Finextra

JULY 8, 2025

licensed digital bank offering a vertically integrated suite of traditional and digital asset banking and custody services, today announced the launch of its new Virtual Account feature, empowering business clients to automate and streamline the attribution of incoming international payments with unique, dedicated account numbers.

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Accounts International Payments Automation Payments 52

The Fintech Times

JULY 2, 2025

Through the new partnership, Tink, a Visa solution, will provide secure open banking-powered money transfers for Chip users topping up their accounts. The post Chip Selects Tink to Power Payment Initiation Services to Top Up Customer Accounts appeared first on The Fintech Times.

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CHIPS Payment Initiation Accounts Payments 64

Fintech News

JANUARY 7, 2025

The license, issued on 1 January 2025, allows XTransfer to offer services such as account issuance, domestic and cross-border money transfers, flexible top-up options, and e-money issuance in Singapore. These include streamlined account setup, currency exchange, and fund collection and payment services.

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Cross-Border Payments Cross-Border Payments Settlement 127

Fintech News

NOVEMBER 6, 2024

Morgan (formerly Onyx) to enhance cross-border payment accuracy in Malaysia, Thailand, and Hong Kong, This makes Nium the first fintech to provide data for validating bank account details in these markets. Globally, Nium Verify operates across over 50 markets, providing real-time validation of account details.

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Cross-Border Payments Cross-Border Account Validation Credit Union 117

Segpay

DECEMBER 9, 2024

Without the right protections, these attacks can lead to expensive authorization fees and even the shutdown of your merchant account. Hackers Tactics: Its a Numbers Game Most fraud attacks rely on automated software, designed to test countless combinations of account details or credit card data until they hit on something that works.

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Shutdown Gateways Fraud Prevention Authorization 105

Fintech News

DECEMBER 22, 2024

OCBC China will also act as XTransfer’s global account manager, working closely with the banks subsidiaries to support cross-border settlements and facilitate business growth. The partnership will leverage OCBCs regional network in markets including Singapore, Hong Kong, Malaysia, and Indonesia.

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Cross-Border Settlement Cross-Border Multi-Currency Cross-Border Payments 125

Fintech News

NOVEMBER 10, 2024

They then direct the refund requests to payment cards or accounts they control, and quickly withdraw the money at ATMs or transfer it to their wallets using peer-to-peer (P2P) payment systems. In H1 2024, Visa PFD says it opened a record number of PRA investigations, accounting to an 81% increase from H2 2023.

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Ransomware Data Breach Scams AI 116

Fintech News

JANUARY 14, 2025

The partnership expands payout options for merchants in the Asia-Pacific region, enabling Hyperwallet customers to send funds to over 450 million mobile wallets and bank accounts across Bangladesh, Indonesia, Malaysia, the Philippines, South Korea, and Vietnam. said Floris de Kort, CEO of Thunes.

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Cross-Border Payments Cross-Border PayPal Treasury 89

Fintech Weekly

JULY 8, 2025

As AI enters financial compliance, success depends on transparency, human oversight, and trust. Roman Eloshvili shares what’s shifting—and what must stay constant.

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Compliance AI Accounts 78

Fintech News

OCTOBER 27, 2024

The SRF, to be implemented via a set of SRF Guidelines, aims to strengthen the direct accountability of financial institutions (FIs) and telecommunications companies (telcos) for phishing scam losses. In response to feedback, MAS has introduced a new fraud surveillance duty specifically for FIs.

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Phishing Scams Blocks Authorization 133

Fintech News

OCTOBER 28, 2024

This expansion increases Thunes ‘ global reach to 22 billion endpoints, adding to its existing capability to pay directly into 7 billion mobile wallets and bank accounts. said Floris de Kort, CEO of Thunes.

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Global Payments Visa Cross-Border Payments Cross-Border 126

Fintech News

DECEMBER 17, 2024

Visa has invested US$11 billion over the past five years in technology to combat fraud, including the development of tools such as the Visa Account Attack Intelligence Score. This solution, launched earlier this year, leverages generative AI to help prevent account takeovers and other types of fraud across shopping platforms.

