Fintech Labs Insights

APRIL 22, 2025

Digital Lenders: Year Founded Prior to 2008 >>> 6 | 2008 to 2011 >>> 7 | 2012 to 2015 >>> 13 | 2016 to 2019 >>> 7 | 2020 or later >>> 4 Resources : Looking for digital banks, lenders, payment providers, insurance or digital accounting for small businesses?

Small Business 29

Small Business NOV Acquirers Origination 29

Fintech News

JANUARY 18, 2024

Business models and value propositions of Asian digital banks To gain deeper insights into the intriguing business models and value propositions of Asian digital banks, let’s explore a range of compelling cases and key players in the region. Many small businesses benefited from its technology, software, and financial services.

APACS 122

APACS Finance Cross-Border Ubiquitous 122

CB Insights

NOVEMBER 5, 2019

The second, conceivably, is Tencent’s fintech business. In May 2019, Barclays released a note estimating the value of Tencent’s fintech business at $123B, or close to a third of the company’s total market cap. In July 2019, premium sales exceeded $83M. Focusing on small businesses.

FinTech 51

FinTech Small Business Online and Mobile Banking Push-to-Card 51

PYMNTS

DECEMBER 19, 2018

With the launch of Ingo Money QuickConnect last week , the company capped off a year that CEO Drew Edwards told Karen Webster could best be characterized as the “Great Awakening” of push payments. We’ve finally moved beyond ‘so what is a push payment?’ to ‘how do I deliver real-time payments or fast funds to my customers?’” Edwards explained.

Push-to-Card 68

Push-to-Card Payments PayPal Zelle 68

PYMNTS

APRIL 3, 2020

The lifeline for the small businesses that make up the backbone of the U.S. That’s because 89 percent of the companies we surveyed expect to generate lower revenues this year than they saw in 2019, which points the way toward further belt-tightening among those that survive the coronavirus pandemic as viable businesses.

Small Business 56

Small Business Payroll Treasury Caps 56

PYMNTS

FEBRUARY 14, 2020

The consumer bank will be divided into one section focused on consumer lending, and the other on branches and small businesses. That’s a real change from the drubbing analysts have mostly given Uber since it went public in May 2019. a share with a market cap of $14.6 Is No-Factor Authentication Digital Security’s Future?

Settlement 56

Settlement Visa Online and Mobile Banking Small Business 56

PYMNTS

FEBRUARY 7, 2020

Things were a bit more active on the Amazon front, with a big infrastructure investment pushing its market cap back over the $1 trillion line, a new B2B financing partnership with Goldman Sachs potentially in the offing and its expanding stores and services menu. Market Cap Watch: Back to the Trillionaire Club With Logistic Investments.

Push-to-Card 52

Push-to-Card Caps Underwriting Small Business 52

PYMNTS

MARCH 30, 2020

For most small businesses, the dawn of the new decade was filled with optimism for their futures. For most SMBs , 2019 was a banner year, and 2020 was expected to be nothing less than spectacular. Two-thirds (66 percent) of SMBs expected to see their revenues grow beyond — even well beyond — what they had booked in 2019.

On-Demand 92

On-Demand Credit Cards Returns Shutdown 92

PYMNTS

OCTOBER 24, 2019

million in revenue by market cap from bitcoin in Q1 of 2019, although actual profit was $832,000. Square also offers small business loans and has a Visa debit card linked to the app, which lets users treat it like a bank account. Square brought in about $65.5

Bitcoin 43

Bitcoin Debit Card Caps Small Business 43

PYMNTS

DECEMBER 3, 2019

It’s been a wild ride for payment and merchant services in 2019. Big mergers have changed the landscape, instant and same-day payments are gaining ground, and integrated services and point-of-sale (POS) systems are reshaping transactions and even some business operations. Private equity will still be active in the space.

Point-of-Sale (POS) 55

Point-of-Sale (POS) Gateways Payments Instant Payments 55

Fintech Labs Insights

APRIL 24, 2025

In the last eight years, the corporate charge card market has seen the launch of 3 major digital players ( Ramp in 2019, Brex in 2017, and Divvy in 2016) that are already multi-unicorns. Below is a list of the 19 challenger business credit cards currently active in the United States.

Small Business 19

Small Business Credit Cards NOV Acquirers 19

PYMNTS

OCTOBER 24, 2019

million in revenue by market cap from bitcoin in Q1 of 2019, although actual profit was $832,000. Square also offers small business loans and has a Visa debit card linked to the app, which lets users treat it like a bank account. Square brought in about $65.5

Bitcoin 40

Bitcoin Debit Card Caps Small Business 40

Fintech Labs Insights

JUNE 29, 2023

TTM – Market cap: $38.8B (29 June 2023) – Website visits: 40.3M (May 2023; SimilarWeb ) – Employees: 12,400 ( Pitchbook ), unchanged – Article citations: 8,500 (Crunchbase) – Linkedin : 515,000 followers (7,172 employees, up 235) – Rating: 4.4 (3,970 reviews per TrustPilot ) 3. 2,830 reviews per FeaturedCustomers ) 4.

