PYMNTS

DECEMBER 21, 2018

With a little over a week left in 2018, the brightest minds in payments and commerce are offering their last summaries on this year, and their sharpest predictions for 2019. Layered over that are new and emerging regulations that will continue to raise the bar – and expectations – particularly when it comes to consumer privacy.

Adjustments 55

Adjustments Privacy Regulations Small Business 55

PYMNTS

FEBRUARY 26, 2020

As its gross merchandise volume (GMV) topped $1 billion for 2019, The RealReal Inc. In a call with analysts, CEO and Founder Julie Wainwright noted that the company generated a GMV of $1.008 billion for the full year 2019. reported a contribution profit per order of $19.72 and buyer acquisition cost (BAC) of $114 for the year.

Adjustments 52

Adjustments Non-Bank Volume Continuity 52

FICO

JANUARY 25, 2019

Synthesising insights from a large number of sources allows the pricing teams to quickly tweak their strategy to market trends, continue to meet internal KPIs and deliver the right price to the right customer, at the right time. The post Australian Home Loans – Why Analytic Pricing is Essential in 2019 appeared first on FICO.

Caps 74

Caps Returns Governance Government 74

Fintech News

MARCH 10, 2024

UOB’s analysis reveals a 70% surge in total billings for the UOB Lady’s Debit and Credit Cards from 2019 to 2023, with transactions more than doubling in the same timeframe. We leverage these useful insights to continually enhance our products and offerings for ladies.

Credit Cards 109

Credit Cards Deposit Account SWIFT Adjustments 109

PYMNTS

NOVEMBER 19, 2020

percent compared to 2019 and a digital sales increase of just 27 percent. Digital continues to thrive, and as a healthy component of our business. Most importantly, our growing digital business continues to contribute to profitability. billion in 2019. The key number showed a comp store drop of 20.2 Net sales fell to $3.99

Continuity 57

Continuity On-Demand NOV Adjustments 57

The Finance Weekly

JUNE 22, 2022

Even before the pandemic, business was booming for FCFOs, as between 2019-2020 there was a , 27% increase in CFO resignations creating a CFO talent shortage that has only , gotten worse in 2020 and 2021. In addition, it will create a far more efficient process that will allow FCFOs to take on more customers and add value.

Automation 264

Automation Process On-Demand Audit 264

PYMNTS

DECEMBER 15, 2020

We could not imagine a better way to continue to build on the legacy of our family business. 31, 2019, and the gross assets in its audited balance sheet were $197 million as of Dec. 31, 2019, according to the announcement. Genesis Holdings Inc., 15) announcement. "We Through this combination with JD and Finish Line in the U.S.,

Audit 88

Audit Adjustments Continuity 88

PYMNTS

DECEMBER 2, 2020

Throughout the remainder of the holiday season, we expect to see record sales continue and curbside pickup to gain even more momentum as shoppers avoid crowds and potential shipping delays," Taylor Schreiner, a director at Adobe Digital Insights, said in a blog post. Cyber Monday consumers rang up $10.8 Amazon sellers had record-breaking $4.8

Adjustments 85

Adjustments Origination Consumer Continuity 85

PYMNTS

JANUARY 8, 2021

Rent for retail space in New York City took a nosedive amid the pandemic, dropping about 25 percent from the same period in 2019, as longtime retailers like Neiman Marcus and Century 21 shuttered stores. And 11 areas saw an increase in available retail space on the market, from 6 percent up to 67 percent.

Authentication 99

Authentication Adjustments Continuity Economy 99

PYMNTS

SEPTEMBER 29, 2020

Target’s event, first reported by the Minneapolis Star Tribune, will feature “digital deals on thousands of items, more than double what the retailer offered last year, as it adjusts to the surge of consumers who have shifted to shopping online during the coronavirus pandemic.

On-Demand 104

On-Demand Adjustments Volume Continuity 104

PYMNTS

JUNE 29, 2020

Across industries and across the globe, industry experts continue to raise concerns about shifting B2B payment habits — often to the detriment of small vendors. Analysis of more than 1,400 companies in the region found a whopping 40 percent increase in the portion of businesses that are being paid late, compared to 2019 research.

Payments 102

Payments B2B Volume Adjustments 102

PYMNTS

OCTOBER 23, 2020

In the current environment, consumers continue to behave cautiously, spending less, saving more and paying down debts. Capital One said its domestic cards’ average loans fell 6 percent compared to Q3 2019 to $97.3 Capital One’s net charge-off rate fell 48 basis points compared to Q3 2019 to 3.64 billion as of the quarter’s end.

Adjustments 70

Adjustments Consumer Volume Continuity 70

Finovate

MARCH 13, 2025

Financial terms of the deal were not disclosed and Banyan will continue to operate independently after the acquisition is finalized. ” Since it was founded in 2019, Banyan has analyzed more than 20 billion receipts and processed hundreds of billions of dollars in spending.

