Finovate

JULY 15, 2025

San Francisco, California-based embedded finance platform Highnote has launched its Instant Payments capability. The new addition to its unified product platform will enable businesses to provide near real-time payments from Highnote-issued cards to eligible debit and prepaid cards. John MacIlwaine is Co-Founder and CEO.

Embedded Finance

Fintech Finance

NOVEMBER 4, 2024

Wise, the global technology company building the best way to move and manage the world’s money has been granted direct access to InstaPay, the Philippines’ real-time payment system, and can also directly settle with the Bangko Sentral ng Pilipinas’ (BSP) real-time gross payment system, PhilPaSS Plus.

Instant Payments

Fi911

JUNE 9, 2025

billion in 2021 alone , according to the FBI’s Internet Crime Complaint Center. Real-time payment systems similarly reduce recovery windows, demanding stronger preventive controls. Business email compromise attacks cost organizations $2.4 Cryptocurrency integration creates additional risks.

Email Compromise

The Payments Association

MARCH 19, 2025

Some people might find this unexpected, but as digital wallets become more common, it makes sense for companies involved in payments to embrace them. By 2025, they are projected to handle 39% of global POS transactions, up from 29% in 2021. Digital wallets are on an unstoppable trajectory.

Digital Payments

The Fintech Times

APRIL 17, 2025

Partnerships and acquisitions Card Present over Internet (CPol) provider, Burbank has today announced a major strategic partnership with global payments technology provider Transactility (creators of jPOS) to accelerate the adoption of CPoI across the banking sector.

FinTech

Finextra

AUGUST 1, 2025

Real-time payments, automated invoicing, and B2B financial services are areas witnessing substantial growth. Embedded Finance and Digital Infrastructure Embedded finance has become central to fintech’s expansion, with financial services increasingly integrated invisibly into non-financial platforms.

FinTech

The Fintech Times

JULY 15, 2025

According to Statista , fintech in Latin America (LatAm) suffered in 2023, with less than $2billion invested in fintech ventures – a drastic drop from 2021’s value of $6billion. Open finance has seen strong adoption, and Pix is arguably the most successful real-time payment system in the world, both in terms of scale and impact.

Automation

The Fintech Times

MAY 31, 2025

” Founded in Singapore in 2021, Finmo’s all-in-one platform offers real-time payment capabilities, cash flow visibility, foreign exchange (FX) risk management, compliance automation, and liquidity optimisation. Finmo holds a Major Payment Institution (MPI) licence from the Singaporean authorities.

APACS

Payments Dive

JULY 24, 2025

The business has about 7,000 client accounts, including private equity firms, and nearly tripled its revenue between 2021 and 2024, according to a presentation on the deal. Alpha has built a fast-growing fee-based business catering to European investment managers, a press release for the transaction said. Most Popular Block agrees to $12.5M

Cross-Border

PYMNTS

OCTOBER 16, 2020

It’s been three years since The Clearing House rolled out its Real-Time Payments (RTP) network, but Mark Ranta, payments practice lead at Alacriti, tells PYMNTS that 2021 will be the year FIs migrate to the technology in record numbers. Making Real-Time Payments A Reality. Here’s why. .

Real Time Payments

PYMNTS

MARCH 6, 2020

Real-time payments are imperative for running successful operations in today’s global ecosystem. Many of these providers are particularly competing for small- to medium-sized businesses (SMBs) to join their faster payments network over another, which can be tricky as more competitors enter this space. About the Tracker.

Real Time Payments

PYMNTS

JANUARY 26, 2021

Nearly a year of trial-by-fire, pandemic-era learning within the payments business has not only provided some great lessons but has also set the stage for some major advances in 2021 that have been in the cards for years. We delivered the faster part, but we haven’t completely tackled the safer, smarter part.

