Trending Articles

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Free Credit Card Machine = An Expensive Proposition

Cardfellow

You are virtually guaranteeing that you will overpay for credit card processing if you’re comparing processors based on which ones are willing to provide a free terminal. The Economics of “Free” Credit card processing is a for-profit business, and the average basic machine costs a processor anywhere from $100 to $300. If a processor provides a business with a free machine, it begins the relationship at a loss equal to the value of the terminal.

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Outgrowing a Full-Service PSP

Basis Theory

Alternative billing and vaulting services to consider as a merchant grows. The blog offers alternatives to Stripe and other full-service PSPs.

Payments 100
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Payment orchestration: Beyond transaction routing

The Payments Association

Modern payment orchestration platforms now serve as strategic infrastructureoptimising performance, compliance, and customer experience at scale. Traditionally, payment orchestration platforms were designed to serve a straightforward function: routing transactions between merchants and various payment service providers (PSPs). However, in todays increasingly complex digital commerce landscape, the scope of payment orchestration has expanded far beyond mere transaction routing.

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FCA Must Prioritise Faster, More Secure Payments, Say High-Risk Finance Businesses as PSR Is Wound Down

Fintech Finance

As the Financial Conduct Authority (FCA) prepares to take over full responsibility for regulating UK payments, new research from Equals Money reveals that combating fraud and tackling widespread delays are top priorities for higher-risk players in the industry. A Censuswide survey of 500 senior leaders in the UK’s money service sectors with elevated risk profiles – including wealth management firms, crypto and gaming firms – found that nearly half (48 per cent) say fraud is the

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A Roadmap For Modernization: How To Break Free From Your Monolith Before July 31, 2026

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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Vietcombank Adopts Salesforce Platform to Modernise Banking Services

Fintech News

Vietcombank has begun implementing a suite of Salesforce solutions to support its digital transformation, aiming to streamline operations and improve customer engagement across its retail and corporate banking services. The Vietnamese lender is deploying Salesforces Financial Services Cloud, CRM Analytics, Marketing Cloud, and MuleSoft as part of its efforts to consolidate banking functions onto a single platform.

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Credit Card Machine Companies

Cardfellow

Some credit card machine companies also provide merchant accounts, while others are solely equipment manufacturers. Well take a look at why that matters and give a rundown of the major equipment providers in the United States. This article is specifically about credit card machine companies, not the machines themselves. Need details on particular machines?

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Hack could cost Coinbase up to $400M

Payments Dive

The crypto exchange is offering a $20 million reward for information leading to the hackers’ arrest. Coinbase terminated customer support agents who leaked customer data.

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PCI SSC Launches New PIN Listing Program

PCI Security Standards

The PCI Security Standards Council (PCI SSC) announced that it has launched its own PIN Listing Program. This Program brings an important security service listing to the community, representing another step in the Councils mission to secure payments worldwide.

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Need to Know | Embedded Finance Unlocks Value for Underserved Small Business Sectors

Stax

The rapid evolution of embedded payments is reshaping industries and unlocking new opportunities, particularly for small business sectors that have often been overlooked. Adam Gray , Chief Transformation Officer at Stax, recently sat down with Hal Levey of PYMNTS to discuss emerging trends in payment processing and vertical integration. By enabling more tailored solutions, streamlining operations, and addressing vital concerns like fraud and security, embedded finance is becoming a crucial driv

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FIs, regulators rev up anti-fraud strategies

Bank Automation

The democratization offered by AI is making it easier for low-skilled, inexperienced bad actors to launch high-impact schemes. Even the deep web, which unlike the dark web, includes hidden parts of the internet that can be accessed without a special browser for maintaining anonymity, can be a hotspot for fraudsters, Alex Hall, trust and safety […] The post FIs, regulators rev up anti-fraud strategies appeared first on Bank Automation News.

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Lynx fraud prevention wins top spot at FSTech Awards

The Payments Association

We’re excited to share that Lynx has won the Anti-Fraud Solution of the Year award at the 2025 FSTech Awards, a celebration of financial services innovation in the UK and EMEA. This award is a significant validation of our AI-driven fraud prevention technology and the Lynx teams dedication to closely partnering with our customers in the fight against financial crime.

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Why Mastercard invested in Corpay

Payments Dive

The $300 million infusion in a cross-border partner creates a complementary tie, the network’s CFO said. It also comes as headwinds rise on that front.

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StraitsX Teams Up With Ripple to Launch XSGD Stablecoin on XRP Ledger

Fintech News

StraitsX has launched its Singapore dollar-backed stablecoin, XSGD, on the XRP Ledger (XRPL), marking a new phase in its collaboration with Ripple to support real-time digital payments across Asia. The deployment brings XSGD to a blockchain designed for large-scale tokenisation, enabling real-time payments and programmable financial flows for developers, fintechs, and institutions.

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Don’t Lease a Credit Card Machine!

Cardfellow

It’s that simple. The article below will provide plenty of reasons why you shouldn’t lease a credit card machine, and this page from the Attorney General of NY involving a large leasing company is further proof. Credit Card Machine Leases are Nonsense! Thankfully, the practice of leasing credit card machines has been declining in recent years, but some processors just can’t seem to let the cash cow go.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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Trade Wars, Inflation, Economic Uncertainty Push UK Consumers to ‘Weaponise’ Chargebacks

Fintech Finance

Chargebacks911 , a global leader in dispute resolution and chargeback prevention, is warning UK merchants that inflationary pressures, trade disruption, and weakening consumer confidence are creating the perfect conditions for a sharp rise in chargeback abuse. As household budgets shrink and financial anxiety grows, more consumers are turning to chargebacks—both intentionally and unintentionally—as a way to reclaim funds from legitimate purchases.

