The Fintech Times

MARCH 7, 2025

To help organisations ensure they are not losing revenue and improving their efficiency, security and trust, The Centre for Financial, Innovation and Technology (CFIT) has published its blueprint for fighting economic crime through its Digital Company ID.

Compliance 96

Compliance Financial Crimes Crime Government 96

Fintech News

JANUARY 13, 2025

Such a combination of demographic and policy-driven advantages suggests that despite the short-term downturn, the region holds immense potential for future growth and innovation. This demand is expected to fuel fintech innovations even in the face of current economic hurdles. Unicorns in the Drought?

FinTech 119

FinTech Cross-Border On-Demand Innovation 119

Fintech Finance

JANUARY 2, 2025

Fraud involving faster payments is a growing challenge that requires vigilance and innovation, said Lee Kyriacou, Chair of the FPC Fraud Work Group. The FPC is proud to deliver resources that support the industry in addressing fraud effectively and collaboratively, said FPC Executive Director Reed Luhtanen.

Faster Payments 98

Faster Payments Mitigation FPC Payments 98

NFCW

JANUARY 21, 2025

Specifications “enhance UWBs capabilities, enabling seamless interoperability and unlocking new possibilities for precise and secure ranging and positioning in diverse applications,” the standards organisation says. The updated Core 3.0 FiRa Core 3.0

Mobile Payments 106

Mobile Payments Interoperability Use Case Payments 106

Fintech Finance

JUNE 19, 2025

The service improves financial interoperability by making transactions faster, more convenient, and cost-effective for small and medium-sized enterprises (SMEs) and individuals. This launch operationalises the partnership established in 2022, aimed at promoting intra-African cross-border trade and enhancing financial inclusion.

Cross-Border Payments 95

Cross-Border Payments Cross-Border Financial Inclusion Settlement 95

The Fintech Times

NOVEMBER 6, 2024

As expected, innovations and announcements were rife throughout, here’s a roundup of all the news coming out of the global event. “For Visa, this is an opportunity to deliver innovations that enhance payment experiences across Asia Pacific with greater flexibility, security, and convenience.

Product 101

Product Cross-Border FinTech Cross-Border Payments 101

The Payments Association

JANUARY 21, 2025

With in-depth data covering global market penetration, transaction values, and consumer preferences, the insights presented here will empower decision-makers to refine their strategies, enhance operational efficiency, and capitalise on the growing demand for innovative payment solutions.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Online and Mobile Banking 88

The Payments Association

OCTOBER 28, 2024

These newcomers introduced more consumer-centric payment solutions, forcing traditional banks and processors to adapt and innovate to stay competitive. “In Addressing this scalability challenge is crucial for legacy providers to keep pace with the demands of the modern payments ecosystem.

Process 100

Process Payment APIs and Integration Processors Payments 100

Fintech News

JULY 10, 2025

The bank brings prior experience in supporting stablecoin infrastructure and is working toward greater interoperability between digital and traditional financial assets. BNY Mellon will manage the reserves and support RLUSD’s operations through its transaction banking services. said Jack McDonald, SVP of Stablecoins at Ripple.

Stablecoins 96

Stablecoins Cross-Border Payments Cross-Border Interoperability 96

The Payments Association

JANUARY 15, 2025

Swift drives global interoperability and innovation, aligning with the UK’s National Payments Vision to enhance seamless, secure payments. This is an example of how the scale of the Swift network can be leveraged to interoperate market infrastructures to enhance the user experience.

SWIFT 88

SWIFT ISO 20022 Cross-Border Cross-Border Payments 88

Fintech News

JUNE 16, 2025

Initially developed by the BIS Innovation Hub, Project Nexus aims to link domestic instant payment systems (IPS) through a single multilateral gateway, replacing the current patchwork of costly and complex bilateral connections. What is Project Nexus, and how does it address today’s cross-border payment challenges?

Cross-Border Payments 82

Cross-Border Payments Cross-Border APACS ISO 20022 82

The Payments Association

JANUARY 13, 2025

It addresses how evolving regulations shape the digital asset landscape, influencing innovation, compliance, and global competitiveness. PSPs must adapt by enhancing compliance, leveraging new frameworks for innovation, and collaborating to shape practical regulatory solutions. This could slow innovation and hike costs.