Acquirers 52

Acquirers Credit Cards AI On-Demand 52

FICO

MARCH 14, 2023

To address this disconnect and truly operationalize AI, guardrails must be in place such that the overall Corpus AI continues to perform while components change. The trick is how to select the solution that minimizes behavior impedance mismatches across the dataset, so rules continue to be effective.

AI 52

AI Continuity Rules CHIPS 52

PYMNTS

DECEMBER 30, 2020

In 2019, the industry’s overall sales went up about 4 percent worldwide. But subdued tourism, limited events and consumers continuing to stick close to home in the first half of the year will act as a persistent drag to recovery. In 2020, according to the report, the industry’s economic profit will fall by 93 percent.

Consumer 113

Consumer Adjustments Returns Continuity 113

PYMNTS

AUGUST 7, 2020

Uber Eats is now bigger in terms of adjusted net revenue that Uber’s “core” ride-hailing business, which has been one of the many casualties of the COVID-19 pandemic’s stay-at-home orders and overall consumer reluctance to physically interact with strangers. billion during Q2 2020, a decline from Q2 2019’s net loss of $5.24

Adjustments 101

Adjustments Innovation Transactions Continuity 101

Fintech News

APRIL 17, 2024

As the fast-growing industry continues to evolve, driven by advancements in technology and changing investor needs, it will be increasingly crucial for individuals to carefully evaluate their options and choose a robo advisor that aligns with their financial goals, risk tolerance, and values.

Advisors 127

Advisors Online and Mobile Banking Risk Returns 127

PYMNTS

DECEMBER 22, 2020

The pandemic has forced businesses to pivot quickly to continue their operations — both domestically and internationally — with relative ease as the health crisis affects everything from supply chains to payment schedules. They will need to continue innovating these processes to stay on top of shifting B2B trends worldwide.

Cross-Border 94

Cross-Border Innovation B2B Automation 94

PYMNTS

OCTOBER 27, 2020

billion for 2020’s first nine months versus the same 2019 period. Revenue within the Acceptance and Payments segments included revenue from the First Data acquisition in July 2019.). The company also raised its full-year 2020 outlook, now expecting adjusted earnings per share to grow at least 11 percent over 2019.

Economy 67

Economy Contactless Payments Adjustments Processors 67

PYMNTS

OCTOBER 29, 2020

"Our strategy, planning and execution enabled us to adjust to changing market conditions, rebound quickly from the sharp downturn COVID-19 caused during the second quarter, and deliver strong profitability for shareholders," said Ersek, adding that while macroeconomic headwinds persist, "our business continues to improve.".

Cross-Border 81

Cross-Border Adjustments Use Case B2B 81

PYMNTS

AUGUST 2, 2019

Adjusted earnings per share (EPS) came in at $0.45 Our second quarter results were stable, and strong growth in digital continued, with particularly impressive results in cross-border digital transactions. It expects adjusted earnings per share of $1.70 per share, missing analyst consensus estimates of $0.48 Net income of $614.8

Cross-Border 87

Cross-Border Cost Structure Adjustments Transactions 87

Clearly Payments

OCTOBER 7, 2024

As of 2024, it is clear that the changes initiated during the pandemic are not just temporary adjustments but enduring shifts that continue to define the industry’s trajectory. This growth trajectory has continued, with 2023 seeing e-commerce sales surpass $5 trillion for the first time. billion in 2019.

Cross-Border 105

Cross-Border Processors Contactless Payments Multi-Currency 105

PYMNTS

AUGUST 2, 2019

MoneyGram International posted results that missed top-line expectations, but beat at the bottom as restructuring efforts continued amid weakness within the company’s domestic money transfer business but growth in international corridors. In terms of headline numbers, adjusted earnings of 12 cents a share beat the Street by a nickel.

Transactions 78

Transactions Cross-Border Settlement Cross-Border Returns 78

PYMNTS

MAY 1, 2019

Mastercard’s results continued a string of double-digit gains in transaction count, growth in card count and, of particular note, continued traction in cross-border activity. In terms of headline numbers, the company’s adjusted earnings per share of $1.78 We continue to monitor the strength of the Chinese economy.

Volume 49

Volume Visa Cross-Border Credit Union 49

PYMNTS

APRIL 24, 2020

Sales of new single-family dwellings fell to a rate of 627,000 in March on a seasonally adjusted basis following a 4.6 Low mortgage rates and continued demand from the millennial generation should drive a rebound in housing activity later this year and into 2021,” Ayers predicted. Sales dropped a steep 41.5 percent in the West.

