The Payments Association

JANUARY 21, 2025

With in-depth data covering global market penetration, transaction values, and consumer preferences, the insights presented here will empower decision-makers to refine their strategies, enhance operational efficiency, and capitalise on the growing demand for innovative payment solutions.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Finextra

JULY 7, 2025

In a late 2024 cross-industry survey by SAS, banking and insurance executives reported the highest current usage of generative AI—60% in each sector are already using GenAI in some capacity, the top rate among industries. A global survey found that 98% of banking leaders either use generative AI now (60%) or plan to within two years (38%).

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

The Payments Association

FEBRUARY 10, 2025

While vIBANs offer innovation in payment systems, they introduce risks like money laundering due to insufficient oversight. Payment Service Providers must strengthen due diligence, monitoring, and collaboration with regulators to address these risks. Why is it important? What’s next? This leads to inadequate due diligence.

IBAN 88

IBAN AML Master Account Due Diligence 88

Fintech Finance

DECEMBER 19, 2024

Worldline [Euronext: WLN], a global leader in payment services, is proud to announce the launch of FlexPricing, a first-of-its-kind feature designed specifically for Independent Software Vendors (ISVs) to earn revenue in innovative and simple ways.

ISVS 98

ISVS Facilitators ACH Payroll 98

Fintech Finance

JUNE 23, 2025

The EuroPA alliance (European Payments Alliance) – represented by Bancomat, Bizum, MB WAY (SIBS), and Vipps MobilePay – and EPI Company (EPI) have announced their cooperation, now exploring solutions to rapidly address Europe’s sovereignty challenge in payments, especially regarding cross-border transactions.

Cross-Border 59

Cross-Border Payments Participant Use Case 59

Fintech News

JUNE 16, 2025

Initially developed by the BIS Innovation Hub, Project Nexus aims to link domestic instant payment systems (IPS) through a single multilateral gateway, replacing the current patchwork of costly and complex bilateral connections. What is Project Nexus, and how does it address today’s cross-border payment challenges?

Cross-Border Payments 82

Cross-Border Payments Cross-Border APACS ISO 20022 82

The Payments Association

JANUARY 13, 2025

It addresses how evolving regulations shape the digital asset landscape, influencing innovation, compliance, and global competitiveness. PSPs must adapt by enhancing compliance, leveraging new frameworks for innovation, and collaborating to shape practical regulatory solutions. This could slow innovation and hike costs.

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

Fintech News

JULY 10, 2025

Jack McDonald “Ripple USD addresses a critical gap in the market as a stablecoin developed for enterprise-grade financial use cases, designed to meet the rigorous standards of leading financial institutions. said Jack McDonald, SVP of Stablecoins at Ripple.

Stablecoins 96

Stablecoins Cross-Border Payments Cross-Border Interoperability 96

The Payments Association

JUNE 16, 2025

That’s a lot of money—think what we could do with that as reinvestment into ageing technology stacks, modernisation, innovation, change, that’s a far more exciting place to spend this money. Financial technology investment priorities To address these challenges, organisations are prioritising investments in financial technology.

Embedded Finance 88

Embedded Finance AI Cybersecurity Addressing 88

Fintech News

JULY 21, 2025

Safeguarding quantum computing from cyber threats Next, to guard against quantum-related threats, MAS signed an MoU with DBS, HSBC, OCBC, UOB, and tech companies SPTel and SpeQtral to explore the use of Quantum Key Distribution (QKD) in financial services.

FinTech 71

FinTech Scams AI Risk 71

Fintech Finance

MAY 1, 2025

Morgan has been committed to serving clients in MENA – we are uniquely positioned to deliver the full spectrum of capabilities clients require to address the complex challenges they face. This relationship reinforces our commitment to innovation, seamless connectivity, and global financial leadership. ” A division of J.P.

Cross-Border Payments 69

Cross-Border Payments Cross-Border Settlement Blockchain 69

Neopay

MAY 28, 2025

Almost 70 market participants including merchants, fintech companies, start-ups, banks and other payment service providers have signed up to work with the ECB to explore digital euro payment functionalities and use cases. It is also developing potential use cases for day-to-day payments.

Innovation 52

Innovation Use Case Participant Central Bank 52

The Fintech Times

DECEMBER 6, 2024

One of the biggest challenges for crypto adoption has been its use cases. For many, it has simply been viewed as a volatile investment, but what if it could be used to make everyday purchases? this shared vision sets a new standard for innovation, accessibility, and sustainability in retail payments.

