The Fintech Times

FEBRUARY 4, 2025

However, in recent decades, the government has engaged in efforts to diversify the economy to include other agricultural products, as well as non-agricultural sectors such as tourism and natural resources like oil, gas, and gold. Mobile phone usage in Senegal has surpassed 60 per cent this year. appeared first on The Fintech Times.

FinTech 59

FinTech Financial Inclusion Online and Mobile Banking Central Bank 59

Finextra

JUNE 18, 2025

For example, contactless acceptance and PIN Online have been supported in nexo protocols since the beginning, whereas some countries took over 10 years to roll them out. nexo protocols have since been adopted by major players across Europe and beyond — not only for card payments but also supporting mobile and QR Code -based payments.

ISO 20022 52

ISO 20022 Transactions Payment APIs and Integration Cross-Border 52

Fintech News

APRIL 13, 2025

Billion One of Indias original fintech pioneers, Paytm has been a household name since the early days of mobile wallets and QR-code-based payments. It has leveraged this capital to deepen its product suite and expand internationally, launching in markets like Malaysia and the UAE. Launched in 2016, Digit offers over 50 product lines.

FinTech 69

FinTech Online and Mobile Banking Finance Push-to-Card 69

Fintech Labs Insights

MAY 12, 2025

Nubank Brazilian digital bank expanding family-focused services, including teen accounts and shared budgeting tools, achieving over 100 million customers and 30% return on equity. Robinhood Online brokerage with subscription services, crypto trading and prediction markets. Comun A neobank tailored for Latino immigrants in the U.S.,

FinTech 15

FinTech Online and Mobile Banking Small Business Cross-Border 15

Fintech Labs Insights

MAY 12, 2025

Nubank Brazilian digital bank expanding family-focused services, including teen accounts and shared budgeting tools, achieving over 100 million customers and 30% return on equity. Robinhood Online brokerage with subscription services, crypto trading and prediction markets. Comun A neobank tailored for Latino immigrants in the U.S.,

FinTech 15

FinTech Online and Mobile Banking Cross-Border Fraud Prevention 15

Fintech News

MARCH 6, 2024

Are digital first banks in Asia poised to lead a disruptive charge against well-entrenched, established commercial banks? In the traditional banking sphere globally, but especially true in Asia, there is a considerable proportion of unbanked and underbanked populations who lack complete or any access to banking services.

Online and Mobile Banking 136

Online and Mobile Banking Debit Card Non-Bank Push-to-Card 136

Fintech News

MAY 23, 2024

Confronted by shifting factors such as tech advancements, generative AI, high interest rates, increased institutional oversight, and evolving customer expectations — the best banks must adapt their business and operating models in 2024, including in Asia. CHINA #1 China Merchants Bank China Merchants Bank Co.,

Online and Mobile Banking 133

Online and Mobile Banking Treasury Non-Bank Credit Cards 133

PYMNTS

OCTOBER 26, 2016

Similarly, the continued steady global increase in the use of mobile devices helped fuel the development and release of new tools to security companies, as well as access to richer, deeper user data. Mobile security on the move. But mobile devices offer more than just biometric protection. Getting ahead of what’s next.

EMV 76

EMV Security CHIPS Online and Mobile Banking 76

PYMNTS

SEPTEMBER 28, 2020

As India approaches the fourth anniversary of 2016’s demonetization, the landscape that has defined the country and economy is undergoing a radical shift. India has heretofore been a cash-based economy, where even consumers shopping online often paid in physical currency via cash on delivery (COD).

Mobile Payments 135

Mobile Payments Payments Use Case Contactless Payments 135

PYMNTS

FEBRUARY 18, 2020

LendingClub provides personal lending online, and it wants access to funding that is more stable and not as expensive. The bank is one of a few smaller lenders that has teamed up with FinTechs who need services only an FDIC-regulated institution can provide. This is the first time a FinTech has purchased an actual bank.

FinTech 97

FinTech FDIC Online and Mobile Banking Returns 97

Wharton Fintech

OCTOBER 30, 2023

Narmi’s Co-Founder Nikhil Lakhanpal — building an API-driven digital banking platform In today’s episode, Kailee Costello hosts Nikhil Lakhanpal , Co-Founder at Narmi. Narmi’s mission is to offer financial institutions the best digital banking platform in the industry. A really big part of that is the core banking system.

API 130

API Online and Mobile Banking FedNow Credit Union 130

PYMNTS

JANUARY 2, 2019

Morgan Managing Director and Head of Commercial Card Product Management Naney Pandit says should be a focus this year is in mobilizing the corporate card. Some financial institutions, including Bank of America and UMB Bank, have also invested in mobile B2B payments.