Consulting 79

Consulting Adjustments On-Demand Governance 79

PYMNTS

NOVEMBER 5, 2019

The MoneyGram “powered by” white-label Walmart2World product made up about 9 percent of company revenues in Q3 of 2019. Adjusted losses of three cents a share were six pennies worse than expected. MoneyGram has locations in over 200 countries and territories around the world. On Friday (Nov. Revenues of $324.5 million were off by 6.5

Continuity 40

Continuity NOV Adjustments Agreements 40

PYMNTS

JANUARY 30, 2020

Data indicate that the three biggest economies in the eurozone, France, Germany, and Italy, all report higher-than-expected consumer morale as shoppers continue to open their wallets and spend to support expanding a strong overall economy. In Italy, consumer confidence in January 2020 grew to 111.8 from 110.8 in December of last year.

Economy 56

Economy Consumer Shutdown Central Bank 56

PYMNTS

FEBRUARY 6, 2020

during 2019. Grubhub’s sales were strong for the final leg of 2019, with a 19 percent increase to $341 million from $288 million at the same time last year. The firm reported an adjusted earnings loss of $4.2 Adjusted earnings per share were $.79, That came in ahead of analyst forecasts of $325 million. million users.

Advisors 84

Advisors Adjustments Enrollments Agreements 84

PYMNTS

FEBRUARY 10, 2020

“Brewster Home Fashions exemplifies how our continued commitment benefits customers.” ” Fiserv posted Q4 adjusted earnings of $1.13 ” Fiserv posted Q4 adjusted earnings of $1.13 The adjusted revenue was $3.7 The solution also computerizes corporate treasury operations. billion expected.

B2B 67

B2B PCI DSS Payments Adjustments 67

PYMNTS

JUNE 19, 2020

Müller, co-founder and CTO of mobile measurement company Adjust. percent purchase rate was measured over 2019’s 10.5 The number of cross-border mobile commerce orders has increased globally by more than 43 percent, according to 2019 data from solutions provider Global-e. per customer.

Cross-Border 70

Cross-Border Adjustments Consumer Economy 70

PYMNTS

FEBRUARY 13, 2020

Fidelity Information Services (FIS) posted results that showed organic growth across business segments, and better than expected synergies in the wake of its 2019 acquisition of Worldpay. In terms of headline numbers, adjusted earnings per share came in at $1.57, three pennies better than expected. Total 4Q revenues were $3.3

On-Demand 75

On-Demand Adjustments Continuity Posting 75

PYMNTS

JULY 30, 2020

billion in the second quarter of 2020, a 59 percent increase from Q2 2019, with an average order size of $39 rising 20 percent year over year and net revenues coming in at $459 million, a 41 percent YOY increase. Adjusted EBITDA was $13 million ($0.23 of adjusted EBITDA per order in virtually all of our markets,” Grubhub stated.

Adjustments 56

Adjustments Fed Contactless Payments On-Demand 56

PYMNTS

JULY 27, 2020

Albertsons reported an adjusted EBITDA of $1.7 Net income rang in at $586 million for the quarter, with adjusted net income per share of $1.35, compared to eight cents during the same quarter in 2019. The Idaho-based supermarket chain reported overall sales and revenue of $22.8 billion for the first quarter, up 21.4

Adjustments 56

Adjustments On-Demand Continuity Posting 56

PYMNTS

JUNE 9, 2020

“Our strong digital business sales trend continued throughout May, and it is encouraging to see that as we reopen a store, the digital business in that geography continues to be strong.” billion for the first quarter of 2019. It also forecast a preliminary adjusted diluted loss per share of $2.03

Agreements 52

Agreements Adjustments Finance Continuity 52

PYMNTS

MAY 7, 2020

said in its Q1 results on Thursday (May 7) that the pandemic, and conditions stemming from it, “have had, and continue to have, a material adverse effect on the businesses.”. million – up 15 percent from the first quarter of 2019. Total fuel transactions increased 7 percent from the first quarter of 2019 to 150.7

Agreements 61

Agreements B2B Acquirers Volume 61

PYMNTS

AUGUST 12, 2019

Venmo, which is owned by PayPal, hit 40 million active users in Q1 of 2019. Venmo continues its significant momentum,” Schulman said on a call with analysts. “As As user growth continues to accelerate, merchants are increasingly turning to Venmo as a way to attract a valuable and engaged consumer base.”. “As the company said.

Venmo 63

Venmo Debit Card PayPal Adjustments 63

PYMNTS

JANUARY 30, 2020

PayPal put on a strong finish to 2019, managing to beat analyst estimates nearly across the board in terms of revenue, active usership and total payments volume processed. In Q4 of 2019, PayPal saw adjusted earnings per share rise to $.86 69 at the same time last year, and ahead of forecasts of $.83.

PayPal 85

PayPal Venmo Volume Cross-Border Payments 85