AI 72

AI Cryptocurrency Payments Ubiquitous 72

Finextra

JUNE 30, 2025

Use Cases and Impact U.S. banks are applying AI in a range of use cases. On the risk and operations side, common uses include fraud detection, anti-money-laundering pattern detection, credit risk scoring and trading optimization. Use Cases and Early Benefits UK banks mirror global trends in AI use cases.

AI 69

AI Finance Fraud Detection Use Case 69

Fintech News

FEBRUARY 10, 2025

In this article, we cover the developments between Agentic AI in fintech and possible use cases, giving a glimpse into how financial services could look like in the near future. Next, in a business angle, Stripe has developed an innovative agent toolkit designed to enhance the functionality of AI agents within the fintech space.

AI 88

AI FinTech Fraud Detection Fraud Prevention 88

Fintech News

DECEMBER 9, 2024

The goal is to attract investment and innovation, maintain Singapore’s competitive edge in the global arena, and expand financial inclusion. However, this embrace of the new is not without a cautious side, as Singapore carefully balances innovation with robust regulation and consumer protection.

Cryptocurrency 119

Cryptocurrency Cross-Border Consumer Protection Facilitators 119

The Payments Association

JUNE 16, 2025

It highlights major trade-offs in security, privacy, and policy that must be addressed before offline CBDC payments can scale. Continued collaboration is essential to ensure security, usability, and trust in this evolving financial innovation. Product design must align with the risk profile and customer expectations of each use case.

Settlement 88

Settlement CBDC Payment APIs and Integration Privacy 88

Tearsheet

FEBRUARY 27, 2025

We plan to continue to deliver more use cases for merchants and consumers around the world, says Zabaneh. The double-edged sword of crypto payments and how PayPal is working through it While progress with crypto payments continues, certain grey areas still require clearer guidelines, and PayPal is working to address them.

PayPal 72

PayPal Payments Digital Currency Bitcoin 72

The Fintech Times

APRIL 11, 2025

TN allows network participants to have an irrevocable proof of identity as well as exchange and verify digital asset addresses automatically. It empowers us to securely collaborate with other leading financial institutions while retaining full control over our operations. Instant transfer confirmation is also possible.

Participant 59

Participant Settlement Irrevocability Compliance 59

Fintech News

NOVEMBER 17, 2024

Enter fintechs, like the Philippines-based Salmon, who leverage agility, talent, and innovation to not only compete and collaborate with banks, but acquire banks and transform into full-fledged financial institutions. The pressure to stay ahead continues to mount as customers demand more immediate and user-friendly experiences.

SWIFT 116

SWIFT API Underserved Interoperability 116

Fintech Finance

JANUARY 22, 2025

Brite launched its Instant Payments offering in Germany in 2024, where research indicates that two-thirds of consumers are already familiar with A2A payments in part due to the legacy of early A2A innovators such as Sofort and are open to trying new online payment methods.

Product 98

Product Instant Payments Online and Mobile Banking Payments 98

The Fintech Times

APRIL 30, 2025

Brad Goodall , CEO and co-founder of Banked, said, This is a leading global use case of payment and loyalty working together as one seamless experience for the consumer. We are proud to lead the retail industry with this innovative, all-in-one solution.

Payments 45

Payments Debit Card On-Demand Use Case 45

Finextra

JUNE 18, 2025

Furthermore, brand choice is not only a European requirement: nexo standards enable merchants globally to address similar needs wherever brand selection is expected or mandated. Initiatives are also exploring Instant Payment use cases based on nexo frameworks. Work is actively underway to integrate Instant Payments use cases.

ISO 20022 52

ISO 20022 Transactions Payment APIs and Integration Cross-Border 52

The Payments Association

MAY 3, 2025

It highlights how innovation, regulation, AI, and risk management are shaping the future of payments and impacting business models. Firms must build resilience, align with evolving regulations, and invest in practical innovation to stay competitive in a volatile landscape. Why is it important?

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

The Payments Association

JUNE 23, 2025

Paytiko’s most recent innovation, GrowthHub, is underpinned by this philosophy. The system even goes as far as advising the merchant on which new PSPs to enlist, based on historical approval rates and cost analysis that are customized to the merchant’s use case. Fraud detection is also encompassed by automation.