Small Business 15

Small Business Processors Digital Payments Online and Mobile Banking 15

Fintech Labs Insights

DECEMBER 15, 2021

Market cap: $82B (15 Dec 2021). Market cap: $80.2B (15 Dec 2021). Founded: 2019. Small Businesses (SMB): Dec 2021. Top 16 Digital & Online Insurance Providers for Small Businesses (SMB): Dec 2021. Top 17 Online Digital Corporate Credit Cards for Small Businesses (Dec 2021).

Small Business 15

Small Business Processors NOV Digital Payments 15

Fintech Labs Insights

DECEMBER 1, 2021

NEW : Looking for digital banks, lenders or insurance companies serving small businesses? Leading USA Digital Small Business Charge Cards ranked by FAB score (Fintech Attention Barometer*). Bento for Business. Expensify is more known for expense management, but introduced a corporate charge card in Oct 2019.

Small Business 15

Small Business Credit Cards Acquirers Card Issuer 15

Fintech Labs Insights

DECEMBER 1, 2021

NEW : Looking for digital banks, lenders or insurance companies serving small businesses? Leading USA Digital Small Business Charge Cards ranked by FAB score (Fintech Attention Barometer*). Bento for Business. Expensify is more known for expense management, but introduced a corporate charge card in Oct 2019.

Small Business 15

Small Business Credit Cards Acquirers Card Issuer 15

CB Insights

DECEMBER 4, 2019

In March 2019, Amazon announced an integration with Worldpay , which serves as a back-end intermediary between banks and credit card companies and is one of the largest payment processors in the world. During Prime Day 2019, Amazon offered consumers up to 30% cash back on purchases if they checked out using Amazon Pay.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

Fintech Labs Insights

DECEMBER 13, 2021

Money and cash flow are the lifeblood of a small business. Exit: Acquired by H&R Block for US$400M in June 2019. Raised $496M including $216M in its Dec 2019 IPO ( Crunchbase ). Market Cap: $26B (12 Dec 2021, NYSE:Bill). Market cap: $3.2B (13 Dec 2021); NASDAQ: AVDX. HQ: Toronto. Founded: 2009.

Small Business 15

Small Business NOV Blocks Payments 15

The Payments Association

MAY 16, 2025

Legacy platforms, especially those developed before 2019, are unlikely to be compliant without significant upgrade work. Merchant groups argue these increases are unjustified and ultimately borne by UK businesses and consumers. to 1.15% for debit and from 0.3% for credit.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

Finovate

APRIL 24, 2024

Eqvista Eqvista’s cap table management tools enable companies, large and small, to optimize equity management and share values. Foresight Foresight helps organizations find the right private company to do business with, research everything about them, and learn how they can impact a portfolio once they are involved with it.

Credit Union 59

Credit Union Payment APIs and Integration Advisors AI 59

Fintech Labs Insights

JANUARY 25, 2022

Market cap: $16.8B (25 Jan 2022). Founded: 2019. 25 Jan 2022. 25 Jan 2022. 25 Jan 2022. 25 Jan 2022. 25 Jan 2022. 25 Jan 2022. 25 Jan 2022. Challenger Accounting/Bookkeeping Online Providers in the United States. FAB Score = 6,270 – HQ: Wellington, New Zealand. Founded: 2006. Went public June 2007. Employees: 3,640 ( Pitchbook ).

Small Business 15

Small Business Accounts Caps FinTech 15

Fintech Labs Insights

MAY 3, 2021

Signed LOI with Cap Gemini. Founded: 2019. Founded: 2019. Small Businesses (SMB, May 2021). Online Digital Banks for Small Businesses (SMB) May 2021. Founded: 2020. Traction: – Building proof of concept with ANZ addressing Australian Prudential Standard. Company links: Website | Crunchbase.

FinTech 15

FinTech Small Business Caps Blocks 15

Fintech Labs Insights

JANUARY 17, 2025

Money and cash flow are the lifeblood of a small business. Lets get started HQ: Singapore | Founded: 2015 | Total Funding $902M | Website visits: 1,700,000 month More : Looking for digital banks, lenders, payment providers, insurance or digital accounting for small businesses? since 30 Jan 24; down $6.7B

Small Business 12

Small Business Payments Acquirers NOV 12

PYMNTS

JULY 1, 2019

The deal will build out Cap One’s B2B finance capabilities, particularly for small- and medium-sized businesses (SMBs). The move is meant to enhance its card offering for small businesses, and hopefully draw more into its co-branded and private-label credit card offerings.

