Tearsheet

FEBRUARY 20, 2025

Our focus on providing complete end-to-end payment and transaction capabilities enables our clients from treasury and trade to commerce to grow, says Neukirchen. Our end-to-end solution delivers core treasury and liquidity services, what you may find at traditional banks, and commerce solutions, where fintechs typically focus, Farooq says.

Payment APIs and Integration 64

Payment APIs and Integration FinTech Embedded Finance Treasury 64

Fintech Finance

JULY 15, 2025

This unlocks a range of crypto-specific use cases, including me-to-me transfers, fiat-to-crypto conversions, and automated treasury operations. Clear Junction’s named vIBANs solve these challenges by giving digital asset providers direct access to fiat settlement capabilities and customer-level account referencing.

IBAN 52

IBAN AML Reconciliation Treasury 52

The Fintech Times

JULY 10, 2025

The launch of a new phase in Project Acacia , a research initiative focused on how digital money could reshape the settlement of wholesale financial assets, involves 24 use cases from major banks, fintechs and market infrastructure providers.

Central Bank 64

Central Bank Settlement Use Case Stablecoins 64

The Fintech Times

MARCH 7, 2025

Create a multi-stakeholder taskforce : Establish a taskforce to identify, prioritise and develop high-value use cases for Digital Company ID within financial services. CFITs work in countering fraud demonstrates the UKs position as an innovator within the global financial ecosystem.

Compliance 96

Compliance Financial Crimes Crime Government 96

The Fintech Times

JULY 3, 2025

This partnership enables businesses to move and manage money globally, access stablecoin liquidity at scale, and simplify cross-border payments, treasury flows and dollar-based operations.” ” RLUSD supports a wide range of use cases, including cross-border payments, global treasury management, and access to US dollar liquidity.

Cross-Border Payments 69

Cross-Border Payments Cross-Border Stablecoins Interoperability 69

Fintech News

JUNE 1, 2025

The company, originally founded as a payment gateway called Xfers to support treasury and settlement needs for SMEs, has evolved into a regulated platform enabling purpose-built, fiat-backed stablecoins designed for real-world payment use cases.

Settlement 76

Settlement Stablecoins Cross-Border Payment Gateways 76

The Payments Association

FEBRUARY 10, 2025

Andrew Doukanaris Ambassador, The Payments Association While vIBANs have positive use cases, challenges exist in limited monitoring of the end user, alignment with the PSPs risk appetite, and the lack of a consistent framework to mitigate financial crime and regulatory risks.

IBAN 88

IBAN AML Master Account Due Diligence 88

Fintech News

MAY 12, 2025

Mountain Protocol is regulated by the Bermuda Monetary Authority and is backed by Multicoin Capital, having recently raised US$8 million in a Series A round. Treasuries and operates across multiple blockchains. The companys USDM stablecoin is fully backed by U.S. said Nathan McCauley, CEO and Co-Founder of Anchorage Digital.

Stablecoins 90

Stablecoins Issuers Acquirers Regulatory Compliance 90

Tearsheet

FEBRUARY 27, 2025

We plan to continue to deliver more use cases for merchants and consumers around the world, says Zabaneh. However, Zabaneh sees PYUSD differently, as it is backed by cash and Treasuries and is issued and managed by Paxos Trust Company, a centralized entity regulated by the NYDFS.

PayPal 72

PayPal Payments Digital Currency Bitcoin 72

Fintech News

MAY 11, 2025

Sunrate (Singapore) Sunrate booth at Affiliate Summit West 2025, Source: Sunrate on X, Feb 2025 Founded in 2016 and headquartered in Singapore, Sunrate is an intelligent global payment and treasury management platform designed to help businesses operate and scale across over 190 countries and regions.

Cross-Border Payments 123

Cross-Border Payments Cross-Border APACS Distributed Ledger Technology (DLT) 123

PayPal

JULY 17, 2025

Micropayment Viability : With transaction costs typically under one cent, PYUSD unlocks potential use cases including content micropayments, usage-based billing, and instant rewards distribution that would be economically unfeasible on other networks. San Jose, Calif., Reserves for PayPal USD are fully backed by U.S.

PayPal 98

PayPal Stablecoins Venmo Blockchain 98

The Fintech Times

APRIL 4, 2025

RLUSD is being used in the payment flow with select customers, including cross-border payment providers BKK Forex and iSend to improve their cross-border treasury operations. Over time, Ripple will also expand the use of RLUSD for our payments customers. Access liquidity for remittance and treasury operations.

