PYMNTS

APRIL 10, 2020

The IRS said that the majority of people who filed taxes for 2018 or 2019 will automatically get Economic Impact Payments starting next week. The IRS and Free File Alliance have been working around the clock to deliver this new tool to help people.”.

IRS 145

IRS Checks Social Security Consumer 145

PYMNTS

OCTOBER 13, 2020

“Approximately twice as many consumers shopped for retail products from home in the summer of 2020 as they did in the summer of 2019, and three times as many grocery-shopped from home this summer over last summer, too,” the Report states, giving an idea of scope. Creation of the ‘Superconnected’ Consumer.

Consumer 119

Consumer Technology Accounts Product 119

PYMNTS

APRIL 12, 2020

People who have not filed tax returns for 2018 or 2019 or do not have direct deposit on file with the IRS, will likely have to wait weeks or months to get a payment, CNN reported. “We know many people are anxious to get their payments; we’ll continue issuing them as fast as we can,” the IRS tweeted on Saturday (April 11).

IRS 123

IRS Direct Deposit Consumer Payments 123

Clearly Payments

NOVEMBER 6, 2024

The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology, and the expansion of e-commerce. This growth is driven by increased adoption of digital payment methods, evolving consumer behavior, and an expanding e-commerce sector.

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

Fintech Finance

NOVEMBER 21, 2024

The report also uncovered the challenge many consumers face with using retail credit at Christmas, with 64% of people struggling to repay it, suggesting that many enter the New Year burdened by new debt. The good news is that since 2018, accessing customer’s financial data has been dramatically simplified.

Credit Cards 95

Credit Cards Assessments On-Demand Rules 95

Clearly Payments

OCTOBER 31, 2024

From traditional options like credit cards to emerging solutions such as cryptocurrencies and biometrics, each payment method comes with unique advantages that cater to varying consumer needs. Cost : RTP services are low-cost or free for consumers, typically around $0.50 They remain a staple payment method globally.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

The Fintech Times

MAY 14, 2025

Open finance and open banking continue to grow as new research from Open Banking Limited (OBL), the firm which built the UK’s open banking standard, reveals that one in five consumers and businesses are now using the technology. In March, only one in 17 consumers and businesses used the technology. Now there are 13.3

Small Business 45

Small Business Consumer Faster Payments Governance 45

Fintech Finance

MARCH 25, 2025

The Buy Now, Pay Later (BNPL) market in the Philippines has seen significant growth in terms of unique users, with at least one out of four Filipinos having tried the service at least once between 2018 until the end of 2024. New insights from UnaCash reveal that 28.4 million unique users tallied in 2023.

BNPL 80

BNPL On-Demand Product Consumer 80

Fintech Finance

MARCH 30, 2025

Global analytic software leader FICO ’s analysis of UK credit card payments data from the past six years has revealed that consumers developed healthier credit card p ayment patterns during the pandemic, and those patterns have not fallen back to pre-pandemic levels. Fewer consumers are now paying off less than the minimum due.

Consumer 87

Consumer Credit Cards Payments Payer 87

PYMNTS

NOVEMBER 2, 2020

“ Membership has its privileges ” was the nine-year ad campaign launched by American Express in 1987 to persuade consumers that it was worth it to pay an annual fee for one of its charge card products. A PYMNTS study of a census-balanced sample of 2,165 consumers conducted Oct. 27-28 of this year reveals that roughly 17 percent of U.S.

Consumer 98

Consumer Online and Mobile Banking Product Non-Bank 98

Payments Source

JANUARY 23, 2019

population – 115 million individuals in 2018. While these consumers may not be the first to use mobile P2P apps, they do represent a sizeable payment opportunity because of their economic purchasing power. Americans aged 50 and older represent a sizeable portion of the U.S.

P2P 137

P2P FinTech Consumer Payments 137

Finextra

APRIL 28, 2025

Wells Fargo & Company (NYSE: WFC) today confirmed that the Consumer Financial Protection Bureaus (CFPB) 2018 consent order related to the companys compliance risk management program has terminated.