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Fraud Prevention AI Account Takeovers Blocks 113

Open Banking Excellence

FEBRUARY 6, 2025

This vision extends to the private sector because while you may only have to interact with the government once or twice a year, people check their bank accounts on a daily basis. This way, we help to promote accountability and deliver a better overall experience.

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Governance Government Interoperability Central Bank 230

The Fintech Times

JANUARY 20, 2025

The new proposal will allegedly strengthen FDIC-insured depository institutions’ (IDI) recordkeeping for custodial deposit accounts with transactional features. By collaborating with stakeholders, the FDIC can foster responsible innovation while ensuring transparency, accuracy, and security in custodial account recordkeeping.

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FDIC Regulations Innovation FinTech 104

Fintech News

JANUARY 6, 2025

SMEs account for 90% of businesses and 80% of employment across six Southeast Asian countries, representing a market worth US$2.5 Merchants using Labamu can get invoice and bill payments directly deposited to their bank accounts, said Emmanuel Van De Geer, CEO of Labamu. The platform is initially rolling out in Indonesia.

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APACS Direct Deposit Small Business Accounts 123

Finextra

JULY 7, 2025

Five big banks in Belgium have joined the European Payments Initiative (EPI) with the intention of rolling out the Wero digital wallet and instant account-to-account (A2A) payment application to customers in the first half of next year.

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Payment Initiation Payments Accounts 80

Fintech Finance

JUNE 12, 2025

The instant payment system — commonly referred to in the industry as RTP (real-time payment) or A2A (account-to-account) — marks a significant breakthrough in the Brazilian market. Drivers receive funds directly to their bank accounts in real time — with no manual data exchange required.

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RTP Payments Real Time Payments Finance 93

Fintech Finance

JANUARY 8, 2025

With the MPI license, XTransfer is able to provide services including account issuance, domestic money transfer, cross-border money transfer, and e-money issuance, addressing the increasing demand for secure and convenient cross-border payment solutions in the region.

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Authorization Cross-Border Cross-Border Payments Regulatory Compliance 105

Fintech Finance

OCTOBER 28, 2024

Additionally, cardholders can easily manage their accounts through FV Bank’s online banking portal or mobile app, where they can view transactions, set spending limits, change PINs, and disable transactions with ease. Spend funds in real-time from their linked FV Bank USD accounts, making it easier to manage finances on the go.

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Debit Card Online and Mobile Banking ATM Card Issuer 145

Stax

MAY 5, 2025

Merchant account When setting up your payment gateway, you will be required to set up a merchant account. This type of account allows you to process credit card payments through the payment gateway and receive those funds back into your bank account. Other features are unique.

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Payment Gateways Gateways Payment APIs and Integration Multi-Currency 88

Fintech News

FEBRUARY 19, 2025

This expansion offers a real-time alternative to traditional cross-border payment systems for transfers to bank accounts in Taiwan. The move enhances its Pay-to-Banks service, enabling real-time payouts in New Taiwan Dollars (TWD) and United States Dollars (USD) to individual and business bank accounts at all major banks in Taiwan.

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Real Time Payments Payment Networks Cross-Border Cross-Border Payments 130

Stax

JUNE 23, 2025

The customer must give the originating bank or financial institution authorization to debit or credit their savings or checking account. The files include information about the transaction type (credit or debit), routing numbers, and bank account details. You will know if the RDFI has pulled the funds when you receive your payment.

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ACH API Payment APIs and Integration ACH Network 88

Fintech News

JANUARY 12, 2025

Southeast Asia’s youth, aged 15 to 34, account for over a third of the population. The Philippines has emerged as a key alternative lending market in Southeast Asia, accounting for 59% of deal volume in 2024. million registered users.

FinTech 120

FinTech Financial Inclusion BNPL Cross-Border 120

Payments Dive

MAY 27, 2025

That move bends to bank groups that filed a lawsuit last year to block the Consumer Financial Protection Bureau rule aimed at making it easier for consumers to move their financial accounts.

