option for faster payments for all the banks and credit unions across the U.S. Both are about moving payments faster than they are today.”.

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PYMNTS

NOVEMBER 10, 2017

Security camera or no security camera. ” For the much larger set who said, “no thanks,” privacy and security topped the list of concerns. ” For the much larger set who said, “no thanks,” privacy and security topped the list of concerns. But ready or not, the Key has started shipping.

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PYMNTS

JANUARY 28, 2020

While RTP emerged as a new payment rail to address payment friction, NACHA, which manages the ACH payment rail, announced that its newest service on the legacy payment network, Same Day ACH, is helping to accelerate adoption of the rail. Same Day ACH spiked an impressive 39 percent during Q4, hitting 71.3

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The Fintech Times

JUNE 10, 2025

The RfP capability aims to address delays in inbound payments, which often rely on traditional ACH and wire transfers. Cross River says the new feature lets businesses send secure digital payment requests, which the payer can immediately authorise and fund, helping to improve cash flow and reduce the need for pre-funded accounts.

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Fintech Finance

JUNE 9, 2025

RfP allows businesses to send a secure, digital request for payment — enabling payers to authorize and send funds instantly with greater control, a significant step forward in streamlining the payment experience and reducing friction in how money moves.

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RFP Request for Payment RTP Same Day ACH 52

Stax

MARCH 27, 2025

Thats why 92% of consumers and 82% of companies reportedly made the switch to electronic payments, like Electronic Funds Transfers (EFT) and Automated Clearing House (ACH). EFT and ACH payments are fast, secure, and hassle-free. To choose the right payment method, consider transaction volume, transfer speed, cost, and security.

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ACH Electronic Funds Transfer (EFT) Wire Transfer Wire 88

PYMNTS

FEBRUARY 11, 2020

The latest data from Nacha found a new record-high growth rate for adoption of ACH payments , with B2B payments showcasing a surge in adoption of the legacy payment rail that has recently turned to technologies that can augment the service, from the movement of transaction data with an ACH payment to the deployment of Same Day ACH.

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PYMNTS

NOVEMBER 5, 2018

“Governments, financial institutions, businesses and consumers are all reaping the benefits the ACH Network provides,” Larimer said in a statement. More people than ever are benefitting from Same Day ACH. billion ACH debit and nearly 2.3 In all, more than 3.3 NACHA said 43.2

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Small Business Same Day ACH Wire Transfer NACHA 68

PYMNTS

JULY 6, 2017

With the speed of payments accelerating and Same Day ACH initiatives continuing to roll out, NACHA has pulled together a group of industry experts to explore API standardization as a way to facilitate faster payment speeds and greater transaction security, among other use cases.

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Payment Savvy

MAY 16, 2023

Our current era has been shaped by digitization with a fundamental impact on all sectors, including banking and finance, where it has brought unprecedented convenience, security, and efficiency. They are responsible for ensuring each transfer’s accuracy, security, and compliance.

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ACH Same Day ACH Direct Deposit Consumer Financial Protection Bureau (CFPB) 94

PYMNTS

FEBRUARY 9, 2017

Brokers/dealers were concerned about the potential for consumers to exercise their rights under Regulation E to assert that a transaction was unauthorized up to 60 days after its settlement, despite the fact that securities settlement transactions are exempt from Reg. Beyond Securities Transactions. A Window Of Opportunity.

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PYMNTS

SEPTEMBER 26, 2016

In the context of the rollout of Same Day ACH, as well as new research that found companies have actually increased their use of the paper check in the last three years, the payment rail choice isn’t always easy. The data makes that glaringly clear. There’s a lot of friction between suppliers and customers.”

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PYMNTS

APRIL 22, 2020

Traditional ACH takes a few days to process, meaning it simply wouldn’t feasible for a company to run payroll and push out wages every day, even if it wanted to. kicked off its Same Day ACH functionality, which Ross said became a major launching pad for capabilities to offer early wage access solutions.

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PYMNTS

JANUARY 26, 2021

Still, “FIs and corporates may struggle to determine whether they would benefit from using Same-Day ACH, The Clearing House’s RTP® network or other options to suit their needs, and Nacha aims to assist.”. That’s why RTP networks and partner organizations in the space are busily securing the channel ahead of a big public debuts.