Stablecoins 40

Stablecoins Cross-Border Payments Payment Solutions Cross-Border 40

The Fintech Times

JULY 17, 2025

That’s why it’s called on HM Treasury to take a lead role in policy coordination and urged stablecoin providers to treat compliance not as a checkbox, but as a catalyst for growth. From use case to real value It’s tempting to focus on flashy use cases: micropayments in the metaverse, yield-bearing tokens, embedded financial tooling.

Stablecoins 45

Stablecoins Cross-Border Issuers Use Case 45

The Fintech Times

JULY 17, 2025

This unlocks a range of crypto-specific use cases, including peer-to-peer transfers, fiat-to-crypto conversions, and automated treasury operations. Example use cases include: Wallet operators assigning unique vIBANs to individual users, enabling fiat deposits/withdrawals with reference-free reconciliation.

IBAN 45

IBAN AML Reconciliation Treasury 45

Fintech News

JULY 13, 2025

According to The Block , the Reserve Bank of Australia (RBA) said that it will trial 24 use cases in this next stage, with participation from fintech firms and leading banks. In March, the Treasury released plans for a “fit-for-purpose” digital asset regulatory framework, naming Project Acacia as a central component.

Central Bank 76

Central Bank CBDC Settlement Use Case 76

Fintech Review

MAY 4, 2025

Stripe Treasury Powers embedded financial services by enabling platforms to create bank accounts, move money, and manage compliance. Treasury Prime Provides direct bank relationships combined with a flexible API platform for deposits, payments, and ledger services. Best for : US-based fintechs needing deep bank integrations.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

The Payments Association

JULY 19, 2025

According to HM Treasury, the new classification reflects the sector’s increasing exposure to criminal exploitation, particularly through prepaid products, rapid onboarding, and cross-border digital capabilities. This marks a significant shift from the 2020 assessment, in which EMIs were rated as “medium” risk.

Money Laundering 88

Money Laundering Risk Financial Crimes Due Diligence 88

The Fintech Times

JULY 9, 2025

Enabling direct minting and redemption of EURØP enhances our liquidity offering and opens the door to innovative new use cases and faster, more cost-effective transactions.” We designed EURØP with a compliance-first approach, and we’re excited to provide Europeans with a trusted euro stablecoin.

Stablecoins 64

Stablecoins Multi-Currency Use Case Digital Currency 64

The Fintech Times

MAY 12, 2025

Ant International , the digital payment, digitisation and fintech provider, is joining forces with UK bank Barclays to enhance efficiency and resilience in global treasury management for businesses. Ant Internationals use case with Barclays highlights the TST Models potential for helping businesses mitigate global FX volatility through AI.

Transactions 45

Transactions Cross-Border Treasury Management Treasury 45

Finovate

JULY 2, 2025

It is important to note that stablecoins are backed one-to-one by off-balance-sheet returns, such as fiat cash or Treasuries. Use cases also differ between stablecoins and tokenized deposits. While stablecoins are best known for their use in cross-border payments, programmable payments, and in DeFi.

Stablecoins 52

Stablecoins FDIC Blockchain Treasury 52

The Paypers

JUNE 17, 2025

According to OpenPayd officials, the addition of stablecoin capabilities is intended to support business use cases such as treasury management, global payouts, and digital asset services.

Stablecoins 36

Stablecoins Payment Networks Cross-Border Payment APIs and Integration 36

The Payments Association

JULY 18, 2025

Monitor potential regulatory expansion of stablecoins into the payment services perimeter, especially in cross-border or B2B use cases. Legal issue/risk Next steps/action required Legal issue/risk: The DUA Bill grants HM Treasury and the FCA powers to require real-time data sharing via APIs, expanding obligations beyond Open Banking.

Regulations 88

Regulations Payment APIs and Integration Payments Legal 88

Finovate

MAY 22, 2025

As more institutions integrate with CPN, we look forward to powering new use cases, and advancingthisnew standard for global value exchange.” “We are just getting started. ” Cross-border payments currently depend on legacy infrastructure that is fragmented, slow, and manual.

Payment Networks 52

Payment Networks Cross-Border Payments Cross-Border Stablecoins 52

The Payments Association

MAY 3, 2025

Among these, the integration of blockchain and stablecoins in cross-border payments and treasury management emerged as a central theme. However, she cautioned that broader use cases have yet to prove themselves at scale or deliver sustained strategic benefit. Jachi emphasised the risks that come with deeper integration.