Real Time Payments

PYMNTS

NOVEMBER 25, 2020

The tipping point toward real-time payments’ ubiquity might be closer than many observers think, Mark Ranta , payments practice lead at FinTech Alacriti , told PYMNTS in a recent interview. And beyond TCH and RTP, the Federal Reserve’s FedNow real-time payments solution looms.

Real Time Payments

PYMNTS

SEPTEMBER 9, 2020

The year 2020 has been an unexpected one, to say the least — not least of all for the payments ecosystem. This year was supposed to be a tipping point for real-time payments adoption in the U.S., real-time payments journey. The faster payments ecosystem in the U.S. The Tallest Hurdles.

Real Time Payments

Fintech Finance

AUGUST 12, 2024

This month Nium applied for a Payment Institution License in Brazil, which will enable the company to provide payment services to clients including managing funds locally in BRL and real-time payments through Pix. Nium has been present in the region dating back to 2017.

Real Time Payments

PYMNTS

JANUARY 26, 2021

As real-time payment (RTP) schemes move from pilot to implementation worldwide, cybercrooks follow, drawn by the lure of instant ill-gotten gains at scale. percent of executives consider themselves ‘very’ or ‘extremely’ aware of Real-Time Payments, while 71.9 Safeguarding Irreversible Payments.

RTP

PYMNTS

FEBRUARY 1, 2021

To get a sense of the present state — and future — of instant payments, look to Italy. It has pulled ahead of its EU neighbors in developing real-time payments technology and in recruiting banks to adopt it. These days that “stable and efficient growth” has a lot to do with real-time payments.

Real Time Payments

PYMNTS

DECEMBER 30, 2020

The migration of the procurement and purchasing process to seller platforms and digital marketplaces will be a driving force into 2021, B2B payment leaders agree, and this trend will drive further change in both payer and payee expectations. It's All About Timing. Shifting Business (And Payment) Models.

B2B

PYMNTS

DECEMBER 30, 2020

PYMNTS asked a cross-section of the companies we work with to give us their take on their wishes for the world as we approach 2021. It’s almost impossible not to look back at 2020 when considering 2021, and every company has its story to tell. It started with a simple premise.

Push-to-Card

PYMNTS

APRIL 3, 2020

The conclusion of the strategy review will therefore be postponed from the end of 2020 to mid-2021.”. “The decision-making bodies and staff of the ECB and the national central banks of the Eurosystem are focusing all their efforts on addressing the challenges posed by the coronavirus pandemic,” the announcement said.

Real Time Payments

The Fintech Times

NOVEMBER 5, 2024

Wise , the fintech focused on money transfer, has been granted direct access to the Philippines’ real-time payment system, InstaPay, enabling it to enhance the cross-border payment experience for around 13 million of its customers.

Real Time Payments

CB Insights

JUNE 21, 2021

Future of Fintech 2021 (October 5-6, NYC) will provide updates on this activity and in-depth analysis on important trends driving financial services. Real-time payments. Cross-border payments. The post 17 Key Trends Covered At Future Of Fintech 2021 appeared first on CB Insights Research. Digital wallets.

FinTech

Finovate

NOVEMBER 7, 2024

. “Nium’s partnership with Partior brings us closer to becoming the most connected payments network globally. ” Founded in 2021, Partior uses blockchain and distributed ledger technology to streamline digital payments, making them faster, more reliable, and secure. .

Real Time Payments

FICO

AUGUST 26, 2021

On the other hand, Zelle remains the smaller of the Big 3 of P2P payment vehicles; in mid-March 2021, Payments Journal additionally reported that in North America: 54% of consumers have used PayPal within the past year, up from 47% in 2017. COVID Has Given a Permanent Boost to Real-Time Payments?

Real Time Payments

PYMNTS

JANUARY 18, 2021

"Even after the pandemic subsides, the digital acceleration we experienced in 2020 will not — it is here to stay," she says in " A Look Forward: What Executives Wish for America and the World in 2021.". Challenges And Opportunities Ahead In 2021. 2021 is likely to be the year when omnicommerce moves from hype to reality.

