The Payments Association

OCTOBER 28, 2024

These newcomers introduced more consumer-centric payment solutions, forcing traditional banks and processors to adapt and innovate to stay competitive. “In Addressing this scalability challenge is crucial for legacy providers to keep pace with the demands of the modern payments ecosystem.

Process 100

Process Payment APIs and Integration Processors Payments 100

The Fintech Times

JANUARY 28, 2025

Traditionally, fintechs are known for their agility, innovation and ability to disrupt traditional financial systems. “Fintechs are defined by our innovation, our ability to move more quickly and take bolder, braver actions in ways that traditional financial institutions cant.

Service Provider 59

Service Provider FinTech Underserved Innovation 59

Fintech News

DECEMBER 11, 2024

Since Singapore launched its first digital bank in 2022, five digital banksGXS Bank, MariBank, ANEXT Bank, Green Link Digital Bank, and Trust Bankhave entered the market, challenging traditional banking models and reintroducing fintech innovation to Singapore’s financial landscape. removing minimum deposit requirements.

Underserved 116

Underserved Regulatory Compliance Innovation Financial Inclusion 116

Fintech News

JUNE 16, 2025

Initially developed by the BIS Innovation Hub, Project Nexus aims to link domestic instant payment systems (IPS) through a single multilateral gateway, replacing the current patchwork of costly and complex bilateral connections. What is Project Nexus, and how does it address today’s cross-border payment challenges?

Cross-Border Payments 82

Cross-Border Payments Cross-Border APACS ISO 20022 82

Fintech News

APRIL 24, 2025

From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. HashKey focuses on regulatory compliance, security, and innovation. bolttech Valuation: $2.1

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 138

The Fintech Times

JANUARY 13, 2025

“Their foundation lies in democratising access to financial tools and addressing inefficiencies in traditional systems. It designs solutions that enhance lives, like providing underserved communities with credit or promoting financial literacy. “A fintech for good embeds purpose into its core. “This can change.

FinTech 59

FinTech Financial Inclusion Underserved Blockchain 59

Fintech News

NOVEMBER 17, 2024

Enter fintechs, like the Philippines-based Salmon, who leverage agility, talent, and innovation to not only compete and collaborate with banks, but acquire banks and transform into full-fledged financial institutions. Oradian can enable swift entry into any market, including those that have been historically underserved.

SWIFT 116

SWIFT API Underserved Interoperability 116

Fintech Review

APRIL 4, 2025

Chandler, United States, April 4th, 2025, FinanceWire Fintech company DecisionFi, LLC is expanding its reach into underserved consumer markets with a suite of financing solutions designed for sectors often overlooked by traditional lenders. DecisionFi positions itself within this market, aiming to address evolving consumer and merchant needs.

Underserved 52

Underserved FinTech Underwriting Finance 52

The Fintech Times

DECEMBER 18, 2024

The fintech, which serves as an industry utility with over 30 years of experience, spearheads the creation of innovative digital platforms that support the integration of open banking and finance, crucial for modernising the financial ecosystem. CBI, led by managing director Liliana Fratini Passi, plays a pivotal role in this transformation.

Finance 115

Finance IBAN Fraud Prevention Interoperability 115

The Fintech Times

FEBRUARY 19, 2025

The UK’s competition regulator aims to ensure effective competition in mobile ecosystems to ensure that businesses have the opportunity to innovate and deliver services and technology developments to consumers, including (but not limited to) digital wallets. What are the next steps?

Regulations 72

Regulations Underserved Authorization Innovation 72

The Fintech Times

DECEMBER 2, 2024

Collaboration between fintechs and traditional financial institutions gained momentum, reflecting a shared need to address regulatory complexities and meet changing consumer expectations. As we close the chapter on 2024, December offers a chance to examine the lessons learned and strategies that will drive fintech forward.

FinTech 69

FinTech Financial Crimes Underserved Crime 69

Finextra

JUNE 9, 2025

Veronique Steiner, head of Emea innovation economy & head of Emea E-commerce, Technology, Media and Telecom at JPMorgan Payments, says, “At JPMorgan Payments, our north star is to improve the payments ecosystem and transform the movement of information, money, and assets. We use cookies to help us to deliver our services.

FinTech 75

FinTech Cross-Border Privacy Underserved 75

Fintech Finance

MARCH 5, 2025

Africas digital payment ecosystem is growing rapidly , making innovative and scalable financial products essential for sustained growth. Innovation is not just about building more products – its about solving real customer challenges and making payments more seamless, scalable, and accessible.