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

The Fintech Times

DECEMBER 18, 2024

The fintech, which serves as an industry utility with over 30 years of experience, spearheads the creation of innovative digital platforms that support the integration of open banking and finance, crucial for modernising the financial ecosystem. CBI, led by managing director Liliana Fratini Passi, plays a pivotal role in this transformation.

Finance 115

Finance IBAN Fraud Prevention Interoperability 115

Fintech News

NOVEMBER 12, 2024

These zones spotlighted cutting-edge innovations and offered key discussions, providing attendees with a glimpse into the future of financial services. However, challenges remain, particularly regarding interoperability. The exhibition area hosted over 600 exhibitors and 41 international pavilions across five thematic zones.

FinTech 111

FinTech Cross-Border Payments Cross-Border Payment APIs and Integration 111

Fintech News

JUNE 17, 2025

From Jakarta to Singapore, mobile wallet providers have built one-stop shops for payments, enabled by high smartphone penetration combined with limited innovation from traditional institutions, creating the perfect conditions for digital payment solutions to flourish.

Digital Payments 99

Digital Payments Cross-Border Payments Cross-Border Payments 99

Fintech News

APRIL 24, 2025

From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. HashKey focuses on regulatory compliance, security, and innovation. bolttech Valuation: $2.1

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 138

Finextra

JUNE 26, 2025

Understanding PSD2 in simple terms PSD2 drives innovation. Why PSDS2 is important for banks PSD2 drives innovation. More innovation. Focus on security, interoperability, and transparency A powerful solution ensures your customers can send money anytime, anywhere, and in any way they want. You reduce fraud. The result?

PCI DSS 52

PCI DSS AML Process Payment APIs and Integration 52

Fintech News

DECEMBER 9, 2024

The goal is to attract investment and innovation, maintain Singapore’s competitive edge in the global arena, and expand financial inclusion. However, this embrace of the new is not without a cautious side, as Singapore carefully balances innovation with robust regulation and consumer protection.

Cryptocurrency 119

Cryptocurrency Cross-Border Consumer Protection Facilitators 119

Fintech Finance

JUNE 9, 2025

PEM has numerous workstreams all aimed at driving competition, innovation, financial inclusion and addressing fraud and risk in an open, interoperable system. Consumers and merchants alike are seeking innovative, efficient ways to transact.

PCI DSS 52

PCI DSS Online and Mobile Banking Financial Inclusion Alternative Payment Methods 52

Fintech News

NOVEMBER 17, 2024

Enter fintechs, like the Philippines-based Salmon, who leverage agility, talent, and innovation to not only compete and collaborate with banks, but acquire banks and transform into full-fledged financial institutions. The pressure to stay ahead continues to mount as customers demand more immediate and user-friendly experiences.

SWIFT 116

SWIFT API Underserved Interoperability 116

Finextra

JUNE 18, 2025

Interoperability across multiple domestic and international card schemes without cobadging constraints. Furthermore, brand choice is not only a European requirement: nexo standards enable merchants globally to address similar needs wherever brand selection is expected or mandated. no mandatory cobadging). no mandatory cobadging).

ISO 20022 52

ISO 20022 Transactions Payment APIs and Integration Cross-Border 52

Finextra

JULY 16, 2025

No matter how technological, disruptive, and innovative foreign products might be, they were not developed from an understanding of the cultural, economic, and social nuances that shaped the continents financial habits. If a real challenge isnt being addressed, someone will show up to solve it and, of course, profit from it.

Payment APIs and Integration 52

Payment APIs and Integration Online and Mobile Banking Credit Cards Financial Inclusion 52

Fintech News

FEBRUARY 2, 2025

Fast innovators are 18 times more disruptive, reports BCG, and getting new products to market quickly generates more sales from them at least 30% of revenue. Time-to-market accelerated with flexible product configuration To be the fast innovators, OpenWay clients rely on our highly configurable, rule-driven Way4 platform.

Card Issuer 109

Card Issuer Issuers Multi-Currency Online and Mobile Banking 109

The Payments Association

JULY 15, 2025

Questions address both immediate challenges (fraud prevention, regulatory compliance, technology readiness) and forward-looking opportunities (AI implementation, collaborative defence strategies, regulatory evolution). Coupled with a culture of innovation and trust, this drives effective, customer-centred fraud prevention."

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Deepfake 88

The Fintech Times

MARCH 18, 2025

What we have done at PagBrasil is to enable ways for Brazilian citizens, Brazilian tourists abroad, and foreign tourists travelling to Brazil to utilise Pix services providing businesses and consumers with innovative and seamless means to leverage Pix inside and out of the country.

