The Fintech Times

NOVEMBER 12, 2024

The mastermind behind the accelerator programme Base Camp, Outlier Ventures , the Web3 accelerator, has announced that Bando , Berry Investing , Fact Finance , Loula and IDENTI will be taking part in its Latin America (LatAm) edition. Fact Finance, Brazil Fact Finance bridges real-world data to the blockchain.

Stablecoins 101

Stablecoins Cross-Border Financial Inclusion Underserved 101

Fintech News

JANUARY 12, 2025

The regions strong fundamentals, coupled with a growing digital economy, promise continued growth and innovation in the coming years, a new report by Royal Park Partners (RPP), a fintech-focused corporate finance advisory firm, says. billion underbanked adults.

FinTech 122

FinTech Financial Inclusion BNPL Cross-Border 122

Fintech Finance

NOVEMBER 14, 2024

The company’s entry into Italy marks a strategic move into the fourth-largest eCommerce market in Europe, addressing a fast-growing segment that remains underserved by legacy payment providers. The post Mollie Expands Into Italy With Local Payment Solutions for Businesses appeared first on FF News | Fintech Finance.

Payment Solutions 98

Payment Solutions Cross-Border Payments Fraud Prevention 98

The Payments Association

JUNE 3, 2025

A 2024 report by Fair4All Finance found 20.3 Acceptance of cash One way the Treasury is currently addressing financial exclusion is by promoting access to cash for consumers and encouraging businesses to accept cash. million people now live in financially vulnerable circumstances across the UK, up 16% from 17.5 million in 2022.

Financial Inclusion 88

Financial Inclusion Financial Literacy Treasury Government 88

The Payments Association

MARCH 18, 2025

From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The evolution of open banking into open finance, examining regional regulatory approaches and adoption trends. Why is it important?

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Fintech Finance

MARCH 5, 2025

It means our product strategy consistently aligns with key challenges and opportunities in Africa, addressing issues like financial literacy, seamless and safe transacting, fragmented payment systems, and the high cost of infrastructure upgrades in traditional banking.

Finance 52

Finance Financial Inclusion Financial Literacy Acquirers 52

Fintech News

APRIL 24, 2025

From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. Atome Financial specialises in consumer financing, ADVANCE.AI billion insurtech Matrixport 1.05 billion payments Coda 2.5

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 138

Finextra

JUNE 2, 2025

All of a sudden, your personal finance app can pull in your bank data and give you a unified view of your finances, or initiate a payment on your behalf – things that were near impossible in the past without your bank’s direct involvement. Open Finance says: why not? Crucially, Open Banking was just the opening act.

Finance 52

Finance Payment APIs and Integration API Regulations 52

The Fintech Times

JANUARY 28, 2025

Unlike traditional banks and financial service providers, which are often constrained by legacy systems and processes, fintechs are often more flexible – enabling them to quickly build solutions that better support underserved communities. Simply put, they have the capability; they lack the courage.

Service Provider 59

Service Provider FinTech Underserved Innovation 59

Fintech Review

APRIL 19, 2025

A new phase where these two forces blend more deeply into the financial system, not just serving finance, but reshaping it entirely. While powerful, they typically operated in isolation and addressed narrow user needs. These newer platforms blend data, automation, and embedded finance in ways that simplify user experience.

Finance 52

Finance FinTech Embedded Finance Payment APIs and Integration 52

Finextra

JUNE 23, 2025

For financial services, especially those addressing underserved markets, the stakes are even higher. Explainability as core infrastructure AI in finance must be auditable, not a black box. And with response times as fast as 0.03 seconds, these agents feel instantaneous to both lenders and borrowers.

AI 52

AI Finance Payment APIs and Integration Embedded Finance 52

Fintech Review

APRIL 4, 2025

Chandler, United States, April 4th, 2025, FinanceWire Fintech company DecisionFi, LLC is expanding its reach into underserved consumer markets with a suite of financing solutions designed for sectors often overlooked by traditional lenders. billion by 2030, expanding at a compound annual growth rate (CAGR) of 20.3% from 2022 to 2030.

Underserved 52

Underserved FinTech Underwriting Finance 52

Fintech News

DECEMBER 11, 2024

T hese Singapore digital banks are reshaping the sector by targeting underserved segments, driving innovation, and intensifying competition. GXS Bank , a partnership between Grab and Singtel, focuses on financial inclusivity for underserved groups, such as gig economy workers and young professionals.

