The Fintech Times

JANUARY 24, 2025

Nigerian fintech Moniepoint has secured investment from digital payments giant Visa , enabling it to continue its mission to ensure financial inclusion for people across Africa. “Together, we aim to deepen financial inclusion, enabling SMEs to access the tools and resources they need to thrive in an increasingly digital economy.

Financial Inclusion 64

Financial Inclusion Economy Digital Payments FinTech 64

Fintech News

NOVEMBER 20, 2024

Cebuana Lhuillier in the Philippines and Yellow Card in Africa will be the first Xoom partners to integrate PYUSD, enhancing financial inclusion in these regions. A micro-financial services provider in the Philippines, Cebuana Lhuillier brings an extensive network of 3,500 branches and 25,000 partner agents to the partnership.

Cross-Border 130

Cross-Border Cross-Border Payments PayPal Financial Inclusion 130

Finovate

FEBRUARY 3, 2025

In recent podcast episodes, Palmer and his guests have covered topics including the emerging regulatory environment in Europe, the outlook for cryptocurrencies, the opportunities in conversational banking, and the challenge of financial inclusion for female entrepreneurs in the Global South.

Financial Inclusion 59

Financial Inclusion Multi-Currency Non-Bank Cryptocurrency 59

Fintech News

JULY 8, 2025

reflects a significant move toward cashless economies, influenced by fintech developments, financial inclusion policies, and new payment infrastructure models like 4GPN. The global digital payments market is expected to grow from US$10.18 trillion in 2024 to US$32.07 trillion by 2033, according to industry estimates.

Payment Networks 90

Payment Networks Economy Financial Inclusion Digital Currency 90

Fintech Finance

JULY 9, 2025

Latin America remains a strategic priority for Paysend, as the region accounts for over $150 billion in annual remittance flows globally, and a population where over 70% of adults are either underbanked or unbanked, creating a significant opportunity to drive financial inclusion.

Financial Inclusion 59

Financial Inclusion Cross-Border Cross-Border Payments Authentication 59

Fintech Finance

MARCH 13, 2025

.” Legacy credit bureaus have historically been the only gatekeepers to consumer credit information, but with this information updated in fixed formats and inflexible processes every 30-90 days, there is a significant delay between financial actions and being reflected in credit profiles.

Financial Inclusion 59

Financial Inclusion Underserved API BNPL 59

Fintech Finance

JUNE 19, 2025

This launch operationalises the partnership established in 2022, aimed at promoting intra-African cross-border trade and enhancing financial inclusion. The service improves financial interoperability by making transactions faster, more convenient, and cost-effective for small and medium-sized enterprises (SMEs) and individuals.

Cross-Border Payments 95

Cross-Border Payments Cross-Border Financial Inclusion Settlement 95

Fintech Finance

JULY 9, 2025

Latin America remains a strategic priority for Paysend, as the region accounts for over $150 billion in annual remittance flows globally, and a population where over 70% of adults are either underbanked or unbanked, creating a significant opportunity to drive financial inclusion.

Financial Inclusion 52

Financial Inclusion Cross-Border Cross-Border Payments Authentication 52

The Fintech Times

JULY 15, 2025

Utilising the framework, Cobre will allow companies to use payment aliases (keys) to receive instant and interoperable transfers without altering their existing accounting flows or payment systems. This will eliminate operational friction and make it easier to adopt this new financial infrastructure.

Financial Inclusion 45

Financial Inclusion Central Bank Interoperability Payment Networks 45

Finextra

JUNE 11, 2025

These banks introduced formal ledger-based accounting and cheque payments. Post-Independence (1947 - 1990s): Building the Foundation After independence, India focused on strengthening its financial infrastructure and extending banking services. This was a significant step towards non-cash payments but was slow and prone to errors.

Financial Inclusion 52

Financial Inclusion Payment APIs and Integration Real Time Gross Settlement (RTGS) Funds Transfer 52

Fintech Finance

JANUARY 10, 2025

The Bank’s fintech investment underscores its commitment to driving digital transformation and fostering financial inclusion across key markets. Additionally, its Remittance-as-a-Service solution enables banks, FinTech’s, and non-financial institutions to facilitate seamless international money transfers.

Cross-Border 98

Cross-Border Cross-Border Payments FinTech Acquirers 98

Fintech News

JANUARY 22, 2025

The app also enables users to transfer funds to their individual Bakong accounts, offering an alternative to cash transactions. While the app was first launched in November last year, this integration allows tourists to link their Visa cards from their home countries and make payments using KHQR codes at around 4.5 ” Dr. Chea Serey H.E.