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

Finextra

JUNE 23, 2025

Under the Act, only approved and well-supervised issuers (think insured banks and properly licensed fintech firms) can circulate these coins, and they must back every token 1:1 with high-quality reserves like actual dollars or short-term Treasuries. This means the “stable” in stablecoin is now legally enforceable.

Embedded Finance 52

Embedded Finance Stablecoins Finance Payment APIs and Integration 52

The Fintech Times

MAY 2, 2025

Hosted at the I nstitute of Directors by the Department for Business and Trade , alongside HM Treasury and the Office for Investment, the event gathered international investors, government officials, fintech founders and trade envoys to reaffirm the UKs ambition to lead on the global fintech stage.

FinTech 64

FinTech Stablecoins Legal Framework Central Bank 64

The Fintech Times

DECEMBER 28, 2024

And that could open up some interesting use cases. “Ultimately, this activity opens up use cases for us to build on. “Ultimately, this activity opens up use cases for us to build on. However, there’s still a cloud of uncertainty around the use of stablecoins.”

FinTech 59

FinTech Stablecoins Central Bank Use Case 59

Finextra

JULY 14, 2025

However, while the advantages of integrating cryptocurrencies into business models are well-understood by most small business owners and treasury departments in larger enterprises, there remains a key area of uncertainty: how to manage and secure the cryptocurrency once it is received.

Stablecoins 52

Stablecoins Cryptocurrency Payment APIs and Integration Payments 52

Finextra

JULY 2, 2025

Live across Oman, the API Gateway serves as a foundational tool for corporate customers, government entities and fintech developers, supporting integration with Enterprise Resource Planning (ERP) systems, treasury functions and custom financial applications.

Gateways 52

Gateways API Payment APIs and Integration Authorization 52

The Payments Association

MARCH 17, 2025

Adopting a risk-based, market-access framework: A tiered model could assess stablecoins based on their use case (e.g., Enhancing cross-agency coordination: Greater alignment between the FCA, HM Treasury, and the Bank of England has been suggested as a way to improve consistency across payments, fintech, and digital assets regulation.

Regulations 88

Regulations Risk Stablecoins Payments 88

Fintech Finance

MAY 2, 2025

This launch will allow organizations to instantly deliver funds to individuals or businesses using only an email address or mobile phone number, without the need to collect sensitive banking information. “We’re proud to see our capabilities expanding into high-impact use cases like insurance, where speed and trust matter most.

Payment APIs and Integration 86

Payment APIs and Integration Payee Payments Embedded Payments 86

The Fintech Times

JUNE 18, 2025

Its client will have faster access to liquidity, lowers settlement costs, and will unlock new use cases across payments, treasury and digital asset services. Through the new collaboration, OpenPayd is offering simple conversion between fiat currencies and USDC.

Stablecoins 45

Stablecoins Cross-Border Cross-Border Payments Treasury 45

Finextra

JULY 21, 2025

For users whose primary use case is simply holding ETH-pegged tokens securely and making occasional direct transfers (e.g., Device Compromise: Protection if the device storing the wallet is lost or compromised. to a centralized exchange, another personal wallet, or for payments), this solution is extremely attractive.

Compromise 59

Compromise Risk Authorization Non-Bank 59

Fintech News

JULY 6, 2025

Discussions on artificial intelligence covered emerging use cases, regulatory approaches, and cross-border challenges. The UK shared its experience with joining the Global Layer One initiative, while Singapore provided an update on the project’s progress and areas of focus.

AI 80

AI Cross-Border Non-Bank Finance 80

Payments Dive

JULY 24, 2025

settlement in Cash App spam text case How much will killing the penny cost? Most Popular Block agrees to $12.5M

Cross-Border 88

Cross-Border Stablecoins Privacy Non-Bank 88

The Fintech Times

JUNE 30, 2025

” Data-driven advice Phil McGriskin , co-founder and CEO of Vitesse , a global treasury and payments provider for the insurance industry, shares some data highlighting the challenges facing insurance firms, and offers some advice. “Equally important is the customer experience.

Payment APIs and Integration 80

Payment APIs and Integration AI Underwriting Treasury 80

The Paypers

JUNE 27, 2025

Covering the entire trade lifecycle from pre- to post-trade in one platform ensures central orchestration and full automation of manual workflows regarding treasury, trade execution, settlement, and accounting. The platform also supports risk management operations by offering hedging mechanisms to manage limits and exposures.

Reconciliation 36

Reconciliation Stablecoins Treasury Settlement 36