Push-to-Card 40

Push-to-Card Real Time Payments Same Day ACH ACH 40

Stax

MARCH 14, 2024

During the 2020s, almost all businesses will have been looking at b2b payments processing solutions to meet changing consumer needs. Between 2019 and 2020, the number of U.S. It’s popular with B2B businesses as it’s a contractual payment method, requiring both parties to complete paperwork.

B2B 88

B2B Process B2C Credit Cards 88

CB Insights

MARCH 27, 2019

Its market cap seemed unaffected until July 2018, when Facebook lost around 20% of its value in one day off of news of slowing user growth. In early 2019, Amazon acquired Eero, which manufactures Wi-Fi networking devices with mesh routers that have a built-in cybersecurity service. Table of contents.

Cybersecurity 76

Cybersecurity Encryption Data Breach Breach 76

CB Insights

MARCH 2, 2018

in market cap. Both companies can afford to spend aggressively on expansion as their stocks have soared — market caps sit at $720B for Amazon and $483B for Alibaba. Paytm Mall is projected to handle a gross merchandise volume of $3B in the financial year ending in March, and is targeting $10B by March of 2019.

On-Demand 68

On-Demand Acquirers Product Continuity 68

Fintech Labs Insights

OCTOBER 1, 2020

And drumroll please, the total market cap is just shy of $1 TRILLION ($980B to be precise). billion in December 2019 to $14.5B Monit Powers a “Financial Companion” for Financial Institutions to Offer Small Businesses (Fintech Startup of the Week). The list** now stands at 111 companies. this month.

FinTech 15

FinTech Debit Card Caps Processors 15

Fintech Labs Insights

FEBRUARY 2, 2021

The startups is expecting to go public in early 2021 via a SPAC with an estimated market cap of $1.3B. Nov 2019 round. Dec 2019 round. Nov 2019 round. July 2019 round. Mar 2019 round. May 2019 round. Full Fintech Unicorn List. values as of 2 Feb 2021). Value Date. 2-feb-2021. United States.

FinTech 15

FinTech NOV PayPal Caps 15

Fintech Labs Insights

AUGUST 22, 2024

Autobooks: Raised $98M, small-business accounting software, increasingly integrated by banks, showing strong growth. MiddleEast 2019 (Dubai): Amber: Developing AI-driven tools for energy management, pilot projects show promising energy savings. Bambu (CLOSED): Raised $13M, robo-advisory technology provider Dreams: Expands U.S.

Online and Mobile Banking 15

Online and Mobile Banking Acquirers Payment APIs and Integration AI 15

CB Insights

FEBRUARY 20, 2020

The selection was based on several factors, including company-submitted data, business model, tech innovation, marketplace momentum, team strength, and more. All told, they raised over $15B in 2019, in addition to forging new high-profile partnerships, spinning off new ventures, and evolving their products and strategies. First name.

FinTech 80

FinTech Debit Card Payment APIs and Integration Push-to-Card 80

PYMNTS

DECEMBER 9, 2019

At the end of 2016, a year after PayPal went public, there were 179 million active users who used PayPal 17 times a year; PayPal’s market cap was roughly $47 billion. Today, PayPal has 300 million active users who use it 42 times a year and a market cap of roughly $125 billion. and Europe are using cards to make their payments.

Innovation 83

Innovation PayPal Payments Caps 83

PYMNTS

JANUARY 11, 2021

Two weeks after its 11th-hour passage by Congress, the second round of the Paycheck Protection Program (PPP) administered by the Small Business Administration has begun accepting applications for forgivable loans aimed at helping small and medium-sized businesses weather the storm caused by the coronavirus.

Payroll 60

Payroll Caps Adjustments Economy 60

Fintech Labs Insights

JANUARY 9, 2025

In the last eight years, the corporate charge card market ( see definition below ) has seen the launch of 3 major digital players ( Ramp in 2019, Brex in 2017, and Divvy in 2016) that are already multi-unicorns. NEW : Looking for digital banks, lenders, payment providers, insurance or digital accounting for small businesses?

Small Business 28

Small Business Credit Cards NOV Acquirers 28

PYMNTS

DECEMBER 28, 2020

One of the largest components of the now-signed second stimulus bill is $284 billion to support small business through a rebooted and revised Paycheck Protection Program (PPP) lending program that will tighten qualification requirements but loosen taxation and eligible expense rules. Spending Rules. Tax Breaks.

Rules 73

Rules Payroll Caps Small Business 73