CFPB 52

CFPB Compliance Risk Management Risk 52

Fintech News

MARCH 19, 2025

The Competition and Consumer Commission of Singapore (CCCS) acknowledged media reports on the possible deal and advised the companies to seek legal counsel to ensure compliance with Singapore’s competition laws. CCCS previously fined Grab and Uber S$13 million (US$9.76

Regulations 80

Regulations Due Diligence Caps Mitigation 80

Fintech News

APRIL 24, 2025

The companys ecosystem leverages AI-driven, credit-enabled solutions to empower businesses and consumers alike. Atome Financial specialises in consumer financing, ADVANCE.AI Flipkart acquired PhonePe in 2016, and by 2018, it achieved unicorn status, just three years after it started. billion insurtech Matrixport 1.05

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Finance 138

The Fintech Times

DECEMBER 21, 2024

Paymob , the financial services enabler in the Middle East and North Africa (MENA), now enables consumers to use Apple Pay to make purchases in-store, in-app and online, following the recent launch of the payment method in Egypt. With Apple Pay now available, merchants have access to a solution loved by consumers globally.

Security 59

Security Central Bank Economy On-Demand 59

Fintech Finance

JANUARY 16, 2025

According to a recent report from Mckinsey, the global payments industry grew 7% annually from 2018 – 2023, with a forecast of 5% annual growth over the next 5 years stating the key differentiating factors for growth being innovation in payments technologies to stay ahead.

Innovation 98

Innovation Technology Multi-Currency Payment APIs and Integration 98

The Payments Association

MARCH 18, 2025

As more jurisdictions refine regulations and expand open finance frameworks, the focus will shift to interoperability, consumer trust, and cross-industry data integration. Ultimately, this convergence fosters a more inclusive and efficient financial ecosystem, benefiting consumers and businesses alike. What’s next?

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Fi911

MAY 22, 2025

Why an Upgrade is Needed PSD2, implemented in January 2018, was designed to transform the EU payments ecosystem by enhancing competition, boosting innovation, and strengthening consumer protections. Consumer Protection with stronger authentication and fraud prevention measures, such as Strong Customer Authentication (SCA).

Payment APIs and Integration 62

Payment APIs and Integration Fraud Prevention Consumer Protection API 62

The Fintech Times

AUGUST 12, 2024

US consumers are increasingly turning to debit cards for their everyday transactions, driving a significant surge in the number of transactions and overall spending. per cent between 2018 and 2023, highlighting the increasing reliance on debit cards as a preferred payment method. On average, active debit cardholders completed 34.6

Debit Card 64

Debit Card Consumer Debit Transaction Point-of-Sale (POS) 64

Fintech News

APRIL 13, 2025

In many ways, Paytm remains one of the most funded fintech startups in India, straddling both consumer and merchant markets. Billion Based in New Delhi and operating since 2008, DMI Finance is not your typical consumer-facing fintech brand. PhonePe USD $2.29 DMI Finance USD $1.13 Its one of the most heavily funded.

FinTech 74

FinTech Online and Mobile Banking Finance Push-to-Card 74

Fintech News

JANUARY 21, 2025

Instead, open finance development is being driven by market forces, including consumer demand, fintech innovation, and competitive pressures among financial institutions. Economies such as Malaysia, Singapore, Thailand, and Vietnam have embraced market-driven approaches.

Payment APIs and Integration 109

Payment APIs and Integration Finance Cross-Border API 109

Fintech News

MAY 14, 2024

The shift to Unified Payments Interface (UPI) has drawn consumers to faster, more convenient, and secure transactions compared to wallets, contributing to the exponential growth in personal electronic transactions. Debit card payments have seen a CAGR increase of 19% from 2018-2023.

Digital Payments 109

Digital Payments Debit Card APACS Credit Cards 109

The Fintech Times

NOVEMBER 6, 2024

Businesses and consumers paying into and out of the Middle East and North Africa (MENA) region will benefit from faster, cheaper and more transparent cross-border payments through a public-private collaboration between Mastercard and the Arab Regional Payment System, Buna.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Visa Multi-Currency 59

Clearly Payments

DECEMBER 11, 2024

Alternative Payment Methods (APMs) have become a big part of todays evolving fintech landscape, as consumers seek faster, more convenient, and secure ways to pay. These methods leverage digital wallets, mobile payments, bank transfers, and other innovative technologies to deliver more flexible options for consumers.

Alternative Payment Methods 59

Alternative Payment Methods Online and Mobile Banking BNPL Payments 59

Fintech News

JANUARY 10, 2024

He was co-founder of Boom Singapore, a fitness studio, from 2018 to 2023. Established in 2018, Lendela has provided over 100,000 consumers with transparent and informed loan choices, working in collaboration with more than 100 lending partners.

