FICO

MARCH 17, 2021

movement of money) using trade transactions to legitimize their illicit origins. TBML involves the exploitation of the international trade system for the purpose of transferring value and obscuring the true origins of illicit wealth.

Money Laundering 98

Money Laundering Crime Financial Crimes Industry Trends 98

PYMNTS

DECEMBER 26, 2018

And more often than not, the podcast discussions include PYMNTS research reports and original data, sometimes in collaboration with others. A good education on this online retail trend — an education backed by original data — comes from Azita Habibi, business development lead at Braintree , a payments services firm owned by PayPal.

Cross-Border 62

Cross-Border Real Time Payments RTP Online and Mobile Banking 62

PYMNTS

JUNE 10, 2019

The sharing economy has transformed the way consumers get transported from point A to B, how they rent vacation homes, how they get food delivered and, increasingly, how they shop. The latest Platform Economy Playbook explores how digital platforms have enabled companies to move beyond transactional digital commerce and explore new models.

Economy 44

Economy Origination Consumer Facilitators 44

PYMNTS

JANUARY 27, 2020

percent increase from 2018. The scheme originated from a number of phishing emails that targeted a handful of employees. The gig economy represents more than one-third of the United States’ total economy, but freelance and contract workers may not have to follow the same obligations as full-time employees.

Phishing 99

Phishing Data Breach Breach Fraud Prevention 99

FICO

FEBRUARY 25, 2019

After a 2018 that had its highs and lows, what might 2019 have in store from a credit risk management standpoint? Risk in Bankcard Originations on the Rise. This shift has been most notable for the bankcard originations population. 2018 SCE Credit Access Survey.

Credit Risk 63

Credit Risk Underwriting Origination Fed 63

PYMNTS

SEPTEMBER 3, 2018

The term “thinking outside of the box” originates from advice that puzzle management consultants famously gave to clients in the 1970s and 1980s to encourage creative thinking. The economy is definitely humming, but most people — even those earning big paychecks, still live paycheck to paycheck and face financial stress.”-

Economy 40

Economy Innovation Consumer Regulations 40

PYMNTS

AUGUST 28, 2018

As of early 2018, U.S. Small retailers, manufacturers and distributors — they have, frankly, struggled over the last 10 years as the economy has been driven more by the largest businesses,” Kelly King, CEO of BB&T said in a Jan. BB&T is expecting to see loan growth between 2 to 4 percent in 2018. Bancorp said.

Small Business 40

Small Business Debit Card Underwriting On-Demand 40

PYMNTS

OCTOBER 18, 2019

We have deep dives on the gig economy, what AI really means to payment execs, and the Fortnite black hole, among many other subjects, including fresh and original research. What’s Wrong With The Attack On Gig Economy Pay. How TaskRabbit, With IKEA, Is Reshaping The Gig Economy. Fun, Cool and Otherwise Interesting.

Economy 40

Economy AI Payroll Risk 40

CB Insights

FEBRUARY 13, 2020

Growing the internet economy. Stripe Payouts and Stripe Issuing facilitate the movement of money with instant cashouts for gig economy workers and virtual card issuance, respectively. Stripe is focused on capturing a growing share of future payments volume in an increasingly internet-based economy. Virtual card issuance.

Online and Mobile Banking 98

Online and Mobile Banking Payment APIs and Integration Payments Push-to-Card 98

PYMNTS

FEBRUARY 19, 2020

The emergence of a novel threat — particularly one like the COVID-19 coronavirus that originated in Wuhan, China — has a way of bringing out some of the best and most inventive traits in people. Six months into 2018, however, bitcoin had fallen to around $5,000. The main problem with investing in Poyais? It didn’t exist.

Bitcoin 93

Bitcoin Push-to-Card ATM Origination 93

PYMNTS

SEPTEMBER 25, 2018

lenders and borrowers), let alone on financial stability and the economy at large,” said BIS. For this reason, said BIS, FinTech firms have been partnering with banks to originate loans made online. Given how young the industry is, it is too early to properly evaluate its impact on end users (i.e.

Risk 68

Risk FinTech Non-Bank Volume 68

The Fintech Times

FEBRUARY 6, 2025

Given the sizable Moroccan diaspora, remittances play a pivotal role in the countrys economy, contributing to almost eight per cent of GDP. Internet penetration reached 83 per cent in 2020, marking a significant increase from 71 per cent in 2019.