Commercial Card 84

Commercial Card Online and Mobile Banking Payer B2B 84

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Online and Mobile Banking 98

Online and Mobile Banking Payment APIs and Integration Payments Push-to-Card 98

Fintech News

JULY 15, 2024

billion) in 2022, according to Thant Mam Hein, assistant manager of sustainability at uab bank. Reports also show that approximately 50% of Myanmar’s adult population had a bank account in 2020, reflecting growth in financial inclusion and creating new opportunities for businesses and individuals. trillion (US$3.8 trillion (US$3.8

FinTech 113

FinTech Online and Mobile Banking Financial Inclusion Payroll 113

Stax

NOVEMBER 6, 2023

Fast forward to now where much has changed, and research anticipates contactless mobile payments to exceed one billion users globally by 2024. Customers can pay with their watch or phone just by tapping it on a card reader, and businesses can host an entire POS system on a mobile phone.

Mobile Payments 88

Mobile Payments Online and Mobile Banking Debit Card Payments 88

PYMNTS

JANUARY 26, 2021

PSCU’s recent 2020 Eye on Payments , which polled more than 1,500 CU members and other FI customers in the United States, found 70 percent of respondents decide how to pay for a product or service based on which safe options are available at the point of sale.

Credit Union 110

Credit Union Contactless Payments Online and Mobile Banking Credit Union Service Organization 110

PYMNTS

SEPTEMBER 1, 2020

Wells Fargo is launching a new, low-cost bank account — with access as well to a new digital payments service — in its latest move to push beyond a series of scandals. bank account, the bank noted in its announcement. The bank said it will also waive the $5 fee for younger account holders ages 13 to 24.

Digital Payments 93

Digital Payments Accounts Zelle Online and Mobile Banking 93

Open Banking Excellence

AUGUST 23, 2023

How can businesses unlock the productivity gains of AI whilst mitigating the risk of ‘hallucinations’ and solving challenges around toxicity, privacy, bias, and data governance, asks Paul O’Sullivan, SVP Solution Engineering at Salesforce? At that point in time, AI was analytical, driving predictions based on data.

AI 130

AI Risk Online and Mobile Banking CRM 130

PYMNTS

SEPTEMBER 15, 2020

Emerging markets have their own challenges when it comes to banking, where big, traditional financial institutions (FIs) are anything but efficient. It’s been 20 months, and we tried to get a debit card from some of the largest banks. The world doesn’t need another bank,” Poovala told Webster. Widening Debit’s Acceptance.

Debit Card 103

Debit Card FinTech Online and Mobile Banking Account Takeovers 103

Fintech News

JULY 23, 2024

The list, produced by CNBC in collaboration with market research firm Statista, highlights the world’s top 250 fintech companies across eight market categories: payments, wealthtech, business process solutions, neobanking, alternative finance, financial planning, digital assets and banking solutions. billion (US$4.4

FinTech 133

FinTech Online and Mobile Banking Multi-Currency Non-Bank 133

PYMNTS

OCTOBER 13, 2016

While mint chocolate chip ice-cream might be the way to a foodie’s heart, MintChip digital currency is not the way to a millennial’s mobile wallet, apparently — at least not in Liberty Village, Toronto. South Korea Is Mega Mobile. Korean consumers see no evil in mobile payments. is that Android mobile users in the U.K.

Mobile Payments 79

Mobile Payments Online and Mobile Banking Payments Digital Currency 79

PYMNTS

NOVEMBER 24, 2016

Mobile will likely get lot of quiet thanks during the next few day — and the holiday season in general, if for no other reason than it helps the season of peace remain, well, peaceful. And mobile players are learning that customer need more than just as ability to pay in a different way — they also need a reason.

Online and Mobile Banking 72

Online and Mobile Banking PayPal Push-to-Card Mobile Payments 72

PYMNTS

NOVEMBER 28, 2016

For years, financial institutions have relied heavily on face-to-face interactions at the bank branch in order to determine the financial needs of their customers. But today, banks are struggling to make these complex decisions because, in many branches, customers are nowhere in sight. How can banks truly do more?

Online and Mobile Banking 72

Online and Mobile Banking Mobile Payments Checks Consumer 72

PYMNTS

DECEMBER 15, 2016

PayPal’s made it pretty clear that enabling consumer choice means giving consumers the ability to use their preferred method of payment inside of their PayPal wallet anywhere they’d like to shop — in-store, online and in-app. And, in many ways, they level the playing field for smaller FIs to play alongside of their big bank brethren. “We’re

PayPal 85

PayPal Online and Mobile Banking Issuers Credit Cards 85

PYMNTS

SEPTEMBER 27, 2016

One where a trip to the grocery store or the bank is a thing of the past (if it isn’t already). Rather than build a new warehouse or rely on tried-and-tested technologies for picking products off shelves, Target decided to try a “new breed of robots.”. In 2016, 5 percent of U.S. Jobs, perhaps?