FinTech 109

FinTech Non-Bank Participant Posting 109

The Finance Weekly

AUGUST 30, 2022

It is a financial planning and analysis platform that automates time-consuming manual processes for financial reporting and planning. Prophix puts a slightly higher focus on AI than most of the other organizations which helps detect anomalies and autofill data that was very time consuming in the past. . #1 Datarails. Jedox Fun Fact.

Small Business 239

Small Business Finance Automation AI 239

Fintech News

OCTOBER 13, 2024

This partnership builds on PasarPolis’ collaboration with Gojek, which began in 2018, offering insurance products to Gojek’s large user base. Steven Halim “Insurance plays a crucial role in our commitment to offering consumers and our driver-partners a secure and seamless experience.

Underwriting 122

Underwriting Volume Product Automation 122

PYMNTS

AUGUST 20, 2020

The Consumer Finance Protection Bureau (CFPB) has settled with TD Bank in a case involving illegal overdraft practices, according to a court document. This went on between 2014 and 2018, the court document stated. million affected consumers covered overdraft fees through that time. The bank charged around 1.42

CFPB 105

CFPB Enrollments Debit Card Checks 105

PYMNTS

NOVEMBER 16, 2020

Consumers have cut back on travel, in-person entertainment and restaurant spend. Then they will use this newfound spending power to bring a new, vengeful spending strategy to the holiday season because, after all, the American consumer deserves a few gifts after all that they’ve been through this year. Here’s the scenario.

Credit Cards 121

Credit Cards Online and Mobile Banking Consumer Research 121

Fintech News

AUGUST 12, 2024

The company leads the consumer finance market with over 21,000 points of sale, 16,000 employees, and more than 12 million customers. Fiin Credit: Founded in 2018, Fiin Credit is a digital finance and consumer credit system in Vietnam. The platform has served over 14 million users and offers more than 100 convenient services.

FinTech 117

FinTech Online and Mobile Banking Point-of-Sale (POS) Payment Gateways 117

PYMNTS

NOVEMBER 30, 2020

The divide between digital and brick-and-mortar commerce hit a tipping point this holiday season, with more consumers than ever going online to kick off their holiday shopping sprees. consumers on Nov. The COVID-19 pandemic accelerated consumers’ shift to digital-first commerce. percent decrease in the share who did so in 2018.

Debit Card 128

Debit Card PayPal Credit Cards Consumer 128

The Fintech Times

DECEMBER 10, 2024

Founded in Australia and launched commercially in 2018, IDVerse uses AI to combat fraud and deepfakes. From a societal standpoint, it will enhance risk insights to further protect consumers and promote financial inclusion for trusted consumers.

AI 64

AI Risk Acquirers Deepfake 64

Fintech Finance

FEBRUARY 13, 2025

By ensuring that transactions remain secure and compliant, TRACE helps to protect consumers and financial institutions, while also fostering trust in the digital economywhich will be critical for the regions economic growth. The United Kingdom is the only other market in the world to have implemented TRACE.

Money Laundering 75

Money Laundering Financial Crimes Crime Visa 75

FICO

OCTOBER 19, 2021

consumers from late 2018. All stats shared in that post were based on the entire consumer population that has at least one open mortgage reported in their credit file. consumers taken from July 2020 and identified those mortgages that were indicated as being in accommodation.

Consumer 94

Consumer Accounts Payment Amount Posting 94

PYMNTS

OCTOBER 19, 2020

Consumers across all age demographics have radically realigned their lives over the last eight months. Still, the 2020 edition of the PYMNTS | Visa How We Will Pay consumer survey of a national sample of roughly 10,000 U.S. consumers confirmes that consumers, in fact, have changed. The New Connected Consumers .

Consumer 132

Consumer AI Research Technology 132

Neopay

NOVEMBER 25, 2024

The UK’s financial ecosystem is evolving rapidly, and with it comes the need for robust safeguarding measures to protect consumer funds. These changes aim to address persistent issues in safeguarding practices and enhance consumer protection. This ensures clear prioritisation and protection of consumer funds during insolvency.

Consumer Protection 52

Consumer Protection Consumer Audit Compliance 52

Fintech News

FEBRUARY 7, 2024

In an effort to regulate the burgeoning sector, Thailand introduced a licensing framework for cryptocurrency exchanges and brokers in 2018 under the Digital Asset Business Emergency Decree. This regulatory measure enforces strict operational standards to bolster consumer protection and maintain the integrity of the financial system.

Cryptocurrency 115

Cryptocurrency Consumer Protection Regulations Participant 115