FinTech 59

FinTech Online and Mobile Banking Financial Inclusion Laws 59

PYMNTS

DECEMBER 7, 2016

It’s a “sharing economy” housing alternative focused on allowing baby boomers to age how they prefer to. Silvernest’s Ceo and cofounder Wendi Burkhardt spoke to PYMNTS about this growing sector, its role in the sharing economy and why the focus doesn’t always need to be on millennials for the future of the housing market.

Economy 70

Economy Checks Verification Product 70

PYMNTS

JULY 27, 2018

The digital economy doesn’t depend on just numbers and images. Wordapp, launched about three years ago, fits into the developing economy of gig and freelance work, a world that is both growing and changing. workforce now makes at least 40 percent of their income via gig work, according to the PYMNTS Gig Economy Index.

Payments 51

Payments Economy PayPal Origination 51

PYMNTS

DECEMBER 28, 2018

Charles Dickens’ famous starter to A Tale of Two Cities , as it turns out, is a pretty good way to sum up the year 2018 from the view of the alternative financial services segment. However, as 2018 wore on, headwinds started to blow back on the segment, most especially in the form of rising interest rates.

Non-Bank 58

Non-Bank Online and Mobile Banking Push-to-Card Consumer 58

FICO

AUGUST 15, 2018

The first clear trend observed around newly originated mortgages is that as we get further away from the Great Recession, underwriting criteria seems to have eased and a broader section of consumers are obtaining mortgages as a result. Additionally, as the economy has improved over the past decade, so have mortgage delinquency rates.

Research 53

Research Consumer Origination Underwriting 53

PYMNTS

FEBRUARY 14, 2018

That performance is largely credited to fewer charge-offs and a reduction in the costs of originating loans. Originations were up 3 percent over the previous quarter to $546 million. percent of term loan originations. After a series of earning performances that left investors disappointed, OnDeck reported a profitable Q4.

Origination 40

Origination Cost Structure Small Business Fed 40

PYMNTS

JANUARY 2, 2020

Founded in 2018 by former Santander and Atom Bank executives, the FinTech has applied for its banking license. economy forward,” said Jonathan Thompson, co-founder and CEO of B-North. startup B-North has raised €2 million ($2.2 This latest funding adds to the €4.9 million B-North raised in previous rounds.

Advisors 52

Advisors Legal Origination Small Business 52

PYMNTS

MAY 29, 2019

At the time, OnDeck pointed to research from the Equipment Leasing & Finance Association’s 2018 Survey of Equipment Finance Activity, which found that the U.S. saw an estimated $35 billion in equipment loan and lease financing originations under $250,000 in 2017. ”

Finance 51

Finance Small Business Non-Bank Disputes 51

CB Insights

DECEMBER 4, 2019

In December 2018, Reuters reported that Amazon was looking at airports as a potential Amazon Go partner. In March 2018, Greenlight Financial announced crossing 100,000 customers, growing its customer base 300% since the investment. The bulk of growth in 2017 was to businesses in the US, where the company originated $1B in loans.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

PYMNTS

JULY 7, 2018

economy added jobs. The store will open in Fall 2018. From concept to its launch in January of 2018, Amazon Go took five years to make it to market with its first location, found on the ground floor of the firm’s new headquarters. Consumers Are Adding Debt As The Economy Adds Jobs. Amazon Go 2.0 Is Go For Launch.

Payments 44

Payments Origination Economy Consumer 44

PYMNTS

OCTOBER 9, 2018

In the case of the latter, Palmer noted, selling loans after origination can still be a volatile proposition. Incidentally, the International Monetary Fund (IMF) in the after hours cut its growth forecast for the global economy on those same concerns, amid those same trade disputes. Just look at LendingClub.

Credit Risk 64

Credit Risk Risk Credit Cards PayPal 64

Fintech News

JULY 23, 2024

Founded in 2018, Aspire has raised more than US$300 million from world-class investors, included Sequoia, Lightspeed, Y-Combinator, Tencent and Paypal. Originally established as Omise in Thailand, Opn has since expanded its footprint to encompass Japan, Southeast Asia and the US.

FinTech 133

FinTech Online and Mobile Banking Multi-Currency Non-Bank 133

PYMNTS

JANUARY 28, 2020

The filing shows that for the year that ended in December 2018, sales of $357.9 And in terms of broader market view, the company cites figures estimating that the “global sleep economy” is worth about $432 billion, with the U.S. million were up 42 percent as measured against 2017. at $79 billion of that tally.

Economy 52

Economy Origination Returns Product 52

PYMNTS

FEBRUARY 20, 2019

Trust is also an essential factor in the growing gig economy. Being able to receive funds quickly and securely following the completion of a sale, particularly through technologies like real-time push payments, could encourage more big-ticket sellers to participate in online commerce — and have the same impact on the gig economy. .