Underserved 116

Underserved Regulatory Compliance Innovation Financial Inclusion 116

Finextra

JULY 7, 2025

First-Mover Advantage: Banking’s AI Head-Start Banking (often grouped with finance/insurance) figures prominently among the industries with the highest AI adoption. finance, tech) have been quicker to adopt GenAI as well. Indeed, 64% of finance leaders report using AI for fraud detection and risk management in their institutions.

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

The Fintech Times

JANUARY 13, 2025

“Their foundation lies in democratising access to financial tools and addressing inefficiencies in traditional systems. It designs solutions that enhance lives, like providing underserved communities with credit or promoting financial literacy. “A fintech for good embeds purpose into its core. “This can change.

FinTech 59

FinTech Financial Inclusion Underserved Blockchain 59

Fintech Finance

JANUARY 13, 2025

Slated for rollout in Q2 2025 (pending regulatory approvals), this strategic alliance will provide Earned Wage Access (EWA) and Send Now, Pay Later (SNPL) services to complement Al Ansari Financial Services existing portfolio, addressing the varied needs of both unbanked and underbanked communities in the UAE.

Embedded Finance 96

Embedded Finance Financial Inclusion Underserved Payroll 96

Finextra

JUNE 9, 2025

We’re actively encouraging applications from founders or business leaders who are overcoming obstacles to growing a business, including a lack of proximity to funding and networks, and are addressing the needs of underserved consumers, businesses or communities.”

FinTech 75

FinTech Cross-Border Privacy Underserved 75

Fintech News

FEBRUARY 10, 2025

By integrating large language models used to power a wide range of automations with Stripe s financial tools, businesses gain the ability to manage finances, process payments, deliver customer support, and handle billing seamlessly and automatically.

AI 88

AI FinTech Fraud Detection Fraud Prevention 88

The Fintech Times

JULY 17, 2025

Having looked at some of the biggest barriers to digital banking as well as how it is facilitating access to finance in underserved communities, we now round out our focus on barriers to digital banking by focusing on the weirdest and most bizarre challenges observed in the scene. ” How has it got this far?

FinTech 51

FinTech Online and Mobile Banking Underserved Non-Bank 51

Finextra

JULY 14, 2025

In fact, a global marketing survey found personalization is the predominant use case for AI in finance, with 44% of organizations scaling AI to tailor customer experiences, anticipate needs and boost loyalty. To address this, banks paired AI insights with human validation or made AI recommendations fully transparent.

AI 71

AI Rules Online and Mobile Banking Non-Bank 71

The Fintech Times

JANUARY 31, 2025

Many fintechs and financial institutions often make big claims that they can enhance support to the previously underserved, positively impact the environment, or improve peoples lives in many other ways. But often, firms fall short of these claims. How can we ensure fintechs are as ethical and ‘good’ as they claim to be?

FinTech 64

FinTech Audit Financial Inclusion Advisors 64

Fintech Finance

JANUARY 13, 2025

These collaborations have empowered local fintechs, enhanced access to digital services for underserved communities, and strengthened Ghanas position as a hub for technological innovation. The post Mastercard Reaffirms Commitment to Ghana With New Office in Accra appeared first on FF News | Fintech Finance.

Visa 98

Visa Financial Inclusion Cross-Border Payments Cross-Border 98

Fintech Finance

MARCH 3, 2025

Australia and New Zealand, Zip is reinventing consumer finance with innovative, flexible, and accessible solutions that empower users to confidently manage their spending, unexpected bills, and purchases. The post Zip Announces Partnership with GameStop appeared first on FF News | Fintech Finance. million active customers and 81.9K

Underserved 59

Underserved Returns Finance Innovation 59

Payments Dive

JUNE 9, 2025

Square Loans has provided more than $22 billion in financing to small businesses with loss rates below 3%. you need credit to build credit, creating a catch-22 that disproportionately affects younger generations and underserved communities. Sign up A valid email address is required. Sign up A valid email address is required.

Blocks 209

Blocks Privacy Near Real-Time Zelle 209

The Fintech Times

JULY 3, 2025

Fair Finance , a non-profit social business tackling financial exclusion, has teamed up with Vanquis , a specialist finance provider for financially underserved customers, to launch a new decline referral scheme. If adopted more widely, it could help lay the foundations for a fairer and more accessible financial system.”