Finance 52

Finance Financial Inclusion Financial Literacy Acquirers 52

Finextra

JULY 7, 2025

Impact: Upstart’s lending AI has expanded access to credit for underserved populations (one study noted it approved 35% more Black borrowers and 46% more Hispanic borrowers than traditional methods) while maintaining or even improving loan performance. Banks had to address customer trust and security concerns around AI.

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

Fintech News

DECEMBER 15, 2024

For decades, banks have innovated around functionalitystreamlining transactions, expanding access, and introducing digital tools. Vietnams SMEs, which contribute nearly 40% of GDP, are also pushing for innovative financial solutions to support their growth in a digitally competitive environment. But the rules of the game have changed.

Online and Mobile Banking 105

Online and Mobile Banking On-Demand Economy Transactions 105

Fintech Review

APRIL 19, 2025

We are witnessing a shift from standalone financial tools to full-stack, sector-specific platforms that seamlessly combine workflow automation with financial innovation. While powerful, they typically operated in isolation and addressed narrow user needs. In contrast, SaaS fintech v2.0 builds connected ecosystems. is still unfolding.

Finance 94

Finance FinTech Embedded Finance Payment APIs and Integration 94

Fintech News

FEBRUARY 10, 2025

Next, in a business angle, Stripe has developed an innovative agent toolkit designed to enhance the functionality of AI agents within the fintech space. CBA has invested around US$1 billion annually in technology, including AI, and continues to explore more AI use cases to further improve efficiency and customer experience.

AI 88

AI FinTech Fraud Detection Fraud Prevention 88

Fintech Finance

JANUARY 13, 2025

Slated for rollout in Q2 2025 (pending regulatory approvals), this strategic alliance will provide Earned Wage Access (EWA) and Send Now, Pay Later (SNPL) services to complement Al Ansari Financial Services existing portfolio, addressing the varied needs of both unbanked and underbanked communities in the UAE.

Embedded Finance 96

Embedded Finance Financial Inclusion Underserved Payroll 96

The Fintech Times

JULY 17, 2025

Having looked at some of the biggest barriers to digital banking as well as how it is facilitating access to finance in underserved communities, we now round out our focus on barriers to digital banking by focusing on the weirdest and most bizarre challenges observed in the scene.

FinTech 51

FinTech Online and Mobile Banking Underserved Non-Bank 51

The Payments Association

MARCH 18, 2025

Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products. Europe is driving regulatory-first frameworks, while Asia is spearheading market-led innovation. Why is it important? What’s next? Regional approaches are diverging.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Finextra

JUNE 23, 2025

For financial services, especially those addressing underserved markets, the stakes are even higher. This flexibility allows financial institutions to deploy AdviceRobo’s scoring agents locally, while retraining them globally—a balance between data sovereignty and model innovation.

AI 52

AI Finance Payment APIs and Integration Embedded Finance 52

Finextra

JUNE 2, 2025

Fintech innovators could, for the first time, build services on top of bank infrastructure without being banks. Innovation quickened as data silos fell, and consumers benefited from personalized, convenient tools built on aggregated data. Unsurprisingly, this has led to an innovation Cambrian explosion in the DeFi space.

Finance 52

Finance Payment APIs and Integration API Regulations 52

Finextra

JULY 14, 2025

To address this, banks paired AI insights with human validation or made AI recommendations fully transparent. Customers appreciate these improvements: about 75% say self-service is a convenient way to address issues, and 67% actually prefer self-service over speaking to a human rep. It expresses the views and opinions of the author.

AI 71

AI Rules Online and Mobile Banking Non-Bank 71

Fintech Review

APRIL 19, 2025

We are witnessing a shift from standalone financial tools to full-stack, sector-specific platforms that seamlessly combine workflow automation with financial innovation. While powerful, they typically operated in isolation and addressed narrow user needs. In contrast, SaaS fintech v2.0 builds connected ecosystems. is still unfolding.

Finance 52

Finance FinTech Embedded Finance Payment APIs and Integration 52

The Fintech Times

JUNE 10, 2025

It is part of JPMorganChase’s broader efforts to “unlock the potential of the innovation economy across the UK” It will provide mentorship from JPMorganChase executives, tailored workshops with industry specialists, including a two-day offsite at J.P. Morgan Payments, says: “At J.P.