Economy 43

Economy Transactions Participant P2P 43

PYMNTS

MAY 29, 2020

billion) in one the largest initial public offerings (IPOs) in Europe as of 2018, JDE Peet’s stock surged over 12 percent in its inaugural trading day. The remaining 20 percent originates from “out of home” channels in which consumers purchase coffee in hotels, restaurants, and stores. After it notched €2.25 billion ($2.6

Origination 52

Origination Economy Risk Consumer 52

Fintech Review

OCTOBER 30, 2024

We keep focusing on continuous innovation and fostering trust in the digital economy,” comments Volodymyr Nosov, CEO of WhiteBIT. With a team of over 1,100 professionals globally, WhiteBIT is steadily growing its international footprint while staying rooted in its Ukrainian origins.

NFTs 52

NFTs Cryptocurrency Blockchain Procedures 52

PYMNTS

MAY 6, 2020

Dissatisfied with Airbnb and other short-term rental companies, many hosts have created their own direct-booking websites to boost business and end years of frustration with the original online marketplace for lodging and its competitors, according to CNBC. He launched LetsConvention.com in 2018. That’s what host Jim Borthwick did.

Verification 58

Verification Origination Research Payments 58

PYMNTS

FEBRUARY 3, 2020

The Coronavirus Continues to Cut Down the Chinese Economy . The emergent form of coronavirus that originated in China’s Wuhan region continues to spread and pick up fatalities. billion stolen from millions of victims in 2019, over three times more than in 2018. Thus far the closures have been big.

Bitcoin 52

Bitcoin Ransomware SARS Economy 52

PYMNTS

NOVEMBER 10, 2018

And though the first turn-through was small – only 27 brands took part in the original celebration of the event – Alibaba knew they were onto something that was going to get big. ” A phenomenon that thus far has gotten bigger every year – but might be heading for some choppier water in 2018. The Challenges of 2018.

On-Demand 60

On-Demand Consumer Economy NOV 60

PYMNTS

FEBRUARY 24, 2020

Signify — which, until 2018, was known under its original brand name Philips Lighting — has been in the innovation game for 128 years, since the earliest days of electric lights. That’s because the connected economy has an undeniably bright future now, and being left behind in the dark is becoming an increasingly pressing concern.

Innovation 88

Innovation Use Case Consumer Product 88

FICO

MAY 23, 2022

Since introduced, the FICO® Score and FICO® Extended Score have been used by Mexican banks to make more than 200 million credit decisions and originate more than USD$110B in loans: an amount equivalent to 10 percent of Mexico’s GDP.

Financial Inclusion 52

Financial Inclusion Risk Assessment Embedded Finance Assessments 52

Fintech News

MAY 7, 2024

Established in 2018, HashKey Group is a leading end-to-end digital asset financial services group. Through its software platforms and products, Perfios helps financial institutions take big leaps by shaping their origination, onboarding, decisioning, underwriting and monitoring processes at scale and speed. It does so by delivering 8.2

Payment APIs and Integration 128

Payment APIs and Integration Non-Bank Finance FinTech 128

CB Insights

JUNE 4, 2019

But this can lead to overproduction and huge amounts of waste — fast fashion retailer H&M, for example, reported a global inventory of unsold clothes worth $4B in 2018. Not only does Petit Pli encourage a circular economy, but it also avoids the wasteful nature of constantly buying clothes that kids easily outgrow.

Automation 78

Automation Economy Blockchain Product 78

PYMNTS

MARCH 18, 2019

A third settlement window was part of NACHA’s original announcement in May of 2015 , of the unanimous adoption of SDA by all of the FIs in the U.S. It’s been reported that TCH had 36 banks on board RTP at the end of 2018, and expects that number to reach 1,000 by the end of Q1 2019 – about two weeks from today. the other being the Fed.

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

PYMNTS

AUGUST 30, 2018

That measure extends to March 2018 and covers the preceding 12 months, so might the true tally have swelled even through the last few months? None of the original objectives have been met. News comes this week, per India’s central bank, that cash still is king — more than ever. In fact, the value of cash grew 37.7 How significantly?

AFP 58

AFP Central Bank Origination Digital Payments 58

PYMNTS

MARCH 23, 2018

When we first started the company, this was the goal — build the platform and the technology that would power a new economy for retail,” said Founder and CEO Christine Hunsicker. Founded in 2011, Gwynnie Bee originally served the plus-sized women’s clothing market, but expanded this year to also include sizes zero through eight.

Returns 40

Returns Database Origination Economy 40