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Rules CFPB Blocks Accounts 107

Fintech News

JUNE 26, 2025

Source: ACB These insights can help enable more tailored offers and reduce dormant accounts, contributing to stronger overall portfolio performance. For ACB, the introduction of Visa Flex Credential is expected to encourage faster card activation and increased usage, while also providing deeper insights into customer behaviour.

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Credential ATM Database Digital Currency 108

Finextra

MAY 27, 2025

ACI Worldwide is bringing together account-to-account (A2A), card payments and AI-driven fraud prevention on a unified cloud-native platform, ACI Connetic.

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Fraud Prevention Payments AI Accounts 97

Fintech News

MAY 8, 2025

They grant access to critical systems like single sign-on platforms, virtual private networks (VPNs), email accounts, and software-as-a-service (SaaS) applications. Common vulnerabilities include poor access controls, the lack of MFA, delayed security patches, and mismanagement of privileged accounts.

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Data Breach Deepfake MFA Phishing 118

Fintech News

DECEMBER 2, 2024

In 2023, the number of domestic stock trading accounts reached 7.2 This year, the number of domestic stock trading accounts is projected to rise by more than 20% to reach 8.7 million, up nearly 6% year-over-year (YoY).

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Financial Inclusion Financial Literacy Point-of-Sale (POS) NOV 113

Fintech News

JANUARY 13, 2025

Alteryas research shows that most scams (85%) involve verified accounts, making traditional detection methods less effective. Fraud detection faces new challenges with advanced technologies like generative AI enabling more complex scams.

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Fraud Detection Acquirers AI Web 3.0 125

Fintech News

JUNE 17, 2025

Beyond debit and credit, Flex Credential can also support loyalty point redemption and, in some markets, access to multiple currency accounts through a single card. Known as Olive in Japan, the card has gained over five million account holders and has recorded transaction volumes averaging 40% higher than the national average.

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Credential Cross-Border Payments Cross-Border Payments 75

Fintech News

JANUARY 20, 2025

How to Sell Cryptocurrency in Singapore To sell cryptocurrency, transfer your assets back to your exchange account. Once sold, withdraw your SGD to your linked bank account. Use hot wallets like MetaMask for frequent trading or cold wallets like Ledger for long-term storage to reduce hacking risks.

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Cryptocurrency Credit Cards Verification Blockchain 113

Fintech News

APRIL 9, 2025

Alongside this expansion, Wise rolled out international account details for business users and freelancers in India. The feature allows customers to receive free local bank account details in eight currenciesincluding USD, GBP, EUR, AUD, SGD, NZD, CAD, and HUFmaking it easier for overseas clients to pay them as they would a domestic account.

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APACS Payments Accounts International Payments 84

Finextra

JULY 2, 2025

Bank of New York Mellon has given dozens of AI agent 'digital employees' their own logins and will soon provide them with email accounts.

AI 106

AI Accounts 106

Fintech News

JULY 8, 2025

Zepto, an Australian account-to-account (A2A) payments provider, has released its first PayTo Index, offering a snapshot of national PayTo adoption as the country transitions away from the Bulk Electronic Clearing System (BECS), which is scheduled to be phased out by 2030.

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Business Email Compromise Real Time Payments Payments SWIFT 66

The Finance Weekly

JANUARY 5, 2025

Finance AI chatbots provide this by: Answering FAQs about loans, interest rates, or account management. Ideal for financial institutions, this tool offers finance AI chatbots capable of handling everything from account management to personalized financial advice. Helping customers track expenses or set savings goals.

AI 130

AI Finance Automation Non-Bank 130

Fintech Finance

NOVEMBER 26, 2024

In 2023, remittances accounted for nearly 1.5 Tranglo’s seamless payout network enables users to send and receive funds through mobile wallets, bank accounts, and cash pickup locations, offering greater financial access to underserved populations. times the size of foreign direct investment.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Financial Inclusion Underserved 98

Fintech News

OCTOBER 31, 2024

Its platform covers payments in 173+ countries with local payment options in 70+ markets and offers global business accounts in 60+ currencies. The company provides solutions such as checkout, payment links and escrow services to simplify international transactions and reduce risks for both buyers and sellers.

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Cross-Border Payments Cross-Border Payment APIs and Integration Multi-Currency 132