PYMNTS

SEPTEMBER 21, 2020

In response, HSBC issued a statement: “Starting in 2012, HSBC embarked on a multi-year journey to overhaul its ability to combat financial crime across more than 60 jurisdictions,” the bank said in response to the stories by BuzzFeed News and the International Consortium of Investigative Journalists.

Fincen 118

Fincen Financial Crimes Crime Accounts 118

Payments Source

SEPTEMBER 27, 2019

from 2012 to 2016, where his strategies for faster payments, fintech partnerships and other key issues may shed light on what Scharf has planned when he becomes CEO of Wells Fargo. In the payments world, Scharf is best known as the CEO of Visa Inc.

Faster Payments 97

Faster Payments Payments FinTech Debit Card 97

Finovate

APRIL 8, 2025

Cashy Founded in 2021 Headquartered in Tampa, Florida Mart Vainu is CEO Last demoed at FinovateFall 2023 Offers an interactive financial game with personalized rewards from financial institutions Debbie Founded in 2021 Headquartered in Miami, Florida Frida Leibowitz is CEO Last demoed at FinovateFall 2023 Two-time Best of Show winner The Noom for debt (..)

Financial Literacy 64

Financial Literacy AI Acquirers Innovation 64

The Fintech Times

DECEMBER 16, 2024

Launched in 2012 in Las Vegas, Money20/20 has expanded internationally, hosting Europe in Amsterdam and Asia in Bangkok respectively. With the power of Tahaluf and its ability to expand Money20/20 into new geographies at pace, 2025 is the perfect time for us to bring this show to life and serve more customers than ever in this vibrant market.

FinTech 59

FinTech Central Bank B2B Authorization 59

Fintech News

JULY 1, 2025

MAS is also reviewing the framework for complex products, first introduced in 2012. The PHS, already required for certain products such as shares and bonds, would now also apply to Investment-Linked Policies under the new rules.

Product 76

Product Rules Assessments Consulting 76

The Payments Association

JUNE 20, 2025

2012 : Developed LinkPro, our foundational tool for those who need to ‘follow the money’ and expose hidden relationships buried in financial data. Milestones that made us 2007 : Secured our first multinational client – a clear signal that boutique expertise, delivered well, could stand shoulder to shoulder with the Big Four.

Travel Rule 88

Travel Rule Wire Transfer Financial Crimes Compliance 88

Payments Dive

APRIL 12, 2022

The flow of venture capital to startups ebbed in the first quarter for the biggest quarterly decline since 2012. Payments players, which have been big beneficiaries of such investments, are beginning to feel the pinch.

Payments 88

Payments 88

Fintech News

JUNE 17, 2024

Founded in 2012, Digital Care has provided customer-centric solutions for device lifecycles in Poland and several markets across Asia, Europe, and Africa. Digital Care, a device protection and services company based in Poland, rebrands as bolttech Poland.

Agreements 117

Agreements Continuity FinTech Posting 117

Finovate

JULY 2, 2025

Founded in 2012 and headquartered in Stockholm, Sweden, Tink makes its open banking solutions available in 20 markets around the world and boasts 13,000 connections to financial institutions. Tink won Best of Show in its first two appearances on the Finovate stage in 2014 and 2017.

CHIPS 59

CHIPS Accounts API Security 59

Fintech Finance

NOVEMBER 3, 2024

Founded in 2012, Affirm’s mission is to build honest financial products that improve lives. Affirm , the payment network that empowers consumers and helps merchants drive growth, has launched its flexible and transparent pay-over-time options in the UK.

Consumer 98

Consumer Economy Regulatory Compliance Payment Networks 98

Basis Theory

APRIL 23, 2024

in the decade between 2012 and 2022, significantly outperforming the S&P. The subscription economy is having its moment in the sun, with many everyday services moving to a subscription model: meal kits, streaming services, book clubs, and more.

Process 88

Process Economy Payments 88

Fintech News

AUGUST 14, 2024

Manson joined Standard Chartered in 2012 as Group Head of Wholesale Banking Geographies, later serving as Global Head of Transaction Banking in Singapore before founding SC Ventures. He brings over 30 years of banking experience and is known for leveraging his background to build fintech ecosystems that are reshaping the industry.

Innovation 113

Innovation FinTech Risk Technology 113

PYMNTS

DECEMBER 9, 2020

The FTC complaint alleges that Facebook has engaged in a systematic strategy — including its 2012 acquisition of Instagram, its 2014 acquisition of WhatsApp, and the imposition of anticompetitive conditions on software developers — to eliminate threats to its monopoly, according to the release.