Assessments 59

Assessments Finance Financial Inclusion Underserved 59

Finextra

JUNE 23, 2025

In 2024, gross lending rose 13% to just over £16 billion (UK Finance). Since moving into fintech, I’ve written regularly on Finextra about the urgent need to rethink SME finance. The lending gap is still growing Access to finance is still a major hurdle for small businesses. Today, it’s just one in twenty (UK Finance, 2024).

Small Business 52

Small Business Non-Bank AI Push-to-Card 52

The Fintech Times

JUNE 30, 2025

While these specialised companies can build substantial businesses by serving underserved niches, they face scaling challenges and distribution hurdles in reaching agents. Our State of Claims Finance report makes clear that tracking funds is no longer a back-office task; it’s a strategic imperative.

Payment APIs and Integration 80

Payment APIs and Integration AI Underwriting Treasury 80

Finovate

JUNE 27, 2025

BAS Group acquired a majority stake in Nigeria’s Zuvy Nigeria-based diversified financial services group BAS Group announced this week that it has acquired a minority stake in Zuvy, a local fintech that specializes in invoice financing. million and $3 million.

Acquirers 104

Acquirers Privacy FinTech Consumer 104

The Paypers

JUNE 25, 2025

The update supports countries and the private sector in bringing more individuals into formal finance through risk-based approaches to defeating illegal activities.

Financial Inclusion 36

Financial Inclusion AML Financial Crimes Underserved 36

Fintech News

JULY 1, 2024

Validus Group, a digital SME financing platform based in Singapore, has secured a total of US$17.57 million in debt financing from both Oikocredit and FMO to support small and medium-sized enterprises (SMEs) in Indonesia. Oikocredit has announced a EUR 2.4 million (US$2.57 said Glant Saputrahadi Tan, Director and CEO, Batumbu.

Finance 116

Finance Security Underserved Financial Inclusion 116

The Fintech Times

APRIL 22, 2024

Codebase Technologies , a UAE-based fintech platform provider, has launched its ‘Digibanc SME Financing’ platform to address the needs of underserved Micro, small, and medium-sized enterprises (MSMEs) across MENA and APAC. This isn’t just a step forward; it’s a leap into the future of business financing.

Underserved 69

Underserved Finance Technology APACS 69

Fintech Review

JULY 10, 2024

Decentralised Finance (DeFi) platforms are revolutionising financial services, particularly in emerging markets where traditional banking infrastructure is lacking. As a result, DeFi is gaining traction rapidly due to its ability to provide financial services to those who have been historically underserved by conventional banking systems.

Finance 97

Finance Financial Inclusion Underserved Blockchain 97

The Finance Weekly

FEBRUARY 22, 2023

Entrepreneurs are typically smart engineers who have created a revolutionary product or creative marketing professionals who have identified an underserved customer base or a market need. However, they usually lack a strong financial background, and it's essential to have effective finance and accounting support for a business to thrive.

Finance 130

Finance Best Practices Accounts Advisors 130

Fintech Finance

OCTOBER 9, 2024

The British fintech company Pockit and the pan-European fintech Monese today announce that they have agreed terms for Pockit to acquire Monese, subject to Change in Control approval by the FCA, creating the leading fintech for the financially underserved and lower-middle-income consumers across the UK and Europe.

Underserved 64

Underserved Acquirers FinTech Multi-Currency 64

Fintech News

FEBRUARY 26, 2024

Visa is collaborating with the GSMA Mobile for Development Foundation to launch the Digital Finance for All (DFA) initiative. The DFA Initiative aims to address these challenges through several key strategies. said Chiagozie Nwabuebo, Vice President of Global Growth & Social Impact, Visa.

Financial Inclusion 107

Financial Inclusion Finance Financial Literacy Underserved 107

The Fintech Times

AUGUST 23, 2024

Future Finance is a collaborative research project aiming to support mid-tier organisations and small to medium-sized businesses (SMEs) in the UK financial services sector to adopt innovative processes and products that improve accessibility of their services.

Blockchain 95

Blockchain AI Finance FinTech 95

Fintech Finance

OCTOBER 28, 2024

aIn parallel, the demand for embedded finance from small-and-medium-sized businesses (SMBs) — a sector typically underserved by traditional financial institutions — has broadened well beyond payments.1 Adyen and BCG’s report provides a strategic playbook for SaaS platforms looking to succeed in the embedded finance space.

Embedded Payments 98

Embedded Payments Embedded Finance Research Finance 98