Online and Mobile Banking 64

Online and Mobile Banking Central Bank Cross-Border Authentication 64

Fintech News

DECEMBER 22, 2024

New crypto regulations came into effect, introducing requirements relating to anti-money laundering (AML) and countering the financing of terrorism (CFT) and financial stability, and reflecting Singapores commitment to fostering innovation in the crypto and tokenization space.

FinTech 115

FinTech Cross-Border Payments Cross-Border Money Laundering 115

The Payments Association

MAY 3, 2025

It highlights how innovation, regulation, AI, and risk management are shaping the future of payments and impacting business models. Firms must build resilience, align with evolving regulations, and invest in practical innovation to stay competitive in a volatile landscape. Why is it important?

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

The Payments Association

MARCH 18, 2025

Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products. As more jurisdictions refine regulations and expand open finance frameworks, the focus will shift to interoperability, consumer trust, and cross-industry data integration.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Finextra

JUNE 2, 2025

Fintech innovators could, for the first time, build services on top of bank infrastructure without being banks. Innovation quickened as data silos fell, and consumers benefited from personalized, convenient tools built on aggregated data. Unsurprisingly, this has led to an innovation Cambrian explosion in the DeFi space.

Finance 52

Finance Payment APIs and Integration API Regulations 52

The Fintech Times

FEBRUARY 28, 2025

Addressing these challenges is crucial for AIs responsible and sustainable integration in the fintech landscape. Contracts need to address AI-specific risks to avoid leaving organisations vulnerable. . “As cyber threats and fraud tactics evolve, fintech firms must remain vigilant.

AI 97

AI Best Practices Regulations Risk 97

The Payments Association

MARCH 17, 2025

How the FCA can define and balance acceptable risk in UK payments regulation to support innovation while ensuring financial stability and consumer protection. Industry stakeholders and regulators must collaborate to refine risk-based policies that enable innovation while safeguarding financial integrity. Why is it important?

Regulations 88

Regulations Risk Stablecoins Payments 88

The Fintech Times

FEBRUARY 28, 2025

The two-days at the Intercontinental O2 in London were a chance for the conference to showcase innovative technology, regulatory insights and emerging trends shaping the financial sector. CyberUpgrade introduced its AI-powered cybersecurity co-pilot, addressing growing threats against financial institutions.

Embedded Finance 64

Embedded Finance AI Multi-Currency Cybersecurity 64

The Payments Association

JUNE 11, 2025

Understanding and addressing the complex fraud ecosystem is now essential for UK platforms operating in an increasingly hostile digital environment. It's crucial to focus on prevention before transactions and address friendly fraud abuse through streamlined, single-platform solutions that transform fraud prevention into a growth enabler."

Risk 88

Risk Fraud Prevention Fraud Detection Payment APIs and Integration 88

The Fintech Times

APRIL 12, 2025

This includes Deloitte’s use of Agentspace to streamline internal business processes like project staffing, and the integration of advanced research tools such as Deep Research and Notebook LM within its innovation teams to accelerate client delivery.

AI 51

AI Interoperability Legal Consulting 51

The Fintech Times

MARCH 3, 2025

In its new manifesto, ‘ Creating the Conditions to Support Growth and Innovation in Payments ‘, The Payments Association describes the 66 policies recommended by the 216 payments professionals working across financial crime, regulation, open banking, ESG, cross-border payments, digital currencies and financial inclusion.

Government 59

Government Governance Financial Inclusion Consumer Protection 59

Open Banking Excellence

JULY 8, 2025

Consumer Financial Protection Bureau (CFPB) had worked to address these regulatory gaps by developing new rules under the Dodd-Frank Act’s Section 1033. This unexpected reversal has reignited uncertainty for banks and fintechs, potentially delaying further investment and innovation in open banking solutions, except for a few pioneers.

Regulations 130

Regulations Payment APIs and Integration CFPB API 130

Finextra

JUNE 30, 2025

They will need to co-exist with existing clearing and settlement processes and infrastructures, and this means interoperability is crucial. This stands to address administrative pain points by reducing the risk, time and effort of issuing and settling Letters of Credit and Bank Guarantees. billion in April. Let’s explore.

Digital Currency 52

Digital Currency Real Time Gross Settlement (RTGS) Distributed Ledger Technology (DLT) Settlement 52