FTC 102

FTC Federal Trade Commission API Governance 102

Fintech News

JULY 2, 2024

Teo co-founded Paxos with Charles Cascarilla in 2012, and the company secured US$300 million in a funding round led by Oak HC/FT. Rich Teo, Co-founder and former CEO of Paxos Asia, remains on the board after notifying employees of his transition from daily operations in February.

Stablecoins 109

Stablecoins Issuers Cash Management PayPal 109

Finovate

APRIL 17, 2025

With more than 5,500 corporate and institutional clients, Argentex has transacted more than $200 billion for its clients since 2012. Argentex clients further benefit from the ability to pay in and out of ring-fenced accounts and hedge their exposure using a wide variety of financial products.

Risk Management 59

Risk Management Risk Multi-Currency Reconciliation 59

Finovate

DECEMBER 3, 2024

Fulzele co-founded Cloud Lending Solutions in 2012 and led the company as CEO until he sold it to Q2 in 2018. .” Founded in 2022 as Cion Digital , Uptiq.AI helps banks optimize their operations and build valuable customer experiences. The Texas-based company, which has raised $32 million, was founded by Snehal Fulzele. Today, Uptiq.AI

Acquirers 59

Acquirers Gateways CRM Payroll 59

PYMNTS

JUNE 26, 2019

At the time, it was noted that individuals who took out student loans in 2012 have defaulted at a faster pace than any other borrowers since the financial crisis, and that loans issued in 2012 have the highest cumulative loss percentage in comparison to any other year since 2009 at the end of the recession.

Economy 77

Economy Governance Government Finance 77

Bank Automation

JANUARY 19, 2024

Heller has built the technology operations throughout the $187 billion, Columbus, Ohio-based bank since 2012, according to a Jan. Huntington Bancshares Chief Technology and Operations Officer Paul Heller is set to retire March 1. 10 bank release. As Heller retires, the bank’s executive team is getting an overhaul.

Technology 80

Technology 80

Payments Dive

JUNE 12, 2025

It absorbed Clover as part of its 2019 mega-deal to buy First Data, which had purchased Clover in 2012. For instance, Fiserv has been on a growth tear in recent years buying up other smaller businesses to bolster its overall enterprise.

Privacy 107

Privacy Push-to-Card Debit Card Addressing 107

Finovate

APRIL 3, 2025

Founded in 2012, SumUp won Best of Show in its Finovate debut at FinovateEurope 2013 in London. Along with these new solutions, SumUp also announced the release of its new Solo Lite card reader, a new Kitchen Display System (KDS) to help streamline restaurant operations, and more.

Addressing 66

Addressing Micro-Entry Contactless Payments Accounts 66

PYMNTS

NOVEMBER 9, 2020

This latest expansion — Amazon’s most extensive in Brazil since its 2012 opening — will generate 1,500 jobs and add an additional 807,000 square feet of distribution space.

NOV 115

NOV On-Demand Participant Continuity 115

Finovate

JANUARY 10, 2025

Transcard was founded in 2012 and debuted a payments disbursement capability, Panuver , at FinovateSpring 2016. Today’s news comes about a month after Transcard was granted authorization by the U.K. Financial Conduct Authority (FCA) to serve as a payment institution in theU.K.

Multi-Currency 52

Multi-Currency Real Time Payments Payments Authorization 52

Fintech News

JUNE 10, 2024

Tan joined UOB in 2012 as Head of Group Credit (Retail) and became CEO of UOB Thailand in 2016. Tan Choon Hin Maloney’s predecessor Tan Choon Hin , who has led UOB Thailand since 2016, will return to Singapore to assume a new role as Deputy Head of Group Governance, Risk and Compliance.

Card Issuer 117

Card Issuer Government Governance Compliance 117

The Fintech Times

NOVEMBER 4, 2024

Founded in 2012, Affirm offers approved consumers an alternative to credit cards and other pay-over-time options, providing the ability to split the total cost of purchases into budget-friendly payments.

Regulatory Compliance 59

Regulatory Compliance Consumer Processors On-Demand 59

Fintech News

APRIL 10, 2024

Established in 2012, Onfido registered over US$140 million in annual revenue, employed more than 500 staff, and served over 1,200 clients worldwide, including major names in finance, e-commerce, and the sharing economy.

