Remove 2012 Remove Origination Remove Research
article thumbnail

FICO Research: Broader Mix of Consumers Obtaining New Mortgages

FICO

The first clear trend observed around newly originated mortgages is that as we get further away from the Great Recession, underwriting criteria seems to have eased and a broader section of consumers are obtaining mortgages as a result. Mortgage Borrowers: Increases and Decreases to Their FICO Scores.

article thumbnail

From AT&T To Xerox: 65 Corporate Innovation Labs

CB Insights

HP Labs is an award-winning research facility focusing on technologies like natural language detection, audio/video analytics, immersive experiences, 3D printing, and more. Google’s X research center is where some of their biggest projects happen. Innovation Lab Name: Xerox Palo Alto Research Center (PARC). Founded: 2010.

article thumbnail

Where Top US Banks Are Betting On Fintech

CB Insights

Since 2012, the top 10 US banks by total assets have participated in 81 deals to fintech startups, totaling nearly $4.1B These moves are also in line with the growth of Goldman’s digital finance arm Marcus , which grew to $2B in personal loan originations in November 2017. . in disclosed funding.

FinTech 78
article thumbnail

Deep Dive: An Automated Approach To The $2T Global Money Laundering Problem

PYMNTS

The term “money laundering” is believed to have originated as a result of infamous Chicago gangster Al Capone’s habit of channeling criminally obtained funds through laundromats, as their cash-heavy nature made it more difficult for the right side of the law to detect such money mixed in among legitimate payments.

article thumbnail

From Instagram To Slack: 9 Successful Startup Pivots

CB Insights

After a brief launch in 2011, Glitch was returned to beta and by 2012, Butterfield declared the concept wasn’t viable. It was originally a dating site that allowed singles to upload videos of themselves talking about what they wanted in a partner. His company, Tiny Speck, began developing a game called Glitch. Source: Wayback Machine.

PayPal 76
article thumbnail

AI, Robotics Dominate Toyota’s Startup Investment And M&A Bets

CB Insights

Dubbed Toyota AI Ventures, the new arm will slot in under Toyota Research Institute (TRI), hewing closely to its parent’s research focus areas of AI, cloud & data, robotics, and AVs. However, the company and its research arm has already been actively ramping up private markets investment. Auto Tech Trends.

AI 41
article thumbnail

High Levels Of This Tap Water Element Could Help Prevent Dementia

CB Insights

As of 2012, 8.8% RESEARCH Briefing: MENTAL HEALTH & WELLNESS TECH. Research in recent decades has considered whether lithium exposure is one of those factors, as well as whether its affects are positive or negative. Research on lithium’s effect on dementia outside the lab , however, has been minimal.