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IDEMIA secure transactions and Česká spořitelna unveil limited-edition light-up card for gamers

The Payments Association

esk spoitelna, the Czech Republics largest and oldest-standing bank, haspartnered withWarhorse Studios, a world-leading Czech gaming studio, on one of the most highly anticipated games of 2025: Kingdom Come: Deliverance II. The card technology is based on ISTs IDEMIA Starlight card technology, which lights up a distinctive pattern when placed near an NFC-enabled deviceno battery is required.

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Let’s scrap paper checks

Payments Dive

If the federal government can ditch paper checks, so can the private sector, one industry CEO contends.

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Liquidity, Trust, and Risk in the Digital Asset Space: Interview with Arthur Azizov

Fintech Weekly

Arthur Azizov shares his insights on liquidity, trust, and risk in the digital asset space, offering valuable lessons for fintech professionals navigating crypto markets.

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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Mastercard partners with MoonPay to support stablecoin payments

The Paypers

Mastercard and crypto infrastructure provider MoonPay have announced a collaboration aimed at integrating stablecoin payments into the global card network.

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Juspay Expands to Brazil and Establishes its First Hub in Latin America

Fintech Finance

Juspay , a global leader in next-generation payment solutions for enterprises and banks, has announced the opening of a new office in Brazil. This marks a significant milestone in the company’s international expansion, since it is the first official effort to acquire a solid customer base in the country as well as in Latin America. Headquartered in ‘India’s Silicon Valley’ of Bangalore, Juspay provides services like 1-click checkout experiences, full-stack orchestration,

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Curve Wallet to compete with Apple Pay on iOS devices

Finextra

AFter arriving on Android, London-based digital wallet curve has taken advantage of the opening up of the iPhone NFC interface to provide a compelling alternative to Apple Pay on iOS devices.

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Toast targets entertainment venues

Payments Dive

The digital processor signed a Dallas-based chain of driving ranges as a customer in the first quarter, and has made a push to add movie theaters, bowling alleys and arcades.

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Secrets of a Successful Sale: Optimizing Your Checkout Process

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

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Sunline Partners with FPT to Advance Core Banking Modernisation Efforts

Fintech News

Core banking solutions provider Sunline has signed a strategic partnership agreement with global IT firm FPT Corporation to support banking transformation efforts in Thailand and international markets. The memorandum of understanding (MoU) was formalised during the official visit of Thai Prime Minister Paetongtarn Shinawatra to Vietnam and at the VietnamThailand Business Forum 2025.

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FinTech North Leeds: Innovation, Investment and a Pitch for the Future

The Fintech Times

Leeds played host to the latest FinTech North conference this week, drawing over 250 attendees from across the UKs fintech ecosystem. This years event also marked the debut of the Innovate Finance Pitch360 competition in the region, giving startups a platform to pitch live in front of an expert judging panel. Among those making a flying visit to the event was Tracy Brabin, Mayor of West Yorkshire, who stopped by mid-morning before heading off to catch a train to Bradford to meet the King Charles

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payabl. and ClearBank Join Forces to Enhance UK Payment Services

Fintech Finance

Leading European financial technology provider payabl. has partnered with ClearBank , an enabler of real-time clearing and embedded banking, to expand its UK payment services and enhance security for businesses. Through this collaboration, payabl. now provides businesses with seamless access to all major UK payment schemes – Faster Payments, BACS, and CHAPS – enabling real-time transactions in GBP.

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Google launches agentic shopping experience

Finextra

Google is to launch an agentic shopping experience within search results, enabling shoppers to set a price for a particular product and allow the AI agent to make the purchase.

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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Circle K launches fleet payment mobile app

Payments Dive

The program, developed alongside Car IQ, is designed to help drivers avoid credit card skimmers at the pump.

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Kaweewut Temphuwapat Named New CEO of SCB 10X

Fintech News

SCB 10X , the investment arm of SCBX Group, announced the appointment of Kaweewut Temphuwapat as its new Chief Executive Officer (CEO), effective 16 May 2025. In his new role as CEO, Kaweewut will guide SCB 10X as it continues to invest in technology and pursue innovation. SCB 10X currently manages assets exceeding $600 million globally. Kaweewut will also continue in his current position as Chief Innovation Officer of SCBX.

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Fitch Ratings gains 40% efficiency with AWS gen AI tool

Bank Automation

Fitch Ratings has deployed gen AI within its software maintenance and development, gaining significant efficiency in the process. The global financial services ratings agency deployed Amazon Web Services Amazon Q last year to update its JavaScript written code, Aleks Hagy, head of ratings development, said during the AWS Financial Services Symposium in New York on […] The post Fitch Ratings gains 40% efficiency with AWS gen AI tool appeared first on Bank Automation News.

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Introducing Stablecoin Financial Accounts in 101 countries

Stripe

Earlier this month at Stripe Sessions, we announced Stablecoin Financial Accountsour largest effort to date in expanding money management capabilities to businesses across the globe. Entrepreneurs and businesses in 101 countries can now easily access a dollar-denominated stablecoin balance to store and move money on crypto or established financial rails right from their Stripe Dashboard.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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Apple faces new payments lawsuit

Payments Dive

A basketball training company is suing the tech titan, which it claims unfairly collected money from potentially more than 100,000 app developers.

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