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RTP Real Time Payments NACHA Same Day ACH 109

PYMNTS

DECEMBER 8, 2016

Less than two months after its implementation, Same Day ACH, the ubiquitous faster payments initiative for the payments industry in the United States, is showing a significant impact on the market, but it still has plenty to learn from those across the pond. In October alone, the ACH Network processed nearly $5 billion in 3.8

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PYMNTS

SEPTEMBER 26, 2016

Same Day ACH is now a reality and, with much fanfare, represents the first ubiquitous faster payments initiative in the United States without an attendant regulatory mandate. But as Karen Webster noted in the latest installment of Topic TBD, even as faster payments takes a step closer to reality in the U.S.,

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PYMNTS

OCTOBER 3, 2017

The discussion took place as NACHA unveiled Phase Two of its Same Day ACH initiative, debuting same-day debits with an eye on settling bill payments with speed and security.

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PYMNTS

DECEMBER 13, 2017

The company knows exactly what these documents should look like — from security characteristics and items encoded to how the photo should be held in place — thus helping to make verifying a purchaser a seamless process both online and in-store. 14 | The number of months that have passed since the first phase of Same Day ACH credits debuted.

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PYMNTS

JANUARY 8, 2021

As far as fees are concerned, she explained that existing competition from other providers, card networks and same-day ACH will likely keep fees in line. “To And lastly, it will be critical to continue to innovate in a way that is still safe and secure. “We will definitely see that continuing to evolve,” Whisler said.

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PYMNTS

FEBRUARY 6, 2018

From employers who use the service for direct-deposit payments to landlords and utility companies that use it to collect rent or monthly bills, same-day ACH has been gaining in popularity and putting a variety of payment types in the fast lane. local time on the day a transfer is initiated, goes live in March.

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Same Day ACH Faster Payments ACH NACHA 43

Clearly Payments

MAY 22, 2025

PCI Compliance Fee A fee for maintaining security standards. Security & Compliance PCI Compliance Security standards for handling cardholder data. Tokenization Replacing card data with a secure, unique token. 3D Secure An added layer of authentication (e.g., ACH (Automated Clearing House) The U.S.

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Online and Mobile Banking Debit Card Processors ACH 52

PYMNTS

DECEMBER 12, 2017

Federal Reserve made its own progress in exploring how the nation’s regulatory environment can support faster payments progress while maintaining security, while NACHA offered up some new data on same-day ACH volume growth in the country. billion in funds transferred using Same Day ACH, an average of $650 per transaction.

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PYMNTS

DECEMBER 7, 2016

Same Day ACH, the faster payments initiative for banks and other financial institutions in the United States, seems to be popular. The banks didn’t necessarily realize how clever fraudsters were, but very quickly after that, they all put in fraud and security systems, and I think other countries need to do that more quickly.”.

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Faster Payments NACHA Secure Payments Task Force Same Day ACH 76

PYMNTS

NOVEMBER 4, 2019

Gu recently spoke with PYMNTS about how same-day ACH and other digital disbursements are affecting the lending industry, as well as why lenders should focus on security and data protection as payment speeds increase. Disbursements in the Lending World. billion over the past five years.

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PYMNTS

MARCH 18, 2019

First, there was the Fed’s decision to slow faster payments progress via Same Day ACH because it wasn’t ready to approve another processing window during the day. Same Day ACH and the card rails – both of which allow for money to move fast into consumer and business bank accounts for every consumer with a debit product.

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PYMNTS

FEBRUARY 8, 2017

In regions around the world, including Europe and Asia, faster payments are taking a hard look at how tools such as blockchain and Same Day ACH can help improve their business. In terms of opportunity, new data from NACHA puts an impressive dollar figure on the value of Same Day ACH transactions from credit cards.

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PYMNTS

AUGUST 14, 2018

Nearly two years after its launch, Same Day ACH (SDA) credits are being used by nearly half of businesses and government agencies (that’s not bad for the only ubiquitous faster payments network in the U.S. Same Day ACH Users. Digital payments, including Same Day ACH, continue to grow.

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PYMNTS

MAY 25, 2017

Hence the recent announcement of the 2017 NACHA Payments Awards , which seeks to spotlight innovation and advancements in payments technology, which this time around was predicated on proven accomplishment in advancing electronic payments and finding new ways to leverage Same Day ACH.

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Finovate

OCTOBER 15, 2024

Tyfone formed Payfinia by shifting its IP and technology, including advanced UX and security protocols, to the new company. Since launch, IPX has converted nearly 30% of same-day ACH credit transactions into send transactions on push instant payment systems, routing existing payment solutions through networks like FedNow.

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PYMNTS

FEBRUARY 5, 2020

The ACH payments and financial data exchange nonprofit NACHA is developing a digital platform to streamline payments by facilitating data sharing via a centralized hub, NACHA announced Wednesday (Feb. The NACHA Phixius platform enables connected service providers to securely exchange payment-related data. Payments value hit $55.8

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