Economy

Fintech News

OCTOBER 23, 2024

The bank also plans to support settlements in other major foreign currencies, further expanding its real-time payment services. Partior, launched in 2021 and backed by DBS Bank, J.P. Morgan, Standard Chartered, Temasek, and Peak XV, offers a blockchain-driven unified ledger for real-time payment processing.

Cross-Border Payments

The Fintech Times

JULY 31, 2024

The RBI report highlights that India is leading the way when it comes to real-time payments, boasting a share of 48.5 per cent of the global real-time payments volume. It revealed that it saw an increase in bank account ownership from 61 per cent of the adult population in 2014 to 74 per cent in 2021.

Real Time Payments

FICO

APRIL 20, 2023

According to FICO’s latest survey of consumers from 14 countries around the globe, 90% of all consumers have sent a real-time payment, and at least 95% of consumers have used real-time payments in India , Indonesia , the Philippines , and Brazil. billion in scams in 2022, a 30% increase over 2021.

Real Time Payments

PYMNTS

NOVEMBER 30, 2020

It will be available starting February 2021. The access was made possible due to the development of a new API by the Singapore Clearing House Association (SCHA), which monitors FAST, and the Association of Banks in Singapore (ABS), which oversees PayNow.

Non-Bank

PYMNTS

JANUARY 26, 2021

Plus, the Federal Reserve released its list of over 110 organizations participating in its FedNow instant payments pilot program. Flywire Said To IPO In Late 2021 With A $3 Billion Valuation. Payment processor Flywire Corp. Morgan Chase to underwrite a possible $2 billion IPO that could happen during the second half of 2021.

FedNow

Bank Automation

MAY 24, 2024

The Clearing House’s Real Time Payments network and The Federal Reserve’s FedNow network are prepared to tackle interoperability eventually — but for now, its value remains minimal.

RTP

PYMNTS

DECEMBER 10, 2020

Morgan ’s managing director and EMEA head of payments and solutions, said in a recent interview with Karen Webster. For instance, Castelhano called the rise of real-time payments “the most impact that I've seen” from the pandemic. Real-time has become a reality,” she said.

Real Time Payments

Payment Savvy

DECEMBER 9, 2020

As payments continue evolving, companies are finding new strategies for improving customer experience and optimizing software through them. Since payments are ubiquitous, they give businesses and platforms a growth opportunity. Here are some payment trends to watch out for in 2021. Frictionless Payments.

Payments Trends

PYMNTS

SEPTEMBER 23, 2019

SWIFT announced last year that it is planning to allow its users to send data-rich ISO 20022 messages across its global network starting in November 2021. If payments are not fully enabled for ISO 20022 by the time SWIFT rolls the system out, messages might get cut off. The industry group prefers same-day implementation. .

ISO 20022

Fintech Finance

OCTOBER 23, 2024

In addition, Emirates NBD is looking to serve as a participating bank for major foreign currencies, in a move that bolsters its client offerings to provide real-time payments. Launched in 2021, Partior is backed by DBS Bank, J.P. Morgan, Standard Chartered, Temasek, and Peak XV.

Cross-Border

FICO

SEPTEMBER 5, 2022

European Card Fraud in 2021: Winners, Losers and Scams. Only four countries of the 18 we studied improved their card fraud performance in 2021. This was done despite threat levels on credit cards, as measured by basis points, increasing by 32 percent in 2021. billion payments cards worldwide. Darcy Sullivan.

Scams

Fintech News

FEBRUARY 15, 2024

2024 is expected to be a year of innovation for the fintech industry, marked by advancements in artificial intelligence (AI), cross-border and real-time payments, cryptocurrency and blockchain, and bundled software-as-a-service (SaaS) offerings. The sum represents more than double what was secured in 2021 (US$1.2

Innovation