Mobile Payments 72

Mobile Payments Online and Mobile Banking On-Demand Payments 72

CB Insights

AUGUST 23, 2018

trillion in total assets, JPMorgan Chase is the largest bank in the US. Its retail bank, Chase, spans 61 million American households. Led by Chairman and CEO Jamie Dimon, the bank is undergoing a transformation, moving away from offline legacy systems and into the digital age. Live briefing: Consumer Banks in The Digital Age.

Consumer 76

Consumer Online and Mobile Banking Credit Cards Push-to-Card 76

FICO

FEBRUARY 23, 2016

The China Financial Certification Authority expects that mobile banking customers will account for around 24% of the total e-banking users in 2015, and that 40% of those will buy financial products through their smartphones. So far, in just over a year, the bank has received more than 3.5 April 26-29.

Online and Mobile Banking 58

Online and Mobile Banking Credit Cards Advisors Mobile Banking 58

Fintech News

SEPTEMBER 4, 2024

However, recent stringent regulations imposed by the Reserve Bank of India (RBI) have significantly impacted the sector, leading many fintech companies to reassess their BNPL strategies. Paytm, for example, is pivoting from its BNPL Postpaid product to focus on higher-ticket personal and merchant loans.

BNPL 106

BNPL Online and Mobile Banking Credit Limit Credit Cards 106

PYMNTS

MARCH 23, 2017

Adoption of mobile payments has been anything but explosive. According to data from PYMNTS and InfoScout, as of June 2016, more than a third of survey respondents said they rarely consider using Apple Pay. Bank’s President of Corporate Payment Systems Jeff Jones, corporates want to give mobile payments a try.

B2B 51

B2B Online and Mobile Banking Commercial Card Mobile Payments 51

PYMNTS

FEBRUARY 13, 2020

The bank’s tech needs range from new products such as the Apple Card to its growing dependency on cloud infrastructure. Still, it is not known how that figure stacks up against other credit cards, as Bloomberg said banks do not break out performance by individual cards.

Online and Mobile Banking 64

Online and Mobile Banking Credit Cards Product Consumer 64

Fintech News

FEBRUARY 20, 2024

In 2022, the country was home to 993 active fintech companies, representing about 25% of all fintech ventures operating across the ASEAN region, data from a 2022 report by the United Overseas Bank (UOB), PwC Singapore and the Singapore Fintech Association (SFA) reveal. billion to US$15 billion during the period. monthly active users in 2021.

FinTech 125

FinTech Online and Mobile Banking Payment APIs and Integration Security 125

PYMNTS

OCTOBER 25, 2016

If you’re playing the slots in Vegas this week, there’s a good chance they’re coming up: Biometrics; EMV chip cards; Mobile security. Developments in EMV, biometric and mobile technologies can be seen in the marketplace, as well as at Money20/20. About The Tracker.

EMV 80

EMV Online and Mobile Banking Credential Chip Cards 80

PYMNTS

SEPTEMBER 7, 2016

“Around the globe, we continue to work with our bank and merchant customers to deliver new features and functionality to Masterpass that not only solve for their needs but address the issues facing the ultimate customer — the consumer. In doing so, we’ve developed a platform that’s second-to-none and unique in the market today.

Online and Mobile Banking 41

Online and Mobile Banking Issuers Visa Digital Payments 41

PYMNTS

SEPTEMBER 26, 2016

Gone are the days when bank robbers wore face masks and carried guns and dynamite to get into safes. Earlier this year, cybercriminals stole $81 million from the Bangladeshi central bank, and they also stole the trust that the SWIFT global payments network had built with its 11,000 users. from March 2015 to March 2016.

Online and Mobile Banking 78

Online and Mobile Banking SWIFT Credential Central Bank 78

Fintech Finance

JULY 15, 2024

The European Union’s leading bank, BNP Paribas and Ant International , a digital payment and financial technology leader, have formed a strategic partnership to enhance cross-border payment solutions for merchants and consumers in Europe.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Treasury Management Treasury 98

CB Insights

DECEMBER 4, 2019

If Amazon can get you lower-debt payments or give you a bank account, you’ll buy more stuff on Amazon.”. Based on our findings, it’s hard to claim that Amazon is building the next-generation bank. In aggregate, these product development and investment decisions reveal that Amazon isn’t building a traditional bank that serves everyone.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

Finovate

OCTOBER 4, 2024

Netherlands-based digital banking platform Plumery secured $3.3 “Our commitment to product excellence and expansion into key markets (are) central to our roadmap, and this funding will propel us even further,” Plumery Founder and CEO Ben Goldin said. million in funding this week.

Innovation 65

Innovation AI Payment APIs and Integration Online and Mobile Banking 65