Underserved 45

Underserved Participant Economy Innovation 45

Stax

JUNE 18, 2025

TL;DR Vertical software solutions are those that are hyperfocused on addressing the pain points or specific needs of small and medium businesses (SMBs) in certain industries or niches. The solution There are a few different ways vertical SaaS vendors can expand their total addressable markets (TAM). in 2023 with a projected CAGR of 9.6%

Underserved 167

Underserved Addressing CRM Compliance 167

Fintech Finance

JANUARY 13, 2025

This strategic milestone underscores Mastercards commitment to supporting the country’s growing digital economy by providing innovative financial products and services tailored to the market. We are eager to leverage our global expertise and innovative capabilities to introduce advanced payment technologies in this market.

Visa 98

Visa Financial Inclusion Cross-Border Payments Cross-Border 98

Payments Dive

JUNE 9, 2025

you need credit to build credit, creating a catch-22 that disproportionately affects younger generations and underserved communities. Innovative, real-time credit assessment methods and alternative financial products can play a vital role in bridging this gap. Sign up A valid email address is required. In the U.S.,

Blocks 209

Blocks Privacy Near Real-Time Zelle 209

Fintech Finance

MARCH 3, 2025

ASX: ZIP), the digital financial services company offering innovative, people-centered products, today announced a partnership in which Zip will be GameStops primary pay-in-installments service for online and in-store customers in the U.S. GameStop Corp. NYSE: GME) and Zip Co. million active customers and 81.9K merchants 1 across the U.S.,

Underserved 59

Underserved Returns Finance Innovation 59

Finextra

JUNE 23, 2025

As McKinsey notes, “SMEs are underserved when growth potential is weighed less than current financial position” (McKinsey & Company, 2024). The result is a cautious system that slows innovation. If we want SMEs to thrive, not just survive, we need more than fintech innovation. Founders learn to play it safe.

Small Business 52

Small Business Non-Bank AI Push-to-Card 52

The Fintech Times

JUNE 30, 2025

While these specialised companies can build substantial businesses by serving underserved niches, they face scaling challenges and distribution hurdles in reaching agents. Modular, API-ready architectures unlock rapid integration opportunities with new data sources and support innovative cross-product development.

Payment APIs and Integration 80

Payment APIs and Integration AI Underwriting Treasury 80

Finovate

JUNE 27, 2025

“BAS Group represents the perfect partner to advance Zuvy’s growth trajectory while we focus our efforts on addressing critical healthcare challenges in the American market.” Here is our look at fintech innovation around the world.

Acquirers 104

Acquirers Privacy FinTech Consumer 104

The Payments Association

JULY 18, 2025

From leaders and investors with lived experience to inclusive customer acquisition strategies, it is vital to address structural inequalities in the financial services sector. This proactive approach fuels innovation, aligns values across partnerships, and mitigates reputational and operational risk."

Payments 88

Payments Financial Crimes Consulting Participant 88

Fintech News

DECEMBER 10, 2023

To address this issue effectively, having a reliable source of truth for payment data is indispensable. The single source of truth To address this challenge, a solution emerges—creating a single source of truth for payment data. In APAC, financial inclusion has emerged as a driving force behind digital innovation.

Addressing 122

Addressing Fraud Prevention Financial Inclusion Payments 122

The Fintech Times

APRIL 22, 2024

Codebase Technologies , a UAE-based fintech platform provider, has launched its ‘Digibanc SME Financing’ platform to address the needs of underserved Micro, small, and medium-sized enterprises (MSMEs) across MENA and APAC. per cent from 2022 to 2031. Globally the financing gap for formal MSMEs is an estimated $5.2

Underserved 69

Underserved Finance Technology APACS 69

The Fintech Times

MARCH 26, 2024

As insurers strive to meet the evolving needs of a digitally-savvy customer base while addressing the persistent challenge of financial inclusion, they are increasingly turning to fintech solutions. By leveraging fintech innovations, insurers can bridge the digital divide and extend insurance services to populations with limited access.

Underserved 115

Underserved FinTech Financial Inclusion Risk 115

Fintech News

OCTOBER 13, 2024

million in the first half of 2024, driven by the region’s digital shift, strong demand from a large youth population, and technological innovation. Helicap, a fintech firm focusing on private debt opportunities, aims to address Southeast Asia’s US$500 billion funding gap by providing capital to underserved sectors.

Payment Gateways 119

Payment Gateways Gateways Underserved Payments 119