Financial Inclusion 137

Financial Inclusion Interoperability Payments International Payments 137

Fintech Finance

JULY 2, 2025

Ecobank Group and Google Cloud have announced a strategic collaboration to improve financial inclusion and digital innovation across Africa. The Ecobank Google Cloud partnership brings scalable technology to the forefront of financial services on the continent.

Financial Inclusion 52

Financial Inclusion Innovation Payment APIs and Integration AI 52

Fintech Finance

MARCH 24, 2025

Championed by the Central Bank of Somalia (CBS), the initiative marks a major step in modernising Somalia’s payment infrastructure, promoting financial inclusion and enhancing economic stability.

Instant Payments 90

Instant Payments Settlement Payments Central Bank 90

The Payments Association

JUNE 3, 2025

The evolution of CBDC thinking Historically, consumer-facing banks have treated payments as an extension of banking: an account-based system where intermediaries authorise and validate each transaction. However, Payments involve both transmitting and representing value, typically as claims or liabilities recorded within financial systems.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

Fintech News

JANUARY 9, 2025

The processes included converting reserve account balances into digital Rupiah and vice versa, ensuring seamless interoperability with Bank Indonesias Real-Time Gross Settlement (BI-RTGS) system. Integration with BI-RTGS demonstrated the systems compatibility with Indonesias financial market infrastructure.

Distributed Ledger Technology (DLT) 127

Distributed Ledger Technology (DLT) Multi-Currency Interoperability ISO 20022 127

Fintech Finance

DECEMBER 17, 2024

At the Digital Future Forum, Visa’s experts highlighted key trends set to redefine Vietnam’s payment landscape by 2025: Real-Time and Account-to-Account Payments: Consumers and businesses demand faster, more efficient payments.

Payments Trends 97

Payments Trends Cross-Border AI Payments 97

The Fintech Times

NOVEMBER 26, 2024

Cross-border payment hub, Tranglo , has expanded its footprint in Africa, now supporting payouts in Ethiopia, Kenya, Liberia, Madagascar, Mali, Senegal, and Zambia as it continues to aim to boost financial inclusion by providing efficient, affordable cross-border payment solutions to the region. per cent in 2024.

Cross-Border Payments 75

Cross-Border Payments Cross-Border Payment APIs and Integration Financial Inclusion 75

Clearly Payments

OCTOBER 31, 2024

Growth Trends : Despite the rise of alternative payment methods, credit card transactions continue to grow in sectors like travel, accounting for 60% of all travel bookings globally. Debit Cards Overview : Debit cards draw directly from a user’s bank account, making them a popular alternative to credit for consumers who prefer to avoid debt.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

Fintech Finance

MARCH 3, 2025

MTN Mobile Money (U) Limited, in partnership with Mastercard , Diamond Trust Bank and Network International, has launched the Virtual Card by MoMo, an innovative payment solution designed to enable MTN MoMo subscribers to perform secure online transactions without needing a physical card or bank account.

Online and Mobile Banking 59

Online and Mobile Banking Financial Inclusion Visa Economy 59

The Fintech Times

JANUARY 20, 2025

The new proposal will allegedly strengthen FDIC-insured depository institutions’ (IDI) recordkeeping for custodial deposit accounts with transactional features. By collaborating with stakeholders, the FDIC can foster responsible innovation while ensuring transparency, accuracy, and security in custodial account recordkeeping.

FDIC 104

FDIC Regulations Innovation FinTech 104

Fintech Finance

FEBRUARY 10, 2025

Pin4 Cash provides emergency cash payments via SMS, allowing recipients to withdraw cash from participating NCR Atleos ATMs without needing a debit card or bank account. Ensuring financial inclusion in the United Kingdom with Atleos shared deposit-taking ATMs. Atleos ATMaaS enhances business continuity.

ATMIA 93

ATMIA ATM Best Practices Financial Inclusion 93

The Payments Association

JULY 7, 2025

Digital growth, but cash Is far from obsolete Mobile wallets now account for the preferred payment method among 30% of 18–24-year-olds and 38% of full-time students. Future-focused product design should account for: Tokenisation and embedded payments Wallet integration for high-frequency retail use cases Cross-device authentication (e.g.

Acquirers 88

Acquirers Consumer Online and Mobile Banking Payments 88

Fintech News

JANUARY 26, 2025

As Asian markets surge, they face the dual challenge of safeguarding digital infrastructure while ensuring financial inclusion and bridging technological gaps between advanced and developing economies. This was enabled via the Hong Kong Monetary Authority’s Interbank Account Data Sharing (IADS) initiative.