Technology 88

Technology Payments Wire Transfer Processors 88

The Payments Association

MARCH 17, 2025

How the FCA can define and balance acceptable risk in UK payments regulation to support innovation while ensuring financial stability and consumer protection. Industry stakeholders and regulators must collaborate to refine risk-based policies that enable innovation while safeguarding financial integrity. Why is it important?

Regulations 88

Regulations Risk Stablecoins Payments 88

The Payments Association

DECEMBER 10, 2024

It highlights the urgent need for payments firms to address AI-driven fraud to protect financial security, maintain customer trust, and comply with regulations. These partnerships can provide access to innovative tools and expertise that may not be readily available in-house. Why is it important? What’s next? Read More

AI 88

AI Fraud Detection Fraud Prevention Deepfake 88

The Fintech Times

JULY 10, 2025

These frustrations are what sparked a simple idea for Burbank founder Justin Pike , an experienced entrepreneur and innovator, with more than 22 years of experience in payments: if you can tap your card and enter a PIN to pay in a shop, why can’t you do the same online?

Online and Mobile Banking 59

Online and Mobile Banking CHIPS Laws Account Takeovers 59

The Fintech Times

JULY 9, 2025

Enabling direct minting and redemption of EURØP enhances our liquidity offering and opens the door to innovative new use cases and faster, more cost-effective transactions.” EURØP looks to address these challenges head-on, offering a euro-native solution tailored to the needs of the European market.

Stablecoins 64

Stablecoins Multi-Currency Use Case Digital Currency 64

Finextra

JUNE 9, 2025

Nacha’s Smarter Faster Payments conference highlighted the progress that is now being made to expand use-cases and benefits. Similarly, a record 98 million transactions were made through The Clearing House (TCH-RTP) network in Q4 2024 [3]. is taking steps to increase transfer limits.

ISO 20022 52

ISO 20022 ISOs FedNow TCH 52

The Payments Association

JANUARY 15, 2025

Swift drives global interoperability and innovation, aligning with the UK’s National Payments Vision to enhance seamless, secure payments. The richer, more structured data promised by ISO 20022 represents a significant leap forward, increasing straight-through processing and providing a foundation for future innovation.

SWIFT 88

SWIFT ISO 20022 Cross-Border Cross-Border Payments 88

The Payments Association

MARCH 18, 2025

Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products. Europe is driving regulatory-first frameworks, while Asia is spearheading market-led innovation. Why is it important? What’s next? Regional approaches are diverging.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Stax

MAY 23, 2025

Integrated payments facilitate new modes of payment, so they can stay up-to-date with the latest in payment innovations. Specialized support team available for assistance A dedicated support team that can answer and address all payment-related concerns of your users can greatly elevate the customer experience you offer.

ISVS 88

ISVS Best Practices Payment APIs and Integration Enrollments 88

Payments Dive

JULY 17, 2025

Mastercard already allows for some purchases using stablecoins, but it’s also aiming to expand those use cases, partly by partnering with other companies operating in that arena. Sign up A valid email address is required. Sign up A valid email address is required. Sign up A valid email address is required.

Stablecoins 78

Stablecoins Visa FedNow Cross-Border 78

Finextra

JULY 14, 2025

In fact, a global marketing survey found personalization is the predominant use case for AI in finance, with 44% of organizations scaling AI to tailor customer experiences, anticipate needs and boost loyalty. To address this, banks paired AI insights with human validation or made AI recommendations fully transparent.

AI 71

AI Rules Online and Mobile Banking Non-Bank 71

M2P Fintech

APRIL 4, 2025

Traditional working capital loans from banks often fall short in addressing these specific needs, leading to cash flow issues and hindered growth. This blog explores the challenges in supply chain financing and how M2Ps Credit Stack is addressing them to empower businesses. What is Supply Chain Financing?

Finance 52

Finance Payment APIs and Integration Credit Cards Risk 52

Finextra

JULY 9, 2025

Jack McDonald, SVP, stablecoins, Ripple, says: “Ripple USD addresses a critical gap in the market as a stablecoin developed for enterprise-grade financial use cases, designed to meet the rigorous standards of leading financial institutions.

Stablecoins 75

Stablecoins Cross-Border Payments Cross-Border Privacy 75