Verification 109

Verification Data Breach Encryption Cybersecurity 109

PYMNTS

JANUARY 31, 2021

Honest was launched in 2012 and sells its products online and through 32,000 retail locations, according to the statement. “Kelly is a strong female leader with diverse experience growing businesses and her support on our executive team will help drive the business forward,” Alba said in a statement.

Product 108

Product Continuity Security 108

PYMNTS

NOVEMBER 13, 2020

Since its founding in 2012, Ripple has received funding totaling $293.8 Silicon Valley’s Ripple , a blockchain payments startup, has filed a trademark with the U.S. Patent and Trademark Office (USPTO) for PayString, which will likely be a new offering, according to a report in CoinDesk on Friday (Nov.

Blockchain 102

Blockchain Cross-Border Payments Cross-Border NOV 102

Fintech News

JULY 22, 2024

OCBC GENesis is an invitation-only programme that builds on the legacy of Bank of Singapore’s next-generation programme, which has been running since 2012. Both OCBC’s PPC and Bank of Singapore cater to the needs of high and ultra-high-net-worth clients within the OCBC Group.

Participant 112

Participant Assessments Visa Product 112

PYMNTS

DECEMBER 17, 2020

The IPO filing marks the endpoint of Coinbase's years of development, coming a long way from its 2012 debut to now host around 35 million users. All of this has helped bitcoin become one of the best-performing assets this year.

Bitcoin 108

Bitcoin Cryptocurrency PayPal Security 108

Fintech News

FEBRUARY 7, 2024

Established in 2012, Onfido has a strong market presence with over $130 million in annual recurring revenue and a workforce exceeding 500. The company serves a diverse client base, including major financial, e-commerce, and shared economy platforms, across the globe.

Acquirers 117

Acquirers AI Verification Legal 117

PYMNTS

JANUARY 22, 2021

The company has invested some $100 million since 2012 to enhance its own compliance programs following allegations of consumer fraud. MoneyGram is in favor of a proposal by U.S. regulators to tighten the financial reporting requirements of banks and other financial services providers.

P2P 107

P2P Cross-Border Real Time Payments Cross-Border Payments 107

PYMNTS

SEPTEMBER 17, 2020

MetLife has been expanding into areas like pet insurance, digital estate planning and health savings and spending accounts, and it has offered vision insurance since 2012, the release noted. "We look forward to offering our customers the exceptional member experiences that Versant provides.".

ACH 102

ACH Transactions Acquirers Checks 102

Finovate

NOVEMBER 4, 2024

Founded in 2012, Affirm has facilitated more than 17 million purchases and counts brands including Amazon, Shopify, Walmart, and others among its merchant partners. Country Manager and Board Director for Affirm competitor Zip, will lead a team of more than 30 U.K. employees to expand Affirm’s merchant and channel partnerships.

BNPL 52

BNPL Processors Payment Amount Consumer 52

PYMNTS

JANUARY 11, 2021

Affirm, founded by PayPal ’s co-founder, Max Levchin , in 2012, offers shoppers monthly installment payments regardless of credit history. At $44 per share price, Affirm would have a valuation in excess of $10 billion, Reuters reported. The offer is being led by Morgan Stanley , Goldman Sachs and Allen & Co.

BNPL 96

BNPL Origination PayPal Process 96

PYMNTS

OCTOBER 8, 2020

The company was founded in 2012 and has since been partnered with companies including Walmart and Expedia Group. Affirm, a point-of-sale (POS) lender, offers short-term loans that can be repaid in installments. It was valued at $2.9

Point-of-Sale (POS) 100

Point-of-Sale (POS) BNPL Checks Service Provider 100

Finextra

JUNE 13, 2025

171 Report Share Channels /security /payments Comments: (0) Sign in to comment James Richardson Global Head of Solutions Bottomline Member since 09 Nov 2012 Location London Followers 0 Following 0 Opinions 2 Follow Unfollow Getting banks ISO 20022 ready – are you prepared? It expresses the views and opinions of the author.

Data Security 59

Data Security Payments Data Security ISO 20022 59

Fintech Finance

OCTOBER 9, 2024

Since launching its mobile app in 2012, there are now more than 4.5 In a strategic move to stay competitive in a market where digital-first payments are increasingly expected, Octopus has been driving the shift toward digital payments in Hong Kong. million Octopus wallets.

Payment Service Provider (PSP) 98

Payment Service Provider (PSP) Payments APACS Interoperability 98