Payments Trends 127

Payments Trends Payment APIs and Integration Embedded Finance Cross-Border 127

The Fintech Times

NOVEMBER 16, 2024

Armenia Population: +2,967,000 Capital, financial hub and largest city: Yerevan Gross domestic product (GDP) per capita: +$8,500 Access to a formal financial account (adults): 52.3 Despite these advancements, challenges such as financial inclusion remain. per cent holding a credit card. per cent in 2021.

FinTech 69

FinTech Central Bank Financial Literacy Online and Mobile Banking 69

Fintech Review

NOVEMBER 27, 2024

By facilitating mobile transactions, M-Pesa empowers SMEs to operate without a physical bank account, expanding access to a wider customer base, including the unbanked population. Financial Management Tools: Empowering SMEs with Insights and Control Effective financial management is crucial for SME success.

FinTech 105

FinTech Cross-Border Cross-Border Payments Online and Mobile Banking 105

Fintech Finance

MARCH 24, 2025

Championed by the Central Bank of Somalia (CBS), the initiative marks a major step in modernising Somalia’s payment infrastructure, promoting financial inclusion and enhancing economic stability.

Instant Payments 69

Instant Payments Settlement Payments Central Bank 69

The Fintech Times

MARCH 4, 2025

The use of keys and QR codes make the technology accessible to unbanked people and businesses while it adheres to the highest security standards, promoting innovation, financial inclusion and minimising fraud. How is Bre-B building on the success of Pix in LatAm to accelerate financial inclusion?

Real Time Payments 64

Real Time Payments Financial Inclusion Cross-Border Central Bank 64

The Fintech Times

FEBRUARY 17, 2025

billion card, account, and wallet endpoints through a single entry point. As digital financial solutions continue to grow, real-time money movement has become a key consumer demand, driving the need for faster and more seamless payment experiences. ” Why Visa Direct?

Push-to-Card 69

Push-to-Card Cross-Border Near Real-Time On-Demand 69

The Fintech Times

JUNE 20, 2025

As part of the agreement, enza will host consumer and merchant accounts, manage integration with Mastercard’s network. Fintech companies will be able to configure pre-paid or post-paid accounts, and issue physical or virtual Mastercard cards. Fintech companies in Africa will now be able to access the full suite of Mastercard services.

Visa 40

Visa Financial Inclusion FinTech Embedded Payments 40

Fintech News

APRIL 24, 2025

From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. Each plays a key role in transforming how Indonesians save, spend, invest, and access financial services.

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 138

Fintech Finance

DECEMBER 16, 2024

It offers multicurrency accounts and access to a liquidity pool for local and international payments at competitive rates. By displaying real-time rates based on what other users are willing to pay, the platform creates a liquid ecosystem, lowers remittance costs, and empowers users to trade confidently, allowing greater financial inclusion.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Stablecoins Payments 98

The Fintech Times

NOVEMBER 12, 2024

The teams are developing applications, products, and protocols that focus on consumer fintech solutions, OpenFI, financial inclusion, and DeFi. It offers LatAm small to medium businesses (SMBs) fast, low-cost international payments, USD accounts, and trade finance.

Stablecoins 101

Stablecoins Cross-Border Financial Inclusion Underserved 101

The Fintech Times

APRIL 12, 2025

With Mastercard Move, Instapay users in Indonesia, Nepal, Bangladesh, India, the Philippines, and Pakistan can enjoy seamless transfers to bank accounts, digital wallets and cash pickup locations. Through its technology-driven approach, Instapay aims to improve financial access and well-being for underserved communities.

Cross-Border 63

Cross-Border Visa Technology Cross-Border Payments 63

Fintech News

JULY 7, 2025

Southeast Asia’s e-wallet landscape is a vibrant yet chaotic arena, shaped by rapid digital adoption, fierce competition, and an unrelenting push for financial inclusion. Platforms like TNG eWallet, GrabPay, GCash, and GoPay have revolutionised the way millions of people store, transact, and manage their daily financial needs.

Automation 104

Automation Payment APIs and Integration Financial Inclusion Cross-Border Payments 104

Fintech Finance

OCTOBER 29, 2024

To promote financial inclusion and accessibility, TerraPay , a leading global money movement company, has partnered with Yape , the superapp of Peru. Diverse Functionality: Users can immediately utilize the received funds across various app features, promoting a cashless economy and fostering greater financial inclusivity.

Financial Inclusion 105

Financial Inclusion Cross-Border Economy Underserved 105

The Fintech Times

APRIL 16, 2025

.” Through secure PayPal account linking, TerraPay will serve as an enabler, allowing mobile wallet and bank users across the Middle East and Africa to easily transfer funds to their PayPal accounts. Expanded financial connectivity, empowering millions of customers to transact internationally with ease.

Funds Transfer 49

Funds Transfer PayPal Cross-Border Cross-Border Payments 49